Unfortunately, this all depends on bad math. $85 billion, divided by 200 million people is just $425 each...not $425,000!
Second, of course, it depends on the assimption that the $85 billion...or whatever sum...is lost forever, as if thrown down a hole. The reality is that much of the $700 billion is being invested(!) in the banks, earning 5% interest...which jumps to 10% after a while. So, in that regard, the taxpayers are getting a much better deal than the shareholders, many of whom may have lost their entire investment.