FCF – Dividend Returns, History & Calculator
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated te
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Price Data
Dividend Data
Growth Rates
Total Returns
Fair Value
Financial Metrics
Calculate your FCF Dividend Returns
Quickly and easily calculate FCF dividend yield using our FCF calculator. Adjust the fields below to see how your FCF investments snowball over time.
Portfolio Growth Over Time
Data last updated: November 28, 2025 4:05 am
Year-by-Year Portfolio Growth (Realistic DRIP Scenario)
| Year | Start Balance | Start Shares | Share Price | Dividend / Share | Dividend Yield | Yield on Cost | Annual Dividend | Total Dividends | End Shares | End Balance |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | $10,000 | 611 | $16.36 | $0.14 | 3.30% | 3.30% | $359 | $359 | 707 | $11,559 |
| 2 | $12,161 | 707 | $17.21 | $0.14 | 3.35% | 3.52% | $438 | $797 | 802 | $13,799 |
| 3 | $14,517 | 802 | $18.11 | $0.15 | 3.40% | 3.76% | $526 | $1,323 | 897 | $16,243 |
| 4 | $17,088 | 897 | $19.05 | $0.16 | 3.45% | 4.02% | $624 | $1,946 | 993 | $18,912 |
| 5 | $19,896 | 993 | $20.04 | $0.18 | 3.50% | 4.29% | $733 | $2,679 | 1,089 | $21,829 |
| 6 | $22,965 | 1,089 | $21.08 | $0.19 | 3.56% | 4.58% | $855 | $3,534 | 1,187 | $25,020 |
| 7 | $26,322 | 1,187 | $22.18 | $0.20 | 3.61% | 4.89% | $991 | $4,525 | 1,285 | $28,512 |
| 8 | $29,996 | 1,285 | $23.34 | $0.21 | 3.66% | 5.23% | $1,142 | $5,667 | 1,386 | $32,338 |
| 9 | $34,022 | 1,386 | $24.55 | $0.23 | 3.72% | 5.58% | $1,311 | $6,978 | 1,488 | $36,533 |
| 10 | $38,434 | 1,488 | $25.83 | $0.24 | 3.78% | 5.96% | $1,500 | $8,479 | 1,593 | $41,135 |
FCF Dividend History
| Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 11/07/2025 | 11/07/2025 | $0.135 | 3.40% | 3.43% | $15.75 |
| 08/08/2025 | 08/08/2025 | $0.135 | 3.27% | 3.33% | $16.21 |
| 05/09/2025 | 05/09/2025 | $0.135 | 3.35% | 3.45% | $15.66 |
| 02/07/2025 | 02/07/2025 | $0.130 | 3.11% | 3.11% | $16.71 |
| 11/08/2024 | 11/08/2024 | $0.130 | 2.80% | 2.82% | $18.42 |
| 08/02/2024 | 08/02/2024 | $0.130 | 3.05% | 3.11% | $16.73 |
| 05/02/2024 | 05/02/2024 | $0.130 | 3.72% | 3.83% | $13.59 |
| 02/08/2024 | 02/08/2024 | $0.125 | 3.80% | 3.80% | $13.15 |
| 11/02/2023 | 11/02/2023 | $0.125 | 3.93% | 3.97% | $12.58 |
| 08/03/2023 | 08/03/2023 | $0.125 | 3.45% | 3.52% | $14.22 |
| 05/04/2023 | 05/04/2023 | $0.125 | 4.13% | 4.26% | $11.75 |
| 02/02/2023 | 02/02/2023 | $0.120 | 3.17% | 3.17% | $15.14 |
| 11/03/2022 | 11/03/2022 | $0.120 | 3.40% | 3.44% | $13.97 |
| 08/04/2022 | 08/04/2022 | $0.120 | 3.25% | 3.31% | $14.48 |
| 05/05/2022 | 05/05/2022 | $0.120 | 3.40% | 3.51% | $13.69 |
| 02/03/2022 | 02/03/2022 | $0.115 | 2.80% | 2.80% | $16.45 |
| 11/04/2021 | 11/04/2021 | $0.115 | 2.94% | 2.97% | $15.50 |
| 08/05/2021 | 08/05/2021 | $0.115 | 3.44% | 3.52% | $13.08 |
| 05/06/2021 | 05/06/2021 | $0.115 | 2.93% | 3.03% | $15.20 |
| 02/04/2021 | 02/04/2021 | $0.110 | 3.54% | 3.54% | $12.42 |
FCF 10-yr Total Return ($10,000 invested)
This analysis of FCF demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 10.3% CAGR, representing strong long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.
Total Return with and without DRIP (FCF)
Over the selected period, investing $10,000 in FCF would grow to $37,915 with DRIP (279.2%), and $32,928 without DRIP (229.3%).
FCF Dividend Reinvestment Snowball
Investing $10,000 + $100/mo in FCF with historic price growth (5.20%) and dividend growth (6.79%) produces dramatically different outcomes depending on whether you reinvest dividends.
After 20 Years
Your Investment: $34,000
Portfolio: $124,746
Annual Dividend: $5,552
Yield on Cost: 16.33%
Total Dividends: $39,524
Portfolio: $96,295
Total Dividends: $27,026
After 30 Years
Your Investment: $46,000
Portfolio: $349,009
Annual Dividend: $18,035
Yield on Cost: 39.21%
Total Dividends: $141,428
Portfolio: $203,396
Total Dividends: $72,682
Milestones on the way
By year 13, the compounding really starts to show. Your total dividends collected reach $14,130 against a total investment of $25,600. At this point, your portfolio is throwing off $2,387 per year in dividends alone.
By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $3,887, a powerful “income on autopilot” milestone.
After two decades, cumulative dividends total $39,524 versus $34,000 invested, nearly a 116% recovery of capital purely from income. Yield on cost reaches 16.33%.
At year 25, the income engine takes over. The portfolio’s annual dividend of $9,997 is greater than total contributions to date ($40,000), and cumulative dividends exceed $75,921.
By year 30, the DRIP snowball is in full force. Yearly income reaches $18,035, cumulative dividends total $141,428, and the DRIP portfolio value stands at $349,009, compared with $203,396 if dividends weren’t reinvested.
How we estimate these numbers
We use the latest calculator inputs for FCF, price $16.36, dividend per period $0.14 (4x/year), along with historic growth assumptions: price growth 5.20% and dividend growth 6.79% annually.
We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.
This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.
Projected Future Returns & Dividends for FCF
Based on past 10-year performance, here are FCF growth metrics:
Using FCF CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:
| FCF (DRIP) | FCF (No DRIP) | |
|---|---|---|
| Current Price | $16.36 | $16.36 |
| Start Shares | 611.25 | 611.25 |
| Start Value | $10,000 | $10,000 |
| After 10 years: | ||
| Final Share Count | 869.99 | 611.25 |
| Dividends Payment | $1.03 | $1.03 |
| Annual Dividends | $864 | $631 |
| Yield on cost | 8.64% | 6.31% |
| Share Price | $26.84 | $26.84 |
| Total Dividends | $5,729 | $4,795 |
| Final Value | $23,349 | $21,199 |
Estimated Future Value + Dividends – FCF
Dividend History: Payments & Yield
Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.
Dividend Growth
Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.
Dividend Payments & Yield
Quarterly dividends with TTM yield and a 5âyear rolling average overlay. Helps compare current yield versus recent history across different ranges.
FCF Dividend History
| Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 11/07/2025 | 11/07/2025 | $0.135 | 3.40% | 3.43% | $15.75 |
| 08/08/2025 | 08/08/2025 | $0.135 | 3.27% | 3.33% | $16.21 |
| 05/09/2025 | 05/09/2025 | $0.135 | 3.35% | 3.45% | $15.66 |
| 02/07/2025 | 02/07/2025 | $0.130 | 3.11% | 3.11% | $16.71 |
| 11/08/2024 | 11/08/2024 | $0.130 | 2.80% | 2.82% | $18.42 |
| 08/02/2024 | 08/02/2024 | $0.130 | 3.05% | 3.11% | $16.73 |
| 05/02/2024 | 05/02/2024 | $0.130 | 3.72% | 3.83% | $13.59 |
| 02/08/2024 | 02/08/2024 | $0.125 | 3.80% | 3.80% | $13.15 |
| 11/02/2023 | 11/02/2023 | $0.125 | 3.93% | 3.97% | $12.58 |
| 08/03/2023 | 08/03/2023 | $0.125 | 3.45% | 3.52% | $14.22 |
| 05/04/2023 | 05/04/2023 | $0.125 | 4.13% | 4.26% | $11.75 |
| 02/02/2023 | 02/02/2023 | $0.120 | 3.17% | 3.17% | $15.14 |
| 11/03/2022 | 11/03/2022 | $0.120 | 3.40% | 3.44% | $13.97 |
| 08/04/2022 | 08/04/2022 | $0.120 | 3.25% | 3.31% | $14.48 |
| 05/05/2022 | 05/05/2022 | $0.120 | 3.40% | 3.51% | $13.69 |
| 02/03/2022 | 02/03/2022 | $0.115 | 2.80% | 2.80% | $16.45 |
| 11/04/2021 | 11/04/2021 | $0.115 | 2.94% | 2.97% | $15.50 |
| 08/05/2021 | 08/05/2021 | $0.115 | 3.44% | 3.52% | $13.08 |
| 05/06/2021 | 05/06/2021 | $0.115 | 2.93% | 3.03% | $15.20 |
| 02/04/2021 | 02/04/2021 | $0.110 | 3.54% | 3.54% | $12.42 |
| 11/05/2020 | 11/05/2020 | $0.110 | 5.17% | 5.17% | $8.51 |
| 08/06/2020 | 08/06/2020 | $0.110 | 5.39% | 5.51% | $7.98 |
| 05/07/2020 | 05/07/2020 | $0.110 | 5.29% | 5.54% | $7.94 |
| 02/06/2020 | 02/06/2020 | $0.110 | 2.93% | 3.14% | $14.01 |
| 11/07/2019 | 11/07/2019 | $0.100 | 2.75% | 2.75% | $14.56 |
| 08/01/2019 | 08/01/2019 | $0.100 | 2.96% | 3.04% | $13.17 |
| 05/02/2019 | 05/02/2019 | $0.100 | 2.81% | 2.96% | $13.52 |
| 02/07/2019 | 02/07/2019 | $0.100 | 2.70% | 2.92% | $13.70 |
| 11/01/2018 | 11/01/2018 | $0.090 | 2.65% | 2.73% | $13.20 |
| 08/02/2018 | 08/02/2018 | $0.090 | 1.99% | 2.11% | $17.10 |
| 05/03/2018 | 05/03/2018 | $0.090 | 2.20% | 2.40% | $15.01 |
| 02/01/2018 | 02/01/2018 | $0.080 | 2.19% | 2.19% | $14.59 |
| 11/03/2017 | 11/03/2017 | $0.080 | 2.21% | 2.21% | $14.46 |
| 08/03/2017 | 08/03/2017 | $0.080 | 2.43% | 2.51% | $12.77 |
| 05/03/2017 | 05/03/2017 | $0.080 | 2.32% | 2.47% | $12.95 |
| 02/02/2017 | 02/02/2017 | $0.080 | 2.08% | 2.30% | $13.91 |
| 11/03/2016 | 11/03/2016 | $0.070 | 2.79% | 2.79% | $10.03 |
| 08/04/2016 | 08/04/2016 | $0.070 | 2.90% | 2.90% | $9.66 |
| 05/04/2016 | 05/04/2016 | $0.070 | 3.18% | 3.18% | $8.80 |
| 02/04/2016 | 02/04/2016 | $0.070 | 3.36% | 3.36% | $8.34 |
| 11/05/2015 | 11/05/2015 | $0.070 | 2.93% | 2.93% | $9.56 |
| 08/06/2015 | 08/06/2015 | $0.070 | 3.01% | 3.01% | $9.31 |
| 05/06/2015 | 05/06/2015 | $0.070 | 3.09% | 3.09% | $9.07 |
| 02/05/2015 | 02/05/2015 | $0.070 | 3.27% | 3.27% | $8.55 |
| 11/06/2014 | 11/06/2014 | $0.070 | 2.97% | 2.97% | $9.43 |
| 07/31/2014 | 07/31/2014 | $0.070 | 3.15% | 3.27% | $8.56 |
| 04/30/2014 | 04/30/2014 | $0.070 | 3.03% | 3.26% | $8.59 |
| 02/06/2014 | 02/06/2014 | $0.070 | 3.17% | 3.55% | $7.89 |
| 10/31/2013 | 10/31/2013 | $0.060 | 2.65% | 2.76% | $8.69 |
| 08/01/2013 | 08/01/2013 | $0.060 | 2.89% | 3.15% | $7.61 |
| 05/01/2013 | 05/01/2013 | $0.060 | 3.09% | 3.53% | $6.79 |
| 02/07/2013 | 02/07/2013 | $0.050 | 2.81% | 2.81% | $7.13 |
| 11/01/2012 | 11/01/2012 | $0.050 | 2.77% | 3.08% | $6.50 |
| 08/01/2012 | 08/01/2012 | $0.050 | 2.32% | 2.90% | $6.90 |
| 05/02/2012 | 05/02/2012 | $0.050 | 2.18% | 3.12% | $6.42 |
| 02/01/2012 | 02/01/2012 | $0.030 | 2.09% | 2.09% | $5.74 |
| 10/27/2011 | 10/27/2011 | $0.030 | 2.61% | 2.61% | $4.60 |
| 07/27/2011 | 07/27/2011 | $0.030 | 1.91% | 2.29% | $5.23 |
| 04/28/2011 | 04/28/2011 | $0.030 | 1.28% | 1.91% | $6.27 |
| 01/27/2011 | 01/27/2011 | $0.030 | 0.88% | 1.76% | $6.83 |
| 10/27/2010 | 10/27/2010 | $0.010 | 1.07% | 0.71% | $5.60 |
| 07/28/2010 | 07/28/2010 | $0.010 | 1.56% | 0.78% | $5.12 |
| 04/28/2010 | 04/28/2010 | $0.010 | 1.52% | 0.61% | $6.57 |
| 01/27/2010 | 01/27/2010 | $0.030 | 3.41% | 1.95% | $6.15 |
| 10/29/2009 | 10/29/2009 | $0.030 | 6.15% | 2.11% | $5.69 |
| 08/04/2009 | 08/04/2009 | $0.030 | 7.18% | 1.76% | $6.82 |
| 03/27/2009 | 03/27/2009 | $0.120 | 6.95% | 5.30% | $9.06 |
| 12/29/2008 | 12/29/2008 | $0.170 | 5.72% | 5.72% | $11.88 |
| 09/26/2008 | 09/26/2008 | $0.170 | 5.35% | 5.35% | $12.70 |
| 06/26/2008 | 06/26/2008 | $0.170 | 6.95% | 6.95% | $9.79 |
| 03/27/2008 | 03/27/2008 | $0.170 | 5.77% | 5.77% | $11.79 |
| 12/27/2007 | 12/27/2007 | $0.170 | 6.33% | 6.33% | $10.74 |
| 09/26/2007 | 09/26/2007 | $0.170 | 5.90% | 5.90% | $11.53 |
| 06/27/2007 | 06/27/2007 | $0.170 | 6.12% | 6.12% | $11.12 |
| 03/28/2007 | 03/28/2007 | $0.170 | 5.71% | 5.71% | $11.90 |
| 12/27/2006 | 12/27/2006 | $0.170 | 4.91% | 4.91% | $13.84 |
| 09/27/2006 | 09/27/2006 | $0.170 | 5.18% | 5.18% | $13.14 |
| 06/28/2006 | 06/28/2006 | $0.170 | 5.50% | 5.54% | $12.27 |
| 03/29/2006 | 03/29/2006 | $0.170 | 4.70% | 4.77% | $14.27 |
| 12/28/2005 | 12/28/2005 | $0.170 | 5.10% | 5.21% | $13.05 |
| 09/28/2005 | 09/28/2005 | $0.165 | 4.97% | 4.97% | $13.27 |
| 06/28/2005 | 06/28/2005 | $0.165 | 4.72% | 4.76% | $13.87 |
| 03/29/2005 | 03/29/2005 | $0.165 | 4.85% | 4.93% | $13.39 |
| 12/29/2004 | 12/29/2004 | $0.165 | 4.17% | 4.27% | $15.45 |
| 09/28/2004 | 09/28/2004 | $0.160 | 4.71% | 4.71% | $13.60 |
| 06/28/2004 | 06/28/2004 | $0.160 | 4.91% | 4.95% | $12.93 |
| 03/29/2004 | 03/29/2004 | $0.160 | 4.34% | 4.40% | $14.53 |
| 12/29/2003 | 12/29/2003 | $0.160 | 4.30% | 4.40% | $14.55 |
| 09/26/2003 | 09/26/2003 | $0.155 | 4.81% | 4.81% | $12.88 |
| 06/26/2003 | 06/26/2003 | $0.155 | 4.88% | 4.92% | $12.61 |
| 03/27/2003 | 03/27/2003 | $0.155 | 5.17% | 5.26% | $11.79 |
| 12/27/2002 | 12/27/2002 | $0.155 | 5.35% | 5.49% | $11.30 |
| 09/26/2002 | 09/26/2002 | $0.150 | 4.80% | 4.80% | $12.49 |
| 06/26/2002 | 06/26/2002 | $0.150 | 4.54% | 4.58% | $13.11 |
| 03/26/2002 | 03/26/2002 | $0.150 | 4.35% | 4.43% | $13.55 |
| 12/27/2001 | 12/27/2001 | $0.150 | 4.65% | 4.77% | $12.58 |
| 09/26/2001 | 09/26/2001 | $0.145 | 4.89% | 4.89% | $11.85 |
| 06/27/2001 | 06/27/2001 | $0.145 | 4.34% | 4.38% | $13.24 |
| 03/28/2001 | 03/28/2001 | $0.145 | 5.53% | 5.63% | $10.30 |
| 12/27/2000 | 12/27/2000 | $0.145 | 5.69% | 5.84% | $9.94 |
| 09/27/2000 | 09/27/2000 | $0.140 | 6.14% | 6.14% | $9.13 |
| 06/28/2000 | 06/28/2000 | $0.140 | 5.83% | 5.93% | $9.44 |
| 03/29/2000 | 03/29/2000 | $0.140 | 5.61% | 5.82% | $9.63 |
Dividend Payout Ratio
Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.
Dividend to Free Cash Flow Ratio
Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.
Share Price
Historical closing price with range controls. Table view includes quarterâoverâquarter and yearâoverâyear changes for additional context.
Price to Earnings
FCF trades at a 44.6x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.
Price to Sales
FCF trades at a 13.5x price-to-sales ratio, providing insight into market valuation relative to revenue generation.
Revenue
FCF generated $0.1B in revenue. Revenue has grown by 41% over the period.
Net Income
FCF reported $0.0B in net income.
Revenue vs Net Income
FCF generated $0.1B in revenue with net income of $0.0B, representing a 30.4% net profit margin.
Gross Profit
FCF achieved $0.1B in gross profit, showing revenue after direct production costs.
Operating Income
FCF generated $0.0B in operating income, representing profit from core business operations.
EBITDA
FCF generated $0.1B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.
Operating Cash Flow
FCF generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.
Free Cash Flow
FCF generated $0.0B in free cash flow. Free cash flow has increased by 18% over the period.
Free Cash Flow / Share
FCF generates $0.41 in free cash flow per share. FCF per share has grown by 18% over the period.
Earnings Per Share (EPS)
FCF reported $0.40 in earnings per share.
Return on Equity (ROE)
FCF delivered a 25.3% return on equity, indicating how effectively the company generates returns for shareholders.
Return on Assets (ROA)
FCF achieved a 15.2% return on assets, measuring how efficiently the company uses its assets to generate profit.
Net Profit Margin
FCF maintains a 30.4% net profit margin, showing the percentage of revenue retained as profit after all expenses.
Gross Profit Margin
FCF operates with a 76.3% gross profit margin, reflecting pricing power and cost efficiency in core operations.
Cash & Debt
FCF holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.
Shares Outstanding
FCF has 0.1B shares outstanding.
Stock-Based Comp
FCF reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 41%.
FCF vs Stock Based Comp
FCF generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 8% of FCF.
FCF vs FCF / Share
FCF reported $0.0B in free cash flow, translating to $0.41 per share.
Revenue: Actual + Estimates
This chart tracks FCF revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EPS: Actual + Estimates
This chart tracks FCF eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
Net Income: Actual + Estimates
This chart tracks FCF net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EBITDA: Actual + Estimates
This chart tracks FCF ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
