Calculate your SCHD Dividend Returns
Quickly and easily calculate SCHD dividend yield using our SCHD calculator. Adjust the fields below to see how your SCHD investments snowball over time.
Portfolio Growth Over Time
Data last updated: August 21, 2025 6:04 pm
Year-by-Year Portfolio Growth (Realistic DRIP Scenario)
| Year | Start Balance | Start Shares | Share Price | Dividend / Share | Dividend Yield | Yield on Cost | Annual Dividend | Total Dividends | End Shares | End Balance |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | $10,000 | 363 | $27.55 | $0.26 | 3.77% | 3.77% | $411 | $411 | 421 | $11,611 |
| 2 | $12,575 | 421 | $29.84 | $0.29 | 3.84% | 4.15% | $518 | $930 | 479 | $14,293 |
| 3 | $15,479 | 479 | $32.31 | $0.31 | 3.90% | 4.57% | $642 | $1,572 | 536 | $17,321 |
| 4 | $18,758 | 536 | $34.99 | $0.35 | 3.96% | 5.03% | $784 | $2,356 | 593 | $20,743 |
| 5 | $22,463 | 593 | $37.89 | $0.38 | 4.03% | 5.54% | $949 | $3,305 | 649 | $24,612 |
| 6 | $26,654 | 649 | $41.04 | $0.42 | 4.09% | 6.10% | $1,139 | $4,444 | 706 | $28,993 |
| 7 | $31,399 | 706 | $44.44 | $0.46 | 4.16% | 6.71% | $1,358 | $5,802 | 764 | $33,957 |
| 8 | $36,774 | 764 | $48.13 | $0.51 | 4.23% | 7.39% | $1,612 | $7,414 | 822 | $39,586 |
| 9 | $42,870 | 822 | $52.12 | $0.56 | 4.30% | 8.13% | $1,904 | $9,318 | 882 | $45,974 |
| 10 | $49,788 | 882 | $56.45 | $0.62 | 4.37% | 8.95% | $2,243 | $11,562 | 943 | $53,231 |
The table above shows the SCHD dividend snowball effect, meaning how your investment grows and compounds over time, including: your balance, shares over time, share price, SCHD dividend yield, total returns and more, broken down by years.
SCHD Dividend History
| Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 06/25/2025 | 06/25/2025 | $0.260 | 3.91% | 3.97% | $26.20 |
| 03/26/2025 | 03/26/2025 | $0.249 | 3.74% | 3.58% | $27.80 |
| 12/11/2024 | 12/11/2024 | $0.265 | 3.52% | 3.75% | $28.25 |
| 09/25/2024 | 09/25/2024 | $0.252 | 3.52% | 3.62% | $27.79 |
| 06/26/2024 | 06/26/2024 | $0.275 | 3.66% | 4.26% | $25.81 |
| 03/20/2024 | 03/20/2024 | $0.204 | 3.37% | 3.08% | $26.41 |
| 12/06/2023 | 12/06/2023 | $0.247 | 3.69% | 4.11% | $24.04 |
| 09/20/2023 | 09/20/2023 | $0.218 | 3.61% | 3.61% | $24.16 |
| 06/21/2023 | 06/21/2023 | $0.222 | 3.63% | 3.71% | $23.91 |
| 03/22/2023 | 03/22/2023 | $0.199 | 3.75% | 3.39% | $23.45 |
| 12/07/2022 | 12/07/2022 | $0.234 | 3.37% | 3.70% | $25.34 |
| 09/21/2022 | 09/21/2022 | $0.212 | 3.57% | 3.67% | $23.14 |
| 06/22/2022 | 06/22/2022 | $0.235 | 3.43% | 3.97% | $23.63 |
| 03/23/2022 | 03/23/2022 | $0.173 | 2.91% | 2.66% | $25.99 |
| 12/08/2021 | 12/08/2021 | $0.207 | 2.90% | 3.19% | $25.88 |
| 09/22/2021 | 09/22/2021 | $0.196 | 3.00% | 3.16% | $24.76 |
| 06/23/2021 | 06/23/2021 | $0.180 | 2.94% | 2.90% | $24.84 |
| 03/24/2021 | 03/24/2021 | $0.168 | 2.94% | 2.83% | $23.69 |
| 12/10/2020 | 12/10/2020 | $0.201 | 3.16% | 3.75% | $21.42 |
| 09/23/2020 | 09/23/2020 | $0.181 | 3.54% | 4.06% | $17.84 |
SCHD Dividend Returs & Yield
SCHD 10-yr Total Return ($10,000 invested)
This analysis of SCHD demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 12.0% CAGR, representing strong long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.
Total Return with and without DRIP (SCHD)
Over the selected period, investing $10,000 in SCHD would grow to $44,111 with DRIP (341.1%), and $37,660 without DRIP (276.6%).
SCHD Dividend Reinvestment Snowball
Investing $10,000 + $100/mo in SCHD with historic price growth (8.30%) and dividend growth (10.06%) produces dramatically different outcomes depending on whether you reinvest dividends.
After 20 Years
Your Investment: $34,000
Portfolio: $220,087
Annual Dividend: $11,484
Yield on Cost: 33.78%
Total Dividends: $67,420
Portfolio: $150,464
Total Dividends: $41,963
After 30 Years
Your Investment: $46,000
Portfolio: $859,045
Annual Dividend: $52,701
Yield on Cost: 114.57%
Total Dividends: $322,509
Portfolio: $396,154
Total Dividends: $136,993
Milestones on the way
By year 13, the compounding really starts to show. Your total dividends collected reach $20,370 against a total investment of $25,600. At this point, your portfolio is throwing off $3,973 per year in dividends alone.
By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $7,306, a powerful “income on autopilot” milestone.
After two decades, cumulative dividends total $67,420 versus $34,000 invested, nearly a 198% recovery of capital purely from income. Yield on cost reaches 33.78%.
At year 25, the income engine takes over. The portfolio’s annual dividend of $24,459 is greater than total contributions to date ($40,000), and cumulative dividends exceed $148,641.
By year 30, the DRIP snowball is in full force. Yearly income reaches $52,701, cumulative dividends total $322,509, and the DRIP portfolio value stands at $859,045, compared with $396,154 if dividends weren’t reinvested.
How we estimate these numbers
We use the latest calculator inputs for SCHD, price $27.55, dividend per period $0.26 (4Ã/year), along with historic growth assumptions: price growth 8.30% and dividend growth 10.06% annually.
We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that monthâs price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the NoâDRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.
This model isnât investment advice; itâs a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.
Dividend History: Payments & Yield
Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.
Dividend Growth
Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.
Dividend Payments & Yield
Quarterly dividends with TTM yield and a 5âyear rolling average overlay. Helps compare current yield versus recent history across different ranges.
Share Price
Historical closing price with range controls. Table view includes quarterâoverâquarter and yearâoverâyear changes for additional context.
