ESNT – Dividend Returns, History & Calculator
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company's mortgage insurance products include primary, pool, and master policy. I
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Calculate your ESNT Dividend Returns
Quickly and easily calculate ESNT dividend yield using our ESNT calculator. Adjust the fields below to see how your ESNT investments snowball over time.
Portfolio Growth Over Time
Data last updated: October 16, 2025 8:10 pm
Year-by-Year Portfolio Growth (Realistic DRIP Scenario)
| Year | Start Balance | Start Shares | Share Price | Dividend / Share | Dividend Yield | Yield on Cost | Annual Dividend | Total Dividends | End Shares | End Balance |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | $10,000 | 170 | $58.81 | $0.31 | 2.11% | 2.11% | $228 | $228 | 194 | $11,428 |
| 2 | $12,390 | 194 | $63.76 | $0.33 | 2.09% | 2.27% | $277 | $505 | 217 | $13,867 |
| 3 | $15,034 | 217 | $69.13 | $0.36 | 2.07% | 2.44% | $330 | $835 | 240 | $16,564 |
| 4 | $17,958 | 240 | $74.94 | $0.39 | 2.06% | 2.62% | $388 | $1,223 | 261 | $19,546 |
| 5 | $21,191 | 261 | $81.25 | $0.41 | 2.04% | 2.82% | $451 | $1,674 | 281 | $22,842 |
| 6 | $24,765 | 281 | $88.09 | $0.45 | 2.02% | 3.03% | $520 | $2,194 | 301 | $26,485 |
| 7 | $28,714 | 301 | $95.50 | $0.48 | 2.01% | 3.26% | $596 | $2,790 | 319 | $30,510 |
| 8 | $33,078 | 319 | $103.54 | $0.52 | 1.99% | 3.50% | $678 | $3,469 | 338 | $34,956 |
| 9 | $37,898 | 338 | $112.26 | $0.55 | 1.97% | 3.77% | $769 | $4,237 | 355 | $39,867 |
| 10 | $43,222 | 355 | $121.70 | $0.60 | 1.96% | 4.05% | $867 | $5,105 | 372 | $45,290 |
ESNT Dividend History
| Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 05/30/2025 | 05/30/2025 | $0.310 | 2.03% | 2.14% | $58.00 |
| 03/14/2025 | 03/14/2025 | $0.310 | 2.10% | 2.27% | $54.72 |
| 12/02/2024 | 12/02/2024 | $0.280 | 1.96% | 1.96% | $57.02 |
| 08/30/2024 | 08/30/2024 | $0.280 | 1.70% | 1.74% | $64.29 |
| 05/31/2024 | 05/31/2024 | $0.280 | 1.87% | 1.98% | $56.70 |
| 03/12/2024 | 03/12/2024 | $0.280 | 1.85% | 2.01% | $55.66 |
| 11/30/2023 | 11/30/2023 | $0.250 | 2.07% | 2.07% | $48.34 |
| 08/31/2023 | 08/31/2023 | $0.250 | 1.95% | 1.99% | $50.22 |
| 05/31/2023 | 05/31/2023 | $0.250 | 2.15% | 2.26% | $44.17 |
| 03/09/2023 | 03/09/2023 | $0.250 | 2.21% | 2.42% | $41.24 |
| 11/30/2022 | 11/30/2022 | $0.230 | 2.15% | 2.29% | $40.09 |
| 08/31/2022 | 08/31/2022 | $0.220 | 2.05% | 2.20% | $39.99 |
| 05/31/2022 | 05/31/2022 | $0.210 | 1.82% | 1.96% | $42.79 |
| 03/09/2022 | 03/09/2022 | $0.200 | 1.81% | 1.95% | $40.99 |
| 11/30/2021 | 11/30/2021 | $0.190 | 1.68% | 1.83% | $41.58 |
| 08/31/2021 | 08/31/2021 | $0.180 | 1.42% | 1.53% | $47.08 |
| 05/28/2021 | 05/28/2021 | $0.170 | 1.36% | 1.42% | $47.84 |
| 03/09/2021 | 03/09/2021 | $0.160 | 1.51% | 1.51% | $42.52 |
| 11/30/2020 | 11/30/2020 | $0.160 | 1.46% | 1.46% | $43.86 |
| 08/28/2020 | 08/28/2020 | $0.160 | 1.75% | 1.78% | $35.90 |
ESNT 10-yr Total Return ($10,000 invested)
This analysis of ESNT demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 5.2% CAGR, representing moderate long-term performance. Recent 5-year performance has been particularly strong at 13.3% annually, outpacing the 10-year average. The DRIP strategy provided 21% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.
Total Return with and without DRIP (ESNT)
Over the selected period, investing $10,000 in ESNT would grow to $15,012 with DRIP (50.1%), and $14,555 without DRIP (45.5%).
ESNT Dividend Reinvestment Snowball
Investing $10,000 + $100/mo in ESNT with historic price growth (8.41%) and dividend growth (7.53%) produces dramatically different outcomes depending on whether you reinvest dividends.
After 20 Years
Your Investment: $34,000
Portfolio: $149,257
Annual Dividend: $2,672
Yield on Cost: 7.86%
Total Dividends: $21,171
Portfolio: $127,693
Total Dividends: $17,280
After 30 Years
Your Investment: $46,000
Portfolio: $415,217
Annual Dividend: $6,847
Yield on Cost: 14.88%
Total Dividends: $64,104
Portfolio: $312,823
Total Dividends: $46,611
Milestones on the way
By year 13, the compounding really starts to show. Your total dividends collected reach $8,234 against a total investment of $25,600. At this point, your portfolio is throwing off $1,305 per year in dividends alone.
By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $1,982, a powerful “income on autopilot” milestone.
After two decades, cumulative dividends total $21,171 versus $34,000 invested, nearly a 62% recovery of capital purely from income. Yield on cost reaches 7.86%.
At year 25, the income engine takes over. The portfolio’s annual dividend of $4,311 is greater than total contributions to date ($40,000), and cumulative dividends exceed $37,692.
By year 30, the DRIP snowball is in full force. Yearly income reaches $6,847, cumulative dividends total $64,104, and the DRIP portfolio value stands at $415,217, compared with $312,823 if dividends weren’t reinvested.
How we estimate these numbers
We use the latest calculator inputs for ESNT, price $58.80, dividend per period $0.31 (4×/year), along with historic growth assumptions: price growth 8.41% and dividend growth 7.53% annually.
We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.
This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.
Projected Future Returns & Dividends for ESNT
Based on past 10-year performance, here are ESNT growth metrics:
Dividend History: Payments & Yield
Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.
Dividend Growth
Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.
Dividend Payments & Yield
Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.
ESNT Dividend History
| Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 05/30/2025 | 05/30/2025 | $0.310 | 2.03% | 2.14% | $58.00 |
| 03/14/2025 | 03/14/2025 | $0.310 | 2.10% | 2.27% | $54.72 |
| 12/02/2024 | 12/02/2024 | $0.280 | 1.96% | 1.96% | $57.02 |
| 08/30/2024 | 08/30/2024 | $0.280 | 1.70% | 1.74% | $64.29 |
| 05/31/2024 | 05/31/2024 | $0.280 | 1.87% | 1.98% | $56.70 |
| 03/12/2024 | 03/12/2024 | $0.280 | 1.85% | 2.01% | $55.66 |
| 11/30/2023 | 11/30/2023 | $0.250 | 2.07% | 2.07% | $48.34 |
| 08/31/2023 | 08/31/2023 | $0.250 | 1.95% | 1.99% | $50.22 |
| 05/31/2023 | 05/31/2023 | $0.250 | 2.15% | 2.26% | $44.17 |
| 03/09/2023 | 03/09/2023 | $0.250 | 2.21% | 2.42% | $41.24 |
| 11/30/2022 | 11/30/2022 | $0.230 | 2.15% | 2.29% | $40.09 |
| 08/31/2022 | 08/31/2022 | $0.220 | 2.05% | 2.20% | $39.99 |
| 05/31/2022 | 05/31/2022 | $0.210 | 1.82% | 1.96% | $42.79 |
| 03/09/2022 | 03/09/2022 | $0.200 | 1.81% | 1.95% | $40.99 |
| 11/30/2021 | 11/30/2021 | $0.190 | 1.68% | 1.83% | $41.58 |
| 08/31/2021 | 08/31/2021 | $0.180 | 1.42% | 1.53% | $47.08 |
| 05/28/2021 | 05/28/2021 | $0.170 | 1.36% | 1.42% | $47.84 |
| 03/09/2021 | 03/09/2021 | $0.160 | 1.51% | 1.51% | $42.52 |
| 11/30/2020 | 11/30/2020 | $0.160 | 1.46% | 1.46% | $43.86 |
| 08/28/2020 | 08/28/2020 | $0.160 | 1.75% | 1.78% | $35.90 |
| 06/01/2020 | 06/01/2020 | $0.160 | 1.80% | 1.86% | $34.35 |
| 03/09/2020 | 03/09/2020 | $0.160 | 1.17% | 1.63% | $39.35 |
| 12/03/2019 | 12/03/2019 | $0.150 | 0.56% | 1.12% | $53.57 |
| 09/03/2019 | 09/03/2019 | $0.150 | 0.31% | 1.24% | $48.41 |
Dividend Payout Ratio
Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.
Dividend to Free Cash Flow Ratio
Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.
Share Price
Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.
Price to Earnings
ESNT trades at a 28.7x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.
Price to Sales
ESNT trades at a 17.6x price-to-sales ratio, providing insight into market valuation relative to revenue generation.
Revenue
ESNT generated $0.3B in revenue. Revenue has grown by 24% over the period.
Net Income
ESNT reported $0.2B in net income.
Revenue vs Net Income
ESNT generated $0.3B in revenue with net income of $0.2B, representing a 61.2% net profit margin.
Gross Profit
ESNT achieved $0.3B in gross profit, showing revenue after direct production costs.
Operating Income
ESNT generated $0.1B in operating income, representing profit from core business operations.
EBITDA
ESNT generated $0.1B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.
Operating Cash Flow
ESNT generated $0.2B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.
Free Cash Flow
ESNT generated $0.2B in free cash flow.
Free Cash Flow / Share
ESNT generates $2.17 in free cash flow per share. FCF per share has grown by 14% over the period.
Earnings Per Share (EPS)
ESNT reported $1.98 in earnings per share.
Return on Equity (ROE)
ESNT delivered a 51.0% return on equity, indicating how effectively the company generates returns for shareholders.
Return on Assets (ROA)
ESNT achieved a 30.6% return on assets, measuring how efficiently the company uses its assets to generate profit.
Net Profit Margin
ESNT maintains a 61.2% net profit margin, showing the percentage of revenue retained as profit after all expenses.
Gross Profit Margin
ESNT operates with a 78.6% gross profit margin, reflecting pricing power and cost efficiency in core operations.
Cash & Debt
ESNT holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.
Shares Outstanding
ESNT has 0.1B shares outstanding.
Stock-Based Comp
ESNT reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 24%.
FCF vs Stock Based Comp
ESNT generated $0.2B in free cash flow while spending $0.0B on stock-based compensation, representing 4% of FCF.
FCF vs FCF / Share
ESNT reported $0.2B in free cash flow, translating to $2.17 per share.
Revenue: Actual + Estimates
This chart tracks ESNT revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EPS: Actual + Estimates
This chart tracks ESNT eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
Net Income: Actual + Estimates
This chart tracks ESNT net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EBITDA: Actual + Estimates
This chart tracks ESNT ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
