FCF – Dividend Returns, History & Calculator

Dividend Challenger 9 Years

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated te

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Company Info

Symbol FCF
Company First
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $1,787.6M

Price Data

Price $17.10
Price Change -0.10
Price Change % -0.58%
Next Earnings Report Jan 27, 2026
Low (52W) $13.54
High (52W) $18.28

Dividend Data

Div Yield 3.16%
5Y Avg Yield 3.65%
Current Div $0.135
Payouts/Year 4
Annualized $0.540
Previous Div $0.135
Ex-date Nov 7, 2025
Dividend Pay Date Nov 21, 2025

Growth Rates

Chowder Number 7.1
DGR 1Y 3.9%
DGR 3Y 4.0%
DGR 5Y 4.0%
DGR 10Y 6.7%

Total Returns

TTR 1Y - With Specials 7.2%
TTR 3Y - With Specials 11.8%
TTR 1Y - No Specials 7.2%
TTR 3Y - No Specials 11.8%

Fair Value

Fair Value (P/E 10) $13.56
FV (P/E 10) % 26.0%
Fair Value (Peter Lynch) $34.75
FV (Peter Lynch) % -51.0%
Fair Value (Blended) $15.41
FV (Blended) % 11.0%

Financial Metrics

Revenue 1Y -0.9%
NPM 28.4%
CF/Share $1.44
ROE 9.7%
Debt/Capital 15.0%
ROTC 8.2%
P/E 12.3x
P/BV 1.2x
PEG 0.72
📊 Financial data last updated: December 29, 2025 2:07 pm (Data may be stale)

Calculate your FCF Dividend Returns

Quickly and easily calculate FCF dividend yield using our FCF calculator. Adjust the fields below to see how your FCF investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

FCF Dividend History

Invest in FCF with Interactive Brokers

FCF 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of FCF with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for FCF

Based on past 10-year performance, here are FCF growth metrics:

Share price CAGR of +5.13%
Dividend CAGR of +6.69%

Using FCF CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

FCF (DRIP)FCF (No DRIP)
Current Price$16.62$16.62
Start Shares601.68601.68
Start Value$10,000$10,000
After 10 years:
Final Share Count850.83601.68
Dividends Payment$1.03$1.03
Annual Dividends$846$621
Yield on cost8.46%6.21%
Share Price$27.42$27.42
Total Dividends$5,621$4,720
Final Value$23,328$21,217

Estimated Future Value + Dividends – FCF

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

FCF Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

FCF Price

Price to Earnings

This chart displays FCF price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays FCF price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays FCF revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays FCF net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays FCF revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays FCF gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays FCF operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays FCF ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays FCF operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays FCF free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays FCF free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays FCF earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays FCF return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays FCF return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays FCF net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays FCF gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays FCF cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays FCF shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays FCF stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays FCF fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays FCF fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays FCF revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays FCF eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays FCF net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays FCF ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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