AAPL – Dividend Returns, History & Calculator

Dividend Contender 13 Years

Apple Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide. The company offers iPhone, a line of smartphones; Mac, a line of personal computers; iPad, a line of multi-purpose tablets; and wearab

...

Company Info

Symbol AAPL
Company Apple Inc.
Sector Technology
Industry Consumer Electronics
Website Visit
Market Cap $3,982,121.5M

Price Data

Price $268.32
Price Change -4.08
Price Change % -1.50%
Next Earnings Report Jan 29, 2026
Low (52W) $169.21
High (52W) $277.32

Dividend Data

Div Yield 0.39%
5Y Avg Yield 0.54%
Current Div $0.260
Payouts/Year 4
Annualized $1.040
Previous Div $0.260
Ex-date Nov 10, 2025
Dividend Pay Date Nov 13, 2025

Growth Rates

Chowder Number 5.4
DGR 1Y 4.0%
DGR 3Y 4.2%
DGR 5Y 5.0%
DGR 10Y 7.3%

Total Returns

TTR 1Y - With Specials 20.3%
TTR 3Y - With Specials 22.0%
TTR 1Y - No Specials 20.3%
TTR 3Y - No Specials 22.0%

Fair Value

Fair Value (P/E 10) $116.92
FV (P/E 10) % 130.0%
Fair Value (Peter Lynch) $186.50
FV (Peter Lynch) % 44.0%
Fair Value (Blended) $129.58
FV (Blended) % 107.0%

Financial Metrics

Revenue 1Y 6.4%
NPM 26.9%
CF/Share $7.54
ROE 171.4%
Current R 0.9x
Debt/Capital 52.0%
ROTC 75.1%
P/E 36.0x
P/BV 53.8x
PEG 3.34
📊 Financial data last updated: November 17, 2025 3:55 pm
Invest in AAPL with Interactive Brokers

AAPL 10-yr Total Return ($10,000 invested)

This analysis of AAPL demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 29.4% CAGR, representing exceptional long-term performance. While recent 5-year returns averaged 16.0% annually, the exceptional 10-year performance of 29.4% demonstrates sustained long-term growth. The DRIP strategy provided 17% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (AAPL)

Over the selected period, investing $10,000 in AAPL would grow to $137,154 with DRIP (1,271.5%), and $126,776 without DRIP (1,167.8%).

AAPL Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in AAPL with historic price growth (24.81%) and dividend growth (7.18%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $1,321,360

Annual Dividend: $244

Yield on Cost: 0.72%

Total Dividends: $2,429

No DRIP

Portfolio: $1,297,624

Total Dividends: $2,389

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $12,173,724

Annual Dividend: $491

Yield on Cost: 1.07%

Total Dividends: $5,845

No DRIP

Portfolio: $11,928,819

Total Dividends: $5,735

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $1,127 against a total investment of $25,600. At this point, your portfolio is throwing off $148 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $198, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $2,429 versus $34,000 invested, nearly a 7% recovery of capital purely from income. Yield on cost reaches 0.72%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $347 is greater than total contributions to date ($40,000), and cumulative dividends exceed $3,842.

By year 30, the DRIP snowball is in full force. Yearly income reaches $491, cumulative dividends total $5,845, and the DRIP portfolio value stands at $12,173,724, compared with $11,928,819 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for AAPL, price $267.44, dividend per period $0.26 (4x/year), along with historic growth assumptions: price growth 24.81% and dividend growth 7.18% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for AAPL

Based on past 10-year performance, here are AAPL growth metrics:

Share price CAGR of +25.37%
Dividend CAGR of +7.33%

Using AAPL CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

AAPL (DRIP)AAPL (No DRIP)
Current Price$268.30$268.30
Start Shares37.2737.27
Start Value$10,000$10,000
After 10 years:
Final Share Count37.9637.27
Dividends Payment$2.11$2.11
Annual Dividends$80$79
Yield on cost0.80%0.79%
Share Price$2,573.77$2,573.77
Total Dividends$591$584
Final Value$97,689$96,515

Estimated Future Value + Dividends – AAPL

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

AAPL Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
11/10/202511/10/2025$0.2600.38%0.39%$269.43
08/11/202508/11/2025$0.2600.45%0.46%$227.18
05/12/202505/12/2025$0.2600.48%0.49%$210.79
02/10/202502/10/2025$0.2500.44%0.44%$227.65
11/08/202411/08/2024$0.2500.44%0.44%$226.96
08/12/202408/12/2024$0.2500.45%0.46%$217.53
05/10/202405/10/2024$0.2500.53%0.55%$183.05
02/09/202402/09/2024$0.2400.51%0.51%$188.85
11/10/202311/10/2023$0.2400.51%0.52%$186.40
08/11/202308/11/2023$0.2400.53%0.54%$177.79
05/12/202305/12/2023$0.2400.54%0.56%$172.57
02/10/202302/10/2023$0.2300.61%0.61%$151.01
11/04/202211/04/2022$0.2300.66%0.66%$138.38
08/05/202208/05/2022$0.2300.54%0.56%$165.35
05/06/202205/06/2022$0.2300.57%0.58%$157.28
02/04/202202/04/2022$0.2200.51%0.51%$172.39
11/05/202111/05/2021$0.2200.57%0.58%$151.28
08/06/202108/06/2021$0.2200.58%0.60%$146.14
05/07/202105/07/2021$0.2200.64%0.68%$130.21
02/05/202102/05/2021$0.2050.60%0.60%$136.76
11/06/202011/06/2020$0.2050.68%0.69%$118.69
08/07/202008/07/2020$0.2050.72%0.74%$111.11
05/08/202005/08/2020$0.2051.01%1.06%$77.53
02/07/202002/07/2020$0.1930.96%0.96%$80.01
11/07/201911/07/2019$0.1931.17%1.19%$64.86
08/09/201908/09/2019$0.1931.49%1.53%$50.25
05/10/201905/10/2019$0.1931.50%1.56%$49.30
02/08/201902/08/2019$0.1831.71%1.71%$42.60
11/08/201811/08/2018$0.1831.35%1.40%$52.12
08/10/201808/10/2018$0.1831.31%1.41%$51.88
05/11/201805/11/2018$0.1831.39%1.55%$47.15
02/09/201802/09/2018$0.1581.61%1.61%$39.10
11/10/201711/10/2017$0.1581.41%1.44%$43.67
08/10/201708/10/2017$0.1581.55%1.62%$38.83
05/11/201705/11/2017$0.1581.52%1.64%$38.49
02/09/201702/09/2017$0.1431.72%1.72%$33.11
11/03/201611/03/2016$0.1432.03%2.08%$27.46
08/04/201608/04/2016$0.1432.06%2.15%$26.47
05/05/201605/05/2016$0.1432.28%2.45%$23.31
02/04/201602/04/2016$0.1302.15%2.15%$24.15
11/05/201511/05/2015$0.1301.68%1.72%$30.23
08/06/201508/06/2015$0.1301.72%1.81%$28.78
05/07/201505/07/2015$0.1301.54%1.66%$31.32
02/05/201502/05/2015$0.1181.57%1.57%$29.99
11/06/201411/06/2014$0.1181.70%1.73%$27.18
08/07/201408/07/2014$0.1181.92%1.99%$23.62
05/08/201405/08/2014$0.1182.12%2.24%$21.00
02/06/201402/06/2014$0.1092.38%2.38%$18.30
11/06/201311/06/2013$0.1092.27%2.34%$18.60
08/08/201308/08/2013$0.1092.47%2.65%$16.46
05/09/201305/09/2013$0.1092.41%2.67%$16.31
02/07/201302/07/2013$0.0951.70%2.26%$16.72
11/07/201211/07/2012$0.0950.95%1.90%$19.93
08/09/201208/09/2012$0.0950.43%1.71%$22.17
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

AAPL Price

Price to Earnings

AAPL trades at a 134.4x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

AAPL trades at a 36.2x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

AAPL generated $104.0B in revenue.

Net Income

AAPL reported $28.0B in net income.

Revenue vs Net Income

AAPL generated $104.0B in revenue with net income of $28.0B, representing a 26.9% net profit margin.

Gross Profit

AAPL achieved $82.1B in gross profit, showing revenue after direct production costs.

Operating Income

AAPL generated $36.4B in operating income, representing profit from core business operations.

EBITDA

AAPL generated $41.9B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

AAPL generated $32.2B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

AAPL generated $28.6B in free cash flow.

Free Cash Flow / Share

AAPL generates $1.93 in free cash flow per share. FCF per share has grown by 13% over the period.

Earnings Per Share (EPS)

AAPL reported $1.90 in earnings per share.

Return on Equity (ROE)

AAPL delivered a 22.4% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

AAPL achieved a 13.5% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

AAPL maintains a 26.9% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

AAPL operates with a 78.9% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

AAPL holds $15.6B in cash against $5.2B in debt, resulting in a net cash position of $10.4B.

Shares Outstanding

AAPL has 14.8B shares outstanding.

Stock-Based Comp

AAPL reported $2.6B in stock-based compensation.

FCF vs Stock Based Comp

AAPL generated $28.6B in free cash flow while spending $2.6B on stock-based compensation, representing 9% of FCF.

FCF vs FCF / Share

AAPL reported $28.6B in free cash flow, translating to $1.93 per share.

Revenue: Actual + Estimates

This chart tracks AAPL revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks AAPL eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks AAPL net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks AAPL ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: November 18, 2025 6:23 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,00037$268.65$0.260.39%0.39%$42$4242$11,242
2$14,03742$335.45$0.280.33%0.41%$49$9146$15,286
3$19,08746$418.85$0.300.29%0.44%$57$14849$20,343
4$25,40149$523.00$0.320.24%0.48%$64$21251$26,666
5$33,29651$653.03$0.340.21%0.51%$72$28353$34,567
6$43,16253$815.40$0.370.18%0.55%$79$36255$44,441
7$55,49155$1,018.14$0.390.15%0.59%$87$45056$56,778
8$70,89556$1,271.29$0.420.13%0.63%$95$54557$72,191
9$90,14057$1,587.38$0.450.11%0.67%$104$64958$91,444
10$114,18058$1,982.07$0.490.10%0.72%$113$76158$115,493

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

Download now

Get your dividend champions spreadsheet.