OMF – Dividend Returns, History & Calculator
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or uns
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Total Returns
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Calculate your OMF Dividend Returns
Quickly and easily calculate OMF dividend yield using our OMF calculator. Adjust the fields below to see how your OMF investments snowball over time.
Portfolio Growth Over Time
Data last updated: September 27, 2025 12:58 am
Year-by-Year Portfolio Growth (Realistic DRIP Scenario)
Year | Start Balance | Start Shares | Share Price | Dividend / Share | Dividend Yield | Yield on Cost | Annual Dividend | Total Dividends | End Shares | End Balance |
---|---|---|---|---|---|---|---|---|---|---|
1 | $10,000 | 171 | $58.54 | $1.04 | 7.11% | 7.11% | $784 | $784 | 205 | $11,984 |
2 | $12,305 | 205 | $60.11 | $1.20 | 7.98% | 8.20% | $1,073 | $1,857 | 243 | $14,578 |
3 | $14,969 | 243 | $61.72 | $1.38 | 8.96% | 9.45% | $1,456 | $3,313 | 286 | $17,625 |
4 | $18,097 | 286 | $63.37 | $1.60 | 10.07% | 10.90% | $1,969 | $5,283 | 336 | $21,266 |
5 | $21,836 | 336 | $65.07 | $1.84 | 11.31% | 12.57% | $2,663 | $7,946 | 395 | $25,699 |
6 | $26,388 | 395 | $66.81 | $2.12 | 12.70% | 14.49% | $3,612 | $11,558 | 467 | $31,200 |
7 | $32,036 | 467 | $68.60 | $2.45 | 14.26% | 16.71% | $4,930 | $16,488 | 556 | $38,166 |
8 | $39,189 | 556 | $70.44 | $2.82 | 16.02% | 19.28% | $6,790 | $23,278 | 670 | $47,178 |
9 | $48,442 | 670 | $72.33 | $3.25 | 17.99% | 22.23% | $9,462 | $32,740 | 817 | $59,105 |
10 | $60,688 | 817 | $74.27 | $3.75 | 20.21% | 25.63% | $13,383 | $46,123 | 1,014 | $75,271 |
OMF Dividend History
Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
---|---|---|---|---|---|
08/04/2025 | 08/04/2025 | $1.04 | 7.45% | 7.45% | $55.84 |
05/09/2025 | 05/09/2025 | $1.04 | 8.49% | 8.49% | $48.98 |
02/12/2025 | 02/12/2025 | $1.04 | 7.59% | 7.59% | $54.82 |
11/12/2024 | 11/12/2024 | $1.04 | 7.61% | 7.69% | $54.12 |
08/12/2024 | 08/12/2024 | $1.04 | 9.19% | 9.37% | $44.40 |
05/09/2024 | 05/09/2024 | $1.04 | 7.88% | 8.12% | $51.26 |
02/16/2024 | 02/16/2024 | $1.00 | 8.60% | 8.60% | $46.53 |
11/03/2023 | 11/03/2023 | $1.00 | 10.46% | 10.46% | $38.24 |
08/04/2023 | 08/04/2023 | $1.00 | 8.86% | 8.97% | $44.60 |
05/04/2023 | 05/04/2023 | $1.00 | 11.37% | 11.66% | $34.30 |
02/16/2023 | 02/16/2023 | $1.00 | 8.67% | 9.01% | $44.42 |
11/04/2022 | 11/04/2022 | $0.950 | 10.28% | 10.28% | $36.96 |
08/05/2022 | 08/05/2022 | $0.950 | 9.72% | 10.41% | $36.51 |
05/06/2022 | 05/06/2022 | $0.950 | 15.19% | 8.49% | $44.78 |
02/11/2022 | 02/11/2022 | $0.950 | 12.54% | 7.27% | $52.25 |
11/01/2021 | 11/01/2021 | $0.700 | 17.93% | 5.26% | $53.25 |
08/05/2021 | 08/05/2021 | $4.20 | 15.94% | 28.79% | $58.35 |
05/05/2021 | 05/05/2021 | $0.700 | 13.38% | 5.04% | $55.53 |
02/17/2021 | 02/17/2021 | $3.95 | 14.66% | 32.81% | $48.16 |
11/06/2020 | 11/06/2020 | $0.450 | 16.23% | 4.92% | $36.61 |
OMF 10-yr Total Return ($10,000 invested)
This analysis of OMF demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 21.7% CAGR, representing exceptional long-term performance. Recent 5-year performance has been particularly strong at 28.0% annually, outpacing the 10-year average. The DRIP strategy provided 18% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.
Total Return with and without DRIP (OMF)
Over the selected period, investing $10,000 in OMF would grow to $103,095 with DRIP (931.0%), and $55,768 without DRIP (457.7%).
OMF Dividend Reinvestment Snowball
Investing $10,000 + $100/mo in OMF with historic price growth (2.68%) and dividend growth (15.32%) produces dramatically different outcomes depending on whether you reinvest dividends.
After 20 Years
Your Investment: $34,000
Portfolio: $4,555,819
Annual Dividend: $3,301,787
Yield on Cost: 9,711.14%
Total Dividends: $4,296,120
Portfolio: $230,607
Total Dividends: $181,975
After 30 Years
Your Investment: $46,000
Portfolio: $330,205,232,327
Annual Dividend: $764,253,698,794
Yield on Cost: 1,661,421,084.33%
Total Dividends: $325,115,370,180
Portfolio: $1,088,114
Total Dividends: $1,011,014
Milestones on the way
By year 13, the compounding really starts to show. Your total dividends collected reach $133,608 against a total investment of $25,600. At this point, your portfolio is throwing off $56,796 per year in dividends alone.
By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $435,844, a powerful “income on autopilot” milestone.
After two decades, cumulative dividends total $4,296,120 versus $34,000 invested, nearly a 12,636% recovery of capital purely from income. Yield on cost reaches 9,711.14%.
At year 25, the income engine takes over. The portfolio’s annual dividend of $408,235,526 is greater than total contributions to date ($40,000), and cumulative dividends exceed $306,737,205.
By year 30, the DRIP snowball is in full force. Yearly income reaches $764,253,698,794, cumulative dividends total $325,115,370,180, and the DRIP portfolio value stands at $330,205,232,327, compared with $1,088,114 if dividends weren’t reinvested.
How we estimate these numbers
We use the latest calculator inputs for OMF, price $58.54, dividend per period $1.04 (4Ã/year), along with historic growth assumptions: price growth 2.68% and dividend growth 15.32% annually.
We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that monthâs price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the NoâDRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.
This model isnât investment advice; itâs a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.
Projected Future Returns & Dividends for OMF
Based on past 10-year performance, here are OMF growth metrics:
Dividend History: Payments & Yield
Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.
Dividend Growth
Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.
Dividend Payments & Yield
Quarterly dividends with TTM yield and a 5âyear rolling average overlay. Helps compare current yield versus recent history across different ranges.
OMF Dividend History
Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
---|---|---|---|---|---|
08/04/2025 | 08/04/2025 | $1.04 | 7.45% | 7.45% | $55.84 |
05/09/2025 | 05/09/2025 | $1.04 | 8.49% | 8.49% | $48.98 |
02/12/2025 | 02/12/2025 | $1.04 | 7.59% | 7.59% | $54.82 |
11/12/2024 | 11/12/2024 | $1.04 | 7.61% | 7.69% | $54.12 |
08/12/2024 | 08/12/2024 | $1.04 | 9.19% | 9.37% | $44.40 |
05/09/2024 | 05/09/2024 | $1.04 | 7.88% | 8.12% | $51.26 |
02/16/2024 | 02/16/2024 | $1.00 | 8.60% | 8.60% | $46.53 |
11/03/2023 | 11/03/2023 | $1.00 | 10.46% | 10.46% | $38.24 |
08/04/2023 | 08/04/2023 | $1.00 | 8.86% | 8.97% | $44.60 |
05/04/2023 | 05/04/2023 | $1.00 | 11.37% | 11.66% | $34.30 |
02/16/2023 | 02/16/2023 | $1.00 | 8.67% | 9.01% | $44.42 |
11/04/2022 | 11/04/2022 | $0.950 | 10.28% | 10.28% | $36.96 |
08/05/2022 | 08/05/2022 | $0.950 | 9.72% | 10.41% | $36.51 |
05/06/2022 | 05/06/2022 | $0.950 | 15.19% | 8.49% | $44.78 |
02/11/2022 | 02/11/2022 | $0.950 | 12.54% | 7.27% | $52.25 |
11/01/2021 | 11/01/2021 | $0.700 | 17.93% | 5.26% | $53.25 |
08/05/2021 | 08/05/2021 | $4.20 | 15.94% | 28.79% | $58.35 |
05/05/2021 | 05/05/2021 | $0.700 | 13.38% | 5.04% | $55.53 |
02/17/2021 | 02/17/2021 | $3.95 | 14.66% | 32.81% | $48.16 |
11/06/2020 | 11/06/2020 | $0.450 | 16.23% | 4.92% | $36.61 |
08/07/2020 | 08/07/2020 | $2.33 | 19.51% | 31.68% | $29.42 |
05/28/2020 | 05/28/2020 | $0.330 | 22.76% | 5.31% | $24.87 |
02/25/2020 | 02/25/2020 | $2.83 | 13.80% | 27.99% | $40.44 |
11/25/2019 | 11/25/2019 | $0.250 | 6.93% | 2.31% | $43.27 |
08/26/2019 | 08/26/2019 | $2.25 | 7.55% | 24.70% | $36.43 |
05/28/2019 | 05/28/2019 | $0.250 | 1.61% | 3.21% | $31.12 |
02/25/2019 | 02/25/2019 | $0.250 | 0.74% | 2.98% | $33.61 |
Dividend Payout Ratio
Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.
Dividend to Free Cash Flow Ratio
Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.
Share Price
Historical closing price with range controls. Table view includes quarterâoverâquarter and yearâoverâyear changes for additional context.
Price to Earnings
OMF trades at a 33.5x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.
Price to Sales
OMF trades at a 4.6x price-to-sales ratio, providing insight into market valuation relative to revenue generation.
Revenue
OMF generated $1.2B in revenue. Revenue has grown by 22% over the period.
Net Income
OMF reported $0.2B in net income. Net income has declined by 49% over the period.
Revenue vs Net Income
OMF generated $1.2B in revenue with net income of $0.2B, representing a 13.8% net profit margin.
Gross Profit
OMF achieved $1.0B in gross profit, showing revenue after direct production costs.
Operating Income
OMF generated $0.4B in operating income, representing profit from core business operations.
EBITDA
OMF generated $0.5B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.
Operating Cash Flow
OMF generated $0.2B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.
Free Cash Flow
OMF generated $0.1B in free cash flow. Free cash flow has decreased by 56% over the period.
Free Cash Flow / Share
OMF generates $1.26 in free cash flow per share. FCF per share has declined by 56% over the period.
Earnings Per Share (EPS)
OMF reported $1.40 in earnings per share. EPS has declined by 49% over the period.
Return on Equity (ROE)
OMF delivered a 11.5% return on equity, indicating how effectively the company generates returns for shareholders.
Return on Assets (ROA)
OMF achieved a 6.9% return on assets, measuring how efficiently the company uses its assets to generate profit.
Net Profit Margin
OMF maintains a 13.8% net profit margin, showing the percentage of revenue retained as profit after all expenses.
Gross Profit Margin
OMF operates with a 81.6% gross profit margin, reflecting pricing power and cost efficiency in core operations.
Cash & Debt
OMF holds $0.2B in cash against $0.1B in debt, resulting in a net cash position of $0.1B.
Shares Outstanding
OMF has 0.1B shares outstanding.
Stock-Based Comp
OMF reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 22%.
FCF vs Stock Based Comp
OMF generated $0.1B in free cash flow while spending $0.0B on stock-based compensation, representing 20% of FCF.
FCF vs FCF / Share
OMF reported $0.1B in free cash flow, translating to $1.26 per share.
Revenue: Actual + Estimates
This chart tracks OMF revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EPS: Actual + Estimates
This chart tracks OMF eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
Net Income: Actual + Estimates
This chart tracks OMF net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EBITDA: Actual + Estimates
This chart tracks OMF ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.