RF – Dividend Returns, History & Calculator

Dividend Contender 13 Years

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporat

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Company Info

Symbol RF
Company Regions Financial Corporation
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $22,075.7M

Price Data

Price $24.74
Price Change -0.42
Price Change % -1.67%
Next Earnings Oct 17, 2025
Low (52W) $17.74
High (52W) $27.96

Dividend Data

Div Yield 428.46%
5Y Avg Yield 415.09%
Current Div $0.265
Payouts/Year 4
Annualized $1.060
Previous Div $0.250
Ex-Date Sep 2, 2025

Growth Rates

Chowder Number 14.6
DGR 1Y 4.6%
DGR 3Y 12.7%
DGR 5Y 10.4%
DGR 10Y 16.5%

Total Returns

TTR 1Y - With Specials 11.9%
TTR 3Y - With Specials 12.5%
TTR 1Y - No Specials 11.9%
TTR 3Y - No Specials 12.5%

Fair Value

Fair Value (P/E 10) $17.63
FV (P/E 10) % 40.0%
Fair Value (Peter Lynch) $10.70
FV (Peter Lynch) % 131.0%
Fair Value (Blended) $19.34
FV (Blended) % 28.0%

Financial Metrics

Revenue 1Y -6.5%
NPM 26.6%
CF/Share $3.00
ROE 11.6%
Debt/Capital 23.0%
ROTC 8.6%
P/E 11.6x
P/BV 1.3x
PEG 1.37
📊 Financial data last updated: October 16, 2025 10:47 am

Calculate your RF Dividend Returns

Quickly and easily calculate RF dividend yield using our RF calculator. Adjust the fields below to see how your RF investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 5:32 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000421$23.75$0.274.46%4.46%$488$488492$11,688
2$12,883492$26.17$0.314.70%5.18%$652$1,140563$14,735
3$16,242563$28.85$0.364.95%6.01%$856$1,995634$18,297
4$20,169634$31.80$0.415.20%6.97%$1,110$3,105707$22,479
5$24,778707$35.05$0.485.48%8.09%$1,427$4,532782$27,405
6$30,207782$38.64$0.565.77%9.38%$1,824$6,356860$33,231
7$36,629860$42.59$0.656.07%10.88%$2,320$8,676943$40,149
8$44,255943$46.94$0.756.39%12.63%$2,944$11,6191,031$48,399
9$53,3491,031$51.75$0.876.72%14.65%$3,729$15,3481,126$58,278
10$64,2381,126$57.04$1.017.08%16.99%$4,721$20,0691,230$70,158

RF Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/02/202509/02/2025$0.2653.77%3.94%$26.89
06/02/202506/02/2025$0.2504.74%4.74%$21.11
03/03/202503/03/2025$0.2504.28%4.32%$23.14
12/02/202412/02/2024$0.2503.69%3.77%$26.53
09/03/202409/03/2024$0.2504.22%4.35%$23.00
06/03/202406/03/2024$0.2405.07%5.07%$18.92
02/29/202402/29/2024$0.2404.94%5.15%$18.63
12/07/202312/07/2023$0.2405.10%5.57%$17.25
08/31/202308/31/2023$0.2404.58%5.23%$18.34
06/01/202306/01/2023$0.2004.61%4.61%$17.36
03/09/202303/09/2023$0.2003.73%3.87%$20.66
12/07/202212/07/2022$0.2003.43%3.71%$21.59
09/01/202209/01/2022$0.2003.32%3.74%$21.38
06/02/202206/02/2022$0.1703.11%3.11%$21.89
03/10/202203/10/2022$0.1703.02%3.09%$22.00
12/02/202112/02/2021$0.1702.87%3.00%$22.63
09/02/202109/02/2021$0.1703.17%3.39%$20.04
06/03/202106/03/2021$0.1552.70%2.70%$22.94
03/04/202103/04/2021$0.1553.06%3.06%$20.26
12/03/202012/03/2020$0.1553.87%3.87%$16.03
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RF 10-yr Total Return ($10,000 invested)

This analysis of RF demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 15.5% CAGR, representing strong long-term performance. Recent 5-year performance has been particularly strong at 23.6% annually, outpacing the 10-year average. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (RF)

Over the selected period, investing $10,000 in RF would grow to $61,361 with DRIP (513.6%), and $49,720 without DRIP (397.2%).

RF Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in RF with historic price growth (10.04%) and dividend growth (16.01%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $524,426

Annual Dividend: $68,502

Yield on Cost: 201.48%

Total Dividends: $245,058

No DRIP

Portfolio: $240,439

Total Dividends: $99,884

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $6,559,363

Annual Dividend: $1,453,386

Yield on Cost: 3,159.54%

Total Dividends: $4,126,452

No DRIP

Portfolio: $892,961

Total Dividends: $506,806

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $42,890 against a total investment of $25,600. At this point, your portfolio is throwing off $11,622 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $31,216, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $245,058 versus $34,000 invested, nearly a 721% recovery of capital purely from income. Yield on cost reaches 201.48%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $286,061 is greater than total contributions to date ($40,000), and cumulative dividends exceed $929,336.

By year 30, the DRIP snowball is in full force. Yearly income reaches $1,453,386, cumulative dividends total $4,126,452, and the DRIP portfolio value stands at $6,559,363, compared with $892,961 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for RF, price $23.35, dividend per period $0.27 (4×/year), along with historic growth assumptions: price growth 10.04% and dividend growth 16.01% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for RF

Based on past 10-year performance, here are RF growth metrics:

Share price CAGR of +4.03%
Dividend CAGR of +16.52%

Using RF CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

RF (DRIP)RF (No DRIP)
Current Price$23.75$23.75
Start Shares421.05421.05
Start Value$10,000$10,000
After 10 years:
Final Share Count973.30421.05
Dividends Payment$4.89$4.89
Annual Dividends$4,180$2,059
Yield on cost41.80%20.59%
Share Price$35.25$35.25
Total Dividends$17,402$11,375
Final Value$34,308$26,217

Estimated Future Value + Dividends – RF

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

RF Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/02/202509/02/2025$0.2653.77%3.94%$26.89
06/02/202506/02/2025$0.2504.74%4.74%$21.11
03/03/202503/03/2025$0.2504.28%4.32%$23.14
12/02/202412/02/2024$0.2503.69%3.77%$26.53
09/03/202409/03/2024$0.2504.22%4.35%$23.00
06/03/202406/03/2024$0.2405.07%5.07%$18.92
02/29/202402/29/2024$0.2404.94%5.15%$18.63
12/07/202312/07/2023$0.2405.10%5.57%$17.25
08/31/202308/31/2023$0.2404.58%5.23%$18.34
06/01/202306/01/2023$0.2004.61%4.61%$17.36
03/09/202303/09/2023$0.2003.73%3.87%$20.66
12/07/202212/07/2022$0.2003.43%3.71%$21.59
09/01/202209/01/2022$0.2003.32%3.74%$21.38
06/02/202206/02/2022$0.1703.11%3.11%$21.89
03/10/202203/10/2022$0.1703.02%3.09%$22.00
12/02/202112/02/2021$0.1702.87%3.00%$22.63
09/02/202109/02/2021$0.1703.17%3.39%$20.04
06/03/202106/03/2021$0.1552.70%2.70%$22.94
03/04/202103/04/2021$0.1553.06%3.06%$20.26
12/03/202012/03/2020$0.1553.87%3.87%$16.03
09/03/202009/03/2020$0.1555.38%5.38%$11.53
06/04/202006/04/2020$0.1554.80%4.80%$12.93
03/05/202003/05/2020$0.1554.38%4.49%$13.81
12/05/201912/05/2019$0.1553.54%3.72%$16.68
09/05/201909/05/2019$0.1553.88%4.19%$14.81
06/06/201906/06/2019$0.1403.99%3.99%$14.04
03/07/201903/07/2019$0.1403.31%3.63%$15.42
12/06/201812/06/2018$0.1403.01%3.66%$15.30
09/06/201809/06/2018$0.1402.09%2.86%$19.58
06/07/201806/07/2018$0.0901.89%1.89%$19.06
03/08/201803/08/2018$0.0901.72%1.82%$19.76
12/07/201712/07/2017$0.0901.86%2.12%$16.97
09/07/201709/07/2017$0.0902.20%2.73%$13.17
06/07/201706/07/2017$0.0701.95%2.06%$13.59
03/08/201703/08/2017$0.0651.71%1.71%$15.21
12/07/201612/07/2016$0.0651.76%1.80%$14.46
09/07/201609/07/2016$0.0652.51%2.61%$9.96
06/08/201606/08/2016$0.0652.49%2.65%$9.82
03/09/201603/09/2016$0.0603.05%3.05%$7.87
12/09/201512/09/2015$0.0602.43%2.54%$9.45
09/09/201509/09/2015$0.0602.36%2.57%$9.34
06/10/201506/10/2015$0.0601.97%2.25%$10.65
03/11/201503/11/2015$0.0502.10%2.10%$9.54
12/10/201412/10/2014$0.0501.78%1.97%$10.14
09/10/201409/10/2014$0.0501.57%1.96%$10.20
06/11/201406/11/2014$0.0501.30%1.86%$10.73
03/12/201403/12/2014$0.0301.12%1.12%$10.75
12/11/201312/11/2013$0.0301.06%1.27%$9.42
09/11/201309/11/2013$0.0300.84%1.26%$9.55
06/12/201306/12/2013$0.0300.66%1.32%$9.07
03/13/201303/13/2013$0.0100.48%0.48%$8.25
12/12/201212/12/2012$0.0100.59%0.59%$6.78
09/12/201209/12/2012$0.0100.55%0.55%$7.29
06/13/201206/13/2012$0.0100.65%0.65%$6.19
03/14/201203/14/2012$0.0100.65%0.65%$6.17
12/14/201112/14/2011$0.0101.01%1.01%$3.98
09/14/201109/14/2011$0.0101.04%1.04%$3.83
06/15/201106/15/2011$0.0100.65%0.65%$6.15
03/16/201103/16/2011$0.0100.56%0.56%$7.20
12/15/201012/15/2010$0.0100.63%0.63%$6.31
09/15/201009/15/2010$0.0100.57%0.57%$6.99
06/15/201006/15/2010$0.0100.55%0.55%$7.34
03/16/201003/16/2010$0.0100.53%0.53%$7.51
12/14/200912/14/2009$0.0102.33%0.72%$5.58
09/15/200909/15/2009$0.0103.63%0.66%$6.06
06/15/200906/15/2009$0.0107.16%0.92%$4.33
03/16/200903/16/2009$0.10017.66%10.39%$3.85
12/15/200812/15/2008$0.10011.62%4.84%$8.26
09/15/200809/15/2008$0.10011.15%3.60%$11.12
06/13/200806/13/2008$0.38011.30%11.45%$13.28
03/14/200803/14/2008$0.3807.31%7.51%$20.25
12/17/200712/17/2007$0.3806.11%6.36%$23.89
09/13/200709/13/2007$0.3604.67%4.67%$30.86
06/14/200706/14/2007$0.3604.18%4.21%$34.18
03/15/200703/15/2007$0.3604.10%4.16%$34.63
12/19/200612/19/2006$0.3603.80%3.88%$37.14
10/30/200610/30/2006$0.3503.70%3.70%$37.88
07/28/200607/28/2006$0.3503.80%3.83%$36.57
04/27/200604/27/2006$0.3503.82%3.88%$36.10
01/30/200601/30/2006$0.3504.10%4.19%$33.39
10/28/200510/28/2005$0.3404.19%4.19%$32.43
07/28/200507/28/2005$0.3403.98%4.00%$34.03
04/28/200504/28/2005$0.3404.10%4.14%$32.86
01/28/200501/28/2005$0.3404.22%4.28%$31.80
10/28/200410/28/2004$0.3333.82%3.81%$34.92
07/29/200407/29/2004$0.3334.26%4.50%$29.57
06/15/200406/15/2004$0.3353.95%4.45%$30.07
03/16/200403/16/2004$0.3343.71%4.53%$29.48
12/17/200312/17/2003$0.2593.43%3.54%$29.32
09/11/200309/11/2003$0.2593.49%3.70%$28.06
06/11/200306/11/2003$0.2433.31%3.36%$28.92
03/12/200303/12/2003$0.2433.84%3.94%$24.70
12/11/200212/11/2002$0.2353.47%3.47%$27.07
09/11/200209/11/2002$0.2353.27%3.30%$28.45
06/12/200206/12/2002$0.2353.28%3.34%$28.17
03/13/200203/13/2002$0.2353.32%3.40%$27.60
12/12/200112/12/2001$0.2273.80%3.80%$23.89
09/17/200109/17/2001$0.2274.08%4.08%$22.24
09/12/200109/12/2001$0.2273.92%3.95%$22.94
06/13/200106/13/2001$0.2273.65%3.71%$24.43
03/14/200103/14/2001$0.2273.77%3.87%$23.44
12/13/200012/13/2000$0.2194.32%4.32%$20.25
09/13/200009/13/2000$0.2194.27%4.35%$20.10
06/14/200006/14/2000$0.2194.52%4.70%$18.63
03/15/200003/15/2000$0.2194.96%5.25%$16.66
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

RF Price

Price to Earnings

RF trades at a 34.1x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

RF trades at a 9.5x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

RF generated $1.9B in revenue. Revenue has grown by 18% over the period.

Net Income

RF reported $0.5B in net income.

Revenue vs Net Income

RF generated $1.9B in revenue with net income of $0.5B, representing a 27.9% net profit margin.

Gross Profit

RF achieved $1.6B in gross profit, showing revenue after direct production costs.

Operating Income

RF generated $0.7B in operating income, representing profit from core business operations.

EBITDA

RF generated $0.8B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

RF generated $0.6B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

RF generated $0.5B in free cash flow.

Free Cash Flow / Share

RF generates $0.61 in free cash flow per share. FCF per share has declined by 14% over the period.

Earnings Per Share (EPS)

RF reported $0.60 in earnings per share.

Return on Equity (ROE)

RF delivered a 23.2% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

RF achieved a 13.9% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

RF maintains a 27.9% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

RF operates with a 82.4% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

RF holds $0.3B in cash against $0.1B in debt, resulting in a net cash position of $0.2B.

Shares Outstanding

RF has 0.9B shares outstanding.

Stock-Based Comp

RF reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 18%.

FCF vs Stock Based Comp

RF generated $0.5B in free cash flow while spending $0.0B on stock-based compensation, representing 9% of FCF.

FCF vs FCF / Share

RF reported $0.5B in free cash flow, translating to $0.61 per share.

Revenue: Actual + Estimates

This chart tracks RF revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks RF eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks RF net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks RF ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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