ESNT – Dividend Returns, History & Calculator

Dividend Challenger 6 Years

Dividend Data

Div Yield 1.21%
5Y Avg Yield 1.64%
Current Div $0.350
Payouts/Year 2
Annualized $0.700
Previous Div $0.310
Ex-date Jun 1, 2026
Dividend Pay Date Jun 10, 2026

Price Data

Price $57.89
Price Change -0.45
Price Change % -0.77%
Next Earnings Report Aug 7, 2026
Low (52W) $55.22
High (52W) $67.09

Growth Rates

Chowder Number -14.2
DGR 1Y -70.3%
DGR 3Y -28.3%
DGR 5Y -15.4%

Total Returns

TTR 1Y - With Specials 1.0%
TTR 3Y - With Specials 10.7%
TTR 1Y - No Specials 1.0%
TTR 3Y - No Specials 10.7%

Fair Value

Fair Value (P/E 10) $45.49
FV (P/E 10) % 27.0%
Fair Value (Peter Lynch) $35.15
FV (Peter Lynch) % 65.0%
Fair Value (Blended) $47.73
FV (Blended) % 21.0%

Financial Metrics

Revenue 1Y 1.5%
NPM 53.6%
CF/Share $8.97
ROE 12.1%
Current R 2.0x
Debt/Capital 8.0%
ROTC 11.1%
P/E 8.2x
P/BV 1.0x
PEG 1.22

Company Info

Symbol ESNT
Company Essent Group Ltd.
Sector Financial Services
Industry Insurance - Specialty
Website Visit
Market Cap $5,334.7M
📊 Financial data last updated: June 1, 2026 12:53 pm

Calculate your ESNT Dividend Returns

Quickly and easily calculate ESNT dividend yield using our ESNT calculator. Adjust the fields below to see how your ESNT investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: June 3, 2026 4:34 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000179$55.79$0.351.25%1.25%$137$137203$11,337
2$12,436203$61.20$0.381.24%1.37%$167$304226$13,803
3$15,141226$67.13$0.411.24%1.49%$199$502246$16,540
4$18,144246$73.64$0.451.23%1.62%$234$737266$19,578
5$21,477266$80.78$0.491.22%1.76%$273$1,010284$22,949
6$25,175284$88.62$0.531.21%1.92%$316$1,325301$26,690
7$29,278301$97.21$0.581.20%2.09%$362$1,687317$30,841
8$33,831317$106.64$0.631.19%2.27%$414$2,101332$35,445
9$38,882332$116.98$0.691.18%2.47%$470$2,571347$40,552
10$44,484347$128.32$0.751.17%2.69%$532$3,104360$46,217

ESNT Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
06/01/202606/01/2026$0.3502.33%1.24%$56.67
03/13/202603/13/2026$0.3502.15%1.21%$58.09
05/30/202505/30/2025$0.3102.03%1.07%$58.00
03/14/202503/14/2025$0.3102.10%1.13%$54.72
12/02/202412/02/2024$0.2801.96%0.98%$57.02
08/30/202408/30/2024$0.2801.70%0.87%$64.29
05/31/202405/31/2024$0.2801.87%0.99%$56.70
03/12/202403/12/2024$0.2801.85%1.01%$55.66
11/30/202311/30/2023$0.2502.07%1.03%$48.34
08/31/202308/31/2023$0.2501.95%1.00%$50.22
05/31/202305/31/2023$0.2502.15%1.13%$44.17
03/09/202303/09/2023$0.2502.21%1.21%$41.24
11/30/202211/30/2022$0.2302.15%1.15%$40.09
08/31/202208/31/2022$0.2202.05%1.10%$39.99
05/31/202205/31/2022$0.2101.82%0.98%$42.79
03/09/202203/09/2022$0.2001.81%0.98%$40.99
11/30/202111/30/2021$0.1901.68%0.91%$41.58
08/31/202108/31/2021$0.1801.42%0.76%$47.08
05/28/202105/28/2021$0.1701.36%0.71%$47.84
03/09/202103/09/2021$0.1601.51%0.75%$42.52
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Invest in ESNT with Interactive Brokers

ESNT 10-yr Total Return ($10,000 invested)

This analysis of ESNT demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 4.3% CAGR, representing modest long-term performance. The DRIP strategy provided 21% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (ESNT)

Over the selected period, investing $10,000 in ESNT would grow to $15,051 with DRIP (50.5%), and $14,586 without DRIP (45.9%).

ESNT Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in ESNT with historic price growth (9.70%) and dividend growth (8.84%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $159,806

Annual Dividend: $1,715

Yield on Cost: 5.04%

Total Dividends: $13,182

No DRIP

Portfolio: $145,185

Total Dividends: $11,683

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $465,378

Annual Dividend: $4,618

Yield on Cost: 10.04%

Total Dividends: $41,353

No DRIP

Portfolio: $390,792

Total Dividends: $34,133

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $5,031 against a total investment of $25,600. At this point, your portfolio is throwing off $813 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $1,256, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $13,182 versus $34,000 invested, nearly a 39% recovery of capital purely from income. Yield on cost reaches 5.04%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $2,834 is greater than total contributions to date ($40,000), and cumulative dividends exceed $23,859.

By year 30, the DRIP snowball is in full force. Yearly income reaches $4,618, cumulative dividends total $41,353, and the DRIP portfolio value stands at $465,378, compared with $390,792 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for ESNT, price $55.79, dividend per period $0.35 (2x/year), along with historic growth assumptions: price growth 9.70% and dividend growth 8.84% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for ESNT

Based on past 10-year performance, here are ESNT growth metrics:

Share price CAGR of +1.00%
Dividend CAGR of +15.22%

Using ESNT CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

ESNT (DRIP)ESNT (No DRIP)
Current Price$55.79$55.79
Start Shares179.24179.24
Start Value$10,000$10,000
After 10 years:
Final Share Count235.66179.24
Dividends Payment$2.89$2.89
Annual Dividends$650$517
Yield on cost6.50%5.17%
Share Price$61.61$61.61
Total Dividends$3,367$2,967
Final Value$14,519$14,010

Estimated Future Value + Dividends – ESNT

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

ESNT Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
06/01/202606/01/2026$0.3502.33%1.24%$56.67
03/13/202603/13/2026$0.3502.15%1.21%$58.09
05/30/202505/30/2025$0.3102.03%1.07%$58.00
03/14/202503/14/2025$0.3102.10%1.13%$54.72
12/02/202412/02/2024$0.2801.96%0.98%$57.02
08/30/202408/30/2024$0.2801.70%0.87%$64.29
05/31/202405/31/2024$0.2801.87%0.99%$56.70
03/12/202403/12/2024$0.2801.85%1.01%$55.66
11/30/202311/30/2023$0.2502.07%1.03%$48.34
08/31/202308/31/2023$0.2501.95%1.00%$50.22
05/31/202305/31/2023$0.2502.15%1.13%$44.17
03/09/202303/09/2023$0.2502.21%1.21%$41.24
11/30/202211/30/2022$0.2302.15%1.15%$40.09
08/31/202208/31/2022$0.2202.05%1.10%$39.99
05/31/202205/31/2022$0.2101.82%0.98%$42.79
03/09/202203/09/2022$0.2001.81%0.98%$40.99
11/30/202111/30/2021$0.1901.68%0.91%$41.58
08/31/202108/31/2021$0.1801.42%0.76%$47.08
05/28/202105/28/2021$0.1701.36%0.71%$47.84
03/09/202103/09/2021$0.1601.51%0.75%$42.52
11/30/202011/30/2020$0.1601.46%0.73%$43.86
08/28/202008/28/2020$0.1601.75%0.89%$35.90
06/01/202006/01/2020$0.1601.80%0.93%$34.35
03/09/202003/09/2020$0.1601.17%0.81%$39.35
12/03/201912/03/2019$0.1500.56%0.56%$53.57
09/03/201909/03/2019$0.1500.31%0.62%$48.41
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter-over-quarter and year-over-year changes for additional context.

ESNT Price

Price to Earnings

ESNT trades at a 33.8x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

ESNT trades at a 17.3x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

ESNT generated $0.3B in revenue. Revenue has grown by 34% over the period.

Net Income

ESNT reported $0.2B in net income.

Revenue vs Net Income

ESNT generated $0.3B in revenue with net income of $0.2B, representing a 51.1% net profit margin.

Gross Profit

ESNT achieved $0.3B in gross profit, showing revenue after direct production costs.

Operating Income

ESNT generated $0.1B in operating income, representing profit from core business operations.

EBITDA

ESNT generated $0.1B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

ESNT generated $0.2B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

ESNT generated $0.2B in free cash flow. Free cash flow has decreased by 19% over the period.

Free Cash Flow / Share

ESNT generates $2.02 in free cash flow per share. FCF per share has declined by 19% over the period.

Earnings Per Share (EPS)

ESNT reported $1.86 in earnings per share.

Return on Equity (ROE)

ESNT delivered a 42.6% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

ESNT achieved a 25.6% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

ESNT maintains a 51.1% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

ESNT operates with a 78.4% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

ESNT holds $0.1B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

ESNT has 0.1B shares outstanding.

Stock-Based Comp

ESNT reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 34%.

FCF vs Stock Based Comp

ESNT generated $0.2B in free cash flow while spending $0.0B on stock-based compensation, representing 5% of FCF.

FCF vs FCF / Share

ESNT reported $0.2B in free cash flow, translating to $2.02 per share.

Revenue: Actual + Estimates

This chart tracks ESNT revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks ESNT eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks ESNT net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks ESNT ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

About Essent Group Ltd.

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insuran

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Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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