FUNC – Dividend Returns, History & Calculator

Dividend Challenger 8 Years

First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Manage

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Company Info

Symbol FUNC
Company First
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $251.6M

Price Data

Price $38.73
Price Change -0.57
Price Change % -1.45%
Next Earnings Report Oct 20, 2025
Low (52W) $24.66
High (52W) $42.50

Dividend Data

Div Yield 2.69%
5Y Avg Yield 3.72%
Current Div $0.260
Payouts/Year 4
Annualized $1.040
Previous Div $0.220
Ex-date Jan 16, 2026
Dividend Pay Date Feb 2, 2026

Growth Rates

Chowder Number 14.8
DGR 1Y 12.2%
DGR 3Y 15.3%
DGR 5Y 12.1%

Total Returns

TTR 1Y - With Specials 20.5%
TTR 3Y - With Specials 30.5%
TTR 1Y - No Specials 20.5%
TTR 3Y - No Specials 30.5%

Fair Value

Fair Value (P/E 10) $19.80
FV (P/E 10) % 96.0%
Fair Value (Peter Lynch) $96.00
FV (Peter Lynch) % -60.0%
Fair Value (Blended) $20.73
FV (Blended) % 87.0%

Financial Metrics

Revenue 1Y 11.9%
NPM 28.9%
CF/Share $2.88
ROE 13.4%
Debt/Capital 33.0%
ROTC 8.2%
P/E 10.1x
P/BV 1.3x
PEG 1.04
📊 Financial data last updated: December 29, 2025 2:09 pm (Data may be stale)

Calculate your FUNC Dividend Returns

Quickly and easily calculate FUNC dividend yield using our FUNC calculator. Adjust the fields below to see how your FUNC investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

FUNC Dividend History

Invest in FUNC with Interactive Brokers

FUNC 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of FUNC with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for FUNC

Based on past 10-year performance, here are FUNC growth metrics:

Share price CAGR of +6.92%
Dividend CAGR of +21.61%

Using FUNC CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

FUNC (DRIP)FUNC (No DRIP)
Current Price$40.49$40.49
Start Shares246.97246.97
Start Value$10,000$10,000
After 10 years:
Final Share Count424.29247.01
Dividends Payment$7.36$7.36
Annual Dividends$2,857$1,818
Yield on cost28.57%18.18%
Share Price$79.07$79.07
Total Dividends$11,587$8,783
Final Value$33,551$28,315

Estimated Future Value + Dividends – FUNC

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

FUNC Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

FUNC Price

Price to Earnings

This chart displays FUNC price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays FUNC price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays FUNC revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays FUNC net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays FUNC revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays FUNC gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays FUNC operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays FUNC ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays FUNC operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays FUNC free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays FUNC free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays FUNC earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays FUNC return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays FUNC return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays FUNC net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays FUNC gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays FUNC cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays FUNC shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays FUNC stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays FUNC fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays FUNC fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays FUNC revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays FUNC eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays FUNC net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays FUNC ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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