PCB – Dividend Returns, History & Calculator

Dividend Challenger 6 Years

Dividend Data

Div Yield 3.18%
5Y Avg Yield 3.91%
Current Div $0.220
Payouts/Year 4
Annualized $0.880
Previous Div $0.220
Ex-date Aug 7, 2026
Dividend Pay Date Aug 14, 2026

Price Data

Price $27.67
Price Change -0.20
Price Change % -0.72%
Next Earnings Report Oct 22, 2026
Low (52W) $19.70
High (52W) $30.84

Growth Rates

Chowder Number 13.8
DGR 1Y 10.3%
DGR 3Y 2.0%
DGR 5Y 10.6%

Total Returns

TTR 1Y - With Specials 41.9%
TTR 3Y - With Specials 26.1%
TTR 1Y - No Specials 41.9%
TTR 3Y - No Specials 26.1%

Fair Value

Fair Value (P/E 10) $17.82
FV (P/E 10) % 55.0%
Fair Value (Peter Lynch) $14.50
FV (Peter Lynch) % 91.0%
Fair Value (Blended) $18.13
FV (Blended) % 53.0%

Financial Metrics

Revenue 1Y 16.1%
NPM 34.4%
CF/Share $2.95
ROE 10.8%
Debt/Capital 23.0%
ROTC 10.8%
P/E 9.5x
P/BV 1.2x
PEG 4.97

Company Info

Symbol PCB
Company PCB Bancorp
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $388.6M
📊 Financial data last updated: August 10, 2026 2:14 pm

Calculate your PCB Dividend Returns

Quickly and easily calculate PCB dividend yield using our PCB calculator. Adjust the fields below to see how your PCB investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: August 13, 2026 3:34 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000356$28.12$0.223.13%3.13%$340$340410$11,540
2$12,042410$29.34$0.283.85%4.01%$499$839468$13,742
3$14,340468$30.62$0.364.73%5.15%$726$1,566531$16,266
4$16,974531$31.95$0.465.81%6.61%$1,053$2,618602$19,226
5$20,063602$33.34$0.607.15%8.47%$1,527$4,146684$22,790
6$23,782684$34.79$0.768.79%10.87%$2,227$6,372782$27,209
7$28,393782$36.31$0.9810.80%13.95%$3,276$9,649905$32,869
8$34,299905$37.89$1.2613.28%17.89%$4,889$14,5381,066$40,388
9$42,1451,066$39.54$1.6116.32%22.95%$7,439$21,9771,284$50,785
10$52,9951,284$41.26$2.0720.07%29.44%$11,619$33,5961,595$65,814

PCB Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/07/202608/07/2026$0.2203.09%3.16%$27.87
05/08/202605/08/2026$0.2203.40%3.57%$24.67
02/13/202602/13/2026$0.2203.59%3.85%$22.84
11/07/202511/07/2025$0.2003.70%3.70%$21.63
08/08/202508/08/2025$0.2003.74%3.84%$20.83
05/09/202505/09/2025$0.2003.82%4.02%$19.92
02/14/202502/14/2025$0.2003.67%3.97%$20.15
11/08/202411/08/2024$0.1803.49%3.49%$20.64
08/09/202408/09/2024$0.1804.16%4.16%$17.31
05/09/202405/09/2024$0.1804.62%4.62%$15.60
02/08/202402/08/2024$0.1804.55%4.55%$15.81
11/08/202311/08/2023$0.1804.52%4.72%$15.26
08/10/202308/10/2023$0.1804.12%4.49%$16.02
05/11/202305/11/2023$0.1804.70%5.37%$13.40
02/09/202302/09/2023$0.1503.24%3.24%$18.50
11/09/202211/09/2022$0.1503.32%3.32%$18.09
08/11/202208/11/2022$0.1502.89%3.04%$19.75
05/12/202205/12/2022$0.1502.68%2.98%$20.12
02/10/202202/10/2022$0.1502.02%2.47%$24.26
11/10/202111/10/2021$0.1201.93%2.10%$22.82
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PCB 10-yr Total Return ($10,000 invested)

This analysis of PCB demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 8.1% CAGR, representing moderate long-term performance. The DRIP strategy provided 21% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (PCB)

Over the selected period, investing $10,000 in PCB would grow to $24,964 with DRIP (149.6%), and $21,606 without DRIP (116.1%).

PCB Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in PCB with historic price growth (4.35%) and dividend growth (28.28%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $71,467,239

Annual Dividend: $138,951,188

Yield on Cost: 408,679.97%

Total Dividends: $69,069,441

No DRIP

Portfolio: $443,833

Total Dividends: $382,460

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $31,374,178,542,415,320,711,168

Annual Dividend: $480,807,881,492,776,909,537,280

Yield on Cost: 1,045,234,524,984,297,652,224.00%

Total Dividends: $31,153,194,485,468,574,515,200

No DRIP

Portfolio: $5,705,014

Total Dividends: $5,596,062

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $135,943 against a total investment of $25,600. At this point, your portfolio is throwing off $86,010 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $2,400,250, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $69,069,441 versus $34,000 invested, nearly a 203,145% recovery of capital purely from income. Yield on cost reaches 408,679.97%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $29,706,610,695,017 is greater than total contributions to date ($40,000), and cumulative dividends exceed $5,369,375,855,477.

By year 30, the DRIP snowball is in full force. Yearly income reaches $480,807,881,492,776,909,537,280, cumulative dividends total $31,153,194,485,468,574,515,200, and the DRIP portfolio value stands at $31,374,178,542,415,320,711,168, compared with $5,705,014 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for PCB, price $28.12, dividend per period $0.22 (4x/year), along with historic growth assumptions: price growth 4.35% and dividend growth 28.28% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for PCB

Based on past 10-year performance, here are PCB growth metrics:

Share price CAGR of +2.38%
Dividend CAGR of +15.41%

Using PCB CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

PCB (DRIP)PCB (No DRIP)
Current Price$28.12$28.12
Start Shares355.62355.62
Start Value$10,000$10,000
After 10 years:
Final Share Count660.75355.62
Dividends Payment$3.69$3.69
Annual Dividends$2,209$1,312
Yield on cost22.09%13.12%
Share Price$35.58$35.58
Total Dividends$10,116$7,482
Final Value$23,507$20,134

Estimated Future Value + Dividends – PCB

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

PCB Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/07/202608/07/2026$0.2203.09%3.16%$27.87
05/08/202605/08/2026$0.2203.40%3.57%$24.67
02/13/202602/13/2026$0.2203.59%3.85%$22.84
11/07/202511/07/2025$0.2003.70%3.70%$21.63
08/08/202508/08/2025$0.2003.74%3.84%$20.83
05/09/202505/09/2025$0.2003.82%4.02%$19.92
02/14/202502/14/2025$0.2003.67%3.97%$20.15
11/08/202411/08/2024$0.1803.49%3.49%$20.64
08/09/202408/09/2024$0.1804.16%4.16%$17.31
05/09/202405/09/2024$0.1804.62%4.62%$15.60
02/08/202402/08/2024$0.1804.55%4.55%$15.81
11/08/202311/08/2023$0.1804.52%4.72%$15.26
08/10/202308/10/2023$0.1804.12%4.49%$16.02
05/11/202305/11/2023$0.1804.70%5.37%$13.40
02/09/202302/09/2023$0.1503.24%3.24%$18.50
11/09/202211/09/2022$0.1503.32%3.32%$18.09
08/11/202208/11/2022$0.1502.89%3.04%$19.75
05/12/202205/12/2022$0.1502.68%2.98%$20.12
02/10/202202/10/2022$0.1502.02%2.47%$24.26
11/10/202111/10/2021$0.1201.93%2.10%$22.82
08/05/202108/05/2021$0.1202.21%2.52%$19.03
05/06/202105/06/2021$0.1002.53%2.53%$15.81
02/09/202102/09/2021$0.1002.91%2.91%$13.76
11/03/202011/03/2020$0.1004.01%4.01%$9.98
08/28/202008/28/2020$0.1003.93%4.13%$9.68
05/28/202005/28/2020$0.1003.60%4.24%$9.44
02/27/202002/27/2020$0.1002.19%2.92%$13.72
11/27/201911/27/2019$0.0801.46%1.87%$17.09
08/29/201908/29/2019$0.0601.22%1.47%$16.38
05/30/201905/30/2019$0.0601.01%1.43%$16.82
02/27/201902/27/2019$0.0500.65%1.18%$16.92
11/29/201811/29/2018$0.0300.37%0.73%$16.40
08/30/201808/30/2018$0.0300.15%0.62%$19.50
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter-over-quarter and year-over-year changes for additional context.

PCB Price

Price to Earnings

PCB trades at a 32.5x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

PCB trades at a 11.0x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

PCB generated $0.0B in revenue. Revenue has grown by 18% over the period.

Net Income

PCB reported $0.0B in net income.

Revenue vs Net Income

PCB generated $0.0B in revenue with net income of $0.0B, representing a 33.9% net profit margin.

Gross Profit

PCB achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

PCB generated $0.0B in operating income, representing profit from core business operations.

EBITDA

PCB generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

PCB generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

PCB generated $0.0B in free cash flow. Free cash flow has increased by 19% over the period.

Free Cash Flow / Share

PCB generates $0.78 in free cash flow per share. FCF per share has grown by 19% over the period.

Earnings Per Share (EPS)

PCB reported $0.74 in earnings per share.

Return on Equity (ROE)

PCB delivered a 28.3% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

PCB achieved a 17.0% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

PCB maintains a 33.9% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

PCB operates with a 82.3% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

PCB holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

PCB has 0.0B shares outstanding.

Stock-Based Comp

PCB reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 18%.

FCF vs Stock Based Comp

PCB generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 7% of FCF.

FCF vs FCF / Share

PCB reported $0.0B in free cash flow, translating to $0.78 per share.

Revenue: Actual + Estimates

This chart tracks PCB revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks PCB eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks PCB net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks PCB ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

About PCB Bancorp

PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States. The company offers demand, savings, money market, time deposits, and c

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Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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