GNTY – Dividend Returns, History & Calculator

Dividend Challenger 8 Years

Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company of

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Company Info

Symbol GNTY
Company Guaranty Bancshares, Inc.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $566.8M

Price Data

Price $49.74
Price Change -0.43
Price Change % -0.87%
Next Earnings Report Oct 20, 2025
Low (52W) $32.04
High (52W) $52.34

Dividend Data

Div Yield 18.50%
5Y Avg Yield 3.73%
Current Div $2.300
Payouts/Year 4
Annualized $9.200
Previous Div $0.250
Ex-date Sep 19, 2025
Dividend Pay Date Sep 23, 2025

Growth Rates

Chowder Number 53.0
DGR 1Y 220.0%
DGR 3Y 52.3%
DGR 5Y 34.5%

Total Returns

Fair Value

Fair Value (P/E 10) $31.61
FV (P/E 10) % 54.0%
Fair Value (Peter Lynch) $15.40
FV (Peter Lynch) % 217.0%
Fair Value (Blended) $33.69
FV (Blended) % 45.0%

Financial Metrics

Revenue 1Y -0.7%
NPM 28.6%
CF/Share $4.03
ROE 11.2%
Debt/Capital 11.0%
ROTC 9.9%
P/E 15.8x
P/BV 1.7x
PEG 1.78
📊 Financial data last updated: November 24, 2025 2:21 pm

Calculate your GNTY Dividend Returns

Quickly and easily calculate GNTY dividend yield using our GNTY calculator. Adjust the fields below to see how your GNTY investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

GNTY Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/19/202509/19/2025$2.306.11%18.50%$49.74
06/30/202506/30/2025$0.2502.31%2.36%$42.44
03/31/202503/31/2025$0.2502.42%2.50%$40.03
12/30/202412/30/2024$0.2402.76%2.76%$34.73
09/30/202409/30/2024$0.2402.76%2.79%$34.38
06/24/202406/24/2024$0.2403.18%3.25%$29.53
03/22/202403/22/2024$0.2403.07%3.17%$30.28
12/28/202312/28/2023$0.2302.74%2.74%$33.52
09/22/202309/22/2023$0.2303.18%3.22%$28.59
06/29/202306/29/2023$0.2303.32%3.39%$27.10
03/24/202303/24/2023$0.2303.16%3.27%$28.13
12/29/202212/29/2022$0.2202.53%2.53%$34.85
09/29/202209/29/2022$0.2202.49%2.55%$34.51
06/24/202206/24/2022$0.2202.35%2.46%$35.71
03/25/202203/25/2022$0.2202.31%2.48%$35.50
12/23/202112/23/2021$0.2002.14%2.14%$37.40
09/24/202109/24/2021$0.2002.16%2.21%$36.24
06/25/202106/25/2021$0.2002.20%2.31%$34.68
03/26/202103/26/2021$0.2002.14%2.32%$34.43
12/24/202012/24/2020$0.1822.57%2.64%$27.60
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Invest in GNTY with Interactive Brokers

GNTY 10-yr Total Return ($10,000 invested)

This analysis of GNTY demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 9.8% CAGR, representing moderate long-term performance. Recent 5-year performance has been particularly strong at 22.8% annually, outpacing the 10-year average. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (GNTY)

Over the selected period, investing $10,000 in GNTY would grow to $28,614 with DRIP (186.1%), and $25,234 without DRIP (152.3%).

Projected Future Returns & Dividends for GNTY

Based on past 10-year performance, here are GNTY growth metrics:

Share price CAGR of +0.00%
Dividend CAGR of +0.00%

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

GNTY Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/19/202509/19/2025$2.306.11%18.50%$49.74
06/30/202506/30/2025$0.2502.31%2.36%$42.44
03/31/202503/31/2025$0.2502.42%2.50%$40.03
12/30/202412/30/2024$0.2402.76%2.76%$34.73
09/30/202409/30/2024$0.2402.76%2.79%$34.38
06/24/202406/24/2024$0.2403.18%3.25%$29.53
03/22/202403/22/2024$0.2403.07%3.17%$30.28
12/28/202312/28/2023$0.2302.74%2.74%$33.52
09/22/202309/22/2023$0.2303.18%3.22%$28.59
06/29/202306/29/2023$0.2303.32%3.39%$27.10
03/24/202303/24/2023$0.2303.16%3.27%$28.13
12/29/202212/29/2022$0.2202.53%2.53%$34.85
09/29/202209/29/2022$0.2202.49%2.55%$34.51
06/24/202206/24/2022$0.2202.35%2.46%$35.71
03/25/202203/25/2022$0.2202.31%2.48%$35.50
12/23/202112/23/2021$0.2002.14%2.14%$37.40
09/24/202109/24/2021$0.2002.16%2.21%$36.24
06/25/202106/25/2021$0.2002.20%2.31%$34.68
03/26/202103/26/2021$0.2002.14%2.32%$34.43
12/24/202012/24/2020$0.1822.57%2.64%$27.60
09/25/202009/25/2020$0.1823.23%3.40%$21.39
06/26/202006/26/2020$0.1733.10%3.18%$21.70
03/27/202003/27/2020$0.1733.46%3.66%$18.90
12/24/201912/24/2019$0.1642.10%2.16%$30.32
09/25/201909/25/2019$0.1642.26%2.36%$27.79
06/26/201906/26/2019$0.1552.17%2.24%$27.63
03/26/201903/26/2019$0.1552.25%2.42%$25.51
12/24/201812/24/2018$0.1552.08%2.36%$26.21
09/25/201809/25/2018$0.1361.86%1.96%$27.89
06/26/201806/26/2018$0.1271.60%1.63%$31.16
03/27/201803/27/2018$0.1271.63%1.69%$30.04
12/22/201712/22/2017$0.1271.33%1.86%$27.30
09/28/201709/28/2017$0.1180.83%1.65%$28.65
06/28/201706/28/2017$0.1180.40%1.60%$29.62
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

GNTY Price

Price to Earnings

GNTY trades at a 44.8x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

GNTY trades at a 13.5x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

GNTY generated $0.0B in revenue.

Net Income

GNTY reported $0.0B in net income.

Revenue vs Net Income

GNTY generated $0.0B in revenue with net income of $0.0B, representing a 30.1% net profit margin.

Gross Profit

GNTY achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

GNTY generated $0.0B in operating income, representing profit from core business operations.

EBITDA

GNTY generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

GNTY generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

GNTY generated $0.0B in free cash flow.

Free Cash Flow / Share

GNTY generates $0.91 in free cash flow per share.

Earnings Per Share (EPS)

GNTY reported $0.88 in earnings per share.

Return on Equity (ROE)

GNTY delivered a 25.1% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

GNTY achieved a 15.1% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

GNTY maintains a 30.1% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

GNTY operates with a 78.9% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

GNTY holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

GNTY has 0.0B shares outstanding.

Stock-Based Comp

GNTY reported $0.0B in stock-based compensation.

FCF vs Stock Based Comp

GNTY generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 8% of FCF.

FCF vs FCF / Share

GNTY reported $0.0B in free cash flow, translating to $0.91 per share.

Revenue: Actual + Estimates

This chart tracks GNTY revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks GNTY eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks GNTY net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks GNTY ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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