PEBK – Dividend Returns, History & Calculator

Dividend Challenger 5 Years

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the United States. The company offers deposit products. It

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Company Info

Symbol PEBK
Company Peoples Bancorp of North Caroli
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $157.4M

Price Data

Price $29.65
Price Change +0.05
Price Change % +0.17%
Next Earnings Report Oct 20, 2025
Low (52W) $23.74
High (52W) $33.90

Dividend Data

Div Yield 3.37%
5Y Avg Yield 3.21%
Current Div $0.200
Payouts/Year 5
Annualized $1.000
Previous Div $0.200
Ex-date Sep 3, 2025
Dividend Pay Date Sep 15, 2025

Growth Rates

Chowder Number 8.5
DGR 1Y 3.3%
DGR 3Y 3.4%
DGR 5Y 5.1%
DGR 10Y 14.9%

Total Returns

TTR 1Y - With Specials 8.3%
TTR 3Y - With Specials 5.4%
TTR 1Y - No Specials 8.3%
TTR 3Y - No Specials 5.4%

Fair Value

Fair Value (P/E 10) $26.16
FV (P/E 10) % 13.0%
Fair Value (Peter Lynch) $15.30
FV (Peter Lynch) % 94.0%

Financial Metrics

Revenue 1Y 1.5%
NPM 0.0%
CF/Share $4.03
ROE 11.7%
Debt/Capital 12.0%
ROTC 0.0%
P/E 9.7x
P/BV 1.1x
📊 Financial data last updated: November 10, 2025 2:26 pm (Data may be stale)

Calculate your PEBK Dividend Returns

Quickly and easily calculate PEBK dividend yield using our PEBK calculator. Adjust the fields below to see how your PEBK investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

PEBK Dividend History

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PEBK 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of PEBK with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for PEBK

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

PEBK Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

PEBK Price

Price to Earnings

This chart displays PEBK price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays PEBK price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays PEBK revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays PEBK net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays PEBK revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays PEBK gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays PEBK operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays PEBK ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays PEBK operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays PEBK free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays PEBK free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays PEBK earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays PEBK return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays PEBK return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays PEBK net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays PEBK gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays PEBK cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays PEBK shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays PEBK stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays PEBK fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays PEBK fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays PEBK revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays PEBK eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays PEBK net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays PEBK ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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