FBIZ – Dividend Returns, History & Calculator

Dividend Contender 12 Years

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth in

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Company Info

Symbol FBIZ
Company First Business Financial Servic
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $416.3M

Price Data

Price $50.01
Price Change -0.68
Price Change % -1.34%
Next Earnings Oct 30, 2025
Low (52W) $42.18
High (52W) $56.46

Dividend Data

Div Yield 231.95%
5Y Avg Yield 255.70%
Current Div $0.290
Payouts/Year 4
Annualized $1.160
Previous Div $0.290
Ex-Date Aug 11, 2025

Growth Rates

Chowder Number 14.0
DGR 1Y 14.5%
DGR 3Y 13.1%
DGR 5Y 11.7%
DGR 10Y 9.9%

Total Returns

TTR 1Y - With Specials 15.8%
TTR 3Y - With Specials 17.3%
TTR 1Y - No Specials 15.8%
TTR 3Y - No Specials 17.3%

Fair Value

Fair Value (P/E 10) $29.26
FV (P/E 10) % 71.0%
Fair Value (Peter Lynch) $28.00
FV (Peter Lynch) % 79.0%
Fair Value (Blended) $30.21
FV (Blended) % 66.0%

Financial Metrics

Revenue 1Y 6.6%
NPM 29.0%
CF/Share $7.56
ROE 14.6%
Debt/Capital 46.0%
ROTC 7.4%
P/E 8.9x
P/BV 1.3x
PEG 1.02
📊 Financial data last updated: October 16, 2025 9:59 am

Calculate your FBIZ Dividend Returns

Quickly and easily calculate FBIZ dividend yield using our FBIZ calculator. Adjust the fields below to see how your FBIZ investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 10:11 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000210$47.68$0.292.43%2.43%$264$264240$11,464
2$12,302240$51.17$0.322.50%2.68%$329$593270$13,831
3$14,842270$54.91$0.352.56%2.95%$404$997300$16,446
4$17,648300$58.92$0.392.63%3.25%$489$1,486328$19,337
5$20,751328$63.23$0.432.70%3.59%$587$2,073356$22,538
6$24,186356$67.85$0.472.78%3.95%$699$2,772384$26,085
7$27,992384$72.81$0.522.85%4.35%$828$3,600412$30,020
8$32,214412$78.13$0.572.93%4.80%$975$4,575440$34,390
9$36,904440$83.84$0.633.00%5.28%$1,144$5,720468$39,248
10$42,117468$89.97$0.693.08%5.82%$1,338$7,057496$44,655

FBIZ Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/11/202508/11/2025$0.2902.37%2.45%$47.29
05/09/202505/09/2025$0.2902.27%2.44%$47.58
02/14/202502/14/2025$0.2901.97%2.20%$52.76
11/07/202411/07/2024$0.2502.08%2.08%$48.12
08/08/202408/08/2024$0.2502.38%2.44%$41.05
05/08/202405/08/2024$0.2502.75%2.87%$34.79
02/07/202402/07/2024$0.2502.80%3.00%$33.38
11/03/202311/03/2023$0.2282.76%2.76%$33.00
08/04/202308/04/2023$0.2282.60%2.69%$33.88
05/05/202305/05/2023$0.2283.27%3.51%$26.02
02/03/202302/03/2023$0.2282.26%2.51%$36.36
11/04/202211/04/2022$0.1982.04%2.04%$38.76
08/05/202208/05/2022$0.1982.33%2.39%$33.18
05/06/202205/06/2022$0.1982.16%2.27%$34.95
02/04/202202/04/2022$0.1982.20%2.36%$33.51
11/05/202111/05/2021$0.1802.36%2.36%$30.53
08/06/202108/06/2021$0.1802.51%2.56%$28.13
05/07/202105/07/2021$0.1802.58%2.69%$26.77
02/05/202102/05/2021$0.1803.07%3.28%$21.97
10/30/202010/30/2020$0.1653.85%3.85%$17.15
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FBIZ 10-yr Total Return ($10,000 invested)

This analysis of FBIZ demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 9.4% CAGR, representing moderate long-term performance. Recent 5-year performance has been particularly strong at 27.1% annually, outpacing the 10-year average. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (FBIZ)

Over the selected period, investing $10,000 in FBIZ would grow to $32,062 with DRIP (220.6%), and $27,565 without DRIP (175.6%).

FBIZ Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in FBIZ with historic price growth (7.31%) and dividend growth (10.18%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $155,178

Annual Dividend: $6,399

Yield on Cost: 18.82%

Total Dividends: $39,082

No DRIP

Portfolio: $122,049

Total Dividends: $28,155

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $513,690

Annual Dividend: $27,579

Yield on Cost: 59.95%

Total Dividends: $175,693

No DRIP

Portfolio: $301,717

Total Dividends: $94,102

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $12,296 against a total investment of $25,600. At this point, your portfolio is throwing off $2,325 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $4,157, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $39,082 versus $34,000 invested, nearly a 115% recovery of capital purely from income. Yield on cost reaches 18.82%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $13,179 is greater than total contributions to date ($40,000), and cumulative dividends exceed $83,524.

By year 30, the DRIP snowball is in full force. Yearly income reaches $27,579, cumulative dividends total $175,693, and the DRIP portfolio value stands at $513,690, compared with $301,717 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for FBIZ, price $47.68, dividend per period $0.29 (4×/year), along with historic growth assumptions: price growth 7.31% and dividend growth 10.18% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for FBIZ

Based on past 10-year performance, here are FBIZ growth metrics:

Share price CAGR of +7.42%
Dividend CAGR of +9.92%

Using FBIZ CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

FBIZ (DRIP)FBIZ (No DRIP)
Current Price$48.68$48.68
Start Shares205.42205.42
Start Value$10,000$10,000
After 10 years:
Final Share Count268.38205.42
Dividends Payment$2.99$2.99
Annual Dividends$778$614
Yield on cost7.78%6.14%
Share Price$99.63$99.63
Total Dividends$4,776$4,158
Final Value$26,739$24,625

Estimated Future Value + Dividends – FBIZ

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

FBIZ Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/11/202508/11/2025$0.2902.37%2.45%$47.29
05/09/202505/09/2025$0.2902.27%2.44%$47.58
02/14/202502/14/2025$0.2901.97%2.20%$52.76
11/07/202411/07/2024$0.2502.08%2.08%$48.12
08/08/202408/08/2024$0.2502.38%2.44%$41.05
05/08/202405/08/2024$0.2502.75%2.87%$34.79
02/07/202402/07/2024$0.2502.80%3.00%$33.38
11/03/202311/03/2023$0.2282.76%2.76%$33.00
08/04/202308/04/2023$0.2282.60%2.69%$33.88
05/05/202305/05/2023$0.2283.27%3.51%$26.02
02/03/202302/03/2023$0.2282.26%2.51%$36.36
11/04/202211/04/2022$0.1982.04%2.04%$38.76
08/05/202208/05/2022$0.1982.33%2.39%$33.18
05/06/202205/06/2022$0.1982.16%2.27%$34.95
02/04/202202/04/2022$0.1982.20%2.36%$33.51
11/05/202111/05/2021$0.1802.36%2.36%$30.53
08/06/202108/06/2021$0.1802.51%2.56%$28.13
05/07/202105/07/2021$0.1802.58%2.69%$26.77
02/05/202102/05/2021$0.1803.07%3.28%$21.97
10/30/202010/30/2020$0.1653.85%3.85%$17.15
07/31/202007/31/2020$0.1654.34%4.44%$14.87
05/01/202005/01/2020$0.1653.89%4.07%$16.20
01/31/202001/31/2020$0.1652.44%2.62%$25.18
11/01/201911/01/2019$0.1502.44%2.44%$24.55
08/02/201908/02/2019$0.1502.52%2.56%$23.42
05/03/201905/03/2019$0.1502.42%2.50%$23.99
02/01/201902/01/2019$0.1502.77%2.91%$20.59
11/02/201811/02/2018$0.1402.72%2.72%$20.61
08/03/201808/03/2018$0.1402.34%2.38%$23.52
05/04/201805/04/2018$0.1402.08%2.15%$25.99
02/02/201802/02/2018$0.1402.21%2.34%$23.95
11/03/201711/03/2017$0.1302.36%2.36%$22.01
08/03/201708/03/2017$0.1302.40%2.44%$21.28
05/09/201705/09/2017$0.1302.03%2.11%$24.59
02/08/201702/08/2017$0.1302.01%2.14%$24.33
11/08/201611/08/2016$0.1202.54%2.54%$18.89
08/09/201608/09/2016$0.1202.03%2.08%$23.10
05/11/201605/11/2016$0.1201.90%1.98%$24.25
02/10/201602/10/2016$0.1202.14%2.28%$21.07
11/09/201511/09/2015$0.1101.73%1.73%$25.50
08/14/201508/14/2015$0.1101.98%2.00%$21.98
05/13/201505/13/2015$0.1101.98%2.02%$21.77
02/11/201502/11/2015$0.1101.89%1.96%$22.50
11/10/201411/10/2014$0.1051.79%1.79%$23.48
08/07/201408/07/2014$0.1051.80%1.97%$21.37
05/08/201405/08/2014$0.1051.57%1.89%$22.23
02/07/201402/07/2014$0.1051.58%2.11%$19.91
11/13/201311/13/2013$0.0701.57%1.57%$17.79
09/27/201309/27/2013$0.0701.51%1.72%$16.25
06/27/201306/27/2013$0.0701.44%1.92%$14.60
03/27/201303/27/2013$0.0701.31%2.09%$13.40
12/27/201212/27/2012$0.0351.22%1.22%$11.48
09/27/201209/27/2012$0.0351.14%1.14%$12.24
06/27/201206/27/2012$0.0351.24%1.24%$11.29
03/28/201203/28/2012$0.0351.47%1.47%$9.50
12/28/201112/28/2011$0.0351.69%1.69%$8.30
09/28/201109/28/2011$0.0351.81%1.81%$7.74
06/29/201106/29/2011$0.0351.98%1.98%$7.09
03/30/201103/30/2011$0.0352.36%2.36%$5.94
12/29/201012/29/2010$0.0352.09%2.09%$6.71
09/29/201009/29/2010$0.0353.09%3.09%$4.53
06/29/201006/29/2010$0.0352.89%2.89%$4.85
03/30/201003/30/2010$0.0352.90%2.90%$4.83
12/29/200912/29/2009$0.0352.91%2.91%$4.81
09/29/200909/29/2009$0.0352.87%2.87%$4.88
06/29/200906/29/2009$0.0352.56%2.56%$5.47
03/30/200903/30/2009$0.0352.67%2.67%$5.25
12/29/200812/29/2008$0.0351.97%1.97%$7.10
09/29/200809/29/2008$0.0351.72%1.75%$8.00
06/27/200806/27/2008$0.0351.63%1.69%$8.29
03/28/200803/28/2008$0.0351.51%1.60%$8.75
12/27/200712/27/2007$0.0331.45%1.45%$8.95
09/27/200709/27/2007$0.0331.34%1.37%$9.50
06/27/200706/27/2007$0.0331.25%1.30%$10.00
03/28/200703/28/2007$0.0331.11%1.18%$11.00
12/27/200612/27/2006$0.0301.09%1.09%$11.02
09/27/200609/27/2006$0.0301.04%1.04%$11.50
06/28/200606/28/2006$0.0300.75%1.00%$12.00
03/29/200603/29/2006$0.0300.51%1.01%$11.88
12/28/200512/28/2005$0.0300.25%1.01%$11.91
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

FBIZ Price

Price to Earnings

FBIZ trades at a 35.8x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

FBIZ trades at a 9.8x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

FBIZ generated $0.0B in revenue. Revenue has grown by 46% over the period.

Net Income

FBIZ reported $0.0B in net income. Net income has grown by 25% over the period.

Revenue vs Net Income

FBIZ generated $0.0B in revenue with net income of $0.0B, representing a 27.3% net profit margin.

Gross Profit

FBIZ achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

FBIZ generated $0.0B in operating income, representing profit from core business operations.

EBITDA

FBIZ generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

FBIZ generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

FBIZ generated $0.0B in free cash flow. Free cash flow has increased by 23% over the period.

Free Cash Flow / Share

FBIZ generates $1.38 in free cash flow per share. FCF per share has grown by 23% over the period.

Earnings Per Share (EPS)

FBIZ reported $1.35 in earnings per share. EPS has grown by 25% over the period.

Return on Equity (ROE)

FBIZ delivered a 22.8% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

FBIZ achieved a 13.7% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

FBIZ maintains a 27.3% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

FBIZ operates with a 76.9% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

FBIZ holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

FBIZ has 0.0B shares outstanding.

Stock-Based Comp

FBIZ reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 46%.

FCF vs Stock Based Comp

FBIZ generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 9% of FCF.

FCF vs FCF / Share

FBIZ reported $0.0B in free cash flow, translating to $1.38 per share.

Revenue: Actual + Estimates

This chart tracks FBIZ revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks FBIZ eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks FBIZ net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks FBIZ ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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