MA – Dividend Returns, History & Calculator

Dividend Contender 14 Years

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers integrated products and value-added services for account holders, mercha

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Company Info

Symbol MA
Company Mastercard Incorporated
Sector Financial Services
Industry Credit Services
Website Visit
Market Cap $491,339.5M

Price Data

Price $543.51
Price Change +3.11
Price Change % +0.58%
Next Earnings Report Jan 29, 2026
Low (52W) $465.59
High (52W) $601.77

Dividend Data

Div Yield 0.56%
5Y Avg Yield 0.57%
Current Div $0.760
Payouts/Year 4
Annualized $3.040
Previous Div $0.760
Ex-date Oct 9, 2025
Dividend Pay Date Nov 7, 2025

Growth Rates

Chowder Number 14.3
DGR 1Y 15.2%
DGR 3Y 15.8%
DGR 5Y 13.7%
DGR 10Y 16.9%

Total Returns

TTR 1Y - With Specials 5.5%
TTR 3Y - With Specials 16.9%
TTR 1Y - No Specials 5.5%
TTR 3Y - No Specials 16.9%

Fair Value

Fair Value (P/E 10) $309.43
FV (P/E 10) % 76.0%
Fair Value (Peter Lynch) $390.50
FV (Peter Lynch) % 39.0%
Fair Value (Blended) $344.00
FV (Blended) % 58.0%

Financial Metrics

Revenue 1Y 12.2%
NPM 45.3%
CF/Share $19.61
ROE 184.9%
Current R 1.1x
Debt/Capital 71.0%
ROTC 55.3%
P/E 34.8x
P/BV 61.9x
PEG 2.16
📊 Financial data last updated: November 24, 2025 3:14 pm

Calculate your MA Dividend Returns

Quickly and easily calculate MA dividend yield using our MA calculator. Adjust the fields below to see how your MA investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: November 27, 2025 1:01 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,00018$544.93$0.760.56%0.56%$60$6021$11,260
2$13,36021$646.58$0.870.54%0.64%$76$13623$14,637
3$17,36723$767.19$1.000.52%0.74%$95$23124$18,662
4$22,14324$910.29$1.150.51%0.85%$116$34726$23,459
5$27,83526$1,080.09$1.320.49%0.97%$140$48827$29,175
6$34,61827$1,281.56$1.520.47%1.12%$168$65628$35,986
7$42,69828$1,520.62$1.750.46%1.28%$200$85629$44,098
8$52,32429$1,804.26$2.010.44%1.47%$236$1,09230$53,760
9$63,78830$2,140.82$2.300.43%1.69%$278$1,37030$65,267
10$77,44130$2,540.15$2.650.42%1.94%$326$1,69731$78,967

MA Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
10/09/202510/09/2025$0.7600.54%0.54%$564.55
07/09/202507/09/2025$0.7600.52%0.54%$565.11
04/09/202504/09/2025$0.7600.55%0.59%$515.43
01/10/202501/10/2025$0.7600.54%0.60%$504.67
10/09/202410/09/2024$0.6600.53%0.53%$499.95
07/09/202407/09/2024$0.6600.57%0.59%$444.70
04/08/202404/08/2024$0.6600.51%0.55%$478.85
01/08/202401/08/2024$0.6600.56%0.63%$421.98
10/05/202310/05/2023$0.5700.58%0.58%$394.20
07/06/202307/06/2023$0.5700.56%0.58%$393.14
04/05/202304/05/2023$0.5700.58%0.63%$363.79
01/06/202301/06/2023$0.5700.55%0.62%$367.67
10/06/202210/06/2022$0.4900.66%0.66%$299.23
07/07/202207/07/2022$0.4900.59%0.60%$324.07
04/07/202204/07/2022$0.4900.53%0.56%$349.55
01/06/202201/06/2022$0.4900.49%0.53%$370.00
10/07/202110/07/2021$0.4400.50%0.50%$353.91
07/08/202107/08/2021$0.4400.46%0.48%$370.19
04/08/202104/08/2021$0.4400.44%0.47%$377.74
01/07/202101/07/2021$0.4400.47%0.50%$349.86
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Invest in MA with Interactive Brokers

MA 10-yr Total Return ($10,000 invested)

This analysis of MA demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 21.0% CAGR, representing exceptional long-term performance. While recent 5-year returns averaged 11.2% annually, the exceptional 10-year performance of 21.0% demonstrates sustained long-term growth. The DRIP strategy provided 18% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (MA)

Over the selected period, investing $10,000 in MA would grow to $68,171 with DRIP (581.7%), and $66,052 without DRIP (560.5%).

MA Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in MA with historic price growth (18.65%) and dividend growth (14.87%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $550,700

Annual Dividend: $1,607

Yield on Cost: 4.73%

Total Dividends: $9,545

No DRIP

Portfolio: $524,083

Total Dividends: $9,074

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $3,149,566

Annual Dividend: $6,646

Yield on Cost: 14.45%

Total Dividends: $42,693

No DRIP

Portfolio: $2,920,142

Total Dividends: $39,645

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $2,954 against a total investment of $25,600. At this point, your portfolio is throwing off $578 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $1,042, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $9,545 versus $34,000 invested, nearly a 28% recovery of capital purely from income. Yield on cost reaches 4.73%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $3,278 is greater than total contributions to date ($40,000), and cumulative dividends exceed $20,476.

By year 30, the DRIP snowball is in full force. Yearly income reaches $6,646, cumulative dividends total $42,693, and the DRIP portfolio value stands at $3,149,566, compared with $2,920,142 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for MA, price $544.93, dividend per period $0.76 (4x/year), along with historic growth assumptions: price growth 18.65% and dividend growth 14.87% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for MA

Based on past 10-year performance, here are MA growth metrics:

Share price CAGR of +18.44%
Dividend CAGR of +16.86%

Using MA CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

MA (DRIP)MA (No DRIP)
Current Price$527.87$527.87
Start Shares18.9418.94
Start Value$10,000$10,000
After 10 years:
Final Share Count19.9818.94
Dividends Payment$14.44$14.44
Annual Dividends$287$274
Yield on cost2.87%2.74%
Share Price$2,868.69$2,868.69
Total Dividends$1,544$1,497
Final Value$57,324$55,841

Estimated Future Value + Dividends – MA

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

MA Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
10/09/202510/09/2025$0.7600.54%0.54%$564.55
07/09/202507/09/2025$0.7600.52%0.54%$565.11
04/09/202504/09/2025$0.7600.55%0.59%$515.43
01/10/202501/10/2025$0.7600.54%0.60%$504.67
10/09/202410/09/2024$0.6600.53%0.53%$499.95
07/09/202407/09/2024$0.6600.57%0.59%$444.70
04/08/202404/08/2024$0.6600.51%0.55%$478.85
01/08/202401/08/2024$0.6600.56%0.63%$421.98
10/05/202310/05/2023$0.5700.58%0.58%$394.20
07/06/202307/06/2023$0.5700.56%0.58%$393.14
04/05/202304/05/2023$0.5700.58%0.63%$363.79
01/06/202301/06/2023$0.5700.55%0.62%$367.67
10/06/202210/06/2022$0.4900.66%0.66%$299.23
07/07/202207/07/2022$0.4900.59%0.60%$324.07
04/07/202204/07/2022$0.4900.53%0.56%$349.55
01/06/202201/06/2022$0.4900.49%0.53%$370.00
10/07/202110/07/2021$0.4400.50%0.50%$353.91
07/08/202107/08/2021$0.4400.46%0.48%$370.19
04/08/202104/08/2021$0.4400.44%0.47%$377.74
01/07/202101/07/2021$0.4400.47%0.50%$349.86
10/08/202010/08/2020$0.4000.46%0.46%$345.15
07/08/202007/08/2020$0.4000.51%0.53%$300.15
04/08/202004/08/2020$0.4000.54%0.59%$270.95
01/08/202001/08/2020$0.4000.46%0.52%$305.10
10/08/201910/08/2019$0.3300.49%0.49%$267.07
07/08/201907/08/2019$0.3300.46%0.49%$271.23
04/08/201904/08/2019$0.3300.49%0.56%$236.27
01/08/201901/08/2019$0.3300.56%0.69%$192.28
10/05/201810/05/2018$0.2500.47%0.47%$213.26
07/06/201807/06/2018$0.2500.49%0.50%$199.52
04/06/201804/06/2018$0.2500.55%0.59%$169.70
01/08/201801/08/2018$0.2500.57%0.63%$159.27
10/05/201710/05/2017$0.2200.61%0.61%$143.75
07/05/201707/05/2017$0.2200.70%0.72%$121.98
04/05/201704/05/2017$0.2200.73%0.79%$112.07
01/05/201701/05/2017$0.2200.74%0.82%$106.99
10/05/201610/05/2016$0.1900.74%0.74%$102.40
07/06/201607/06/2016$0.1900.84%0.88%$86.83
04/06/201604/06/2016$0.1900.74%0.80%$94.75
01/06/201601/06/2016$0.1900.72%0.81%$93.35
10/07/201510/07/2015$0.1600.67%0.67%$95.18
07/07/201507/07/2015$0.1600.63%0.68%$93.89
04/07/201504/07/2015$0.1600.61%0.73%$87.92
01/07/201501/07/2015$0.1600.58%0.76%$84.22
10/07/201410/07/2014$0.1100.60%0.60%$72.94
07/07/201407/07/2014$0.1100.51%0.58%$76.18
04/07/201404/07/2014$0.1100.48%0.62%$71.33
01/07/201401/07/2014$0.1100.35%0.53%$83.71
10/07/201310/07/2013$0.0600.32%0.36%$66.61
07/05/201307/05/2013$0.0600.30%0.40%$59.50
04/05/201304/05/2013$0.0600.28%0.45%$53.16
01/07/201301/07/2013$0.0300.23%0.23%$51.95
10/05/201210/05/2012$0.0300.22%0.25%$47.53
07/05/201207/05/2012$0.0300.20%0.27%$44.41
04/04/201204/04/2012$0.0300.17%0.28%$43.09
01/05/201201/05/2012$0.0150.17%0.17%$35.24
10/05/201110/05/2011$0.0150.19%0.19%$31.33
07/06/201107/06/2011$0.0150.19%0.19%$31.29
04/06/201104/06/2011$0.0150.23%0.23%$26.55
01/06/201101/06/2011$0.0150.26%0.26%$23.11
10/07/201010/07/2010$0.0150.27%0.27%$22.09
07/01/201007/01/2010$0.0150.30%0.30%$20.27
04/07/201004/07/2010$0.0150.23%0.23%$25.57
01/06/201001/06/2010$0.0150.23%0.23%$25.56
10/07/200910/07/2009$0.0150.28%0.28%$21.09
07/08/200907/08/2009$0.0150.37%0.37%$16.07
04/08/200904/08/2009$0.0150.36%0.36%$16.73
01/07/200901/07/2009$0.0150.39%0.39%$15.21
10/08/200810/08/2008$0.0150.37%0.37%$16.35
07/09/200807/09/2008$0.0150.24%0.24%$25.13
04/07/200804/07/2008$0.0150.27%0.27%$22.63
01/09/200801/09/2008$0.0150.31%0.31%$19.66
10/17/200710/17/2007$0.0150.35%0.39%$15.46
06/29/200706/29/2007$0.0150.29%0.36%$16.59
04/04/200704/04/2007$0.0150.31%0.56%$10.72
01/10/200701/10/2007$0.0090.17%0.34%$10.47
10/05/200610/05/2006$0.0090.12%0.50%$7.26
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

MA Price

Price to Earnings

MA trades at a 135.1x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

MA trades at a 61.7x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

MA generated $8.6B in revenue. Revenue has grown by 82% over the period.

Net Income

MA reported $3.9B in net income. Net income has grown by 81% over the period.

Revenue vs Net Income

MA generated $8.6B in revenue with net income of $3.9B, representing a 45.7% net profit margin.

Gross Profit

MA achieved $6.9B in gross profit, showing revenue after direct production costs.

Operating Income

MA generated $3.0B in operating income, representing profit from core business operations.

EBITDA

MA generated $3.5B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

MA generated $4.5B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

MA generated $4.2B in free cash flow. Free cash flow has increased by 81% over the period.

Free Cash Flow / Share

MA generates $4.73 in free cash flow per share. FCF per share has grown by 81% over the period.

Earnings Per Share (EPS)

MA reported $4.41 in earnings per share. EPS has grown by 81% over the period.

Return on Equity (ROE)

MA delivered a 38.0% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

MA achieved a 22.8% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

MA maintains a 45.7% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

MA operates with a 79.9% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

MA holds $1.3B in cash against $0.4B in debt, resulting in a net cash position of $0.9B.

Shares Outstanding

MA has 0.9B shares outstanding.

Stock-Based Comp

MA reported $0.2B in stock-based compensation. Over the period, stock-based compensation has increased by 82%.

FCF vs Stock Based Comp

MA generated $4.2B in free cash flow while spending $0.2B on stock-based compensation, representing 5% of FCF.

FCF vs FCF / Share

MA reported $4.2B in free cash flow, translating to $4.73 per share.

Revenue: Actual + Estimates

This chart tracks MA revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks MA eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks MA net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks MA ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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