BAC – Dividend Returns, History & Calculator

Dividend Contender 12 Years

Dividend Data

Div Yield 2.08%
5Y Avg Yield 2.37%
Current Div $0.280
Payouts/Year 4
Annualized $1.120
Previous Div $0.280
Ex-date Jun 5, 2026
Dividend Pay Date Jun 26, 2026

Price Data

Price $53.83
Price Change -0.06
Price Change % -0.11%
Next Earnings Report Jul 14, 2026
Low (52W) $43.66
High (52W) $57.55

Growth Rates

Chowder Number 11.3
DGR 1Y 7.7%
DGR 3Y 8.4%
DGR 5Y 9.2%
DGR 10Y 18.8%

Total Returns

TTR 1Y - With Specials 24.9%
TTR 3Y - With Specials 26.5%
TTR 1Y - No Specials 24.9%
TTR 3Y - No Specials 26.5%

Fair Value

Fair Value (P/E 10) $34.19
FV (P/E 10) % 57.0%
Fair Value (Peter Lynch) $20.15
FV (Peter Lynch) % 167.0%
Fair Value (Blended) $38.51
FV (Blended) % 40.0%

Financial Metrics

Revenue 1Y 11.0%
NPM 26.8%
CF/Share $7.97
ROE 10.6%
Debt/Capital 52.0%
ROTC 5.2%
P/E 13.4x
P/BV 1.4x
PEG 0.96

Company Info

Symbol BAC
Company Bank of America Corporation
Sector Financial Services
Industry Banks - Diversified
Website Visit
Market Cap $382,009.5M
📊 Financial data last updated: June 8, 2026 12:48 pm (Data may be stale)

Calculate your BAC Dividend Returns

Quickly and easily calculate BAC dividend yield using our BAC calculator. Adjust the fields below to see how your BAC investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: June 17, 2026 7:51 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000177$56.61$0.281.98%1.98%$214$214202$11,414
2$13,186202$65.39$0.321.95%2.26%$274$489224$14,660
3$16,936224$75.54$0.361.93%2.58%$344$832245$18,480
4$21,349245$87.27$0.421.91%2.94%$424$1,256263$22,973
5$26,539263$100.82$0.471.88%3.35%$517$1,773280$28,256
6$32,643280$116.47$0.541.86%3.82%$625$2,398296$34,468
7$39,818296$134.55$0.621.83%4.36%$749$3,148310$41,768
8$48,252310$155.44$0.701.81%4.98%$894$4,041324$50,346
9$58,161324$179.57$0.801.79%5.68%$1,061$5,102336$60,422
10$69,802336$207.45$0.921.77%6.48%$1,255$6,357348$72,257

BAC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
06/05/202606/05/2026$0.2802.08%2.08%$53.83
03/06/202603/06/2026$0.2802.26%2.30%$48.64
12/05/202512/05/2025$0.2802.00%2.08%$53.95
09/05/202509/05/2025$0.2802.13%2.25%$49.77
06/06/202506/06/2025$0.2602.31%2.31%$44.97
03/07/202503/07/2025$0.2602.46%2.51%$41.40
12/06/202412/06/2024$0.2602.14%2.22%$46.75
09/06/202409/06/2024$0.2602.53%2.68%$38.76
06/07/202406/07/2024$0.2402.41%2.41%$39.78
02/29/202402/29/2024$0.2402.72%2.78%$34.52
11/30/202311/30/2023$0.2403.02%3.15%$30.49
08/31/202308/31/2023$0.2403.14%3.35%$28.67
06/01/202306/01/2023$0.2203.17%3.17%$27.78
03/02/202303/02/2023$0.2202.60%2.63%$33.49
12/01/202212/01/2022$0.2202.35%2.41%$36.55
09/01/202209/01/2022$0.2202.54%2.63%$33.47
06/02/202206/02/2022$0.2102.29%2.29%$36.70
03/03/202203/03/2022$0.2101.91%1.98%$42.49
12/02/202112/02/2021$0.2101.74%1.87%$44.89
09/02/202109/02/2021$0.2101.83%2.05%$41.02
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BAC 10-yr Total Return ($10,000 invested)

This analysis of BAC demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 15.7% CAGR, representing strong long-term performance. While recent 5-year returns averaged 8.6% annually, the exceptional 10-year performance of 15.7% demonstrates sustained long-term growth. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (BAC)

Over the selected period, investing $10,000 in BAC would grow to $53,190 with DRIP (431.9%), and $47,385 without DRIP (373.9%).

BAC Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in BAC with historic price growth (15.52%) and dividend growth (14.08%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $426,460

Annual Dividend: $6,561

Yield on Cost: 19.30%

Total Dividends: $37,764

No DRIP

Portfolio: $351,524

Total Dividends: $30,697

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $2,094,703

Annual Dividend: $28,419

Yield on Cost: 61.78%

Total Dividends: $177,477

No DRIP

Portfolio: $1,513,250

Total Dividends: $127,905

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $11,240 against a total investment of $25,600. At this point, your portfolio is throwing off $2,264 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $4,184, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $37,764 versus $34,000 invested, nearly a 111% recovery of capital purely from income. Yield on cost reaches 19.30%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $13,721 is greater than total contributions to date ($40,000), and cumulative dividends exceed $83,138.

By year 30, the DRIP snowball is in full force. Yearly income reaches $28,419, cumulative dividends total $177,477, and the DRIP portfolio value stands at $2,094,703, compared with $1,513,250 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for BAC, price $56.61, dividend per period $0.28 (4x/year), along with historic growth assumptions: price growth 15.52% and dividend growth 14.08% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for BAC

Based on past 10-year performance, here are BAC growth metrics:

Share price CAGR of +5.76%
Dividend CAGR of +18.80%

Using BAC CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

BAC (DRIP)BAC (No DRIP)
Current Price$56.02$56.02
Start Shares178.51178.51
Start Value$10,000$10,000
After 10 years:
Final Share Count264.14178.51
Dividends Payment$6.27$6.27
Annual Dividends$1,557$1,120
Yield on cost15.57%11.20%
Share Price$98.07$98.07
Total Dividends$7,071$5,811
Final Value$25,905$23,318

Estimated Future Value + Dividends – BAC

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

BAC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
06/05/202606/05/2026$0.2802.08%2.08%$53.83
03/06/202603/06/2026$0.2802.26%2.30%$48.64
12/05/202512/05/2025$0.2802.00%2.08%$53.95
09/05/202509/05/2025$0.2802.13%2.25%$49.77
06/06/202506/06/2025$0.2602.31%2.31%$44.97
03/07/202503/07/2025$0.2602.46%2.51%$41.40
12/06/202412/06/2024$0.2602.14%2.22%$46.75
09/06/202409/06/2024$0.2602.53%2.68%$38.76
06/07/202406/07/2024$0.2402.41%2.41%$39.78
02/29/202402/29/2024$0.2402.72%2.78%$34.52
11/30/202311/30/2023$0.2403.02%3.15%$30.49
08/31/202308/31/2023$0.2403.14%3.35%$28.67
06/01/202306/01/2023$0.2203.17%3.17%$27.78
03/02/202303/02/2023$0.2202.60%2.63%$33.49
12/01/202212/01/2022$0.2202.35%2.41%$36.55
09/01/202209/01/2022$0.2202.54%2.63%$33.47
06/02/202206/02/2022$0.2102.29%2.29%$36.70
03/03/202203/03/2022$0.2101.91%1.98%$42.49
12/02/202112/02/2021$0.2101.74%1.87%$44.89
09/02/202109/02/2021$0.2101.83%2.05%$41.02
06/03/202106/03/2021$0.1801.66%1.66%$43.25
03/04/202103/04/2021$0.1801.97%1.97%$36.50
12/03/202012/03/2020$0.1802.49%2.49%$28.91
09/03/202009/03/2020$0.1802.81%2.81%$25.66
06/04/202006/04/2020$0.1802.69%2.69%$26.78
03/05/202003/05/2020$0.1802.58%2.69%$26.78
12/05/201912/05/2019$0.1801.99%2.18%$33.09
09/05/201909/05/2019$0.1802.24%2.56%$28.12
06/06/201906/06/2019$0.1502.15%2.15%$27.88
02/28/201902/28/2019$0.1501.96%2.06%$29.08
12/06/201812/06/2018$0.1502.05%2.28%$26.28
09/06/201809/06/2018$0.1501.65%1.94%$30.85
05/31/201805/31/2018$0.1201.65%1.65%$29.04
03/01/201803/01/2018$0.1201.38%1.52%$31.48
11/30/201711/30/2017$0.1201.38%1.70%$28.17
08/30/201708/30/2017$0.1201.45%2.01%$23.87
05/31/201705/31/2017$0.0751.34%1.34%$22.41
03/01/201703/01/2017$0.0751.08%1.18%$25.50
11/30/201611/30/2016$0.0751.18%1.42%$21.12
08/31/201608/31/2016$0.0751.39%1.86%$16.14
06/01/201606/01/2016$0.0501.35%1.35%$14.86
03/02/201603/02/2016$0.0501.49%1.49%$13.41
12/02/201512/02/2015$0.0501.14%1.14%$17.62
09/02/201509/02/2015$0.0501.26%1.26%$15.85
06/03/201506/03/2015$0.0501.18%1.18%$16.93
03/04/201503/04/2015$0.0501.01%1.26%$15.84
12/03/201412/03/2014$0.0500.69%1.16%$17.29
09/03/201409/03/2014$0.0500.50%1.24%$16.10
06/20/201406/20/2014$0.0100.26%0.26%$15.45
03/05/201403/05/2014$0.0100.23%0.23%$17.25
12/04/201312/04/2013$0.0100.26%0.26%$15.63
09/04/201309/04/2013$0.0100.28%0.28%$14.32
06/05/201306/05/2013$0.0100.31%0.31%$13.09
02/27/201302/27/2013$0.0100.35%0.35%$11.30
12/05/201212/05/2012$0.0100.38%0.38%$10.46
09/05/201209/05/2012$0.0100.50%0.50%$7.95
05/30/201205/30/2012$0.0100.56%0.56%$7.20
02/29/201202/29/2012$0.0100.50%0.50%$7.97
11/30/201111/30/2011$0.0100.74%0.74%$5.44
08/31/201108/31/2011$0.0100.49%0.49%$8.17
06/01/201106/01/2011$0.0100.36%0.36%$11.24
03/02/201103/02/2011$0.0100.29%0.29%$13.83
12/01/201012/01/2010$0.0100.35%0.35%$11.29
09/01/201009/01/2010$0.0100.30%0.30%$13.21
06/02/201006/02/2010$0.0100.25%0.25%$15.89
03/03/201003/03/2010$0.0100.24%0.24%$16.37
12/02/200912/02/2009$0.0100.26%0.26%$15.65
09/02/200909/02/2009$0.0102.15%0.25%$16.27
06/03/200906/03/2009$0.0108.74%0.36%$11.21
03/04/200903/04/2009$0.01044.85%1.11%$3.59
12/03/200812/03/2008$0.32014.88%8.51%$15.05
09/03/200809/03/2008$0.6407.77%7.77%$32.96
06/04/200806/04/2008$0.6408.00%8.00%$31.99
03/05/200803/05/2008$0.6406.60%6.82%$37.55
12/05/200712/05/2007$0.6405.31%5.66%$45.23
09/05/200709/05/2007$0.6404.64%5.13%$49.95
05/30/200705/30/2007$0.5604.41%4.41%$50.81
02/28/200702/28/2007$0.5604.29%4.41%$50.83
11/29/200611/29/2006$0.5603.92%4.15%$54.02
08/30/200608/30/2006$0.5603.98%4.33%$51.70
05/31/200605/31/2006$0.5004.13%4.13%$48.40
03/01/200603/01/2006$0.5004.28%4.39%$45.60
11/30/200511/30/2005$0.5004.14%4.36%$45.89
08/31/200508/31/2005$0.5004.30%4.65%$43.03
06/01/200506/01/2005$0.4503.89%3.89%$46.29
03/02/200503/02/2005$0.4503.76%3.87%$46.57
12/01/200412/01/2004$0.4503.65%3.86%$46.59
09/01/200409/01/2004$0.4503.78%4.12%$43.65
06/02/200406/02/2004$0.4003.85%3.85%$41.57
03/03/200403/03/2004$0.4003.68%3.87%$41.31
12/03/200312/03/2003$0.4003.82%4.24%$37.73
09/03/200309/03/2003$0.4003.49%4.10%$39.00
06/04/200306/04/2003$0.3203.29%3.34%$38.33
03/05/200303/05/2003$0.3203.63%3.75%$34.17
12/04/200212/04/2002$0.3203.54%3.72%$34.43
09/04/200209/04/2002$0.3003.56%3.56%$33.69
06/05/200206/05/2002$0.3003.22%3.28%$36.61
02/27/200202/27/2002$0.3003.65%3.78%$31.78
12/05/200112/05/2001$0.3003.67%3.86%$31.05
09/05/200109/05/2001$0.2803.65%3.65%$30.65
05/30/200105/30/2001$0.2803.71%3.81%$29.39
02/28/200102/28/2001$0.2804.18%4.42%$25.35
11/29/200011/29/2000$0.2805.06%5.51%$20.34
08/30/200008/30/2000$0.2503.93%3.93%$25.44
05/31/200005/31/2000$0.2503.52%3.61%$27.72
03/01/200003/01/2000$0.2504.17%4.39%$22.78
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter-over-quarter and year-over-year changes for additional context.

BAC Price

Price to Earnings

BAC trades at a 46.3x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

BAC trades at a 12.5x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

BAC generated $30.3B in revenue. Revenue has grown by 28% over the period.

Net Income

BAC reported $8.2B in net income. Net income has grown by 25% over the period.

Revenue vs Net Income

BAC generated $30.3B in revenue with net income of $8.2B, representing a 26.9% net profit margin.

Gross Profit

BAC achieved $23.2B in gross profit, showing revenue after direct production costs.

Operating Income

BAC generated $10.6B in operating income, representing profit from core business operations.

EBITDA

BAC generated $12.2B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

BAC generated $9.4B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

BAC generated $8.3B in free cash flow. Free cash flow has increased by 25% over the period.

Free Cash Flow / Share

BAC generates $1.17 in free cash flow per share. FCF per share has grown by 25% over the period.

Earnings Per Share (EPS)

BAC reported $1.15 in earnings per share. EPS has grown by 25% over the period.

Return on Equity (ROE)

BAC delivered a 22.5% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

BAC achieved a 13.5% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

BAC maintains a 26.9% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

BAC operates with a 76.8% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

BAC holds $4.5B in cash against $1.5B in debt, resulting in a net cash position of $3.0B.

Shares Outstanding

BAC has 7.1B shares outstanding.

Stock-Based Comp

BAC reported $0.8B in stock-based compensation. Over the period, stock-based compensation has increased by 28%.

FCF vs Stock Based Comp

BAC generated $8.3B in free cash flow while spending $0.8B on stock-based compensation, representing 9% of FCF.

FCF vs FCF / Share

BAC reported $8.3B in free cash flow, translating to $1.17 per share.

Revenue: Actual + Estimates

This chart tracks BAC revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks BAC eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks BAC net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks BAC ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

About Bank of America Corporation

Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. It operates through fo

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Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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