NI – Dividend Returns, History & Calculator

Dividend Challenger 9 Years

NiSource Inc., an energy holding company, operates as a regulated natural gas and electric utility company in the United States. It operates in two segments, Columbia Operations and NIPSCO Operations. The company provides natural gas to approximately 2.4 milli

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Company Info

Symbol NI
Company NiSource Inc
Sector Utilities
Industry Utilities - Regulated Gas
Website Visit
Market Cap $20,505.7M

Price Data

Price $43.55
Price Change +0.62
Price Change % +1.44%
Next Earnings Oct 29, 2025
Low (52W) $34.23
High (52W) $44.52

Dividend Data

Div Yield 257.18%
5Y Avg Yield 350.34%
Current Div $0.280
Payouts/Year 4
Annualized $1.120
Previous Div $0.280
Ex-Date Jul 31, 2025

Growth Rates

Chowder Number 8.5
DGR 1Y 5.7%
DGR 3Y 6.1%
DGR 5Y 5.9%
DGR 10Y 9.1%

Total Returns

TTR 1Y - With Specials 30.9%
TTR 3Y - With Specials 26.4%
TTR 1Y - No Specials 30.9%
TTR 3Y - No Specials 26.4%

Fair Value

Fair Value (P/E 10) $27.65
FV (P/E 10) % 57.0%
Fair Value (Peter Lynch) $47.00
FV (Peter Lynch) % -7.0%
Fair Value (Blended) $28.70
FV (Blended) % 52.0%

Financial Metrics

Revenue 1Y -0.9%
NPM 14.5%
CF/Share $4.38
ROE 9.3%
Current R 0.6x
Debt/Capital 62.0%
ROTC 4.1%
P/E 23.2x
P/BV 2.3x
PEG 2.98
📊 Financial data last updated: October 16, 2025 11:24 am

Calculate your NI Dividend Returns

Quickly and easily calculate NI dividend yield using our NI calculator. Adjust the fields below to see how your NI investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 4:14 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000230$43.47$0.282.58%2.58%$280$280264$11,480
2$12,450264$47.14$0.302.52%2.73%$336$615297$13,985
3$15,167297$51.13$0.322.47%2.90%$396$1,011328$16,763
4$18,179328$55.45$0.332.41%3.08%$461$1,472358$19,840
5$21,517358$60.13$0.352.36%3.26%$530$2,002387$23,247
6$25,211387$65.21$0.382.31%3.46%$604$2,607414$27,015
7$29,298414$70.72$0.402.26%3.67%$684$3,291441$31,182
8$33,817441$76.70$0.422.21%3.90%$770$4,061467$35,787
9$38,810467$83.18$0.452.16%4.14%$862$4,923491$40,872
10$44,326491$90.21$0.482.11%4.39%$960$5,883515$46,486

NI Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
07/31/202507/31/2025$0.2802.60%2.64%$42.45
04/30/202504/30/2025$0.2802.79%2.86%$39.11
02/03/202502/03/2025$0.2802.86%2.98%$37.58
10/31/202410/31/2024$0.2653.01%3.01%$35.16
07/31/202407/31/2024$0.2653.34%3.39%$31.25
04/29/202404/29/2024$0.2653.69%3.80%$27.90
02/02/202402/02/2024$0.2653.96%4.14%$25.60
10/30/202310/30/2023$0.2503.98%3.98%$25.12
07/28/202307/28/2023$0.2503.55%3.60%$27.75
04/27/202304/27/2023$0.2503.40%3.50%$28.55
02/06/202302/06/2023$0.2503.50%3.67%$27.27
10/28/202210/28/2022$0.2353.63%3.63%$25.89
07/28/202207/28/2022$0.2353.09%3.14%$29.93
04/28/202204/28/2022$0.2353.03%3.13%$30.06
02/07/202202/07/2022$0.2353.11%3.27%$28.79
10/28/202110/28/2021$0.2203.57%3.57%$24.68
07/29/202107/29/2021$0.2203.45%3.49%$25.20
04/29/202104/29/2021$0.2203.34%3.42%$25.76
02/08/202102/08/2021$0.2203.81%3.94%$22.32
10/29/202010/29/2020$0.2103.66%3.66%$22.96
Page 1 of 1

NI 10-yr Total Return ($10,000 invested)

This analysis of NI demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 12.1% CAGR, representing strong long-term performance. Recent 5-year performance has been particularly strong at 18.0% annually, outpacing the 10-year average. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (NI)

Over the selected period, investing $10,000 in NI would grow to $44,198 with DRIP (342.0%), and $36,552 without DRIP (265.5%).

NI Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in NI with historic price growth (8.45%) and dividend growth (6.09%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $153,056

Annual Dividend: $2,541

Yield on Cost: 7.47%

Total Dividends: $22,199

No DRIP

Portfolio: $128,812

Total Dividends: $17,831

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $417,927

Annual Dividend: $5,569

Yield on Cost: 12.11%

Total Dividends: $59,860

No DRIP

Portfolio: $311,676

Total Dividends: $43,356

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $9,243 against a total investment of $25,600. At this point, your portfolio is throwing off $1,370 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $1,969, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $22,199 versus $34,000 invested, nearly a 65% recovery of capital purely from income. Yield on cost reaches 7.47%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $3,800 is greater than total contributions to date ($40,000), and cumulative dividends exceed $37,394.

By year 30, the DRIP snowball is in full force. Yearly income reaches $5,569, cumulative dividends total $59,860, and the DRIP portfolio value stands at $417,927, compared with $311,676 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for NI, price $43.47, dividend per period $0.28 (4×/year), along with historic growth assumptions: price growth 8.45% and dividend growth 6.09% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for NI

Based on past 10-year performance, here are NI growth metrics:

Share price CAGR of +11.80%
Dividend CAGR of +9.12%

Using NI CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

NI (DRIP)NI (No DRIP)
Current Price$43.47$43.47
Start Shares230.04230.04
Start Value$10,000$10,000
After 10 years:
Final Share Count287.65230.04
Dividends Payment$2.68$2.68
Annual Dividends$756$617
Yield on cost7.56%6.17%
Share Price$132.66$132.66
Total Dividends$4,859$4,297
Final Value$38,161$34,815

Estimated Future Value + Dividends – NI

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

NI Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
07/31/202507/31/2025$0.2802.60%2.64%$42.45
04/30/202504/30/2025$0.2802.79%2.86%$39.11
02/03/202502/03/2025$0.2802.86%2.98%$37.58
10/31/202410/31/2024$0.2653.01%3.01%$35.16
07/31/202407/31/2024$0.2653.34%3.39%$31.25
04/29/202404/29/2024$0.2653.69%3.80%$27.90
02/02/202402/02/2024$0.2653.96%4.14%$25.60
10/30/202310/30/2023$0.2503.98%3.98%$25.12
07/28/202307/28/2023$0.2503.55%3.60%$27.75
04/27/202304/27/2023$0.2503.40%3.50%$28.55
02/06/202302/06/2023$0.2503.50%3.67%$27.27
10/28/202210/28/2022$0.2353.63%3.63%$25.89
07/28/202207/28/2022$0.2353.09%3.14%$29.93
04/28/202204/28/2022$0.2353.03%3.13%$30.06
02/07/202202/07/2022$0.2353.11%3.27%$28.79
10/28/202110/28/2021$0.2203.57%3.57%$24.68
07/29/202107/29/2021$0.2203.45%3.49%$25.20
04/29/202104/29/2021$0.2203.34%3.42%$25.76
02/08/202102/08/2021$0.2203.81%3.94%$22.32
10/29/202010/29/2020$0.2103.66%3.66%$22.96
07/30/202007/30/2020$0.2103.39%3.43%$24.49
04/29/202004/29/2020$0.2103.16%3.24%$25.93
02/10/202002/10/2020$0.2102.71%2.81%$29.86
10/30/201910/30/2019$0.2002.91%2.91%$27.51
07/30/201907/30/2019$0.2002.69%2.70%$29.58
04/29/201904/29/2019$0.2002.88%2.91%$27.46
02/08/201902/08/2019$0.2002.95%3.01%$26.58
10/30/201810/30/2018$0.1953.01%3.01%$25.88
07/30/201807/30/2018$0.1952.95%3.03%$25.72
04/27/201804/27/2018$0.1953.02%3.18%$24.51
02/08/201802/08/2018$0.1953.20%3.47%$22.51
10/30/201710/30/2017$0.1752.67%2.67%$26.25
07/27/201707/27/2017$0.1752.62%2.66%$26.29
04/26/201704/26/2017$0.1752.82%2.91%$24.09
02/08/201702/08/2017$0.1752.98%3.16%$22.18
10/27/201610/27/2016$0.1652.85%2.94%$22.48
07/27/201607/27/2016$0.1652.47%2.59%$25.46
04/27/201604/27/2016$0.1552.76%2.76%$22.49
02/04/201602/04/2016$0.1552.68%2.93%$21.16
10/28/201510/28/2015$0.1552.69%3.25%$19.10
07/29/201507/29/2015$0.1552.71%3.64%$17.04
04/28/201504/28/2015$0.1022.35%2.35%$17.41
02/05/201502/05/2015$0.1022.29%2.31%$17.68
10/29/201410/29/2014$0.1022.45%2.50%$16.35
07/29/201407/29/2014$0.1022.60%2.68%$15.27
04/28/201404/28/2014$0.0982.77%2.77%$14.19
02/06/201402/06/2014$0.0982.93%2.96%$13.27
10/29/201310/29/2013$0.0983.07%3.13%$12.55
07/29/201307/29/2013$0.0983.15%3.25%$12.11
04/26/201304/26/2013$0.0943.11%3.11%$12.11
01/31/201301/31/2013$0.0943.51%3.55%$10.62
10/31/201210/31/2012$0.0943.69%3.77%$10.01
07/27/201207/27/2012$0.0943.63%3.75%$10.06
04/26/201204/26/2012$0.0903.76%3.76%$9.61
02/02/201202/02/2012$0.0904.02%4.02%$8.98
10/27/201110/27/2011$0.0904.11%4.11%$8.80
07/27/201107/27/2011$0.0904.52%4.52%$8.00
04/27/201104/27/2011$0.0904.75%4.75%$7.61
01/27/201101/27/2011$0.0904.91%4.91%$7.37
10/27/201010/27/2010$0.0905.31%5.31%$6.80
07/28/201007/28/2010$0.0905.52%5.52%$6.55
04/28/201004/28/2010$0.0905.69%5.69%$6.35
01/27/201001/27/2010$0.0906.37%6.37%$5.68
10/28/200910/28/2009$0.0907.03%7.03%$5.14
07/29/200907/29/2009$0.0907.19%7.19%$5.03
04/28/200904/28/2009$0.0908.51%8.51%$4.25
01/28/200901/28/2009$0.0908.51%8.51%$4.25
10/29/200810/29/2008$0.0907.27%7.27%$4.97
07/29/200807/29/2008$0.0905.42%5.42%$6.67
04/28/200804/28/2008$0.0905.05%5.05%$7.15
01/29/200801/29/2008$0.0904.94%4.94%$7.31
10/29/200710/29/2007$0.0904.65%4.65%$7.78
07/27/200707/27/2007$0.0904.78%4.78%$7.56
04/26/200704/26/2007$0.0903.69%3.69%$9.79
01/29/200701/29/2007$0.0903.86%3.86%$9.36
10/27/200610/27/2006$0.0903.98%3.98%$9.07
07/27/200607/27/2006$0.0904.02%4.02%$8.99
04/26/200604/26/2006$0.0904.48%4.48%$8.07
01/27/200601/27/2006$0.0904.48%4.48%$8.07
10/27/200510/27/2005$0.0904.05%4.05%$8.92
07/27/200507/27/2005$0.0903.79%3.79%$9.55
04/27/200504/27/2005$0.0904.00%4.00%$9.04
01/27/200501/27/2005$0.0904.05%4.05%$8.93
10/27/200410/27/2004$0.0904.32%4.32%$8.37
07/28/200407/28/2004$0.0904.41%4.41%$8.20
04/28/200404/28/2004$0.0904.74%4.45%$8.13
01/28/200401/28/2004$0.0904.88%4.32%$8.37
10/29/200310/29/2003$0.0905.42%4.53%$7.97
07/29/200307/29/2003$0.1146.14%6.14%$7.43
04/28/200304/28/2003$0.1145.92%5.92%$7.70
01/29/200301/29/2003$0.1146.41%6.41%$7.11
10/29/200210/29/2002$0.1146.95%6.95%$6.56
07/29/200207/29/2002$0.1146.11%6.11%$7.46
04/26/200204/26/2002$0.1145.32%5.32%$8.57
01/29/200201/29/2002$0.1145.74%5.74%$7.95
10/29/200110/29/2001$0.1145.00%5.00%$9.11
07/27/200107/27/2001$0.1144.37%4.44%$10.26
04/26/200104/26/2001$0.1143.81%3.95%$11.55
01/29/200101/29/2001$0.1144.05%4.27%$10.68
10/27/200010/27/2000$0.1064.52%4.52%$9.38
07/27/200007/27/2000$0.1065.34%5.42%$7.83
04/26/200004/26/2000$0.1065.60%5.76%$7.37
01/27/200001/27/2000$0.1065.41%5.65%$7.51
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

NI Price

Price to Earnings

This chart shows NI price to earnings metrics, providing essential financial insights for investment analysis.

Price to Sales

NI trades at a 14.4x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

NI generated $1.3B in revenue.

Net Income

NI reported $0.1B in net income. Net income has declined by 23% over the period.

Revenue vs Net Income

NI generated $1.3B in revenue with net income of $0.1B, representing a 8.0% net profit margin.

Gross Profit

NI achieved $1.0B in gross profit, showing revenue after direct production costs.

Operating Income

NI generated $0.4B in operating income, representing profit from core business operations.

EBITDA

NI generated $0.5B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

NI generated $0.1B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

NI generated $0.1B in free cash flow. Free cash flow has decreased by 34% over the period.

Free Cash Flow / Share

NI generates $0.15 in free cash flow per share. FCF per share has declined by 34% over the period.

Earnings Per Share (EPS)

NI reported $0.22 in earnings per share. EPS has declined by 23% over the period.

Return on Equity (ROE)

NI delivered a 6.6% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

NI achieved a 4.0% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

NI maintains a 8.0% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

NI operates with a 76.6% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

NI holds $0.2B in cash against $0.1B in debt, resulting in a net cash position of $0.1B.

Shares Outstanding

NI has 0.5B shares outstanding.

Stock-Based Comp

NI reported $0.0B in stock-based compensation.

FCF vs Stock Based Comp

NI generated $0.1B in free cash flow while spending $0.0B on stock-based compensation, representing 44% of FCF.

FCF vs FCF / Share

NI reported $0.1B in free cash flow, translating to $0.15 per share.

Revenue: Actual + Estimates

This chart tracks NI revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks NI eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks NI net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks NI ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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