OMF – Dividend Returns, History & Calculator

Dividend Challenger 7 Years

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or uns

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Company Info

Symbol OMF
Company OneMain Holdings, Inc.
Sector Financial Services
Industry Credit Services
Website Visit
Market Cap $7,230.9M

Price Data

Price $60.83
Price Change -0.76
Price Change % -1.23%
Next Earnings Jul 25, 2025
Low (52W) $38.00
High (52W) $63.25

Dividend Data

Div Yield 683.87%
5Y Avg Yield 1,292.57%
Current Div $1.040
Payouts/Year 4
Annualized $4.160
Previous Div $1.040
Ex-Date Aug 4, 2025

Growth Rates

Chowder Number 0.6
DGR 1Y 2.0%
DGR 3Y 5.4%
DGR 5Y -6.2%

Total Returns

TTR 1Y - With Specials 43.0%
TTR 3Y - With Specials 39.6%
TTR 1Y - No Specials 43.0%
TTR 3Y - No Specials 39.6%

Fair Value

Fair Value (P/E 10) $39.31
FV (P/E 10) % 55.0%
Fair Value (Peter Lynch) $40.76
FV (Peter Lynch) % 49.0%
Fair Value (Blended) $48.14
FV (Blended) % 26.0%

Financial Metrics

Revenue 1Y 5.3%
NPM 14.0%
CF/Share $24.13
ROE 20.5%
Debt/Capital 87.0%
ROTC 2.7%
P/E 11.0x
P/BV 2.2x
PEG 0.42
📊 Financial data last updated: September 22, 2025 12:19 pm

Calculate your OMF Dividend Returns

Quickly and easily calculate OMF dividend yield using our OMF calculator. Adjust the fields below to see how your OMF investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: September 27, 2025 12:58 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000171$58.54$1.047.11%7.11%$784$784205$11,984
2$12,305205$60.11$1.207.98%8.20%$1,073$1,857243$14,578
3$14,969243$61.72$1.388.96%9.45%$1,456$3,313286$17,625
4$18,097286$63.37$1.6010.07%10.90%$1,969$5,283336$21,266
5$21,836336$65.07$1.8411.31%12.57%$2,663$7,946395$25,699
6$26,388395$66.81$2.1212.70%14.49%$3,612$11,558467$31,200
7$32,036467$68.60$2.4514.26%16.71%$4,930$16,488556$38,166
8$39,189556$70.44$2.8216.02%19.28%$6,790$23,278670$47,178
9$48,442670$72.33$3.2517.99%22.23%$9,462$32,740817$59,105
10$60,688817$74.27$3.7520.21%25.63%$13,383$46,1231,014$75,271

OMF Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/04/202508/04/2025$1.047.45%7.45%$55.84
05/09/202505/09/2025$1.048.49%8.49%$48.98
02/12/202502/12/2025$1.047.59%7.59%$54.82
11/12/202411/12/2024$1.047.61%7.69%$54.12
08/12/202408/12/2024$1.049.19%9.37%$44.40
05/09/202405/09/2024$1.047.88%8.12%$51.26
02/16/202402/16/2024$1.008.60%8.60%$46.53
11/03/202311/03/2023$1.0010.46%10.46%$38.24
08/04/202308/04/2023$1.008.86%8.97%$44.60
05/04/202305/04/2023$1.0011.37%11.66%$34.30
02/16/202302/16/2023$1.008.67%9.01%$44.42
11/04/202211/04/2022$0.95010.28%10.28%$36.96
08/05/202208/05/2022$0.9509.72%10.41%$36.51
05/06/202205/06/2022$0.95015.19%8.49%$44.78
02/11/202202/11/2022$0.95012.54%7.27%$52.25
11/01/202111/01/2021$0.70017.93%5.26%$53.25
08/05/202108/05/2021$4.2015.94%28.79%$58.35
05/05/202105/05/2021$0.70013.38%5.04%$55.53
02/17/202102/17/2021$3.9514.66%32.81%$48.16
11/06/202011/06/2020$0.45016.23%4.92%$36.61
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Invest in OMF with Interactive Brokers

OMF 10-yr Total Return ($10,000 invested)

This analysis of OMF demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 21.7% CAGR, representing exceptional long-term performance. Recent 5-year performance has been particularly strong at 28.0% annually, outpacing the 10-year average. The DRIP strategy provided 18% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (OMF)

Over the selected period, investing $10,000 in OMF would grow to $103,095 with DRIP (931.0%), and $55,768 without DRIP (457.7%).

OMF Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in OMF with historic price growth (2.68%) and dividend growth (15.32%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $4,555,819

Annual Dividend: $3,301,787

Yield on Cost: 9,711.14%

Total Dividends: $4,296,120

No DRIP

Portfolio: $230,607

Total Dividends: $181,975

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $330,205,232,327

Annual Dividend: $764,253,698,794

Yield on Cost: 1,661,421,084.33%

Total Dividends: $325,115,370,180

No DRIP

Portfolio: $1,088,114

Total Dividends: $1,011,014

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $133,608 against a total investment of $25,600. At this point, your portfolio is throwing off $56,796 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $435,844, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $4,296,120 versus $34,000 invested, nearly a 12,636% recovery of capital purely from income. Yield on cost reaches 9,711.14%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $408,235,526 is greater than total contributions to date ($40,000), and cumulative dividends exceed $306,737,205.

By year 30, the DRIP snowball is in full force. Yearly income reaches $764,253,698,794, cumulative dividends total $325,115,370,180, and the DRIP portfolio value stands at $330,205,232,327, compared with $1,088,114 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for OMF, price $58.54, dividend per period $1.04 (4×/year), along with historic growth assumptions: price growth 2.68% and dividend growth 15.32% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for OMF

Based on past 10-year performance, here are OMF growth metrics:

Share price CAGR of +0.00%
Dividend CAGR of +0.00%

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

OMF Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/04/202508/04/2025$1.047.45%7.45%$55.84
05/09/202505/09/2025$1.048.49%8.49%$48.98
02/12/202502/12/2025$1.047.59%7.59%$54.82
11/12/202411/12/2024$1.047.61%7.69%$54.12
08/12/202408/12/2024$1.049.19%9.37%$44.40
05/09/202405/09/2024$1.047.88%8.12%$51.26
02/16/202402/16/2024$1.008.60%8.60%$46.53
11/03/202311/03/2023$1.0010.46%10.46%$38.24
08/04/202308/04/2023$1.008.86%8.97%$44.60
05/04/202305/04/2023$1.0011.37%11.66%$34.30
02/16/202302/16/2023$1.008.67%9.01%$44.42
11/04/202211/04/2022$0.95010.28%10.28%$36.96
08/05/202208/05/2022$0.9509.72%10.41%$36.51
05/06/202205/06/2022$0.95015.19%8.49%$44.78
02/11/202202/11/2022$0.95012.54%7.27%$52.25
11/01/202111/01/2021$0.70017.93%5.26%$53.25
08/05/202108/05/2021$4.2015.94%28.79%$58.35
05/05/202105/05/2021$0.70013.38%5.04%$55.53
02/17/202102/17/2021$3.9514.66%32.81%$48.16
11/06/202011/06/2020$0.45016.23%4.92%$36.61
08/07/202008/07/2020$2.3319.51%31.68%$29.42
05/28/202005/28/2020$0.33022.76%5.31%$24.87
02/25/202002/25/2020$2.8313.80%27.99%$40.44
11/25/201911/25/2019$0.2506.93%2.31%$43.27
08/26/201908/26/2019$2.257.55%24.70%$36.43
05/28/201905/28/2019$0.2501.61%3.21%$31.12
02/25/201902/25/2019$0.2500.74%2.98%$33.61
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

OMF Price

Price to Earnings

OMF trades at a 33.5x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

OMF trades at a 4.6x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

OMF generated $1.2B in revenue. Revenue has grown by 22% over the period.

Net Income

OMF reported $0.2B in net income. Net income has declined by 49% over the period.

Revenue vs Net Income

OMF generated $1.2B in revenue with net income of $0.2B, representing a 13.8% net profit margin.

Gross Profit

OMF achieved $1.0B in gross profit, showing revenue after direct production costs.

Operating Income

OMF generated $0.4B in operating income, representing profit from core business operations.

EBITDA

OMF generated $0.5B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

OMF generated $0.2B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

OMF generated $0.1B in free cash flow. Free cash flow has decreased by 56% over the period.

Free Cash Flow / Share

OMF generates $1.26 in free cash flow per share. FCF per share has declined by 56% over the period.

Earnings Per Share (EPS)

OMF reported $1.40 in earnings per share. EPS has declined by 49% over the period.

Return on Equity (ROE)

OMF delivered a 11.5% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

OMF achieved a 6.9% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

OMF maintains a 13.8% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

OMF operates with a 81.6% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

OMF holds $0.2B in cash against $0.1B in debt, resulting in a net cash position of $0.1B.

Shares Outstanding

OMF has 0.1B shares outstanding.

Stock-Based Comp

OMF reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 22%.

FCF vs Stock Based Comp

OMF generated $0.1B in free cash flow while spending $0.0B on stock-based compensation, representing 20% of FCF.

FCF vs FCF / Share

OMF reported $0.1B in free cash flow, translating to $1.26 per share.

Revenue: Actual + Estimates

This chart tracks OMF revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks OMF eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks OMF net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks OMF ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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