UNH – Dividend Returns, History & Calculator

Dividend Contender 16 Years

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. The company operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-or

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Company Info

Symbol UNH
Company UnitedHealth Group Incorporated
Sector Healthcare
Industry Healthcare Plans
Website Visit
Market Cap $307,150.2M

Price Data

Price $339.11
Price Change +4.32
Price Change % +1.29%
Next Earnings Oct 28, 2025
Low (52W) $234.60
High (52W) $630.73

Dividend Data

Div Yield 260.68%
5Y Avg Yield 154.28%
Current Div $2.210
Payouts/Year 4
Annualized $8.840
Previous Div $2.210
Ex-Date Sep 15, 2025

Growth Rates

Chowder Number 15.7
DGR 1Y 8.3%
DGR 3Y 11.6%
DGR 5Y 13.1%
DGR 10Y 17.3%

Total Returns

TTR 1Y - With Specials -38.4%
TTR 3Y - With Specials -11.2%
TTR 1Y - No Specials -38.4%
TTR 3Y - No Specials -11.2%

Fair Value

Fair Value (P/E 10) $339.87
FV (P/E 10) % 0.0%
Fair Value (Peter Lynch) $115.50
FV (Peter Lynch) % 194.0%
Fair Value (Blended) $302.97
FV (Blended) % 12.0%

Financial Metrics

Revenue 1Y 7.7%
NPM 5.0%
CF/Share $31.97
ROE 21.7%
Current R 0.9x
Debt/Capital 44.0%
ROTC 12.8%
P/E 14.7x
P/BV 3.2x
PEG 1.29
📊 Financial data last updated: September 19, 2025 5:04 pm

Calculate your UNH Dividend Returns

Quickly and easily calculate UNH dividend yield using our UNH calculator. Adjust the fields below to see how your UNH investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: September 19, 2025 5:04 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,00029$339.09$2.212.61%2.61%$283$28334$11,483
2$12,71134$375.35$2.562.73%3.02%$372$65438$14,283
3$15,81038$415.50$2.972.86%3.51%$479$1,13442$17,489
4$19,36042$459.93$3.453.00%4.07%$610$1,74446$21,170
5$23,43546$509.12$4.003.15%4.72%$770$2,51450$25,404
6$28,12250$563.58$4.653.30%5.48%$964$3,47854$30,285
7$33,52454$623.85$5.393.46%6.36%$1,200$4,67858$35,924
8$39,76758$690.57$6.253.62%7.38%$1,488$6,16661$42,454
9$46,99561$764.43$7.263.80%8.56%$1,839$8,00465$50,034
10$55,38565$846.19$8.423.98%9.93%$2,267$10,27270$58,852

UNH Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/15/202509/15/2025$2.212.48%2.54%$347.89
06/16/202506/16/2025$2.212.77%2.87%$307.66
03/10/202503/10/2025$2.101.75%1.75%$480.22
12/09/202412/09/2024$2.101.46%1.50%$560.62
09/16/202409/16/2024$2.101.35%1.43%$589.14
06/17/202406/17/2024$2.101.58%1.72%$489.23
03/08/202403/08/2024$1.881.58%1.58%$476.57
12/01/202312/01/2023$1.881.33%1.37%$547.16
09/08/202309/08/2023$1.881.47%1.56%$480.77
06/15/202306/15/2023$1.881.47%1.61%$465.89
03/10/202303/10/2023$1.651.43%1.43%$460.33
12/02/202212/02/2022$1.651.19%1.23%$536.16
09/09/202209/09/2022$1.651.18%1.26%$524.34
06/16/202206/16/2022$1.651.32%1.45%$456.09
03/11/202203/11/2022$1.451.20%1.20%$482.87
12/03/202112/03/2021$1.451.25%1.29%$449.32
09/10/202109/10/2021$1.451.34%1.44%$403.91
06/18/202106/18/2021$1.451.34%1.49%$389.37
03/12/202103/12/2021$1.251.40%1.40%$356.02
12/04/202012/04/2020$1.251.38%1.43%$349.89
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Invest in UNH with Interactive Brokers

UNH 10-yr Total Return ($10,000 invested)

This analysis of UNH demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 13.5% CAGR, representing strong long-term performance. While recent 5-year returns averaged 1.5% annually, the exceptional 10-year performance of 13.5% demonstrates sustained long-term growth. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (UNH)

Over the selected period, investing $10,000 in UNH would grow to $40,877 with DRIP (308.8%), and $39,649 without DRIP (296.5%).

UNH Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in UNH with historic price growth (10.70%) and dividend growth (16.02%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $312,605

Annual Dividend: $20,865

Yield on Cost: 61.37%

Total Dividends: $90,617

No DRIP

Portfolio: $211,471

Total Dividends: $56,520

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $1,919,044

Annual Dividend: $204,942

Yield on Cost: 445.53%

Total Dividends: $811,208

No DRIP

Portfolio: $733,840

Total Dividends: $284,901

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $20,097 against a total investment of $25,600. At this point, your portfolio is throwing off $4,862 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $11,086, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $90,617 versus $34,000 invested, nearly a 267% recovery of capital purely from income. Yield on cost reaches 61.37%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $62,744 is greater than total contributions to date ($40,000), and cumulative dividends exceed $264,523.

By year 30, the DRIP snowball is in full force. Yearly income reaches $204,942, cumulative dividends total $811,208, and the DRIP portfolio value stands at $1,919,044, compared with $733,840 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for UNH, price $339.09, dividend per period $2.21 (4×/year), along with historic growth assumptions: price growth 10.70% and dividend growth 16.02% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for UNH

Based on past 10-year performance, here are UNH growth metrics:

Share price CAGR of +17.65%
Dividend CAGR of +17.29%

Using UNH CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

UNH (DRIP)UNH (No DRIP)
Current Price$339.08$339.08
Start Shares29.4929.49
Start Value$10,000$10,000
After 10 years:
Final Share Count37.9829.49
Dividends Payment$43.54$43.54
Annual Dividends$1,613$1,284
Yield on cost16.13%12.84%
Share Price$1,722.86$1,722.86
Total Dividends$8,058$6,944
Final Value$65,441$57,753

Estimated Future Value + Dividends – UNH

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

UNH Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/15/202509/15/2025$2.212.48%2.54%$347.89
06/16/202506/16/2025$2.212.77%2.87%$307.66
03/10/202503/10/2025$2.101.75%1.75%$480.22
12/09/202412/09/2024$2.101.46%1.50%$560.62
09/16/202409/16/2024$2.101.35%1.43%$589.14
06/17/202406/17/2024$2.101.58%1.72%$489.23
03/08/202403/08/2024$1.881.58%1.58%$476.57
12/01/202312/01/2023$1.881.33%1.37%$547.16
09/08/202309/08/2023$1.881.47%1.56%$480.77
06/15/202306/15/2023$1.881.47%1.61%$465.89
03/10/202303/10/2023$1.651.43%1.43%$460.33
12/02/202212/02/2022$1.651.19%1.23%$536.16
09/09/202209/09/2022$1.651.18%1.26%$524.34
06/16/202206/16/2022$1.651.32%1.45%$456.09
03/11/202203/11/2022$1.451.20%1.20%$482.87
12/03/202112/03/2021$1.451.25%1.29%$449.32
09/10/202109/10/2021$1.451.34%1.44%$403.91
06/18/202106/18/2021$1.451.34%1.49%$389.37
03/12/202103/12/2021$1.251.40%1.40%$356.02
12/04/202012/04/2020$1.251.38%1.43%$349.89
09/11/202009/11/2020$1.251.55%1.66%$301.48
06/19/202006/19/2020$1.251.54%1.72%$291.24
03/13/202003/13/2020$1.081.59%1.59%$272.04
12/06/201912/06/2019$1.081.48%1.54%$280.19
09/13/201909/13/2019$1.081.70%1.85%$233.61
06/14/201906/14/2019$1.081.54%1.76%$245.37
03/08/201903/08/2019$0.9001.52%1.52%$237.29
11/30/201811/30/2018$0.9001.23%1.28%$281.36
09/06/201809/06/2018$0.9001.22%1.34%$269.65
06/15/201806/15/2018$0.9001.23%1.41%$255.98
03/08/201803/08/2018$0.7501.33%1.33%$224.73
11/30/201711/30/2017$0.7501.26%1.31%$228.17
09/07/201709/07/2017$0.7501.39%1.51%$198.17
06/15/201706/15/2017$0.7501.46%1.66%$180.38
03/08/201703/08/2017$0.6251.49%1.49%$167.91
11/30/201611/30/2016$0.6251.50%1.58%$158.32
09/07/201609/07/2016$0.6251.67%1.85%$134.99
06/15/201606/15/2016$0.6251.55%1.82%$137.26
03/09/201603/09/2016$0.5001.65%1.65%$121.10
12/02/201512/02/2015$0.5001.59%1.70%$117.64
09/09/201509/09/2015$0.5001.52%1.74%$115.08
06/11/201506/11/2015$0.5001.36%1.68%$119.32
03/11/201503/11/2015$0.3751.33%1.33%$112.72
12/03/201412/03/2014$0.3751.39%1.49%$100.80
09/10/201409/10/2014$0.3751.50%1.72%$87.25
06/12/201406/12/2014$0.3751.53%1.89%$79.44
03/12/201403/12/2014$0.2801.44%1.44%$77.60
12/04/201312/04/2013$0.2801.43%1.52%$73.65
09/11/201309/11/2013$0.2801.31%1.49%$75.18
06/13/201306/13/2013$0.2801.43%1.75%$64.15
03/13/201303/13/2013$0.2121.56%1.56%$54.48
12/07/201212/07/2012$0.2131.49%1.58%$53.87
09/12/201209/12/2012$0.2131.42%1.61%$52.82
06/13/201206/13/2012$0.2131.21%1.47%$58.01
03/01/201203/01/2012$0.1631.16%1.16%$55.99
12/05/201112/05/2011$0.1631.27%1.35%$48.27
09/02/201109/02/2011$0.1631.26%1.43%$45.73
06/03/201106/03/2011$0.1631.10%1.33%$48.85
03/03/201103/03/2011$0.1251.12%1.12%$44.79
12/03/201012/03/2010$0.1251.07%1.32%$37.82
09/10/201009/10/2010$0.1250.90%1.45%$34.49
06/03/201006/03/2010$0.1250.71%1.64%$30.46
04/01/201004/01/2010$0.0300.36%0.36%$32.99
03/31/200903/31/2009$0.0300.57%0.57%$20.93
03/31/200803/31/2008$0.0300.31%0.35%$34.36
03/29/200703/29/2007$0.0300.17%0.23%$52.84
03/30/200603/30/2006$0.0300.12%0.21%$56.26
03/30/200503/30/2005$0.0150.09%0.13%$47.86
03/30/200403/30/2004$0.0150.12%0.19%$31.82
03/28/200303/28/2003$0.0080.11%0.13%$23.04
03/27/200203/27/2002$0.0080.10%0.16%$18.85
03/29/200103/29/2001$0.0080.08%0.21%$14.45
03/30/200003/30/2000$0.0040.07%0.21%$7.16
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

UNH Price

Price to Earnings

UNH trades at a 109.4x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

UNH trades at a 3.3x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

UNH generated $111.6B in revenue. Revenue has grown by 55% over the period.

Net Income

UNH reported $3.4B in net income. Net income has declined by 21% over the period.

Revenue vs Net Income

UNH generated $111.6B in revenue with net income of $3.4B, representing a 3.1% net profit margin.

Gross Profit

UNH achieved $86.0B in gross profit, showing revenue after direct production costs.

Operating Income

UNH generated $39.1B in operating income, representing profit from core business operations.

EBITDA

UNH generated $44.9B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

UNH generated $3.9B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

UNH generated $0.0B in free cash flow. Free cash flow has decreased by 100% over the period.

Free Cash Flow / Share

UNH generates $0.01 in free cash flow per share. FCF per share has declined by 100% over the period.

Earnings Per Share (EPS)

UNH reported $3.76 in earnings per share. EPS has declined by 21% over the period.

Return on Equity (ROE)

UNH delivered a 2.5% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

UNH achieved a 1.5% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

UNH maintains a 3.1% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

UNH operates with a 77.1% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

UNH holds $16.7B in cash against $5.6B in debt, resulting in a net cash position of $11.2B.

Shares Outstanding

UNH has 0.9B shares outstanding.

Stock-Based Comp

UNH reported $2.8B in stock-based compensation. Over the period, stock-based compensation has increased by 55%.

FCF vs Stock Based Comp

UNH generated $0.0B in free cash flow while spending $2.8B on stock-based compensation, representing 26,986% of FCF.

FCF vs FCF / Share

UNH reported $0.0B in free cash flow, translating to $0.01 per share.

Revenue: Actual + Estimates

This chart tracks UNH revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks UNH eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks UNH net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks UNH ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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