UNH – Dividend Returns, History & Calculator
UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. The company operates through four segments: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment offers consumer-or
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Price Data
Dividend Data
Growth Rates
Total Returns
Fair Value
Financial Metrics
Calculate your UNH Dividend Returns
Quickly and easily calculate UNH dividend yield using our UNH calculator. Adjust the fields below to see how your UNH investments snowball over time.
Portfolio Growth Over Time
Data last updated: September 19, 2025 5:04 pm
Year-by-Year Portfolio Growth (Realistic DRIP Scenario)
Year | Start Balance | Start Shares | Share Price | Dividend / Share | Dividend Yield | Yield on Cost | Annual Dividend | Total Dividends | End Shares | End Balance |
---|---|---|---|---|---|---|---|---|---|---|
1 | $10,000 | 29 | $339.09 | $2.21 | 2.61% | 2.61% | $283 | $283 | 34 | $11,483 |
2 | $12,711 | 34 | $375.35 | $2.56 | 2.73% | 3.02% | $372 | $654 | 38 | $14,283 |
3 | $15,810 | 38 | $415.50 | $2.97 | 2.86% | 3.51% | $479 | $1,134 | 42 | $17,489 |
4 | $19,360 | 42 | $459.93 | $3.45 | 3.00% | 4.07% | $610 | $1,744 | 46 | $21,170 |
5 | $23,435 | 46 | $509.12 | $4.00 | 3.15% | 4.72% | $770 | $2,514 | 50 | $25,404 |
6 | $28,122 | 50 | $563.58 | $4.65 | 3.30% | 5.48% | $964 | $3,478 | 54 | $30,285 |
7 | $33,524 | 54 | $623.85 | $5.39 | 3.46% | 6.36% | $1,200 | $4,678 | 58 | $35,924 |
8 | $39,767 | 58 | $690.57 | $6.25 | 3.62% | 7.38% | $1,488 | $6,166 | 61 | $42,454 |
9 | $46,995 | 61 | $764.43 | $7.26 | 3.80% | 8.56% | $1,839 | $8,004 | 65 | $50,034 |
10 | $55,385 | 65 | $846.19 | $8.42 | 3.98% | 9.93% | $2,267 | $10,272 | 70 | $58,852 |
UNH Dividend History
Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
---|---|---|---|---|---|
09/15/2025 | 09/15/2025 | $2.21 | 2.48% | 2.54% | $347.89 |
06/16/2025 | 06/16/2025 | $2.21 | 2.77% | 2.87% | $307.66 |
03/10/2025 | 03/10/2025 | $2.10 | 1.75% | 1.75% | $480.22 |
12/09/2024 | 12/09/2024 | $2.10 | 1.46% | 1.50% | $560.62 |
09/16/2024 | 09/16/2024 | $2.10 | 1.35% | 1.43% | $589.14 |
06/17/2024 | 06/17/2024 | $2.10 | 1.58% | 1.72% | $489.23 |
03/08/2024 | 03/08/2024 | $1.88 | 1.58% | 1.58% | $476.57 |
12/01/2023 | 12/01/2023 | $1.88 | 1.33% | 1.37% | $547.16 |
09/08/2023 | 09/08/2023 | $1.88 | 1.47% | 1.56% | $480.77 |
06/15/2023 | 06/15/2023 | $1.88 | 1.47% | 1.61% | $465.89 |
03/10/2023 | 03/10/2023 | $1.65 | 1.43% | 1.43% | $460.33 |
12/02/2022 | 12/02/2022 | $1.65 | 1.19% | 1.23% | $536.16 |
09/09/2022 | 09/09/2022 | $1.65 | 1.18% | 1.26% | $524.34 |
06/16/2022 | 06/16/2022 | $1.65 | 1.32% | 1.45% | $456.09 |
03/11/2022 | 03/11/2022 | $1.45 | 1.20% | 1.20% | $482.87 |
12/03/2021 | 12/03/2021 | $1.45 | 1.25% | 1.29% | $449.32 |
09/10/2021 | 09/10/2021 | $1.45 | 1.34% | 1.44% | $403.91 |
06/18/2021 | 06/18/2021 | $1.45 | 1.34% | 1.49% | $389.37 |
03/12/2021 | 03/12/2021 | $1.25 | 1.40% | 1.40% | $356.02 |
12/04/2020 | 12/04/2020 | $1.25 | 1.38% | 1.43% | $349.89 |
UNH 10-yr Total Return ($10,000 invested)
This analysis of UNH demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 13.5% CAGR, representing strong long-term performance. While recent 5-year returns averaged 1.5% annually, the exceptional 10-year performance of 13.5% demonstrates sustained long-term growth. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.
Total Return with and without DRIP (UNH)
Over the selected period, investing $10,000 in UNH would grow to $40,877 with DRIP (308.8%), and $39,649 without DRIP (296.5%).
UNH Dividend Reinvestment Snowball
Investing $10,000 + $100/mo in UNH with historic price growth (10.70%) and dividend growth (16.02%) produces dramatically different outcomes depending on whether you reinvest dividends.
After 20 Years
Your Investment: $34,000
Portfolio: $312,605
Annual Dividend: $20,865
Yield on Cost: 61.37%
Total Dividends: $90,617
Portfolio: $211,471
Total Dividends: $56,520
After 30 Years
Your Investment: $46,000
Portfolio: $1,919,044
Annual Dividend: $204,942
Yield on Cost: 445.53%
Total Dividends: $811,208
Portfolio: $733,840
Total Dividends: $284,901
Milestones on the way
By year 13, the compounding really starts to show. Your total dividends collected reach $20,097 against a total investment of $25,600. At this point, your portfolio is throwing off $4,862 per year in dividends alone.
By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $11,086, a powerful “income on autopilot” milestone.
After two decades, cumulative dividends total $90,617 versus $34,000 invested, nearly a 267% recovery of capital purely from income. Yield on cost reaches 61.37%.
At year 25, the income engine takes over. The portfolio’s annual dividend of $62,744 is greater than total contributions to date ($40,000), and cumulative dividends exceed $264,523.
By year 30, the DRIP snowball is in full force. Yearly income reaches $204,942, cumulative dividends total $811,208, and the DRIP portfolio value stands at $1,919,044, compared with $733,840 if dividends weren’t reinvested.
How we estimate these numbers
We use the latest calculator inputs for UNH, price $339.09, dividend per period $2.21 (4Ã/year), along with historic growth assumptions: price growth 10.70% and dividend growth 16.02% annually.
We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that monthâs price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the NoâDRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.
This model isnât investment advice; itâs a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.
Projected Future Returns & Dividends for UNH
Based on past 10-year performance, here are UNH growth metrics:
Using UNH CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:
UNH (DRIP) | UNH (No DRIP) | |
---|---|---|
Current Price | $339.08 | $339.08 |
Start Shares | 29.49 | 29.49 |
Start Value | $10,000 | $10,000 |
After 10 years: | ||
Final Share Count | 37.98 | 29.49 |
Dividends Payment | $43.54 | $43.54 |
Annual Dividends | $1,613 | $1,284 |
Yield on cost | 16.13% | 12.84% |
Share Price | $1,722.86 | $1,722.86 |
Total Dividends | $8,058 | $6,944 |
Final Value | $65,441 | $57,753 |
Estimated Future Value + Dividends – UNH
Dividend History: Payments & Yield
Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.
Dividend Growth
Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.
Dividend Payments & Yield
Quarterly dividends with TTM yield and a 5âyear rolling average overlay. Helps compare current yield versus recent history across different ranges.
UNH Dividend History
Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
---|---|---|---|---|---|
09/15/2025 | 09/15/2025 | $2.21 | 2.48% | 2.54% | $347.89 |
06/16/2025 | 06/16/2025 | $2.21 | 2.77% | 2.87% | $307.66 |
03/10/2025 | 03/10/2025 | $2.10 | 1.75% | 1.75% | $480.22 |
12/09/2024 | 12/09/2024 | $2.10 | 1.46% | 1.50% | $560.62 |
09/16/2024 | 09/16/2024 | $2.10 | 1.35% | 1.43% | $589.14 |
06/17/2024 | 06/17/2024 | $2.10 | 1.58% | 1.72% | $489.23 |
03/08/2024 | 03/08/2024 | $1.88 | 1.58% | 1.58% | $476.57 |
12/01/2023 | 12/01/2023 | $1.88 | 1.33% | 1.37% | $547.16 |
09/08/2023 | 09/08/2023 | $1.88 | 1.47% | 1.56% | $480.77 |
06/15/2023 | 06/15/2023 | $1.88 | 1.47% | 1.61% | $465.89 |
03/10/2023 | 03/10/2023 | $1.65 | 1.43% | 1.43% | $460.33 |
12/02/2022 | 12/02/2022 | $1.65 | 1.19% | 1.23% | $536.16 |
09/09/2022 | 09/09/2022 | $1.65 | 1.18% | 1.26% | $524.34 |
06/16/2022 | 06/16/2022 | $1.65 | 1.32% | 1.45% | $456.09 |
03/11/2022 | 03/11/2022 | $1.45 | 1.20% | 1.20% | $482.87 |
12/03/2021 | 12/03/2021 | $1.45 | 1.25% | 1.29% | $449.32 |
09/10/2021 | 09/10/2021 | $1.45 | 1.34% | 1.44% | $403.91 |
06/18/2021 | 06/18/2021 | $1.45 | 1.34% | 1.49% | $389.37 |
03/12/2021 | 03/12/2021 | $1.25 | 1.40% | 1.40% | $356.02 |
12/04/2020 | 12/04/2020 | $1.25 | 1.38% | 1.43% | $349.89 |
09/11/2020 | 09/11/2020 | $1.25 | 1.55% | 1.66% | $301.48 |
06/19/2020 | 06/19/2020 | $1.25 | 1.54% | 1.72% | $291.24 |
03/13/2020 | 03/13/2020 | $1.08 | 1.59% | 1.59% | $272.04 |
12/06/2019 | 12/06/2019 | $1.08 | 1.48% | 1.54% | $280.19 |
09/13/2019 | 09/13/2019 | $1.08 | 1.70% | 1.85% | $233.61 |
06/14/2019 | 06/14/2019 | $1.08 | 1.54% | 1.76% | $245.37 |
03/08/2019 | 03/08/2019 | $0.900 | 1.52% | 1.52% | $237.29 |
11/30/2018 | 11/30/2018 | $0.900 | 1.23% | 1.28% | $281.36 |
09/06/2018 | 09/06/2018 | $0.900 | 1.22% | 1.34% | $269.65 |
06/15/2018 | 06/15/2018 | $0.900 | 1.23% | 1.41% | $255.98 |
03/08/2018 | 03/08/2018 | $0.750 | 1.33% | 1.33% | $224.73 |
11/30/2017 | 11/30/2017 | $0.750 | 1.26% | 1.31% | $228.17 |
09/07/2017 | 09/07/2017 | $0.750 | 1.39% | 1.51% | $198.17 |
06/15/2017 | 06/15/2017 | $0.750 | 1.46% | 1.66% | $180.38 |
03/08/2017 | 03/08/2017 | $0.625 | 1.49% | 1.49% | $167.91 |
11/30/2016 | 11/30/2016 | $0.625 | 1.50% | 1.58% | $158.32 |
09/07/2016 | 09/07/2016 | $0.625 | 1.67% | 1.85% | $134.99 |
06/15/2016 | 06/15/2016 | $0.625 | 1.55% | 1.82% | $137.26 |
03/09/2016 | 03/09/2016 | $0.500 | 1.65% | 1.65% | $121.10 |
12/02/2015 | 12/02/2015 | $0.500 | 1.59% | 1.70% | $117.64 |
09/09/2015 | 09/09/2015 | $0.500 | 1.52% | 1.74% | $115.08 |
06/11/2015 | 06/11/2015 | $0.500 | 1.36% | 1.68% | $119.32 |
03/11/2015 | 03/11/2015 | $0.375 | 1.33% | 1.33% | $112.72 |
12/03/2014 | 12/03/2014 | $0.375 | 1.39% | 1.49% | $100.80 |
09/10/2014 | 09/10/2014 | $0.375 | 1.50% | 1.72% | $87.25 |
06/12/2014 | 06/12/2014 | $0.375 | 1.53% | 1.89% | $79.44 |
03/12/2014 | 03/12/2014 | $0.280 | 1.44% | 1.44% | $77.60 |
12/04/2013 | 12/04/2013 | $0.280 | 1.43% | 1.52% | $73.65 |
09/11/2013 | 09/11/2013 | $0.280 | 1.31% | 1.49% | $75.18 |
06/13/2013 | 06/13/2013 | $0.280 | 1.43% | 1.75% | $64.15 |
03/13/2013 | 03/13/2013 | $0.212 | 1.56% | 1.56% | $54.48 |
12/07/2012 | 12/07/2012 | $0.213 | 1.49% | 1.58% | $53.87 |
09/12/2012 | 09/12/2012 | $0.213 | 1.42% | 1.61% | $52.82 |
06/13/2012 | 06/13/2012 | $0.213 | 1.21% | 1.47% | $58.01 |
03/01/2012 | 03/01/2012 | $0.163 | 1.16% | 1.16% | $55.99 |
12/05/2011 | 12/05/2011 | $0.163 | 1.27% | 1.35% | $48.27 |
09/02/2011 | 09/02/2011 | $0.163 | 1.26% | 1.43% | $45.73 |
06/03/2011 | 06/03/2011 | $0.163 | 1.10% | 1.33% | $48.85 |
03/03/2011 | 03/03/2011 | $0.125 | 1.12% | 1.12% | $44.79 |
12/03/2010 | 12/03/2010 | $0.125 | 1.07% | 1.32% | $37.82 |
09/10/2010 | 09/10/2010 | $0.125 | 0.90% | 1.45% | $34.49 |
06/03/2010 | 06/03/2010 | $0.125 | 0.71% | 1.64% | $30.46 |
04/01/2010 | 04/01/2010 | $0.030 | 0.36% | 0.36% | $32.99 |
03/31/2009 | 03/31/2009 | $0.030 | 0.57% | 0.57% | $20.93 |
03/31/2008 | 03/31/2008 | $0.030 | 0.31% | 0.35% | $34.36 |
03/29/2007 | 03/29/2007 | $0.030 | 0.17% | 0.23% | $52.84 |
03/30/2006 | 03/30/2006 | $0.030 | 0.12% | 0.21% | $56.26 |
03/30/2005 | 03/30/2005 | $0.015 | 0.09% | 0.13% | $47.86 |
03/30/2004 | 03/30/2004 | $0.015 | 0.12% | 0.19% | $31.82 |
03/28/2003 | 03/28/2003 | $0.008 | 0.11% | 0.13% | $23.04 |
03/27/2002 | 03/27/2002 | $0.008 | 0.10% | 0.16% | $18.85 |
03/29/2001 | 03/29/2001 | $0.008 | 0.08% | 0.21% | $14.45 |
03/30/2000 | 03/30/2000 | $0.004 | 0.07% | 0.21% | $7.16 |
Dividend Payout Ratio
Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.
Dividend to Free Cash Flow Ratio
Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.
Share Price
Historical closing price with range controls. Table view includes quarterâoverâquarter and yearâoverâyear changes for additional context.
Price to Earnings
UNH trades at a 109.4x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.
Price to Sales
UNH trades at a 3.3x price-to-sales ratio, providing insight into market valuation relative to revenue generation.
Revenue
UNH generated $111.6B in revenue. Revenue has grown by 55% over the period.
Net Income
UNH reported $3.4B in net income. Net income has declined by 21% over the period.
Revenue vs Net Income
UNH generated $111.6B in revenue with net income of $3.4B, representing a 3.1% net profit margin.
Gross Profit
UNH achieved $86.0B in gross profit, showing revenue after direct production costs.
Operating Income
UNH generated $39.1B in operating income, representing profit from core business operations.
EBITDA
UNH generated $44.9B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.
Operating Cash Flow
UNH generated $3.9B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.
Free Cash Flow
UNH generated $0.0B in free cash flow. Free cash flow has decreased by 100% over the period.
Free Cash Flow / Share
UNH generates $0.01 in free cash flow per share. FCF per share has declined by 100% over the period.
Earnings Per Share (EPS)
UNH reported $3.76 in earnings per share. EPS has declined by 21% over the period.
Return on Equity (ROE)
UNH delivered a 2.5% return on equity, indicating how effectively the company generates returns for shareholders.
Return on Assets (ROA)
UNH achieved a 1.5% return on assets, measuring how efficiently the company uses its assets to generate profit.
Net Profit Margin
UNH maintains a 3.1% net profit margin, showing the percentage of revenue retained as profit after all expenses.
Gross Profit Margin
UNH operates with a 77.1% gross profit margin, reflecting pricing power and cost efficiency in core operations.
Cash & Debt
UNH holds $16.7B in cash against $5.6B in debt, resulting in a net cash position of $11.2B.
Shares Outstanding
UNH has 0.9B shares outstanding.
Stock-Based Comp
UNH reported $2.8B in stock-based compensation. Over the period, stock-based compensation has increased by 55%.
FCF vs Stock Based Comp
UNH generated $0.0B in free cash flow while spending $2.8B on stock-based compensation, representing 26,986% of FCF.
FCF vs FCF / Share
UNH reported $0.0B in free cash flow, translating to $0.01 per share.
Revenue: Actual + Estimates
This chart tracks UNH revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EPS: Actual + Estimates
This chart tracks UNH eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
Net Income: Actual + Estimates
This chart tracks UNH net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EBITDA: Actual + Estimates
This chart tracks UNH ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.