OZK – Dividend Returns, History & Calculator

Dividend Champion 29 Years

Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest bearing transaction, business sw

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Company Info

Symbol OZK
Company Bank OZK
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $5,276.2M

Price Data

Price $47.16
Price Change -0.03
Price Change % -0.06%
Next Earnings Report Jan 15, 2026
Low (52W) $35.71
High (52W) $53.66

Dividend Data

Div Yield 3.82%
5Y Avg Yield 3.65%
Current Div $0.450
Payouts/Year 4
Annualized $1.800
Previous Div $0.440
Ex-date Oct 14, 2025
Dividend Pay Date Oct 21, 2025

Growth Rates

Chowder Number 13.9
DGR 1Y 10.1%
DGR 3Y 11.4%
DGR 5Y 10.0%
DGR 10Y 12.2%

Total Returns

TTR 1Y - With Specials 14.1%
TTR 3Y - With Specials 10.7%
TTR 1Y - No Specials 14.1%
TTR 3Y - No Specials 10.7%

Fair Value

Fair Value (P/E 10) $40.03
FV (P/E 10) % 18.0%
Fair Value (Peter Lynch) $155.00
FV (Peter Lynch) % -70.0%
Fair Value (Blended) $39.80
FV (Blended) % 18.0%

Financial Metrics

Revenue 1Y 6.2%
NPM 41.5%
ROE 12.4%
Debt/Capital 12.0%
ROTC 10.9%
P/E 7.6x
P/BV 0.9x
📊 Financial data last updated: December 29, 2025 12:30 pm (Data may be stale)

Calculate your OZK Dividend Returns

Quickly and easily calculate OZK dividend yield using our OZK calculator. Adjust the fields below to see how your OZK investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

OZK Dividend History

Invest in OZK with Interactive Brokers

OZK 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of OZK with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for OZK

Based on past 10-year performance, here are OZK growth metrics:

Share price CAGR of +17.70%
Dividend CAGR of +12.21%

Using OZK CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

OZK (DRIP)OZK (No DRIP)
Current Price$47.28$47.28
Start Shares211.51211.51
Start Value$10,000$10,000
After 10 years:
Final Share Count282.97211.51
Dividends Payment$5.70$5.70
Annual Dividends$1,574$1,204
Yield on cost15.74%12.04%
Share Price$241.30$241.30
Total Dividends$9,001$7,572
Final Value$68,279$58,608

Estimated Future Value + Dividends – OZK

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

OZK Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

OZK Price

Price to Earnings

This chart displays OZK price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays OZK price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays OZK revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays OZK net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays OZK revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays OZK gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays OZK operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays OZK ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays OZK operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays OZK free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays OZK free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays OZK earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays OZK return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays OZK return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays OZK net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays OZK gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays OZK cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays OZK shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays OZK stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays OZK fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays OZK fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays OZK revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays OZK eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays OZK net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays OZK ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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