FCBC – Dividend Returns, History & Calculator

Dividend Contender 14 Years

First Community Bankshares, Inc. operates as the financial holding company for First Community Bank that provides various banking products and services. It offers demand deposit accounts, savings and money market accounts, certificates of deposit, and individu

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Company Info

Symbol FCBC
Company First Community Bankshares, Inc
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $604.8M

Price Data

Price $33.02
Price Change -0.57
Price Change % -1.70%
Next Earnings Report Oct 28, 2025
Low (52W) $31.74
High (52W) $49.02

Dividend Data

Div Yield 3.76%
5Y Avg Yield 4.79%
Current Div $0.310
Payouts/Year 4
Annualized $1.240
Previous Div $0.310
Ex-date Aug 8, 2025
Dividend Pay Date Aug 22, 2025

Growth Rates

Chowder Number 30.8
DGR 1Y 180.5%
DGR 3Y 44.4%
DGR 5Y 27.0%
DGR 10Y 20.1%

Total Returns

TTR 1Y - With Specials -6.8%
TTR 3Y - With Specials 6.3%
TTR 1Y - No Specials -12.9%
TTR 3Y - No Specials 3.9%

Fair Value

Fair Value (P/E 10) $30.32
FV (P/E 10) % 9.0%
Fair Value (Peter Lynch) $13.60
FV (Peter Lynch) % 143.0%
Fair Value (Blended) $30.98
FV (Blended) % 7.0%

Financial Metrics

Revenue 1Y 0.4%
NPM 30.3%
CF/Share $2.72
ROE 9.9%
ROTC 9.8%
P/E 12.1x
P/BV 1.2x
PEG 1.11
📊 Financial data last updated: October 24, 2025 1:05 pm

Calculate your FCBC Dividend Returns

Quickly and easily calculate FCBC dividend yield using our FCBC calculator. Adjust the fields below to see how your FCBC investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 25, 2025 7:03 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000297$33.62$0.313.69%3.69%$402$402345$11,602
2$12,301345$35.64$0.343.77%3.99%$498$900393$13,999
3$14,842393$37.79$0.363.85%4.32%$608$1,509441$16,650
4$17,653441$40.07$0.393.93%4.68%$733$2,242489$19,587
5$20,766489$42.48$0.434.01%5.07%$876$3,118538$22,842
6$24,218538$45.04$0.464.10%5.49%$1,039$4,157587$26,456
7$28,050587$47.75$0.504.18%5.94%$1,224$5,381638$30,473
8$32,309638$50.63$0.544.27%6.43%$1,435$6,816690$34,944
9$37,048690$53.68$0.594.36%6.97%$1,676$8,492744$39,925
10$42,329744$56.91$0.634.46%7.54%$1,952$10,444799$45,481

FCBC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/08/202508/08/2025$0.3109.40%3.52%$35.21
05/09/202505/09/2025$0.3108.60%3.22%$38.49
02/14/202502/14/2025$2.387.93%22.94%$41.50
11/08/202411/08/2024$0.3102.58%2.66%$46.60
08/09/202408/09/2024$0.3102.96%3.11%$39.92
05/09/202405/09/2024$0.2903.24%3.24%$35.80
02/08/202402/08/2024$0.2903.52%3.52%$32.99
11/09/202311/09/2023$0.2903.51%3.51%$33.07
08/10/202308/10/2023$0.2903.50%3.50%$33.19
05/11/202305/11/2023$0.2904.94%4.94%$23.46
02/09/202302/09/2023$0.2903.56%3.63%$32.00
11/03/202211/03/2022$0.2903.09%3.20%$36.26
08/04/202208/04/2022$0.2903.52%3.71%$31.25
05/05/202205/05/2022$0.2703.94%3.94%$27.38
02/10/202202/10/2022$0.2703.64%3.71%$29.09
11/04/202111/04/2021$0.2703.11%3.23%$33.48
08/06/202108/06/2021$0.2703.23%3.42%$31.57
05/06/202105/06/2021$0.2503.26%3.26%$30.72
02/04/202102/04/2021$0.2504.27%4.27%$23.40
11/05/202011/05/2020$0.2505.18%5.18%$19.32
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FCBC 10-yr Total Return ($10,000 invested)

This analysis of FCBC demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 10.6% CAGR, representing strong long-term performance. Recent 5-year performance has been particularly strong at 19.0% annually, outpacing the 10-year average. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (FCBC)

Over the selected period, investing $10,000 in FCBC would grow to $42,621 with DRIP (326.2%), and $35,749 without DRIP (257.5%).

FCBC Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in FCBC with historic price growth (5.88%) and dividend growth (8.27%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $157,304

Annual Dividend: $9,070

Yield on Cost: 26.68%

Total Dividends: $56,561

No DRIP

Portfolio: $111,664

Total Dividends: $35,339

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $538,627

Annual Dividend: $38,832

Yield on Cost: 84.42%

Total Dividends: $250,395

No DRIP

Portfolio: $256,156

Total Dividends: $104,762

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $18,104 against a total investment of $25,600. At this point, your portfolio is throwing off $3,348 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $5,926, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $56,561 versus $34,000 invested, nearly a 166% recovery of capital purely from income. Yield on cost reaches 26.68%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $18,573 is greater than total contributions to date ($40,000), and cumulative dividends exceed $119,753.

By year 30, the DRIP snowball is in full force. Yearly income reaches $38,832, cumulative dividends total $250,395, and the DRIP portfolio value stands at $538,627, compared with $256,156 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for FCBC, price $33.62, dividend per period $0.31 (4x/year), along with historic growth assumptions: price growth 5.88% and dividend growth 8.27% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for FCBC

Based on past 10-year performance, here are FCBC growth metrics:

Share price CAGR of +6.68%
Dividend CAGR of +20.10%

Using FCBC CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

FCBC (DRIP)FCBC (No DRIP)
Current Price$33.62$33.62
Start Shares297.44297.44
Start Value$10,000$10,000
After 10 years:
Final Share Count611.08297.44
Dividends Payment$7.74$7.74
Annual Dividends$4,223$2,303
Yield on cost42.23%23.03%
Share Price$64.19$64.19
Total Dividends$16,797$11,558
Final Value$39,225$30,650

Estimated Future Value + Dividends – FCBC

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

FCBC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/08/202508/08/2025$0.3109.40%3.52%$35.21
05/09/202505/09/2025$0.3108.60%3.22%$38.49
02/14/202502/14/2025$2.387.93%22.94%$41.50
11/08/202411/08/2024$0.3102.58%2.66%$46.60
08/09/202408/09/2024$0.3102.96%3.11%$39.92
05/09/202405/09/2024$0.2903.24%3.24%$35.80
02/08/202402/08/2024$0.2903.52%3.52%$32.99
11/09/202311/09/2023$0.2903.51%3.51%$33.07
08/10/202308/10/2023$0.2903.50%3.50%$33.19
05/11/202305/11/2023$0.2904.94%4.94%$23.46
02/09/202302/09/2023$0.2903.56%3.63%$32.00
11/03/202211/03/2022$0.2903.09%3.20%$36.26
08/04/202208/04/2022$0.2903.52%3.71%$31.25
05/05/202205/05/2022$0.2703.94%3.94%$27.38
02/10/202202/10/2022$0.2703.64%3.71%$29.09
11/04/202111/04/2021$0.2703.11%3.23%$33.48
08/06/202108/06/2021$0.2703.23%3.42%$31.57
05/06/202105/06/2021$0.2503.26%3.26%$30.72
02/04/202102/04/2021$0.2504.27%4.27%$23.40
11/05/202011/05/2020$0.2505.18%5.18%$19.32
08/06/202008/06/2020$0.2504.99%4.99%$20.04
05/07/202005/07/2020$0.2504.78%4.78%$20.90
02/06/202002/06/2020$0.2503.32%3.32%$30.11
10/31/201910/31/2019$0.2503.02%3.14%$31.83
08/01/201908/01/2019$0.2502.83%3.08%$32.47
05/02/201905/02/2019$0.2502.57%2.92%$34.20
01/31/201901/31/2019$0.2102.36%2.45%$34.30
11/01/201811/01/2018$0.2103.13%2.44%$34.47
08/02/201808/02/2018$0.2103.15%2.52%$33.30
05/03/201805/03/2018$0.1803.26%2.30%$31.32
03/08/201803/08/2018$0.4803.57%6.72%$28.59
02/01/201802/01/2018$0.1802.49%2.56%$28.12
11/02/201711/02/2017$0.1802.28%2.41%$29.82
08/02/201708/02/2017$0.1802.44%2.66%$27.04
05/03/201705/03/2017$0.1602.45%2.45%$26.12
02/01/201702/01/2017$0.1602.18%2.25%$28.40
11/02/201611/02/2016$0.1602.71%2.90%$22.10
08/03/201608/03/2016$0.1602.56%2.83%$22.63
05/04/201605/04/2016$0.1402.66%2.66%$21.02
02/03/201602/03/2016$0.1403.10%3.15%$17.76
11/04/201511/04/2015$0.1402.78%2.88%$19.42
08/05/201508/05/2015$0.1402.92%3.09%$18.14
05/06/201505/06/2015$0.1303.19%3.19%$16.31
02/04/201502/04/2015$0.1303.14%3.21%$16.22
11/05/201411/05/2014$0.1303.03%3.15%$16.49
07/30/201407/30/2014$0.1303.42%3.63%$14.33
05/07/201405/07/2014$0.1203.32%3.32%$14.45
02/05/201402/05/2014$0.1203.10%3.10%$15.47
11/06/201311/06/2013$0.1202.90%2.90%$16.55
08/14/201308/14/2013$0.1203.07%3.13%$15.33
05/15/201305/15/2013$0.1203.00%3.13%$15.35
02/06/201302/06/2013$0.1202.86%3.06%$15.71
11/07/201211/07/2012$0.1102.89%2.96%$14.89
08/08/201208/08/2012$0.1102.88%3.02%$14.58
05/09/201205/09/2012$0.1103.18%3.42%$12.88
02/08/201202/08/2012$0.1003.09%3.09%$12.95
11/08/201111/08/2011$0.1003.11%3.11%$12.85
08/10/201108/10/2011$0.1003.95%3.95%$10.12
05/11/201105/11/2011$0.1002.76%2.76%$14.51
02/09/201102/09/2011$0.1002.99%2.99%$13.38
11/03/201011/03/2010$0.1002.86%2.86%$14.00
08/11/201008/11/2010$0.1003.00%3.00%$13.35
05/12/201005/12/2010$0.1002.30%2.30%$17.37
02/03/201002/03/2010$0.1003.48%3.48%$11.50
10/14/200910/14/2009$0.1004.50%3.10%$12.90
07/09/200907/09/2009$0.1006.31%3.32%$12.05
04/07/200904/07/2009$0.1007.69%3.27%$12.23
11/26/200811/26/2008$0.2803.86%3.86%$29.01
09/11/200809/11/2008$0.2803.41%3.44%$32.58
06/12/200806/12/2008$0.2803.54%3.60%$31.10
03/13/200803/13/2008$0.2803.10%3.19%$35.15
11/28/200711/28/2007$0.2703.21%3.21%$33.63
09/12/200709/12/2007$0.2703.29%3.32%$32.55
06/13/200706/13/2007$0.2703.55%3.62%$29.82
03/13/200703/13/2007$0.2702.96%3.04%$35.50
11/29/200611/29/2006$0.2602.81%2.81%$36.96
09/13/200609/13/2006$0.2603.05%3.06%$33.98
06/13/200606/13/2006$0.2603.32%3.35%$31.04
03/13/200603/13/2006$0.2603.34%3.39%$30.69
11/29/200511/29/2005$0.2553.28%3.28%$31.13
09/13/200509/13/2005$0.2553.42%3.44%$29.67
06/13/200506/13/2005$0.2553.35%3.38%$30.14
03/11/200503/11/2005$0.2553.19%3.24%$31.48
11/29/200411/29/2004$0.2502.80%2.80%$35.75
09/13/200409/13/2004$0.2503.10%3.10%$32.30
06/14/200406/14/2004$0.2503.37%3.37%$29.66
03/11/200403/11/2004$0.2503.26%3.30%$30.28
11/26/200311/26/2003$0.2502.66%2.73%$36.59
09/17/200309/17/2003$0.2502.65%2.79%$35.90
06/16/200306/16/2003$0.2362.89%2.94%$32.11
03/12/200303/12/2003$0.2363.26%3.35%$28.18
11/26/200211/26/2002$0.2273.06%3.06%$29.66
09/11/200209/11/2002$0.2273.27%3.22%$28.19
06/12/200206/12/2002$0.2273.37%3.47%$26.23
03/13/200203/13/2002$0.2273.18%3.41%$26.66
12/12/200112/12/2001$0.2403.46%3.93%$24.36
06/13/200106/13/2001$0.1902.63%3.31%$22.98
03/13/200103/13/2001$0.1902.72%5.01%$15.19
12/13/200012/13/2000$0.2231.69%6.75%$13.22
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

FCBC Price

Price to Earnings

FCBC trades at a 56.4x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

FCBC trades at a 16.8x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

FCBC generated $0.0B in revenue. Revenue has grown by 20% over the period.

Net Income

FCBC reported $0.0B in net income.

Revenue vs Net Income

FCBC generated $0.0B in revenue with net income of $0.0B, representing a 29.8% net profit margin.

Gross Profit

FCBC achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

FCBC generated $0.0B in operating income, representing profit from core business operations.

EBITDA

FCBC generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

FCBC generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

FCBC generated $0.0B in free cash flow.

Free Cash Flow / Share

FCBC generates $0.69 in free cash flow per share.

Earnings Per Share (EPS)

FCBC reported $0.67 in earnings per share.

Return on Equity (ROE)

FCBC delivered a 24.8% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

FCBC achieved a 14.9% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

FCBC maintains a 29.8% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

FCBC operates with a 80.2% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

FCBC holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

FCBC has 0.0B shares outstanding.

Stock-Based Comp

FCBC reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 20%.

FCF vs Stock Based Comp

FCBC generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 8% of FCF.

FCF vs FCF / Share

FCBC reported $0.0B in free cash flow, translating to $0.69 per share.

Revenue: Actual + Estimates

This chart tracks FCBC revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks FCBC eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks FCBC net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks FCBC ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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