RGA – Dividend Returns, History & Calculator

Dividend Contender 16 Years

Reinsurance Group of America, Incorporated provides reinsurance and financial solutions. It offers individual and group life and health insurance products, such as term life, credit life, universal life, whole life, group life and health, joint and last surviv

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Company Info

Symbol RGA
Company Reinsurance Group of America, I
Sector Financial Services
Industry Insurance - Reinsurance
Website Visit
Market Cap $12,714.5M

Price Data

Price $192.37
Price Change -4.63
Price Change % -2.35%
Next Earnings Oct 30, 2025
Low (52W) $159.25
High (52W) $233.81

Dividend Data

Div Yield 193.38%
5Y Avg Yield 213.45%
Current Div $0.930
Payouts/Year 4
Annualized $3.720
Previous Div $0.890
Ex-Date Aug 12, 2025

Growth Rates

Chowder Number 7.1
DGR 1Y 4.7%
DGR 3Y 6.4%
DGR 5Y 5.2%
DGR 10Y 10.2%

Total Returns

TTR 1Y - With Specials -8.8%
TTR 3Y - With Specials 15.3%
TTR 1Y - No Specials -8.8%
TTR 3Y - No Specials 15.3%

Fair Value

Fair Value (P/E 10) $141.71
FV (P/E 10) % 36.0%
Fair Value (Peter Lynch) $57.50
FV (Peter Lynch) % 235.0%
Fair Value (Blended) $228.80
FV (Blended) % -16.0%

Financial Metrics

Revenue 1Y 19.1%
NPM 3.5%
CF/Share $74.38
ROE 7.1%
Current R 1.6x
Debt/Capital 32.0%
ROTC 4.6%
P/E 16.7x
P/BV 1.1x
PEG 1.05
📊 Financial data last updated: October 16, 2025 10:47 am

Calculate your RGA Dividend Returns

Quickly and easily calculate RGA dividend yield using our RGA calculator. Adjust the fields below to see how your RGA investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 10:25 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,00053$188.07$0.931.98%1.98%$214$21461$11,414
2$12,25261$201.87$1.022.02%2.17%$265$47968$13,717
3$14,72368$216.69$1.122.06%2.38%$322$80175$16,245
4$17,43875$232.60$1.232.11%2.61%$387$1,18782$19,024
5$20,42082$249.67$1.342.15%2.86%$460$1,64788$22,080
6$23,70188$267.99$1.472.20%3.14%$543$2,18995$25,443
7$27,31195$287.66$1.622.25%3.44%$636$2,826101$29,147
8$31,286101$308.78$1.772.30%3.77%$742$3,568108$33,228
9$35,667108$331.44$1.942.35%4.13%$862$4,430114$37,729
10$40,498114$355.76$2.132.40%4.53%$998$5,427120$42,696

RGA Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/12/202508/12/2025$0.9301.93%2.00%$186.29
05/13/202505/13/2025$0.8901.72%1.72%$206.41
02/18/202502/18/2025$0.8901.75%1.77%$200.91
11/12/202411/12/2024$0.8901.52%1.56%$228.86
08/13/202408/13/2024$0.8901.71%1.76%$201.73
05/13/202405/13/2024$0.8501.65%1.65%$206.58
02/12/202402/12/2024$0.8501.99%2.02%$168.44
11/13/202311/13/2023$0.8502.02%2.09%$163.04
08/14/202308/14/2023$0.8502.32%2.43%$140.09
05/15/202305/15/2023$0.8002.15%2.15%$149.16
02/13/202302/13/2023$0.8002.07%2.11%$151.55
11/14/202211/14/2022$0.8002.30%2.40%$133.24
08/15/202208/15/2022$0.8002.30%2.46%$130.00
05/16/202205/16/2022$0.7302.45%2.45%$119.07
02/14/202202/14/2022$0.7302.57%2.59%$112.55
11/15/202111/15/2021$0.7302.55%2.60%$112.22
08/16/202108/16/2021$0.7302.41%2.49%$117.36
05/17/202105/17/2021$0.7002.20%2.20%$127.19
02/17/202102/17/2021$0.7002.37%2.37%$118.19
11/16/202011/16/2020$0.7002.41%2.41%$116.10
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RGA 10-yr Total Return ($10,000 invested)

This analysis of RGA demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 9.6% CAGR, representing moderate long-term performance. Recent 5-year performance has been particularly strong at 17.2% annually, outpacing the 10-year average. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (RGA)

Over the selected period, investing $10,000 in RGA would grow to $30,192 with DRIP (201.9%), and $27,919 without DRIP (179.2%).

RGA Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in RGA with historic price growth (7.33%) and dividend growth (9.65%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $138,386

Annual Dividend: $4,208

Yield on Cost: 12.38%

Total Dividends: $27,644

No DRIP

Portfolio: $115,631

Total Dividends: $21,500

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $408,425

Annual Dividend: $15,392

Yield on Cost: 33.46%

Total Dividends: $109,591

No DRIP

Portfolio: $277,442

Total Dividends: $69,023

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $9,268 against a total investment of $25,600. At this point, your portfolio is throwing off $1,669 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $2,846, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $27,644 versus $34,000 invested, nearly a 81% recovery of capital purely from income. Yield on cost reaches 12.38%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $8,036 is greater than total contributions to date ($40,000), and cumulative dividends exceed $55,806.

By year 30, the DRIP snowball is in full force. Yearly income reaches $15,392, cumulative dividends total $109,591, and the DRIP portfolio value stands at $408,425, compared with $277,442 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for RGA, price $187.86, dividend per period $0.93 (4×/year), along with historic growth assumptions: price growth 7.33% and dividend growth 9.65% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for RGA

Based on past 10-year performance, here are RGA growth metrics:

Share price CAGR of +7.51%
Dividend CAGR of +10.22%

Using RGA CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

RGA (DRIP)RGA (No DRIP)
Current Price$188.58$188.58
Start Shares53.0353.03
Start Value$10,000$10,000
After 10 years:
Final Share Count66.3653.03
Dividends Payment$9.85$9.85
Annual Dividends$637$522
Yield on cost6.37%5.22%
Share Price$388.98$388.98
Total Dividends$3,933$3,503
Final Value$25,813$24,129

Estimated Future Value + Dividends – RGA

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

RGA Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/12/202508/12/2025$0.9301.93%2.00%$186.29
05/13/202505/13/2025$0.8901.72%1.72%$206.41
02/18/202502/18/2025$0.8901.75%1.77%$200.91
11/12/202411/12/2024$0.8901.52%1.56%$228.86
08/13/202408/13/2024$0.8901.71%1.76%$201.73
05/13/202405/13/2024$0.8501.65%1.65%$206.58
02/12/202402/12/2024$0.8501.99%2.02%$168.44
11/13/202311/13/2023$0.8502.02%2.09%$163.04
08/14/202308/14/2023$0.8502.32%2.43%$140.09
05/15/202305/15/2023$0.8002.15%2.15%$149.16
02/13/202302/13/2023$0.8002.07%2.11%$151.55
11/14/202211/14/2022$0.8002.30%2.40%$133.24
08/15/202208/15/2022$0.8002.30%2.46%$130.00
05/16/202205/16/2022$0.7302.45%2.45%$119.07
02/14/202202/14/2022$0.7302.57%2.59%$112.55
11/15/202111/15/2021$0.7302.55%2.60%$112.22
08/16/202108/16/2021$0.7302.41%2.49%$117.36
05/17/202105/17/2021$0.7002.20%2.20%$127.19
02/17/202102/17/2021$0.7002.37%2.37%$118.19
11/16/202011/16/2020$0.7002.41%2.41%$116.10
08/13/202008/13/2020$0.7002.97%2.97%$94.43
05/20/202005/20/2020$0.7003.15%3.15%$88.80
02/05/202002/05/2020$0.7001.76%1.83%$153.02
11/08/201911/08/2019$0.7001.55%1.67%$167.95
08/07/201908/07/2019$0.7001.70%1.90%$147.02
05/08/201905/08/2019$0.6001.63%1.63%$147.01
02/06/201902/06/2019$0.6001.61%1.68%$142.78
11/05/201811/05/2018$0.6001.53%1.67%$144.07
08/06/201808/06/2018$0.6001.47%1.68%$142.64
05/07/201805/07/2018$0.5001.30%1.30%$153.28
02/07/201802/07/2018$0.5001.25%1.31%$153.12
11/06/201711/06/2017$0.5001.21%1.33%$150.88
08/04/201708/04/2017$0.5001.24%1.43%$139.91
05/05/201705/05/2017$0.4101.29%1.29%$126.87
02/07/201702/07/2017$0.4101.26%1.29%$127.15
11/04/201611/04/2016$0.4101.43%1.51%$108.73
08/05/201608/05/2016$0.4101.51%1.63%$100.82
05/06/201605/06/2016$0.3701.56%1.56%$94.73
02/05/201602/05/2016$0.3701.71%1.76%$84.22
11/06/201511/06/2015$0.3701.52%1.60%$92.31
08/03/201508/03/2015$0.3701.42%1.54%$96.11
05/05/201505/05/2015$0.3301.43%1.43%$92.41
02/11/201502/11/2015$0.3301.46%1.50%$88.08
11/05/201411/05/2014$0.3301.47%1.54%$85.52
08/06/201408/06/2014$0.3301.53%1.65%$80.23
05/07/201405/07/2014$0.3001.55%1.55%$77.46
02/12/201402/12/2014$0.3001.55%1.63%$73.68
11/06/201311/06/2013$0.3001.53%1.70%$70.53
08/07/201308/07/2013$0.3001.52%1.79%$66.99
05/08/201305/08/2013$0.2401.49%1.49%$64.35
02/13/201302/13/2013$0.2401.52%1.62%$59.13
11/07/201211/07/2012$0.2401.61%1.85%$52.03
08/08/201208/08/2012$0.2401.38%1.70%$56.46
05/09/201205/09/2012$0.1801.36%1.36%$53.07
02/08/201202/08/2012$0.1801.17%1.28%$56.25
11/02/201111/02/2011$0.1801.17%1.41%$51.14
08/02/201108/02/2011$0.1800.97%1.29%$55.66
05/02/201105/02/2011$0.1200.76%0.76%$62.88
02/07/201102/07/2011$0.1200.79%0.79%$60.82
11/03/201011/03/2010$0.1200.95%0.95%$50.63
08/02/201008/02/2010$0.1200.99%0.99%$48.52
05/03/201005/03/2010$0.1200.88%0.94%$51.08
02/05/201002/05/2010$0.1200.91%1.04%$45.97
02/02/201002/02/2010$0.1200.80%0.98%$48.97
11/04/200911/04/2009$0.0900.79%0.79%$45.86
07/30/200907/30/2009$0.0900.88%0.88%$41.05
05/04/200905/04/2009$0.0900.89%1.19%$30.34
02/03/200902/03/2009$0.0900.50%1.00%$35.87
11/05/200811/05/2008$0.0900.23%0.93%$38.79
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

RGA Price

Price to Earnings

RGA trades at a 68.8x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

RGA trades at a 2.2x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

RGA generated $5.6B in revenue. Revenue has grown by 34% over the period.

Net Income

RGA reported $0.2B in net income.

Revenue vs Net Income

RGA generated $5.6B in revenue with net income of $0.2B, representing a 3.2% net profit margin.

Gross Profit

RGA achieved $4.6B in gross profit, showing revenue after direct production costs.

Operating Income

RGA generated $2.0B in operating income, representing profit from core business operations.

EBITDA

RGA generated $2.3B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

RGA generated $0.2B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

RGA generated $0.0B in free cash flow. Free cash flow has decreased by 65% over the period.

Free Cash Flow / Share

RGA generates $0.17 in free cash flow per share. FCF per share has declined by 65% over the period.

Earnings Per Share (EPS)

RGA reported $2.72 in earnings per share.

Return on Equity (ROE)

RGA delivered a 2.7% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

RGA achieved a 1.6% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

RGA maintains a 3.2% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

RGA operates with a 82.0% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

RGA holds $0.8B in cash against $0.3B in debt, resulting in a net cash position of $0.6B.

Shares Outstanding

RGA has 0.1B shares outstanding.

Stock-Based Comp

RGA reported $0.1B in stock-based compensation. Over the period, stock-based compensation has increased by 34%.

FCF vs Stock Based Comp

RGA generated $0.0B in free cash flow while spending $0.1B on stock-based compensation, representing 1,268% of FCF.

FCF vs FCF / Share

RGA reported $0.0B in free cash flow, translating to $0.17 per share.

Revenue: Actual + Estimates

This chart tracks RGA revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks RGA eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks RGA net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks RGA ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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