AFG – Dividend Returns, History & Calculator

Dividend Contender 20 Years

American Financial Group, Inc., an insurance holding company, provides specialty property and casualty insurance products in the United States. The company offers property and transportation insurance products, such as physical damage and liability coverage fo

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Company Info

Symbol AFG
Company American Financial Group, Inc.
Sector Financial Services
Industry Insurance - Property & Casualty
Website Visit
Market Cap $11,494.7M

Price Data

Price $137.82
Price Change -0.47
Price Change % -0.34%
Next Earnings Report Feb 3, 2026
Low (52W) $114.73
High (52W) $150.19

Dividend Data

Div Yield 8.71%
5Y Avg Yield 13.53%
Current Div $2.000
Payouts/Year 6
Annualized $12.000
Previous Div $0.880
Ex-date Nov 17, 2025
Dividend Pay Date Nov 26, 2025

Growth Rates

Chowder Number 40.2
DGR 1Y -22.8%
DGR 3Y -23.6%
DGR 5Y 31.5%
DGR 10Y 13.6%

Total Returns

TTR 1Y - With Specials 4.7%
TTR 3Y - With Specials 7.3%
TTR 1Y - No Specials 1.8%
TTR 3Y - No Specials 6.3%

Fair Value

Fair Value (P/E 10) $110.21
FV (P/E 10) % 25.0%
Fair Value (Peter Lynch) $233.88
FV (Peter Lynch) % -41.0%
Fair Value (Blended) $120.92
FV (Blended) % 14.0%

Financial Metrics

Revenue 1Y 7.7%
NPM 11.3%
CF/Share $17.06
ROE 16.9%
Current R 2.2x
Debt/Capital 28.0%
ROTC 13.1%
P/E 14.5x
P/BV 2.4x
PEG 1.02
📊 Financial data last updated: November 24, 2025 2:58 pm

Calculate your AFG Dividend Returns

Quickly and easily calculate AFG dividend yield using our AFG calculator. Adjust the fields below to see how your AFG investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: November 26, 2025 8:23 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,00073$137.55$2.008.72%8.72%$967$96788$12,167
2$12,94888$146.37$2.148.79%9.35%$1,243$2,210105$15,391
3$16,378105$155.76$2.308.85%10.02%$1,567$3,778123$19,146
4$20,374123$165.75$2.468.91%10.74%$1,949$5,727142$23,522
5$25,031142$176.39$2.648.98%11.51%$2,397$8,124162$28,629
6$30,465162$187.70$2.839.04%12.34%$2,925$11,049184$34,590
7$36,809184$199.74$3.039.11%13.22%$3,547$14,596208$41,556
8$44,222208$212.56$3.259.17%14.17%$4,280$18,876234$49,701
9$52,890234$226.19$3.489.24%15.19%$5,144$24,019262$59,233
10$63,033262$240.70$3.739.30%16.28%$6,163$30,182292$70,396

AFG Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
11/17/202511/17/2025$2.003.23%8.64%$138.89
10/15/202510/15/2025$0.8803.28%3.87%$136.48
07/15/202507/15/2025$0.8003.49%3.81%$126.00
04/15/202504/15/2025$0.8005.98%3.78%$127.04
03/17/202503/17/2025$2.006.01%9.48%$126.52
01/14/202501/14/2025$0.8004.71%3.58%$134.00
11/15/202411/15/2024$4.004.51%17.41%$137.82
10/15/202410/15/2024$0.8003.50%3.56%$134.95
07/15/202407/15/2024$0.7103.65%3.36%$126.73
04/12/202404/12/2024$0.7104.26%3.35%$127.31
02/15/202402/15/2024$2.504.39%12.14%$123.52
01/11/202401/11/2024$0.7102.97%3.56%$119.52
11/10/202311/10/2023$1.503.20%8.30%$108.45
10/12/202310/12/2023$0.7105.45%3.89%$109.50
07/13/202307/13/2023$0.6305.04%3.23%$116.94
04/13/202304/13/2023$0.6305.97%3.11%$121.60
02/14/202302/14/2023$4.005.52%18.25%$131.49
01/12/202301/12/2023$0.6302.71%2.68%$141.22
11/14/202211/14/2022$2.008.04%8.62%$139.15
10/13/202210/13/2022$0.6307.47%2.90%$130.48
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Invest in AFG with Interactive Brokers

AFG 10-yr Total Return ($10,000 invested)

This analysis of AFG demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 15.2% CAGR, representing strong long-term performance. Recent 5-year performance has been particularly strong at 23.2% annually, outpacing the 10-year average. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (AFG)

Over the selected period, investing $10,000 in AFG would grow to $117,181 with DRIP (1,071.8%), and $65,704 without DRIP (557.0%).

AFG Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in AFG with historic price growth (6.39%) and dividend growth (7.18%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $372,456

Annual Dividend: $37,720

Yield on Cost: 110.94%

Total Dividends: $203,495

No DRIP

Portfolio: $154,503

Total Dividends: $72,344

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $1,924,728

Annual Dividend: $209,796

Yield on Cost: 456.08%

Total Dividends: $1,160,080

No DRIP

Portfolio: $365,391

Total Dividends: $196,058

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $55,366 against a total investment of $25,600. At this point, your portfolio is throwing off $11,476 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $22,685, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $203,495 versus $34,000 invested, nearly a 599% recovery of capital purely from income. Yield on cost reaches 110.94%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $88,421 is greater than total contributions to date ($40,000), and cumulative dividends exceed $488,331.

By year 30, the DRIP snowball is in full force. Yearly income reaches $209,796, cumulative dividends total $1,160,080, and the DRIP portfolio value stands at $1,924,728, compared with $365,391 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for AFG, price $137.26, dividend per period $2.00 (6x/year), along with historic growth assumptions: price growth 6.39% and dividend growth 7.18% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for AFG

Based on past 10-year performance, here are AFG growth metrics:

Share price CAGR of +13.06%
Dividend CAGR of +15.84%

Using AFG CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

AFG (DRIP)AFG (No DRIP)
Current Price$138.44$138.44
Start Shares72.2372.23
Start Value$10,000$10,000
After 10 years:
Final Share Count186.1272.23
Dividends Payment$52.19$52.19
Annual Dividends$8,748$3,770
Yield on cost87.48%37.70%
Share Price$472.44$472.44
Total Dividends$36,797$21,237
Final Value$87,929$55,363

Estimated Future Value + Dividends – AFG

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

AFG Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
11/17/202511/17/2025$2.003.23%8.64%$138.89
10/15/202510/15/2025$0.8803.28%3.87%$136.48
07/15/202507/15/2025$0.8003.49%3.81%$126.00
04/15/202504/15/2025$0.8005.98%3.78%$127.04
03/17/202503/17/2025$2.006.01%9.48%$126.52
01/14/202501/14/2025$0.8004.71%3.58%$134.00
11/15/202411/15/2024$4.004.51%17.41%$137.82
10/15/202410/15/2024$0.8003.50%3.56%$134.95
07/15/202407/15/2024$0.7103.65%3.36%$126.73
04/12/202404/12/2024$0.7104.26%3.35%$127.31
02/15/202402/15/2024$2.504.39%12.14%$123.52
01/11/202401/11/2024$0.7102.97%3.56%$119.52
11/10/202311/10/2023$1.503.20%8.30%$108.45
10/12/202310/12/2023$0.7105.45%3.89%$109.50
07/13/202307/13/2023$0.6305.04%3.23%$116.94
04/13/202304/13/2023$0.6305.97%3.11%$121.60
02/14/202302/14/2023$4.005.52%18.25%$131.49
01/12/202301/12/2023$0.6302.71%2.68%$141.22
11/14/202211/14/2022$2.008.04%8.62%$139.15
10/13/202210/13/2022$0.6307.47%2.90%$130.48
07/14/202207/14/2022$0.5608.40%2.54%$132.40
05/19/202205/19/2022$8.008.44%36.45%$131.69
04/13/202204/13/2022$0.5603.49%2.29%$146.85
03/14/202203/14/2022$2.006.25%8.76%$137.04
01/13/202201/13/2022$0.5605.25%2.48%$135.56
12/22/202112/22/2021$2.007.84%8.91%$134.75
11/12/202111/12/2021$4.007.55%17.16%$139.88
10/14/202110/14/2021$0.5605.26%2.50%$134.29
09/27/202109/27/2021$4.0015.70%18.38%$130.56
07/23/202107/23/2021$2.0013.50%9.53%$125.91
07/14/202107/14/2021$0.50012.56%2.43%$123.38
06/07/202106/07/2021$14.0014.19%70.13%$119.77
04/14/202104/14/2021$0.5002.94%2.52%$119.07
01/14/202101/14/2021$0.5003.87%3.37%$89.06
12/18/202012/18/2020$2.003.98%14.06%$85.35
10/14/202010/14/2020$0.5002.64%4.28%$70.16
07/14/202007/14/2020$0.4505.24%4.49%$60.11
04/14/202004/14/2020$0.4504.16%3.56%$75.78
01/14/202001/14/2020$0.4502.82%2.45%$110.07
11/14/201911/14/2019$1.803.82%9.95%$108.53
10/11/201910/11/2019$0.4502.68%2.63%$102.79
07/12/201907/12/2019$0.4002.57%2.28%$105.22
05/14/201905/14/2019$1.503.83%9.06%$99.29
04/12/201904/12/2019$0.4002.75%2.45%$98.07
01/14/201901/14/2019$0.4002.86%2.59%$92.81
11/15/201811/15/2018$1.503.64%8.73%$103.15
10/12/201810/12/2018$0.4002.56%2.36%$101.68
07/12/201807/12/2018$0.3502.37%1.95%$107.47
05/14/201805/14/2018$1.503.80%8.14%$110.51
04/12/201804/12/2018$0.3502.73%1.88%$111.71
01/11/201801/11/2018$0.3502.78%1.94%$108.34
11/16/201711/16/2017$2.004.07%11.75%$102.17
10/12/201710/12/2017$0.3502.37%2.01%$104.50
07/12/201707/12/2017$0.3132.46%1.89%$99.20
05/11/201705/11/2017$1.503.21%9.23%$97.51
04/11/201704/11/2017$0.3132.04%1.98%$94.94
01/11/201701/11/2017$0.3132.17%2.14%$87.73
11/21/201611/21/2016$1.002.32%7.44%$80.62
10/12/201610/12/2016$0.3131.51%2.46%$76.40
07/13/201607/13/2016$0.2802.54%2.32%$72.31
04/13/201604/13/2016$0.2802.67%2.44%$68.91
01/13/201601/13/2016$0.2802.71%2.52%$66.78
12/11/201512/11/2015$1.002.50%8.43%$71.21
10/13/201510/13/2015$0.2801.45%2.37%$71.00
07/13/201507/13/2015$0.2502.59%2.22%$67.60
04/13/201504/13/2015$0.2502.70%2.32%$64.79
01/13/201501/13/2015$0.2502.90%2.53%$59.34
12/11/201412/11/2014$1.002.80%9.95%$60.31
10/10/201410/10/2014$0.2501.61%2.65%$56.59
07/11/201407/11/2014$0.2202.81%2.23%$59.12
04/11/201404/11/2014$0.2202.98%2.37%$55.66
01/13/201401/13/2014$0.2202.89%2.34%$56.49
12/12/201312/12/2013$1.002.89%10.77%$55.72
10/10/201310/10/2013$0.2201.50%2.47%$53.51
07/11/201307/11/2013$0.1951.63%2.29%$51.12
04/11/201304/11/2013$0.1951.74%2.44%$48.00
01/11/201301/11/2013$0.1951.97%2.82%$41.42
12/13/201212/13/2012$0.2502.00%3.78%$39.70
10/11/201210/11/2012$0.1951.89%3.07%$38.11
07/11/201207/11/2012$0.1751.90%2.84%$36.94
04/11/201204/11/2012$0.1751.83%2.80%$37.54
01/11/201201/11/2012$0.1751.81%2.81%$37.36
10/12/201110/12/2011$0.1752.01%3.18%$33.07
07/13/201107/13/2011$0.1631.87%2.81%$34.79
04/13/201104/13/2011$0.1631.79%2.80%$34.99
01/12/201101/12/2011$0.1631.83%2.97%$32.97
10/13/201010/13/2010$0.1631.85%3.14%$31.14
07/13/201007/13/2010$0.1381.86%2.83%$29.22
04/13/201004/13/2010$0.1381.85%2.86%$28.96
01/13/201001/13/2010$0.1382.09%3.28%$25.23
10/13/200910/13/2009$0.1302.02%3.03%$25.76
07/13/200907/13/2009$0.1302.28%3.45%$22.62
04/13/200904/13/2009$0.1302.69%4.12%$18.94
01/13/200901/13/2009$0.1302.43%3.76%$20.74
10/10/200810/10/2008$0.1253.13%4.69%$15.98
07/11/200807/11/2008$0.1251.71%2.69%$27.84
04/11/200804/11/2008$0.1251.75%2.92%$25.66
01/11/200801/11/2008$0.1251.49%2.63%$28.48
10/11/200710/11/2007$0.1001.34%2.01%$29.82
07/11/200707/11/2007$0.1001.18%1.81%$33.16
04/11/200704/11/2007$0.1001.11%1.74%$34.56
01/10/200701/10/2007$0.1001.08%1.73%$34.69
10/11/200610/11/2006$0.0921.14%1.72%$32.16
07/12/200607/12/2006$0.0921.27%1.96%$28.23
04/11/200604/11/2006$0.0921.26%1.99%$27.75
01/11/200601/11/2006$0.0921.31%2.11%$26.10
10/12/200510/12/2005$0.0831.54%2.31%$21.65
07/13/200507/13/2005$0.0831.50%2.25%$22.21
04/13/200504/13/2005$0.0831.68%2.52%$19.84
01/12/200501/12/2005$0.0831.66%2.49%$20.06
10/13/200410/13/2004$0.0831.71%2.56%$19.53
07/13/200407/13/2004$0.0831.64%2.45%$20.39
04/13/200404/13/2004$0.0831.67%2.51%$19.91
01/13/200401/13/2004$0.0831.87%2.81%$17.80
10/10/200310/10/2003$0.0832.28%3.42%$14.63
07/11/200307/11/2003$0.0832.18%3.27%$15.31
04/11/200304/11/2003$0.0832.44%3.66%$13.68
01/13/200301/13/2003$0.0832.14%3.21%$15.55
10/10/200210/10/2002$0.0832.25%3.37%$14.83
07/11/200207/11/2002$0.0832.75%3.30%$15.14
04/11/200204/11/2002$0.0832.57%2.57%$19.47
01/16/200201/16/2002$0.0833.67%3.14%$15.91
10/11/200110/11/2001$0.1674.63%6.94%$14.40
07/11/200107/11/2001$0.1673.33%5.00%$20.01
04/10/200104/10/2001$0.1674.08%6.12%$16.34
01/10/200101/10/2001$0.1674.02%6.03%$16.58
10/11/200010/11/2000$0.1674.92%7.38%$13.54
07/12/200007/12/2000$0.1673.76%5.65%$17.71
04/12/200004/12/2000$0.1673.68%5.52%$18.13
01/13/200001/13/2000$0.1674.07%6.11%$16.38
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

AFG Price

Price to Earnings

AFG trades at a 52.7x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

AFG trades at a 5.6x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

AFG generated $2.0B in revenue. Revenue has grown by 49% over the period.

Net Income

AFG reported $0.2B in net income. Net income has declined by 57% over the period.

Revenue vs Net Income

AFG generated $2.0B in revenue with net income of $0.2B, representing a 10.7% net profit margin.

Gross Profit

AFG achieved $1.6B in gross profit, showing revenue after direct production costs.

Operating Income

AFG generated $0.7B in operating income, representing profit from core business operations.

EBITDA

AFG generated $0.8B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

AFG generated $0.2B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

AFG generated $0.2B in free cash flow. Free cash flow has decreased by 66% over the period.

Free Cash Flow / Share

AFG generates $2.12 in free cash flow per share. FCF per share has declined by 66% over the period.

Earnings Per Share (EPS)

AFG reported $2.58 in earnings per share. EPS has declined by 57% over the period.

Return on Equity (ROE)

AFG delivered a 8.9% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

AFG achieved a 5.3% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

AFG maintains a 10.7% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

AFG operates with a 79.4% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

AFG holds $0.3B in cash against $0.1B in debt, resulting in a net cash position of $0.2B.

Shares Outstanding

AFG has 0.1B shares outstanding.

Stock-Based Comp

AFG reported $0.1B in stock-based compensation. Over the period, stock-based compensation has increased by 49%.

FCF vs Stock Based Comp

AFG generated $0.2B in free cash flow while spending $0.1B on stock-based compensation, representing 28% of FCF.

FCF vs FCF / Share

AFG reported $0.2B in free cash flow, translating to $2.12 per share.

Revenue: Actual + Estimates

This chart tracks AFG revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks AFG eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks AFG net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks AFG ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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