CBAN – Dividend Returns, History & Calculator

Dividend Challenger 9 Years

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to retail and commercial customers in the United States. It operates through Bank, Mortgage Banking, and Small Business Specialty Len

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Company Info

Symbol CBAN
Company Colony Bankcorp, Inc.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $293.7M

Price Data

Price $16.82
Price Change +0.61
Price Change % +3.76%
Next Earnings Report Jan 21, 2026
Low (52W) $13.99
High (52W) $18.49

Dividend Data

Div Yield 2.73%
5Y Avg Yield 3.37%
Current Div $0.115
Payouts/Year 4
Annualized $0.460
Previous Div $0.115
Ex-date Nov 5, 2025
Dividend Pay Date Nov 19, 2025

Growth Rates

Chowder Number 5.6
DGR 1Y 1.8%
DGR 3Y 2.1%
DGR 5Y 2.8%

Total Returns

TTR 1Y - With Specials 1.2%
TTR 3Y - With Specials 12.0%
TTR 1Y - No Specials 1.2%
TTR 3Y - No Specials 12.0%

Fair Value

Fair Value (P/E 10) $14.23
FV (P/E 10) % 18.0%
Fair Value (Peter Lynch) $39.75
FV (Peter Lynch) % -58.0%
Fair Value (Blended) $16.55
FV (Blended) % 2.0%

Financial Metrics

Revenue 1Y 1.4%
NPM 21.9%
CF/Share $2.58
ROE 9.6%
Debt/Capital 38.0%
ROTC 5.7%
P/E 10.6x
P/BV 1.0x
PEG 0.47
📊 Financial data last updated: November 24, 2025 2:05 pm

Calculate your CBAN Dividend Returns

Quickly and easily calculate CBAN dividend yield using our CBAN calculator. Adjust the fields below to see how your CBAN investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: November 28, 2025 9:04 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000588$17.00$0.122.71%2.71%$294$294676$11,494
2$12,170676$18.00$0.132.98%3.15%$389$683764$13,759
3$14,569764$19.06$0.163.27%3.67%$508$1,190854$16,277
4$17,235854$20.18$0.183.60%4.28%$657$1,847946$19,091
5$20,215946$21.37$0.213.96%4.98%$843$2,6901,042$22,258
6$23,5681,042$22.63$0.254.36%5.80%$1,078$3,7681,142$25,845
7$27,3671,142$23.96$0.294.80%6.76%$1,373$5,1411,250$29,939
8$31,7011,250$25.37$0.335.28%7.87%$1,746$6,8871,366$34,648
9$36,6871,366$26.86$0.395.81%9.17%$2,221$9,1081,493$40,108
10$42,4681,493$28.44$0.456.39%10.69%$2,827$11,9351,635$46,495

CBAN Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
11/05/202511/05/2025$0.1152.83%2.83%$16.28
08/06/202508/06/2025$0.1152.86%2.87%$16.02
05/07/202505/07/2025$0.1152.96%2.98%$15.43
02/05/202502/05/2025$0.1152.71%2.74%$16.76
11/06/202411/06/2024$0.1132.58%2.58%$17.50
08/07/202408/07/2024$0.1133.43%3.45%$13.09
05/07/202405/07/2024$0.1133.96%4.02%$11.25
02/06/202402/06/2024$0.1133.81%3.88%$11.64
11/07/202311/07/2023$0.1104.30%4.30%$10.24
08/08/202308/08/2023$0.1104.00%4.01%$10.96
05/09/202305/09/2023$0.1104.81%4.86%$9.06
02/08/202302/08/2023$0.1103.32%3.36%$13.08
11/03/202211/03/2022$0.1083.20%3.20%$13.50
08/04/202208/04/2022$0.1082.98%3.02%$14.31
05/05/202205/05/2022$0.1082.53%2.59%$16.70
02/03/202202/03/2022$0.1082.53%2.62%$16.48
11/02/202111/02/2021$0.1032.14%2.14%$19.23
08/02/202108/02/2021$0.1032.27%2.29%$18.00
04/30/202104/30/2021$0.1032.60%2.64%$15.59
01/28/202101/28/2021$0.1032.91%2.97%$13.86
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Invest in CBAN with Interactive Brokers

CBAN 10-yr Total Return ($10,000 invested)

This analysis of CBAN demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 4.5% CAGR, representing modest long-term performance. The DRIP strategy provided 21% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (CBAN)

Over the selected period, investing $10,000 in CBAN would grow to $18,977 with DRIP (89.8%), and $17,584 without DRIP (75.8%).

CBAN Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in CBAN with historic price growth (5.89%) and dividend growth (16.49%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $282,155

Annual Dividend: $51,476

Yield on Cost: 151.40%

Total Dividends: $163,072

No DRIP

Portfolio: $147,549

Total Dividends: $71,185

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $7,699,088

Annual Dividend: $3,647,180

Yield on Cost: 7,928.65%

Total Dividends: $6,503,631

No DRIP

Portfolio: $551,654

Total Dividends: $400,141

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $25,529 against a total investment of $25,600. At this point, your portfolio is throwing off $7,103 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $20,764, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $163,072 versus $34,000 invested, nearly a 480% recovery of capital purely from income. Yield on cost reaches 151.40%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $319,944 is greater than total contributions to date ($40,000), and cumulative dividends exceed $799,928.

By year 30, the DRIP snowball is in full force. Yearly income reaches $3,647,180, cumulative dividends total $6,503,631, and the DRIP portfolio value stands at $7,699,088, compared with $551,654 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for CBAN, price $17.00, dividend per period $0.12 (4x/year), along with historic growth assumptions: price growth 5.89% and dividend growth 16.49% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for CBAN

Based on past 10-year performance, here are CBAN growth metrics:

Share price CAGR of +4.17%
Dividend CAGR of +2.98%

Using CBAN CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

CBAN (DRIP)CBAN (No DRIP)
Current Price$16.23$16.23
Start Shares616.14616.14
Start Value$10,000$10,000
After 10 years:
Final Share Count801.26616.14
Dividends Payment$0.62$0.62
Annual Dividends$482$380
Yield on cost4.82%3.80%
Share Price$24.42$24.42
Total Dividends$3,806$3,343
Final Value$19,567$18,389

Estimated Future Value + Dividends – CBAN

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

CBAN Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
11/05/202511/05/2025$0.1152.83%2.83%$16.28
08/06/202508/06/2025$0.1152.86%2.87%$16.02
05/07/202505/07/2025$0.1152.96%2.98%$15.43
02/05/202502/05/2025$0.1152.71%2.74%$16.76
11/06/202411/06/2024$0.1132.58%2.58%$17.50
08/07/202408/07/2024$0.1133.43%3.45%$13.09
05/07/202405/07/2024$0.1133.96%4.02%$11.25
02/06/202402/06/2024$0.1133.81%3.88%$11.64
11/07/202311/07/2023$0.1104.30%4.30%$10.24
08/08/202308/08/2023$0.1104.00%4.01%$10.96
05/09/202305/09/2023$0.1104.81%4.86%$9.06
02/08/202302/08/2023$0.1103.32%3.36%$13.08
11/03/202211/03/2022$0.1083.20%3.20%$13.50
08/04/202208/04/2022$0.1082.98%3.02%$14.31
05/05/202205/05/2022$0.1082.53%2.59%$16.70
02/03/202202/03/2022$0.1082.53%2.62%$16.48
11/02/202111/02/2021$0.1032.14%2.14%$19.23
08/02/202108/02/2021$0.1032.27%2.29%$18.00
04/30/202104/30/2021$0.1032.60%2.64%$15.59
01/28/202101/28/2021$0.1032.91%2.97%$13.86
10/29/202010/29/2020$0.1003.13%3.13%$12.80
08/06/202008/06/2020$0.1003.50%3.74%$10.70
05/07/202005/07/2020$0.1003.11%3.55%$11.27
01/30/202001/30/2020$0.1002.10%2.59%$15.44
10/30/201910/30/2019$0.0751.93%1.93%$15.55
07/30/201907/30/2019$0.0751.65%1.80%$16.70
04/29/201904/29/2019$0.0751.47%1.76%$17.03
01/29/201901/29/2019$0.0751.43%1.90%$15.75
10/29/201810/29/2018$0.0501.17%1.17%$17.06
08/30/201808/30/2018$0.0500.97%1.11%$18.00
06/01/201806/01/2018$0.0500.94%1.25%$16.00
03/02/201803/02/2018$0.0500.85%1.37%$14.65
12/04/201712/04/2017$0.0250.71%0.71%$14.00
08/30/201708/30/2017$0.0250.96%0.78%$12.90
05/31/201705/31/2017$0.0251.45%0.74%$13.55
02/27/201702/27/2017$0.0251.94%0.72%$13.90
06/26/200906/26/2009$0.0494.31%2.47%$7.95
03/27/200903/27/2009$0.0985.99%5.99%$6.54
12/29/200812/29/2008$0.0984.61%4.61%$8.50
09/26/200809/26/2008$0.0983.72%3.75%$10.45
06/26/200806/26/2008$0.0983.38%3.45%$11.35
03/27/200803/27/2008$0.0982.80%2.92%$13.44
12/27/200712/27/2007$0.0952.40%2.50%$15.22
09/26/200709/26/2007$0.0932.09%2.18%$17.07
06/27/200706/27/2007$0.0901.78%1.85%$19.47
03/28/200703/28/2007$0.0881.66%1.74%$20.25
12/27/200612/27/2006$0.0851.86%1.94%$17.55
09/27/200609/27/2006$0.0831.58%1.66%$20.00
06/28/200606/28/2006$0.0801.58%1.65%$19.35
03/29/200603/29/2006$0.0781.26%1.33%$23.49
12/28/200512/28/2005$0.0751.10%1.16%$25.88
09/28/200509/28/2005$0.0721.01%1.05%$27.50
06/28/200506/28/2005$0.0700.89%0.93%$30.00
03/29/200503/29/2005$0.0681.02%1.06%$25.60
12/29/200412/29/2004$0.0660.91%0.96%$27.64
09/28/200409/28/2004$0.0641.24%1.29%$19.82
06/28/200406/28/2004$0.0621.34%1.41%$17.73
03/29/200403/29/2004$0.0601.34%1.41%$17.02
12/29/200312/29/2003$0.0581.36%1.46%$16.00
09/26/200309/26/2003$0.0561.43%1.55%$14.48
06/26/200306/26/2003$0.0541.53%1.70%$12.80
03/27/200303/27/2003$0.0481.64%1.69%$11.35
12/27/200212/27/2002$0.0481.72%1.88%$10.24
09/26/200209/26/2002$0.0451.80%1.94%$9.24
06/26/200206/26/2002$0.0451.81%2.02%$8.85
03/26/200203/26/2002$0.0381.74%1.74%$8.83
12/27/200112/27/2001$0.0381.89%1.89%$8.12
09/26/200109/26/2001$0.0382.18%2.18%$7.04
06/27/200106/27/2001$0.0382.13%2.27%$6.75
03/28/200103/28/2001$0.0382.00%2.29%$6.72
12/27/200012/27/2000$0.0381.95%2.46%$6.24
09/27/200009/27/2000$0.0291.64%1.73%$6.64
06/28/200006/28/2000$0.0291.61%1.81%$6.36
03/29/200003/29/2000$0.0261.26%1.34%$7.64
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

CBAN Price

Price to Earnings

CBAN trades at a 51.5x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

CBAN trades at a 8.9x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

CBAN generated $0.0B in revenue. Revenue has grown by 32% over the period.

Net Income

CBAN reported $0.0B in net income. Net income has grown by 25% over the period.

Revenue vs Net Income

CBAN generated $0.0B in revenue with net income of $0.0B, representing a 17.2% net profit margin.

Gross Profit

CBAN achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

CBAN generated $0.0B in operating income, representing profit from core business operations.

EBITDA

CBAN generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

CBAN generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

CBAN generated $0.0B in free cash flow. Free cash flow has increased by 23% over the period.

Free Cash Flow / Share

CBAN generates $0.32 in free cash flow per share. FCF per share has grown by 23% over the period.

Earnings Per Share (EPS)

CBAN reported $0.33 in earnings per share. EPS has grown by 25% over the period.

Return on Equity (ROE)

CBAN delivered a 14.3% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

CBAN achieved a 8.6% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

CBAN maintains a 17.2% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

CBAN operates with a 82.4% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

CBAN holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

CBAN has 0.0B shares outstanding.

Stock-Based Comp

CBAN reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 32%.

FCF vs Stock Based Comp

CBAN generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 15% of FCF.

FCF vs FCF / Share

CBAN reported $0.0B in free cash flow, translating to $0.32 per share.

Revenue: Actual + Estimates

This chart tracks CBAN revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks CBAN eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks CBAN net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks CBAN ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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