CCBG – Dividend Returns, History & Calculator

Dividend Contender 12 Years

Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories

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Company Info

Symbol CCBG
Company Capital City Bank Group
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $707.6M

Price Data

Price $41.46
Price Change -1.09
Price Change % -2.56%
Next Earnings Oct 21, 2025
Low (52W) $32.38
High (52W) $44.69

Dividend Data

Div Yield 250.84%
5Y Avg Yield 246.97%
Current Div $0.260
Payouts/Year 4
Annualized $1.040
Previous Div $0.240
Ex-Date Sep 8, 2025

Growth Rates

Chowder Number 14.5
DGR 1Y 14.1%
DGR 3Y 14.3%
DGR 5Y 12.0%
DGR 10Y 23.2%

Total Returns

TTR 1Y - With Specials 21.2%
TTR 3Y - With Specials 9.6%
TTR 1Y - No Specials 21.2%
TTR 3Y - No Specials 9.6%

Fair Value

Fair Value (P/E 10) $26.30
FV (P/E 10) % 58.0%
Fair Value (Peter Lynch) $17.05
FV (Peter Lynch) % 143.0%
Fair Value (Blended) $26.42
FV (Blended) % 57.0%

Financial Metrics

Revenue 1Y 1.9%
NPM 23.8%
CF/Share $4.60
ROE 11.7%
Debt/Capital 8.0%
ROTC 10.5%
P/E 12.2x
P/BV 1.3x
📊 Financial data last updated: October 16, 2025 9:54 am

Calculate your CCBG Dividend Returns

Quickly and easily calculate CCBG dividend yield using our CCBG calculator. Adjust the fields below to see how your CCBG investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 10:10 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000253$39.47$0.262.63%2.63%$286$286291$11,486
2$12,615291$43.35$0.312.89%3.18%$391$677328$14,206
3$15,603328$47.61$0.383.18%3.83%$526$1,202364$17,328
4$19,032364$52.29$0.463.49%4.62%$699$1,901400$20,931
5$22,989400$57.44$0.553.83%5.57%$922$2,823437$25,110
6$27,579437$63.08$0.664.20%6.72%$1,209$4,032475$29,989
7$32,937475$69.28$0.804.61%8.10%$1,581$5,614516$35,719
8$39,230516$76.10$0.965.07%9.77%$2,064$7,678558$42,495
9$46,672558$83.58$1.165.56%11.78%$2,693$10,371605$50,566
10$55,537605$91.80$1.406.11%14.20%$3,517$13,888656$60,254

CCBG Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/08/202509/08/2025$0.2602.22%2.38%$43.63
06/09/202506/09/2025$0.2402.53%2.58%$37.19
03/10/202503/10/2025$0.2402.61%2.76%$34.83
12/09/202412/09/2024$0.2302.26%2.36%$38.92
09/09/202409/09/2024$0.2302.55%2.76%$33.34
06/10/202406/10/2024$0.2103.07%3.14%$26.74
03/08/202403/08/2024$0.2102.79%2.97%$28.29
12/01/202312/01/2023$0.2002.74%2.88%$27.74
09/08/202309/08/2023$0.2002.43%2.66%$30.05
06/02/202306/02/2023$0.1802.16%2.23%$32.36
03/03/202303/03/2023$0.1801.87%1.98%$36.38
12/02/202212/02/2022$0.1701.87%1.93%$35.21
09/09/202209/09/2022$0.1702.03%2.12%$32.03
06/03/202206/03/2022$0.1602.39%2.39%$26.81
03/04/202203/04/2022$0.1602.34%2.38%$26.90
12/03/202112/03/2021$0.1602.29%2.36%$27.09
09/10/202109/10/2021$0.1602.69%2.82%$22.66
06/04/202106/04/2021$0.1502.26%2.29%$26.15
03/05/202103/05/2021$0.1502.13%2.20%$27.25
12/04/202012/04/2020$0.1502.25%2.37%$25.37
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CCBG 10-yr Total Return ($10,000 invested)

This analysis of CCBG demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 13.4% CAGR, representing strong long-term performance. Recent 5-year performance has been particularly strong at 20.8% annually, outpacing the 10-year average. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (CCBG)

Over the selected period, investing $10,000 in CCBG would grow to $42,546 with DRIP (325.5%), and $38,451 without DRIP (284.5%).

CCBG Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in CCBG with historic price growth (9.83%) and dividend growth (20.58%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $480,116

Annual Dividend: $81,918

Yield on Cost: 240.94%

Total Dividends: $236,095

No DRIP

Portfolio: $238,991

Total Dividends: $102,773

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $14,707,820

Annual Dividend: $6,385,811

Yield on Cost: 13,882.20%

Total Dividends: $11,149,391

No DRIP

Portfolio: $1,117,627

Total Dividends: $749,712

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $31,409 against a total investment of $25,600. At this point, your portfolio is throwing off $9,674 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $31,028, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $236,095 versus $34,000 invested, nearly a 694% recovery of capital purely from income. Yield on cost reaches 240.94%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $550,585 is greater than total contributions to date ($40,000), and cumulative dividends exceed $1,289,572.

By year 30, the DRIP snowball is in full force. Yearly income reaches $6,385,811, cumulative dividends total $11,149,391, and the DRIP portfolio value stands at $14,707,820, compared with $1,117,627 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for CCBG, price $39.47, dividend per period $0.26 (4×/year), along with historic growth assumptions: price growth 9.83% and dividend growth 20.58% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for CCBG

Based on past 10-year performance, here are CCBG growth metrics:

Share price CAGR of +6.36%
Dividend CAGR of +23.24%

Using CCBG CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

CCBG (DRIP)CCBG (No DRIP)
Current Price$39.50$39.50
Start Shares253.16253.16
Start Value$10,000$10,000
After 10 years:
Final Share Count472.23253.16
Dividends Payment$8.41$8.41
Annual Dividends$3,561$2,128
Yield on cost35.61%21.28%
Share Price$73.14$73.14
Total Dividends$13,578$9,889
Final Value$34,541$28,407

Estimated Future Value + Dividends – CCBG

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

CCBG Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/08/202509/08/2025$0.2602.22%2.38%$43.63
06/09/202506/09/2025$0.2402.53%2.58%$37.19
03/10/202503/10/2025$0.2402.61%2.76%$34.83
12/09/202412/09/2024$0.2302.26%2.36%$38.92
09/09/202409/09/2024$0.2302.55%2.76%$33.34
06/10/202406/10/2024$0.2103.07%3.14%$26.74
03/08/202403/08/2024$0.2102.79%2.97%$28.29
12/01/202312/01/2023$0.2002.74%2.88%$27.74
09/08/202309/08/2023$0.2002.43%2.66%$30.05
06/02/202306/02/2023$0.1802.16%2.23%$32.36
03/03/202303/03/2023$0.1801.87%1.98%$36.38
12/02/202212/02/2022$0.1701.87%1.93%$35.21
09/09/202209/09/2022$0.1702.03%2.12%$32.03
06/03/202206/03/2022$0.1602.39%2.39%$26.81
03/04/202203/04/2022$0.1602.34%2.38%$26.90
12/03/202112/03/2021$0.1602.29%2.36%$27.09
09/10/202109/10/2021$0.1602.69%2.82%$22.66
06/04/202106/04/2021$0.1502.26%2.29%$26.15
03/05/202103/05/2021$0.1502.13%2.20%$27.25
12/04/202012/04/2020$0.1502.25%2.37%$25.37
09/11/202009/11/2020$0.1402.84%2.89%$19.35
06/05/202006/05/2020$0.1402.32%2.41%$23.23
03/06/202003/06/2020$0.1402.12%2.32%$24.09
12/06/201912/06/2019$0.1301.66%1.80%$28.88
09/06/201909/06/2019$0.1301.79%2.12%$24.54
06/07/201906/07/2019$0.1101.69%1.86%$23.70
03/08/201903/08/2019$0.1101.54%1.88%$23.38
11/30/201811/30/2018$0.0901.19%1.34%$26.92
08/31/201808/31/2018$0.0901.22%1.47%$24.52
06/08/201806/08/2018$0.0701.18%1.18%$23.77
03/02/201803/02/2018$0.0701.06%1.14%$24.55
12/01/201712/01/2017$0.0700.96%1.12%$24.92
08/31/201708/31/2017$0.0701.06%1.35%$20.69
06/01/201706/01/2017$0.0500.99%1.04%$19.25
03/02/201703/02/2017$0.0500.87%0.97%$20.64
12/01/201612/01/2016$0.0500.91%1.07%$18.61
09/01/201609/01/2016$0.0401.15%1.15%$13.97
06/02/201606/02/2016$0.0400.97%1.03%$15.50
03/03/201603/03/2016$0.0400.91%1.04%$15.44
12/03/201512/03/2015$0.0400.84%1.03%$15.56
09/03/201509/03/2015$0.0300.80%0.80%$14.94
06/04/201506/04/2015$0.0300.77%0.84%$14.33
03/05/201503/05/2015$0.0300.65%0.77%$15.50
12/04/201412/04/2014$0.0300.60%0.80%$14.96
09/04/201409/04/2014$0.0201.14%0.57%$13.99
06/05/201406/05/2014$0.0201.77%0.59%$13.58
03/06/201403/06/2014$0.0202.25%0.56%$14.22
09/07/201109/07/2011$0.1003.89%3.89%$10.28
06/08/201106/08/2011$0.1003.96%3.96%$10.10
03/03/201103/03/2011$0.1003.17%3.17%$12.63
12/02/201012/02/2010$0.1003.90%3.18%$12.56
09/09/201009/09/2010$0.1005.09%3.51%$11.39
06/03/201006/03/2010$0.1004.56%2.72%$14.68
03/04/201003/04/2010$0.1905.70%5.70%$13.33
12/03/200912/03/2009$0.1906.45%6.45%$11.78
09/03/200909/03/2009$0.1905.32%5.32%$14.29
06/04/200906/04/2009$0.1904.47%4.50%$16.90
03/05/200903/05/2009$0.1907.60%7.70%$9.87
12/04/200812/04/2008$0.1902.98%3.04%$25.01
09/04/200809/04/2008$0.1852.98%2.98%$24.85
06/05/200806/05/2008$0.1852.56%2.59%$28.53
03/07/200803/07/2008$0.1852.89%2.97%$24.92
12/04/200712/04/2007$0.1852.59%2.70%$27.43
08/30/200708/30/2007$0.1752.22%2.22%$31.48
05/31/200705/31/2007$0.1752.30%2.35%$29.85
03/01/200703/01/2007$0.1752.05%2.12%$33.01
11/30/200611/30/2006$0.1751.95%2.06%$34.03
08/31/200608/31/2006$0.1632.03%2.03%$32.15
06/01/200606/01/2006$0.1631.94%1.98%$33.00
03/02/200603/02/2006$0.1631.83%1.89%$34.51
12/01/200512/01/2005$0.1631.60%1.68%$38.75
09/01/200509/01/2005$0.1521.68%1.68%$36.18
06/02/200506/02/2005$0.1521.84%1.86%$32.67
03/03/200503/03/2005$0.1521.79%1.84%$33.12
12/02/200412/02/2004$0.1521.61%1.67%$36.33
09/01/200409/01/2004$0.1441.83%1.83%$31.54
06/03/200406/03/2004$0.1441.80%1.82%$31.60
03/04/200403/04/2004$0.1441.57%1.70%$33.90
12/04/200312/04/2003$0.1441.45%1.68%$34.33
09/04/200309/04/2003$0.1361.46%1.72%$31.60
06/11/200306/11/2003$0.1091.53%1.57%$27.67
03/06/200303/06/2003$0.1091.77%1.86%$23.36
11/29/200211/29/2002$0.1091.64%1.77%$24.58
09/05/200209/05/2002$0.0981.79%1.79%$21.84
06/06/200206/06/2002$0.0982.19%2.21%$17.76
03/07/200203/07/2002$0.0982.41%2.45%$16.00
11/29/200111/29/2001$0.0982.64%2.71%$14.46
09/06/200109/06/2001$0.0952.42%2.42%$15.68
06/07/200106/07/2001$0.0952.62%2.69%$14.08
03/09/200103/09/2001$0.0952.39%2.51%$15.08
11/30/200011/30/2000$0.0952.24%2.42%$15.64
08/31/200008/31/2000$0.0852.66%2.66%$12.80
06/01/200006/01/2000$0.0852.71%2.78%$12.24
03/02/200003/02/2000$0.0852.76%2.91%$11.72
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

CCBG Price

Price to Earnings

CCBG trades at a 41.5x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

CCBG trades at a 9.9x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

CCBG generated $0.1B in revenue. Revenue has grown by 20% over the period.

Net Income

CCBG reported $0.0B in net income. Net income has grown by 80% over the period.

Revenue vs Net Income

CCBG generated $0.1B in revenue with net income of $0.0B, representing a 23.8% net profit margin.

Gross Profit

CCBG achieved $0.1B in gross profit, showing revenue after direct production costs.

Operating Income

CCBG generated $0.0B in operating income, representing profit from core business operations.

EBITDA

CCBG generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

CCBG generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

CCBG generated $0.0B in free cash flow. Free cash flow has increased by 94% over the period.

Free Cash Flow / Share

CCBG generates $0.88 in free cash flow per share. FCF per share has grown by 94% over the period.

Earnings Per Share (EPS)

CCBG reported $0.88 in earnings per share. EPS has grown by 80% over the period.

Return on Equity (ROE)

CCBG delivered a 19.8% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

CCBG achieved a 11.9% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

CCBG maintains a 23.8% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

CCBG operates with a 80.8% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

CCBG holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

CCBG has 0.0B shares outstanding.

Stock-Based Comp

CCBG reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 20%.

FCF vs Stock Based Comp

CCBG generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 10% of FCF.

FCF vs FCF / Share

CCBG reported $0.0B in free cash flow, translating to $0.88 per share.

Revenue: Actual + Estimates

This chart tracks CCBG revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks CCBG eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks CCBG net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks CCBG ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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