CFBK – Dividend Returns, History & Calculator

Dividend Challenger 5 Years

Dividend Data

Div Yield 1.26%
5Y Avg Yield 1.10%
Current Div $0.090
Payouts/Year 4
Annualized $0.360
Previous Div $0.090
Ex-date Apr 13, 2026
Dividend Pay Date Apr 21, 2026

Price Data

Price $28.52
Price Change -0.18
Price Change % -0.63%
Next Earnings Report Aug 3, 2026
Low (52W) $22.10
High (52W) $34.34

Growth Rates

Chowder Number 31.7
DGR 1Y 25.9%
DGR 3Y 17.4%
DGR 5Y 30.5%

Total Returns

TTR 1Y - With Specials 22.1%
TTR 3Y - With Specials 24.4%
TTR 1Y - No Specials 22.1%
TTR 3Y - No Specials 24.4%

Fair Value

Fair Value (P/E 10) $17.29
FV (P/E 10) % 65.0%
Fair Value (Peter Lynch) $13.90
FV (Peter Lynch) % 105.0%
Fair Value (Blended) $21.71
FV (Blended) % 31.0%

Financial Metrics

Revenue 1Y 17.6%
NPM 28.5%
CF/Share $3.30
ROE 10.0%
Debt/Capital 39.0%
ROTC 5.8%
P/E 10.3x
P/BV 1.0x
PEG 0.64

Company Info

Symbol CFBK
Company CF Bankshares Inc.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $185.3M
📊 Financial data last updated: June 1, 2026 12:49 pm

Calculate your CFBK Dividend Returns

Quickly and easily calculate CFBK dividend yield using our CFBK calculator. Adjust the fields below to see how your CFBK investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: June 3, 2026 4:18 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000350$28.58$0.091.26%1.26%$136$136397$11,336
2$12,964397$32.68$0.101.23%1.41%$169$305439$14,333
3$16,391439$37.37$0.111.20%1.57%$207$512476$17,798
4$20,353476$42.74$0.131.17%1.75%$248$760510$21,802
5$24,932510$48.87$0.141.14%1.96%$295$1,055541$26,427
6$30,221541$55.89$0.161.12%2.18%$347$1,402568$31,768
7$36,330568$63.91$0.171.09%2.44%$405$1,807594$37,935
8$43,382594$73.09$0.191.06%2.72%$471$2,278616$45,053
9$51,522616$83.59$0.221.04%3.03%$544$2,823637$53,266
10$60,914637$95.59$0.241.01%3.39%$627$3,449656$62,741

CFBK Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
04/13/202604/13/2026$0.0901.16%1.23%$29.36
01/15/202601/15/2026$0.0901.14%1.28%$28.13
10/10/202510/10/2025$0.0801.29%1.37%$23.34
07/11/202507/11/2025$0.0801.21%1.33%$24.03
04/14/202504/14/2025$0.0701.33%1.38%$20.29
01/16/202501/16/2025$0.0701.17%1.26%$22.31
10/11/202410/11/2024$0.0701.13%1.27%$22.03
07/11/202407/11/2024$0.0601.26%1.26%$19.04
04/17/202404/17/2024$0.0601.29%1.29%$18.54
01/12/202401/12/2024$0.0601.15%1.15%$20.80
10/13/202310/13/2023$0.0601.48%1.55%$15.50
07/20/202307/20/2023$0.0601.26%1.37%$17.53
04/14/202304/14/2023$0.0601.13%1.29%$18.64
01/13/202301/13/2023$0.0500.89%0.94%$21.25
10/13/202210/13/2022$0.0500.87%0.97%$20.65
07/14/202207/14/2022$0.0500.83%0.97%$20.52
04/13/202204/13/2022$0.0400.71%0.76%$21.00
01/20/202201/20/2022$0.0400.70%0.80%$19.96
10/21/202110/21/2021$0.0400.65%0.81%$19.86
07/21/202107/21/2021$0.0300.65%0.65%$18.55
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Invest in CFBK with Interactive Brokers

CFBK 10-yr Total Return ($10,000 invested)

This analysis of CFBK demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 16.3% CAGR, representing strong long-term performance. While recent 5-year returns averaged 9.8% annually, the exceptional 10-year performance of 16.3% demonstrates sustained long-term growth. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (CFBK)

Over the selected period, investing $10,000 in CFBK would grow to $24,206 with DRIP (142.1%), and $23,696 without DRIP (137.0%).

CFBK Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in CFBK with historic price growth (14.36%) and dividend growth (11.61%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $315,794

Annual Dividend: $2,447

Yield on Cost: 7.20%

Total Dividends: $16,634

No DRIP

Portfolio: $283,787

Total Dividends: $14,814

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $1,315,283

Annual Dividend: $7,992

Yield on Cost: 17.37%

Total Dividends: $61,083

No DRIP

Portfolio: $1,105,701

Total Dividends: $51,330

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $5,772 against a total investment of $25,600. At this point, your portfolio is throwing off $1,023 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $1,696, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $16,634 versus $34,000 invested, nearly a 49% recovery of capital purely from income. Yield on cost reaches 7.20%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $4,446 is greater than total contributions to date ($40,000), and cumulative dividends exceed $32,478.

By year 30, the DRIP snowball is in full force. Yearly income reaches $7,992, cumulative dividends total $61,083, and the DRIP portfolio value stands at $1,315,283, compared with $1,105,701 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for CFBK, price $28.58, dividend per period $0.09 (4x/year), along with historic growth assumptions: price growth 14.36% and dividend growth 11.61% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for CFBK

Based on past 10-year performance, here are CFBK growth metrics:

Share price CAGR of +-7.87%
Dividend CAGR of +-24.33%

Using CFBK CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

CFBK (DRIP)CFBK (No DRIP)
Current Price$28.58$28.58
Start Shares349.90349.90
Start Value$10,000$10,000
After 10 years:
Final Share Count367.77349.96
Dividends Payment$0.02$0.02
Annual Dividends$8$8
Yield on cost0.08%0.08%
Share Price$12.59$12.59
Total Dividends$375$368
Final Value$4,630$4,773

Estimated Future Value + Dividends – CFBK

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

CFBK Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
04/13/202604/13/2026$0.0901.16%1.23%$29.36
01/15/202601/15/2026$0.0901.14%1.28%$28.13
10/10/202510/10/2025$0.0801.29%1.37%$23.34
07/11/202507/11/2025$0.0801.21%1.33%$24.03
04/14/202504/14/2025$0.0701.33%1.38%$20.29
01/16/202501/16/2025$0.0701.17%1.26%$22.31
10/11/202410/11/2024$0.0701.13%1.27%$22.03
07/11/202407/11/2024$0.0601.26%1.26%$19.04
04/17/202404/17/2024$0.0601.29%1.29%$18.54
01/12/202401/12/2024$0.0601.15%1.15%$20.80
10/13/202310/13/2023$0.0601.48%1.55%$15.50
07/20/202307/20/2023$0.0601.26%1.37%$17.53
04/14/202304/14/2023$0.0601.13%1.29%$18.64
01/13/202301/13/2023$0.0500.89%0.94%$21.25
10/13/202210/13/2022$0.0500.87%0.97%$20.65
07/14/202207/14/2022$0.0500.83%0.97%$20.52
04/13/202204/13/2022$0.0400.71%0.76%$21.00
01/20/202201/20/2022$0.0400.70%0.80%$19.96
10/21/202110/21/2021$0.0400.65%0.81%$19.86
07/21/202107/21/2021$0.0300.65%0.65%$18.55
04/21/202104/21/2021$0.0307.53%0.61%$19.55
01/20/202101/20/2021$0.03016.27%0.69%$17.35
11/04/202011/04/2020$0.03030.35%0.87%$13.75
12/31/200812/31/2008$1.386.71%6.71%$82.32
10/02/200810/02/2008$1.385.88%5.88%$93.92
07/02/200807/02/2008$1.385.25%5.25%$105.25
04/03/200804/03/2008$1.385.22%4.35%$127.07
01/03/200801/03/2008$1.387.45%5.32%$103.87
09/27/200709/27/2007$1.385.84%3.65%$151.38
06/28/200706/28/2007$2.495.14%5.14%$193.37
03/29/200703/29/2007$2.495.24%5.24%$189.78
12/28/200612/28/2006$2.494.86%4.86%$204.42
09/28/200609/28/2006$2.494.46%4.46%$222.93
06/29/200606/29/2006$2.494.53%4.53%$219.61
03/30/200603/30/2006$2.494.86%4.86%$204.42
12/29/200512/29/2005$2.494.60%4.60%$216.02
09/29/200509/29/2005$2.494.16%4.16%$239.23
06/30/200506/30/2005$2.493.61%3.61%$275.69
03/31/200503/31/2005$2.493.36%3.36%$295.58
12/30/200412/30/2004$2.492.69%2.69%$369.34
09/30/200409/30/2004$2.492.79%2.79%$356.63
07/01/200407/01/2004$2.492.46%2.46%$404.70
04/01/200404/01/2004$2.492.77%2.77%$359.67
01/06/200401/06/2004$2.492.55%2.55%$389.50
10/02/200310/02/2003$2.492.55%2.55%$389.50
07/02/200307/02/2003$2.492.88%2.88%$345.30
04/02/200304/02/2003$2.493.33%3.33%$298.34
12/31/200212/31/2002$2.493.88%3.88%$256.63
10/03/200210/03/2002$2.493.89%3.89%$255.52
07/03/200207/03/2002$2.493.27%3.36%$295.58
04/04/200204/04/2002$2.493.01%3.28%$303.04
01/03/200201/03/2002$2.493.15%3.66%$271.82
10/04/200110/04/2001$2.213.41%3.76%$235.08
06/28/200106/28/2001$1.932.95%3.06%$252.76
04/04/200104/04/2001$1.932.85%3.07%$252.07
01/05/200101/05/2001$1.932.15%2.41%$321.13
09/29/200009/29/2000$1.662.63%2.63%$252.07
06/28/200006/28/2000$1.662.31%2.42%$274.52
03/28/200003/28/2000$1.661.89%2.67%$248.62
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter-over-quarter and year-over-year changes for additional context.

CFBK Price

Price to Earnings

CFBK trades at a 38.4x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

CFBK trades at a 12.6x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

CFBK generated $0.0B in revenue.

Net Income

CFBK reported $0.0B in net income.

Revenue vs Net Income

CFBK generated $0.0B in revenue with net income of $0.0B, representing a 32.9% net profit margin.

Gross Profit

CFBK achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

CFBK generated $0.0B in operating income, representing profit from core business operations.

EBITDA

CFBK generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

CFBK generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

CFBK generated $0.0B in free cash flow.

Free Cash Flow / Share

CFBK generates $0.79 in free cash flow per share.

Earnings Per Share (EPS)

CFBK reported $0.76 in earnings per share.

Return on Equity (ROE)

CFBK delivered a 27.4% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

CFBK achieved a 16.4% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

CFBK maintains a 32.9% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

CFBK operates with a 82.5% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

CFBK holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

CFBK has 0.0B shares outstanding.

Stock-Based Comp

CFBK reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 14%.

FCF vs Stock Based Comp

CFBK generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 7% of FCF.

FCF vs FCF / Share

CFBK reported $0.0B in free cash flow, translating to $0.79 per share.

Revenue: Actual + Estimates

This chart tracks CFBK revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks CFBK eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks CFBK net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks CFBK ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

About CF Bankshares Inc.

CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services. It accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of depos

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Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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