CINF – Dividend Returns, History & Calculator

Dividend King 65 Years

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Inves

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Company Info

Symbol CINF
Company Cincinnati Financial Corporatio
Sector Financial Services
Industry Insurance - Property & Casualty
Website Visit
Market Cap $24,662.3M

Price Data

Price $158.41
Price Change +0.75
Price Change % +0.48%
Next Earnings Report Apr 27, 2026
Low (52W) $123.02
High (52W) $174.27

Dividend Data

Div Yield 2.37%
5Y Avg Yield 2.26%
Current Div $0.940
Payouts/Year 4
Annualized $3.760
Previous Div $0.870
Ex-date Mar 24, 2026
Dividend Pay Date Apr 15, 2026

Growth Rates

Chowder Number 10.2
DGR 1Y 7.6%
DGR 3Y 8.0%
DGR 5Y 7.9%
DGR 10Y 4.3%

Total Returns

TTR 1Y - With Specials 25.8%
TTR 3Y - With Specials 16.0%
TTR 1Y - No Specials 25.8%
TTR 3Y - No Specials 16.0%

Fair Value

Fair Value (P/E 10) $104.45
FV (P/E 10) % 52.0%
Fair Value (Peter Lynch) $379.50
FV (Peter Lynch) % -58.0%
Fair Value (Blended) $83.89
FV (Blended) % 89.0%

Financial Metrics

Revenue 1Y 11.4%
NPM 19.0%
CF/Share $19.99
ROE 16.0%
Current R 0.6x
Debt/Capital 5.0%
ROTC 15.3%
P/E 10.4x
P/BV 1.6x
PEG 1.36
📊 Financial data last updated: April 6, 2026 12:22 pm (Data may be stale)

Calculate your CINF Dividend Returns

Quickly and easily calculate CINF dividend yield using our CINF calculator. Adjust the fields below to see how your CINF investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: April 15, 2026 2:42 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,00062$162.57$0.942.31%2.31%$251$25170$11,451
2$12,53370$177.94$1.012.26%2.47%$303$55379$14,036
3$15,36379$194.76$1.082.21%2.65%$359$91287$16,922
4$18,52287$213.18$1.152.16%2.83%$419$1,33194$20,141
5$22,04594$233.33$1.232.11%3.03%$484$1,816102$23,730
6$25,973102$255.39$1.322.06%3.24%$555$2,371109$27,728
7$30,349109$279.54$1.412.01%3.46%$631$3,001115$32,180
8$35,223115$305.97$1.501.97%3.70%$713$3,714121$37,136
9$40,647121$334.90$1.611.92%3.96%$801$4,516127$42,648
10$46,680127$366.56$1.721.88%4.23%$897$5,413133$48,777

CINF Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
03/24/202603/24/2026$0.9402.24%2.38%$158.27
12/22/202512/22/2025$0.8702.08%2.08%$166.96
09/22/202509/22/2025$0.8702.21%2.25%$154.69
06/23/202506/23/2025$0.8702.28%2.36%$147.24
03/24/202503/24/2025$0.8702.27%2.39%$145.67
12/19/202412/19/2024$0.8102.28%2.28%$142.23
09/17/202409/17/2024$0.8102.34%2.38%$136.17
06/18/202406/18/2024$0.8102.74%2.85%$113.67
03/18/202403/18/2024$0.8102.59%2.74%$118.22
12/18/202312/18/2023$0.7502.94%2.94%$101.94
09/15/202309/15/2023$0.7502.74%2.80%$107.19
06/15/202306/15/2023$0.7502.87%2.99%$100.40
03/16/202303/16/2023$0.7502.54%2.71%$110.87
12/15/202212/15/2022$0.6902.66%2.66%$103.66
09/15/202209/15/2022$0.6902.71%2.77%$99.80
06/16/202206/16/2022$0.6902.34%2.45%$112.70
03/17/202203/17/2022$0.6901.95%2.09%$132.27
12/15/202112/15/2021$0.6302.18%2.18%$115.81
09/15/202109/15/2021$0.6302.11%2.13%$118.29
06/16/202106/16/2021$0.6302.05%2.10%$120.28
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Invest in CINF with Interactive Brokers

CINF 10-yr Total Return ($10,000 invested)

This analysis of CINF demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 11.8% CAGR, representing strong long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (CINF)

Over the selected period, investing $10,000 in CINF would grow to $39,800 with DRIP (298.0%), and $34,375 without DRIP (243.7%).

CINF Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in CINF with historic price growth (9.45%) and dividend growth (6.95%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $171,774

Annual Dividend: $2,501

Yield on Cost: 7.36%

Total Dividends: $21,077

No DRIP

Portfolio: $146,073

Total Dividends: $17,286

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $501,444

Annual Dividend: $5,794

Yield on Cost: 12.60%

Total Dividends: $59,163

No DRIP

Portfolio: $381,573

Total Dividends: $44,158

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $8,570 against a total investment of $25,600. At this point, your portfolio is throwing off $1,303 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $1,909, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $21,077 versus $34,000 invested, nearly a 62% recovery of capital purely from income. Yield on cost reaches 7.36%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $3,842 is greater than total contributions to date ($40,000), and cumulative dividends exceed $36,191.

By year 30, the DRIP snowball is in full force. Yearly income reaches $5,794, cumulative dividends total $59,163, and the DRIP portfolio value stands at $501,444, compared with $381,573 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for CINF, price $162.57, dividend per period $0.94 (4x/year), along with historic growth assumptions: price growth 9.45% and dividend growth 6.95% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for CINF

Based on past 10-year performance, here are CINF growth metrics:

Share price CAGR of +10.38%
Dividend CAGR of +6.46%

Using CINF CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

CINF (DRIP)CINF (No DRIP)
Current Price$160.19$160.19
Start Shares62.4362.43
Start Value$10,000$10,000
After 10 years:
Final Share Count74.5562.43
Dividends Payment$6.51$6.51
Annual Dividends$478$406
Yield on cost4.78%4.06%
Share Price$429.90$429.90
Total Dividends$3,429$3,116
Final Value$32,050$29,953

Estimated Future Value + Dividends – CINF

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

CINF Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
03/24/202603/24/2026$0.9402.24%2.38%$158.27
12/22/202512/22/2025$0.8702.08%2.08%$166.96
09/22/202509/22/2025$0.8702.21%2.25%$154.69
06/23/202506/23/2025$0.8702.28%2.36%$147.24
03/24/202503/24/2025$0.8702.27%2.39%$145.67
12/19/202412/19/2024$0.8102.28%2.28%$142.23
09/17/202409/17/2024$0.8102.34%2.38%$136.17
06/18/202406/18/2024$0.8102.74%2.85%$113.67
03/18/202403/18/2024$0.8102.59%2.74%$118.22
12/18/202312/18/2023$0.7502.94%2.94%$101.94
09/15/202309/15/2023$0.7502.74%2.80%$107.19
06/15/202306/15/2023$0.7502.87%2.99%$100.40
03/16/202303/16/2023$0.7502.54%2.71%$110.87
12/15/202212/15/2022$0.6902.66%2.66%$103.66
09/15/202209/15/2022$0.6902.71%2.77%$99.80
06/16/202206/16/2022$0.6902.34%2.45%$112.70
03/17/202203/17/2022$0.6901.95%2.09%$132.27
12/15/202112/15/2021$0.6302.18%2.18%$115.81
09/15/202109/15/2021$0.6302.11%2.13%$118.29
06/16/202106/16/2021$0.6302.05%2.10%$120.28
03/16/202103/16/2021$0.6302.28%2.37%$106.41
12/15/202012/15/2020$0.6002.97%2.97%$80.93
09/15/202009/15/2020$0.6003.11%3.16%$75.98
06/16/202006/16/2020$0.6003.67%3.80%$63.22
03/17/202003/17/2020$0.6002.68%2.82%$84.98
12/18/201912/18/2019$0.5602.16%2.16%$103.81
09/17/201909/17/2019$0.5601.94%1.96%$114.05
06/18/201906/18/2019$0.5602.10%2.16%$103.90
03/19/201903/19/2019$0.5602.54%2.65%$84.58
12/18/201812/18/2018$0.5302.77%2.77%$76.56
09/18/201809/18/2018$0.5302.68%2.72%$77.98
06/19/201806/19/2018$0.5303.00%3.08%$68.76
03/20/201803/20/2018$0.5302.69%2.81%$75.40
12/19/201712/19/2017$0.5002.72%2.72%$73.55
11/30/201711/30/2017$0.5002.68%2.68%$74.73
09/21/201709/21/2017$0.5002.62%2.65%$75.58
06/19/201706/19/2017$0.5002.68%2.74%$73.10
03/20/201703/20/2017$0.5002.61%2.69%$74.22
12/19/201612/19/2016$0.4802.51%2.51%$76.46
09/19/201609/19/2016$0.4802.54%2.57%$74.76
06/20/201606/20/2016$0.4802.70%2.75%$69.71
03/21/201603/21/2016$0.4802.85%2.94%$65.22
12/14/201512/14/2015$0.4603.12%3.12%$58.98
12/01/201512/01/2015$0.4602.99%2.99%$61.47
09/14/201509/14/2015$0.4603.44%3.48%$52.91
06/15/201506/15/2015$0.4603.57%3.65%$50.36
03/16/201503/16/2015$0.4603.32%3.43%$53.67
12/15/201412/15/2014$0.4403.52%3.52%$50.03
09/15/201409/15/2014$0.4403.63%3.67%$47.91
06/16/201406/16/2014$0.4403.56%3.64%$48.37
03/17/201403/17/2014$0.4403.59%3.74%$47.01
12/16/201312/16/2013$0.4203.25%3.31%$50.83
09/16/201309/16/2013$0.4203.51%3.59%$46.77
06/17/201306/17/2013$0.4073.48%3.48%$46.83
03/18/201303/18/2013$0.4073.52%3.53%$46.17
12/17/201212/17/2012$0.4074.09%4.10%$39.67
09/17/201209/17/2012$0.4084.09%4.13%$39.55
06/18/201206/18/2012$0.4034.38%4.38%$36.82
03/19/201203/19/2012$0.4034.58%4.59%$35.11
12/19/201112/19/2011$0.4035.52%5.54%$29.12
09/19/201109/19/2011$0.4035.96%5.99%$26.89
06/20/201106/20/2011$0.4005.61%5.61%$28.54
03/21/201103/21/2011$0.4004.85%4.87%$32.88
12/20/201012/20/2010$0.4005.05%5.08%$31.49
09/20/201009/20/2010$0.4005.45%5.50%$29.07
06/21/201006/21/2010$0.3955.71%5.71%$27.69
03/22/201003/22/2010$0.3955.49%5.51%$28.68
12/21/200912/21/2009$0.3956.12%6.16%$25.64
09/16/200909/16/2009$0.3956.00%6.06%$26.08
06/17/200906/17/2009$0.3906.96%6.96%$22.41
03/18/200903/18/2009$0.3906.97%6.97%$22.37
12/17/200812/17/2008$0.3905.20%5.20%$29.99
09/17/200809/17/2008$0.3905.67%5.80%$26.90
06/18/200806/18/2008$0.3905.28%5.53%$28.21
03/18/200803/18/2008$0.3903.82%4.10%$38.06
12/19/200712/19/2007$0.3553.63%3.63%$39.17
09/19/200709/19/2007$0.3553.15%3.20%$44.39
06/20/200706/20/2007$0.3553.10%3.19%$44.57
03/21/200703/21/2007$0.3553.13%3.27%$43.39
12/20/200612/20/2006$0.3352.92%2.92%$45.82
09/20/200609/20/2006$0.3352.72%2.78%$48.18
06/21/200606/21/2006$0.3352.77%2.90%$46.13
03/22/200603/22/2006$0.3352.82%3.02%$44.35
12/21/200512/21/2005$0.3052.70%2.73%$44.69
09/21/200509/21/2005$0.3052.87%3.01%$40.47
06/22/200506/22/2005$0.3052.82%3.07%$39.76
03/22/200503/22/2005$0.2912.64%2.85%$40.83
12/20/200412/20/2004$0.2622.48%2.51%$41.69
09/22/200409/22/2004$0.2622.59%2.71%$38.60
06/23/200406/23/2004$0.2622.40%2.61%$40.21
03/22/200403/22/2004$0.2492.40%2.57%$38.77
12/19/200312/19/2003$0.2272.41%2.41%$37.63
09/22/200309/22/2003$0.2272.40%2.47%$36.74
06/23/200306/23/2003$0.2272.55%2.69%$33.71
03/24/200303/24/2003$0.2272.59%2.82%$32.19
12/23/200212/23/2002$0.2022.34%2.34%$34.59
09/23/200209/23/2002$0.2022.43%2.47%$32.77
06/24/200206/24/2002$0.2021.89%1.95%$41.54
03/20/200203/20/2002$0.2022.02%2.11%$38.39
12/19/200112/19/2001$0.1912.25%2.25%$33.82
09/19/200109/19/2001$0.1912.12%2.17%$35.10
06/20/200106/20/2001$0.1911.95%2.04%$37.28
03/21/200103/21/2001$0.1912.19%2.35%$32.37
12/20/200012/20/2000$0.1721.95%1.95%$35.37
09/20/200009/20/2000$0.1721.95%2.00%$34.40
06/21/200006/21/2000$0.1722.13%2.25%$30.61
03/22/200003/22/2000$0.1722.18%2.37%$29.08
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

CINF Price

Price to Earnings

CINF trades at a 38.6x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

CINF trades at a 8.4x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

CINF generated $3.1B in revenue. Revenue has grown by 89% over the period.

Net Income

CINF reported $0.7B in net income.

Revenue vs Net Income

CINF generated $3.1B in revenue with net income of $0.7B, representing a 21.9% net profit margin.

Gross Profit

CINF achieved $2.4B in gross profit, showing revenue after direct production costs.

Operating Income

CINF generated $1.1B in operating income, representing profit from core business operations.

EBITDA

CINF generated $1.2B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

CINF generated $0.8B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

CINF generated $0.7B in free cash flow.

Free Cash Flow / Share

CINF generates $4.30 in free cash flow per share.

Earnings Per Share (EPS)

CINF reported $4.34 in earnings per share.

Return on Equity (ROE)

CINF delivered a 18.2% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

CINF achieved a 10.9% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

CINF maintains a 21.9% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

CINF operates with a 77.8% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

CINF holds $0.5B in cash against $0.2B in debt, resulting in a net cash position of $0.3B.

Shares Outstanding

CINF has 0.2B shares outstanding.

Stock-Based Comp

CINF reported $0.1B in stock-based compensation. Over the period, stock-based compensation has increased by 89%.

FCF vs Stock Based Comp

CINF generated $0.7B in free cash flow while spending $0.1B on stock-based compensation, representing 12% of FCF.

FCF vs FCF / Share

CINF reported $0.7B in free cash flow, translating to $4.30 per share.

Revenue: Actual + Estimates

This chart tracks CINF revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks CINF eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks CINF net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks CINF ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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