CTBI – Dividend Returns, History & Calculator

Dividend Champion 45 Years

Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts,

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Company Info

Symbol CTBI

Company Community Trust Bancorp, Inc.

Sector Financial Services

Industry Banks - Regional

Website Visit

Market Cap $963.3M

Price Data

Price $53.19

Price Change -2.95

Price Change % -5.25%

Next Earnings Jan 14, 2026

Low (52W) $44.60

High (52W) $61.67

Dividend Data

Div Yield 398.57%

5Y Avg Yield 416.30%

Current Div $0.530

Payouts/Year 4

Annualized $2.120

Previous Div $0.470

Ex-Date Sep 15, 2025

Growth Rates

Chowder Number 8.9

DGR 1Y 4.9%

DGR 3Y 5.8%

DGR 5Y 4.9%

DGR 10Y 4.8%

Total Returns

TTR 1Y - With Specials 9.1%

TTR 3Y - With Specials 13.4%

TTR 1Y - No Specials 9.1%

TTR 3Y - No Specials 13.4%

Fair Value

Fair Value (P/E 10) $42.75

FV (P/E 10) % 24.0%

Fair Value (Peter Lynch) $25.85

FV (Peter Lynch) % 106.0%

Fair Value (Blended) $44.59

FV (Blended) % 19.0%

Financial Metrics

Revenue 1Y 7.7%

NPM 34.0%

ROE 11.7%

Debt/Capital 9.0%

ROTC 10.9%

P/E 10.3x

P/BV 1.2x

PEG 1.94

📊 Financial data last updated: October 16, 2025 9:42 am

Calculate your CTBI Dividend Returns

Quickly and easily calculate CTBI dividend yield using our CTBI calculator. Adjust the fields below to see how your CTBI investments snowball over time.

Initial Investment: The lump sum you’re investing on day 1. Share Price: The current market price of one share. Dividend Amount (per payout): Enter the dividend paid per share each payout (e.g., quarterly for many ETFs). Annual yield is computed from this and the selected frequency. Dividend Frequency: How often you receive dividends (e.g. quarterly). Dividend Growth Rate: The yearly increase in dividend payouts (as a percentage). Share Price Growth: Expected annual increase in share price over time. Extra Investment: The amount you invest regularly (e.g. each month). Extra Invest Frequency: How often your extra investment is made (e.g. monthly). Length of Investment: How long you plan to keep investing and compounding.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 9:56 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

Year	Start Balance	Start Shares	Share Price	Dividend / Share	Dividend Yield	Yield on Cost	Annual Dividend	Total Dividends	End Shares	End Balance
1	$10,000	196	$51.02	$0.53	4.16%	4.16%	$454	$454	228	$11,654
2	$12,106	228	$53.00	$0.56	4.22%	4.38%	$551	$1,005	261	$13,857
3	$14,395	261	$55.06	$0.59	4.29%	4.63%	$660	$1,664	295	$16,255
4	$16,886	295	$57.20	$0.62	4.35%	4.88%	$780	$2,444	330	$18,866
5	$19,598	330	$59.42	$0.66	4.42%	5.15%	$915	$3,359	365	$21,713
6	$22,556	365	$61.72	$0.69	4.49%	5.43%	$1,064	$4,423	402	$24,820
7	$25,784	402	$64.12	$0.73	4.56%	5.73%	$1,231	$5,654	440	$28,215
8	$29,311	440	$66.61	$0.77	4.63%	6.05%	$1,417	$7,071	479	$31,927
9	$33,167	479	$69.20	$0.81	4.71%	6.38%	$1,624	$8,695	520	$35,991
10	$37,389	520	$71.88	$0.86	4.78%	6.73%	$1,855	$10,550	563	$40,444

CTBI Dividend History

Ex-Date	Payment Date	Amount	TTM Yield	Forward Yield	Price on Ex-Date
09/15/2025	09/15/2025	$0.530	3.44%	3.76%	$56.42
06/13/2025	06/13/2025	$0.470	3.72%	3.72%	$50.55
03/14/2025	03/14/2025	$0.470	3.65%	3.66%	$51.30
12/13/2024	12/13/2024	$0.470	3.22%	3.25%	$57.79
09/13/2024	09/13/2024	$0.470	3.81%	3.87%	$48.60
06/14/2024	06/14/2024	$0.460	4.53%	4.53%	$40.61
03/14/2024	03/14/2024	$0.460	4.67%	4.72%	$38.95
12/14/2023	12/14/2023	$0.460	4.16%	4.25%	$43.31
09/14/2023	09/14/2023	$0.460	4.98%	5.15%	$35.74
06/14/2023	06/14/2023	$0.440	4.62%	4.62%	$38.10
03/14/2023	03/14/2023	$0.440	4.39%	4.49%	$39.16
12/14/2022	12/14/2022	$0.440	3.64%	3.81%	$46.19
09/14/2022	09/14/2022	$0.440	3.92%	4.21%	$41.82
06/14/2022	06/14/2022	$0.400	4.04%	4.04%	$39.64
03/14/2022	03/14/2022	$0.400	3.77%	3.80%	$42.08
12/14/2021	12/14/2021	$0.400	3.66%	3.73%	$42.94
09/14/2021	09/14/2021	$0.400	3.95%	4.06%	$39.41
06/14/2021	06/14/2021	$0.385	3.64%	3.64%	$42.33
03/12/2021	03/12/2021	$0.385	3.25%	3.26%	$47.19
12/14/2020	12/14/2020	$0.385	4.15%	4.18%	$36.86

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CTBI 10-yr Total Return ($10,000 invested)

This analysis of CTBI demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 9.4% CAGR, representing moderate long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Date	With DRIP	No DRIP	DRIP Advantage	Dividend
2015-12-11	$10,091	$10,091	$0	$0.310
2016-03-11	$10,403	$10,400	$3	$0.310
2016-06-13	$10,706	$10,698	$8	$0.310
2016-09-13	$10,922	$10,909	$14	$0.320
2016-12-13	$13,428	$13,327	$101	$0.320
2017-03-13	$13,937	$13,815	$122	$0.320
2017-06-13	$13,698	$13,587	$110	$0.320
2017-09-14	$13,197	$13,114	$83	$0.330
2017-12-14	$14,827	$14,642	$185	$0.330
2018-03-14	$14,679	$14,505	$174	$0.330
2018-06-14	$15,984	$15,711	$273	$0.330
2018-09-13	$15,017	$14,823	$194	$0.360
2018-12-13	$13,309	$13,266	$43	$0.360
2019-03-14	$13,461	$13,403	$57	$0.360
2019-06-13	$13,327	$13,284	$43	$0.360
2019-09-12	$14,051	$13,926	$125	$0.380
2019-12-12	$15,422	$15,133	$289	$0.380
2020-03-12	$9,969	$10,374	$-405	$0.380
2020-06-12	$10,976	$11,242	$-265	$0.380
2020-09-14	$10,525	$10,857	$-332	$0.385
2020-12-14	$12,942	$12,889	$52	$0.385
2021-03-12	$16,704	$16,020	$684	$0.385
2021-06-14	$15,120	$14,712	$408	$0.385
2021-09-14	$14,220	$13,976	$244	$0.400
2021-12-14	$15,638	$15,124	$513	$0.400
2022-03-14	$15,470	$14,990	$480	$0.400
2022-06-14	$14,720	$14,394	$326	$0.400
2022-09-14	$15,693	$15,159	$534	$0.440
2022-12-14	$17,498	$16,564	$934	$0.440
2023-03-14	$15,002	$14,639	$362	$0.440
2023-06-14	$14,764	$14,458	$306	$0.440
2023-09-14	$14,028	$13,903	$125	$0.460
2023-12-14	$17,180	$16,249	$931	$0.460
2024-03-14	$15,633	$15,110	$523	$0.460
2024-06-14	$16,483	$15,729	$755	$0.460
2024-09-13	$19,917	$18,200	$1,717	$0.470
2024-12-13	$23,876	$21,022	$2,854	$0.470
2025-03-14	$21,389	$19,264	$2,125	$0.470
2025-06-13	$21,272	$19,182	$2,090	$0.470
2025-09-15	$23,965	$21,052	$2,914	$0.530

Total Return with and without DRIP (CTBI)

Over the selected period, investing $10,000 in CTBI would grow to $37,214 with DRIP (272.1%), and $30,276 without DRIP (202.8%).

CTBI Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in CTBI with historic price growth (4.07%) and dividend growth (5.51%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $120,147

Annual Dividend: $6,460

Yield on Cost: 19.00%

Total Dividends: $47,008

No DRIP

Portfolio: $88,720

Total Dividends: $29,759

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $332,617

Annual Dividend: $20,526

Yield on Cost: 44.62%

Total Dividends: $164,559

No DRIP

Portfolio: $177,246

Total Dividends: $74,642

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $17,074 against a total investment of $25,600. At this point, your portfolio is throwing off $2,830 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $4,558, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $47,008 versus $34,000 invested, nearly a 138% recovery of capital purely from income. Yield on cost reaches 19.00%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $11,497 is greater than total contributions to date ($40,000), and cumulative dividends exceed $89,294.

By year 30, the DRIP snowball is in full force. Yearly income reaches $20,526, cumulative dividends total $164,559, and the DRIP portfolio value stands at $332,617, compared with $177,246 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for CTBI, price $51.93, dividend per period $0.53 (4×/year), along with historic growth assumptions: price growth 4.07% and dividend growth 5.51% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for CTBI

Based on past 10-year performance, here are CTBI growth metrics:

Share price CAGR of +9.82%

Dividend CAGR of +4.83%

Using CTBI CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

	CTBI (DRIP)	CTBI (No DRIP)
Current Price	$51.93	$51.93
Start Shares	192.57	192.57
Start Value	$10,000	$10,000
After 10 years:
Final Share Count	263.61	192.57
Dividends Payment	$3.40	$3.40
Annual Dividends	$874	$655
Yield on cost	8.74%	6.55%
Share Price	$132.46	$132.46
Total Dividends	$6,329	$5,342
Final Value	$34,916	$30,849

Estimated Future Value + Dividends – CTBI

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Date	Dividend	Share Price	Yield %	TTM Dividend	TTM Yield %
2015-12-11	$0.3100	$34.23	0.91%	$1.2200	3.56%
2016-03-11	$0.3100	$34.98	0.89%	$1.2300	3.52%
2016-06-13	$0.3100	$35.69	0.87%	$1.2400	3.47%
2016-09-13	$0.3200	$36.09	0.89%	$1.2500	3.46%
2016-12-13	$0.3200	$44.05	0.73%	$1.2600	2.86%
2017-03-13	$0.3200	$45.40	0.70%	$1.2700	2.80%
2017-06-13	$0.3200	$44.30	0.72%	$1.2800	2.89%
2017-09-14	$0.3300	$42.35	0.78%	$1.2900	3.05%
2017-12-14	$0.3300	$47.25	0.70%	$1.3000	2.75%
2018-03-14	$0.3300	$46.45	0.71%	$1.3100	2.82%
2018-06-14	$0.3300	$50.25	0.66%	$1.3200	2.63%
2018-09-13	$0.3600	$46.85	0.77%	$1.3500	2.88%
2018-12-13	$0.3600	$41.16	0.87%	$1.3800	3.35%
2019-03-14	$0.3600	$41.27	0.87%	$1.4100	3.42%
2019-06-13	$0.3600	$40.50	0.89%	$1.4400	3.56%
2019-09-12	$0.3800	$42.32	0.90%	$1.4600	3.45%
2019-12-12	$0.3800	$46.07	0.82%	$1.4800	3.21%
2020-03-12	$0.3800	$29.40	1.29%	$1.5000	5.10%
2020-06-12	$0.3800	$31.99	1.19%	$1.5200	4.75%
2020-09-14	$0.3850	$30.29	1.27%	$1.5250	5.03%
2020-12-14	$0.3850	$36.86	1.04%	$1.5300	4.15%
2021-03-12	$0.3850	$47.19	0.82%	$1.5350	3.25%
2021-06-14	$0.3850	$42.33	0.91%	$1.5400	3.64%
2021-09-14	$0.4000	$39.41	1.02%	$1.5550	3.95%
2021-12-14	$0.4000	$42.94	0.93%	$1.5700	3.66%
2022-03-14	$0.4000	$42.08	0.95%	$1.5850	3.77%
2022-06-14	$0.4000	$39.64	1.01%	$1.6000	4.04%
2022-09-14	$0.4400	$41.82	1.05%	$1.6400	3.92%
2022-12-14	$0.4400	$46.19	0.95%	$1.6800	3.64%
2023-03-14	$0.4400	$39.16	1.12%	$1.7200	4.39%
2023-06-14	$0.4400	$38.10	1.15%	$1.7600	4.62%
2023-09-14	$0.4600	$35.74	1.29%	$1.7800	4.98%
2023-12-14	$0.4600	$43.31	1.06%	$1.8000	4.16%
2024-03-14	$0.4600	$38.95	1.18%	$1.8200	4.67%
2024-06-14	$0.4600	$40.61	1.13%	$1.8400	4.53%
2024-09-13	$0.4700	$48.60	0.97%	$1.8500	3.81%
2024-12-13	$0.4700	$57.79	0.81%	$1.8600	3.22%
2025-03-14	$0.4700	$51.30	0.92%	$1.8700	3.65%
2025-06-13	$0.4700	$50.55	0.93%	$1.8800	3.72%
2025-09-15	$0.5300	$56.42	0.94%	$1.9400	3.44%

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Date	Dividend	Share Price	Yield %	QoQ Change
2015-12-11	$0.3100	$34.23	0.91%	N/A
2016-03-11	$0.3100	$34.98	0.89%	+0.0%
2016-06-13	$0.3100	$35.69	0.87%	+0.0%
2016-09-13	$0.3200	$36.09	0.89%	+3.2%
2016-12-13	$0.3200	$44.05	0.73%	+0.0%
2017-03-13	$0.3200	$45.40	0.70%	+0.0%
2017-06-13	$0.3200	$44.30	0.72%	+0.0%
2017-09-14	$0.3300	$42.35	0.78%	+3.1%
2017-12-14	$0.3300	$47.25	0.70%	+0.0%
2018-03-14	$0.3300	$46.45	0.71%	+0.0%
2018-06-14	$0.3300	$50.25	0.66%	+0.0%
2018-09-13	$0.3600	$46.85	0.77%	+9.1%
2018-12-13	$0.3600	$41.16	0.87%	+0.0%
2019-03-14	$0.3600	$41.27	0.87%	+0.0%
2019-06-13	$0.3600	$40.50	0.89%	+0.0%
2019-09-12	$0.3800	$42.32	0.90%	+5.6%
2019-12-12	$0.3800	$46.07	0.82%	+0.0%
2020-03-12	$0.3800	$29.40	1.29%	+0.0%
2020-06-12	$0.3800	$31.99	1.19%	+0.0%
2020-09-14	$0.3850	$30.29	1.27%	+1.3%
2020-12-14	$0.3850	$36.86	1.04%	+0.0%
2021-03-12	$0.3850	$47.19	0.82%	+0.0%
2021-06-14	$0.3850	$42.33	0.91%	+0.0%
2021-09-14	$0.4000	$39.41	1.02%	+3.9%
2021-12-14	$0.4000	$42.94	0.93%	+0.0%
2022-03-14	$0.4000	$42.08	0.95%	+0.0%
2022-06-14	$0.4000	$39.64	1.01%	+0.0%
2022-09-14	$0.4400	$41.82	1.05%	+10.0%
2022-12-14	$0.4400	$46.19	0.95%	+0.0%
2023-03-14	$0.4400	$39.16	1.12%	+0.0%
2023-06-14	$0.4400	$38.10	1.15%	+0.0%
2023-09-14	$0.4600	$35.74	1.29%	+4.5%
2023-12-14	$0.4600	$43.31	1.06%	+0.0%
2024-03-14	$0.4600	$38.95	1.18%	+0.0%
2024-06-14	$0.4600	$40.61	1.13%	+0.0%
2024-09-13	$0.4700	$48.60	0.97%	+2.2%
2024-12-13	$0.4700	$57.79	0.81%	+0.0%
2025-03-14	$0.4700	$51.30	0.92%	+0.0%
2025-06-13	$0.4700	$50.55	0.93%	+0.0%
2025-09-15	$0.5300	$56.42	0.94%	+12.8%

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

Date	Dividend	TTM Yield	5-yr Avg Yield	YoY Change
2015-12-11	$0.3100	3.56%	3.56%	N/A
2016-03-11	$0.3100	3.52%	3.54%	N/A
2016-06-13	$0.3100	3.47%	3.52%	N/A
2016-09-13	$0.3200	3.46%	3.50%	N/A
2016-12-13	$0.3200	2.86%	3.38%	3.3%
2017-03-13	$0.3200	2.80%	3.28%	3.3%
2017-06-13	$0.3200	2.89%	3.22%	3.2%
2017-09-14	$0.3300	3.05%	3.20%	3.2%
2017-12-14	$0.3300	2.75%	3.15%	3.2%
2018-03-14	$0.3300	2.82%	3.12%	3.2%
2018-06-14	$0.3300	2.63%	3.07%	3.1%
2018-09-13	$0.3600	2.88%	3.06%	4.7%
2018-12-13	$0.3600	3.35%	3.08%	6.2%
2019-03-14	$0.3600	3.42%	3.10%	7.6%
2019-06-13	$0.3600	3.56%	3.13%	9.1%
2019-09-12	$0.3800	3.45%	3.15%	8.2%
2019-12-12	$0.3800	3.21%	3.16%	7.3%
2020-03-12	$0.3800	5.10%	3.27%	6.4%
2020-06-12	$0.3800	4.75%	3.34%	5.6%
2020-09-14	$0.3850	5.03%	3.43%	4.5%
2020-12-14	$0.3850	4.15%	3.46%	3.4%
2021-03-12	$0.3850	3.25%	3.44%	2.3%
2021-06-14	$0.3850	3.64%	3.45%	1.3%
2021-09-14	$0.4000	3.95%	3.48%	2.0%
2021-12-14	$0.4000	3.66%	3.52%	2.6%
2022-03-14	$0.4000	3.77%	3.57%	3.3%
2022-06-14	$0.4000	4.04%	3.62%	3.9%
2022-09-14	$0.4400	3.92%	3.67%	5.5%
2022-12-14	$0.4400	3.64%	3.71%	7.0%
2023-03-14	$0.4400	4.39%	3.79%	8.5%
2023-06-14	$0.4400	4.62%	3.89%	10.0%
2023-09-14	$0.4600	4.98%	3.99%	8.5%
2023-12-14	$0.4600	4.16%	4.03%	7.1%
2024-03-14	$0.4600	4.67%	4.10%	5.8%
2024-06-14	$0.4600	4.53%	4.15%	4.6%
2024-09-13	$0.4700	3.81%	4.16%	3.9%
2024-12-13	$0.4700	3.22%	4.16%	3.3%
2025-03-14	$0.4700	3.65%	4.09%	2.8%
2025-06-13	$0.4700	3.72%	4.04%	2.2%
2025-09-15	$0.5300	3.44%	3.96%	4.9%

CTBI Dividend History

Ex-Date	Payment Date	Amount	TTM Yield	Forward Yield	Price on Ex-Date
09/15/2025	09/15/2025	$0.530	3.44%	3.76%	$56.42
06/13/2025	06/13/2025	$0.470	3.72%	3.72%	$50.55
03/14/2025	03/14/2025	$0.470	3.65%	3.66%	$51.30
12/13/2024	12/13/2024	$0.470	3.22%	3.25%	$57.79
09/13/2024	09/13/2024	$0.470	3.81%	3.87%	$48.60
06/14/2024	06/14/2024	$0.460	4.53%	4.53%	$40.61
03/14/2024	03/14/2024	$0.460	4.67%	4.72%	$38.95
12/14/2023	12/14/2023	$0.460	4.16%	4.25%	$43.31
09/14/2023	09/14/2023	$0.460	4.98%	5.15%	$35.74
06/14/2023	06/14/2023	$0.440	4.62%	4.62%	$38.10
03/14/2023	03/14/2023	$0.440	4.39%	4.49%	$39.16
12/14/2022	12/14/2022	$0.440	3.64%	3.81%	$46.19
09/14/2022	09/14/2022	$0.440	3.92%	4.21%	$41.82
06/14/2022	06/14/2022	$0.400	4.04%	4.04%	$39.64
03/14/2022	03/14/2022	$0.400	3.77%	3.80%	$42.08
12/14/2021	12/14/2021	$0.400	3.66%	3.73%	$42.94
09/14/2021	09/14/2021	$0.400	3.95%	4.06%	$39.41
06/14/2021	06/14/2021	$0.385	3.64%	3.64%	$42.33
03/12/2021	03/12/2021	$0.385	3.25%	3.26%	$47.19
12/14/2020	12/14/2020	$0.385	4.15%	4.18%	$36.86
09/14/2020	09/14/2020	$0.385	5.03%	5.08%	$30.29
06/12/2020	06/12/2020	$0.380	4.75%	4.75%	$31.99
03/12/2020	03/12/2020	$0.380	5.10%	5.17%	$29.40
12/12/2019	12/12/2019	$0.380	3.21%	3.30%	$46.07
09/12/2019	09/12/2019	$0.380	3.45%	3.59%	$42.32
06/13/2019	06/13/2019	$0.360	3.56%	3.56%	$40.50
03/14/2019	03/14/2019	$0.360	3.42%	3.49%	$41.27
12/13/2018	12/13/2018	$0.360	3.35%	3.50%	$41.16
09/13/2018	09/13/2018	$0.360	2.88%	3.07%	$46.85
06/14/2018	06/14/2018	$0.330	2.63%	2.63%	$50.25
03/14/2018	03/14/2018	$0.330	2.82%	2.84%	$46.45
12/14/2017	12/14/2017	$0.330	2.75%	2.79%	$47.25
09/14/2017	09/14/2017	$0.330	3.05%	3.12%	$42.35
06/13/2017	06/13/2017	$0.320	2.89%	2.89%	$44.30
03/13/2017	03/13/2017	$0.320	2.80%	2.82%	$45.40
12/13/2016	12/13/2016	$0.320	2.86%	2.91%	$44.05
09/13/2016	09/13/2016	$0.320	3.46%	3.55%	$36.09
06/13/2016	06/13/2016	$0.310	3.47%	3.47%	$35.69
03/11/2016	03/11/2016	$0.310	3.52%	3.54%	$34.98
12/11/2015	12/11/2015	$0.310	3.56%	3.62%	$34.23
09/11/2015	09/11/2015	$0.310	3.45%	3.53%	$35.09
06/11/2015	06/11/2015	$0.300	3.52%	3.52%	$34.10
03/11/2015	03/11/2015	$0.300	3.66%	3.69%	$32.52
12/11/2014	12/11/2014	$0.300	3.28%	3.33%	$36.03
09/11/2014	09/11/2014	$0.300	3.31%	3.39%	$35.43
06/11/2014	06/11/2014	$0.290	3.29%	3.28%	$35.32
03/12/2014	03/12/2014	$0.291	3.09%	3.10%	$37.51
12/11/2013	12/11/2013	$0.291	2.94%	2.97%	$39.24
09/11/2013	09/11/2013	$0.291	3.33%	3.37%	$34.55
06/12/2013	06/12/2013	$0.286	3.60%	3.60%	$31.83
03/13/2013	03/13/2013	$0.286	3.68%	3.69%	$31.05
12/12/2012	12/12/2012	$0.286	3.94%	3.97%	$28.87
09/12/2012	09/12/2012	$0.286	3.61%	3.66%	$31.33
06/13/2012	06/13/2012	$0.282	3.80%	3.80%	$29.67
03/13/2012	03/13/2012	$0.282	3.99%	4.00%	$28.16
12/13/2011	12/13/2011	$0.282	4.38%	4.41%	$25.55
09/13/2011	09/13/2011	$0.282	5.04%	5.10%	$22.11
06/13/2011	06/13/2011	$0.277	4.66%	4.66%	$23.81
03/11/2011	03/11/2011	$0.277	4.40%	4.42%	$25.12
12/13/2010	12/13/2010	$0.277	4.22%	4.26%	$26.04
09/13/2010	09/13/2010	$0.277	4.49%	4.55%	$24.37
06/11/2010	06/11/2010	$0.273	4.49%	4.49%	$24.31
03/11/2010	03/11/2010	$0.273	4.44%	4.44%	$24.55
12/11/2009	12/11/2009	$0.273	5.17%	5.17%	$21.12
09/11/2009	09/11/2009	$0.273	4.69%	4.69%	$23.27
06/11/2009	06/11/2009	$0.273	4.33%	4.37%	$24.96
03/19/2009	03/19/2009	$0.273	4.14%	4.21%	$25.89
12/11/2008	12/11/2008	$0.273	4.20%	4.31%	$25.30
09/11/2008	09/11/2008	$0.264	3.32%	3.32%	$31.77
06/11/2008	06/11/2008	$0.264	3.90%	3.97%	$26.55
03/13/2008	03/13/2008	$0.264	3.95%	4.09%	$25.77
12/12/2007	12/12/2007	$0.264	4.01%	4.23%	$24.93
09/12/2007	09/12/2007	$0.246	3.61%	3.61%	$27.22
06/13/2007	06/13/2007	$0.246	3.19%	3.22%	$30.45
03/13/2007	03/13/2007	$0.246	3.11%	3.17%	$30.95
12/13/2006	12/13/2006	$0.246	2.63%	2.71%	$36.27
09/13/2006	09/13/2006	$0.236	2.73%	2.73%	$34.68
06/13/2006	06/13/2006	$0.236	3.04%	3.10%	$30.54
03/13/2006	03/13/2006	$0.236	3.18%	3.31%	$28.55
12/13/2005	12/13/2005	$0.236	2.92%	3.10%	$30.52
09/13/2005	09/13/2005	$0.218	2.94%	2.94%	$29.65
06/13/2005	06/13/2005	$0.218	2.91%	3.01%	$29.02
03/11/2005	03/11/2005	$0.218	3.06%	3.27%	$26.65
12/13/2004	12/13/2004	$0.218	2.62%	2.90%	$30.08
09/13/2004	09/13/2004	$0.190	2.94%	2.94%	$25.87
06/14/2004	06/14/2004	$0.190	3.09%	3.16%	$24.06
03/11/2004	03/11/2004	$0.190	3.07%	3.28%	$23.18
12/11/2003	12/11/2003	$0.190	2.55%	2.85%	$26.65
09/11/2003	09/11/2003	$0.173	2.78%	2.97%	$23.25
06/11/2003	06/11/2003	$0.158	2.93%	2.99%	$21.07
03/12/2003	03/12/2003	$0.158	3.11%	3.26%	$19.35
12/11/2002	12/11/2002	$0.158	2.93%	3.15%	$20.06
09/11/2002	09/11/2002	$0.143	3.06%	3.06%	$18.74
06/12/2002	06/12/2002	$0.143	3.29%	3.33%	$17.25
03/13/2002	03/13/2002	$0.143	3.49%	3.31%	$17.32
12/12/2001	12/12/2001	$0.143	3.92%	3.76%	$15.27
09/17/2001	09/17/2001	$0.137	4.03%	3.72%	$14.68
09/12/2001	09/12/2001	$0.182	3.84%	4.72%	$15.42
06/13/2001	06/13/2001	$0.137	3.86%	3.91%	$13.97
03/13/2001	03/13/2001	$0.137	4.84%	4.96%	$11.01
12/13/2000	12/13/2000	$0.137	5.40%	5.61%	$9.73
09/13/2000	09/13/2000	$0.130	4.81%	4.86%	$10.67
06/28/2000	06/28/2000	$0.130	5.00%	5.11%	$10.16
06/13/2000	06/13/2000	$0.130	4.92%	5.09%	$10.20
03/13/2000	03/13/2000	$0.124	4.51%	4.57%	$10.87

Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Date	Payout Ratio	QoQ Change	YoY Change
2021-10-31	32.0%	N/A	N/A
2022-01-31	32.9%	+2.6%	N/A
2022-04-30	33.7%	+2.7%	N/A
2022-07-31	34.7%	+2.9%	N/A
2022-10-31	36.3%	+4.6%	+13.4%
2023-01-31	37.6%	+3.5%	+14.4%
2023-04-30	38.9%	+3.6%	+15.3%
2023-07-31	40.3%	+3.6%	+16.2%
2023-10-31	41.3%	+2.5%	+13.8%
2024-01-31	41.2%	-0.3%	+9.6%
2024-04-30	41.1%	-0.3%	+5.5%
2024-07-31	40.9%	-0.5%	+1.4%
2024-10-31	40.5%	-1.0%	-2.1%
2025-09-30	22.4%	-44.7%	-45.7%

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Date	Dividend/FCF Ratio	QoQ Change	YoY Change
2021-01-31	604.6%	N/A	N/A
2021-04-30	529.2%	-12.5%	N/A
2021-07-31	470.8%	-11.0%	N/A
2021-10-31	427.0%	-9.3%	N/A
2022-01-31	608.4%	+42.5%	+0.6%
2022-04-30	535.8%	-11.9%	+1.2%
2022-07-31	479.6%	-10.5%	+1.9%
2022-10-31	441.6%	-7.9%	+3.4%
2023-01-31	639.8%	+44.9%	+5.2%
2023-04-30	571.4%	-10.7%	+6.7%
2023-07-31	518.5%	-9.3%	+8.1%
2023-10-31	471.1%	-9.1%	+6.7%
2024-01-31	636.8%	+35.2%	-0.5%
2024-04-30	561.7%	-11.8%	-1.7%
2024-07-31	503.6%	-10.3%	-2.9%
2024-10-31	454.8%	-9.7%	-3.5%

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

CTBI Price

Date	Share Price	Price Change	QoQ Change	YoY Change
2015-12-11	$34.23	N/A	N/A	N/A
2016-03-11	$34.98	+$0.75	0.0%	N/A
2016-06-13	$35.69	+$0.71	0.0%	N/A
2016-09-13	$36.09	+$0.40	3.2%	N/A
2016-12-13	$44.05	+$7.96	0.0%	3.2%
2017-03-13	$45.40	+$1.35	0.0%	3.2%
2017-06-13	$44.30	$-1.10	0.0%	3.2%
2017-09-14	$42.35	$-1.95	3.1%	3.1%
2017-12-14	$47.25	+$4.90	0.0%	3.1%
2018-03-14	$46.45	$-0.80	0.0%	3.1%
2018-06-14	$50.25	+$3.80	0.0%	3.1%
2018-09-13	$46.85	$-3.40	9.1%	9.1%
2018-12-13	$41.16	$-5.69	0.0%	9.1%
2019-03-14	$41.27	+$0.11	0.0%	9.1%
2019-06-13	$40.50	$-0.77	0.0%	9.1%
2019-09-12	$42.32	+$1.82	5.6%	5.6%
2019-12-12	$46.07	+$3.75	0.0%	5.6%
2020-03-12	$29.40	$-16.67	0.0%	5.6%
2020-06-12	$31.99	+$2.59	0.0%	5.6%
2020-09-14	$30.29	$-1.70	1.3%	1.3%
2020-12-14	$36.86	+$6.57	0.0%	1.3%
2021-03-12	$47.19	+$10.33	0.0%	1.3%
2021-06-14	$42.33	$-4.86	0.0%	1.3%
2021-09-14	$39.41	$-2.92	3.9%	3.9%
2021-12-14	$42.94	+$3.53	0.0%	3.9%
2022-03-14	$42.08	$-0.86	0.0%	3.9%
2022-06-14	$39.64	$-2.44	0.0%	3.9%
2022-09-14	$41.82	+$2.18	10.0%	10.0%
2022-12-14	$46.19	+$4.37	0.0%	10.0%
2023-03-14	$39.16	$-7.03	0.0%	10.0%
2023-06-14	$38.10	$-1.06	0.0%	10.0%
2023-09-14	$35.74	$-2.36	4.6%	4.6%
2023-12-14	$43.31	+$7.57	0.0%	4.6%
2024-03-14	$38.95	$-4.36	0.0%	4.6%
2024-06-14	$40.61	+$1.66	0.0%	4.6%
2024-09-13	$48.60	+$7.99	2.2%	2.2%
2024-12-13	$57.79	+$9.19	0.0%	2.2%
2025-03-14	$51.30	$-6.49	0.0%	2.2%
2025-06-13	$50.55	$-0.75	0.0%	2.2%
2025-09-15	$56.42	+$5.87	12.8%	12.8%

Price to Earnings

CTBI trades at a 44.2x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

2021-01-31	30.5x	N/A	Q-Est
2021-04-30	33.7x	+10.3%	Q-Est
2021-07-31	33.3x	-1.2%	Q-Est
2021-10-31	34.7x	+4.3%	Q-Est
2022-01-31	38.6x	+11.3%	Q-Est
2022-04-30	37.4x	-3.0%	Q-Est
2022-07-31	35.8x	-4.4%	Q-Est
2022-10-31	35.9x	+0.3%	Q-Est
2023-01-31	42.7x	+18.8%	Q-Est
2023-04-30	39.7x	-6.9%	Q-Est
2023-07-31	33.0x	-16.8%	Q-Est
2023-10-31	31.8x	-3.7%	Q-Est
2024-01-31	38.4x	+20.6%	Q-Est
2024-04-30	34.8x	-9.3%	Q-Est
2024-07-31	38.2x	+9.8%	Q-Est
2024-10-31	43.4x	+13.7%	Q-Est
2024-12-31	47.5x	+9.3%	Q
2025-03-31	44.1x	-7.1%	Q
2025-06-30	35.6x	-19.3%	Q
2025-09-30	44.2x	+24.3%	Q

Price to Sales

CTBI trades at a 14.7x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

2021-01-31	12.0x	N/A	Q-Est
2021-04-30	13.2x	+10.3%	Q-Est
2021-07-31	13.1x	-1.2%	Q-Est
2021-10-31	13.6x	+4.3%	Q-Est
2022-01-31	13.9x	+1.6%	Q-Est
2022-04-30	13.4x	-3.0%	Q-Est
2022-07-31	12.9x	-4.4%	Q-Est
2022-10-31	12.9x	+0.3%	Q-Est
2023-01-31	14.3x	+11.3%	Q-Est
2023-04-30	13.4x	-6.9%	Q-Est
2023-07-31	11.1x	-16.8%	Q-Est
2023-10-31	10.7x	-3.7%	Q-Est
2024-01-31	12.7x	+18.9%	Q-Est
2024-04-30	11.5x	-9.3%	Q-Est
2024-07-31	12.7x	+9.8%	Q-Est
2024-10-31	14.4x	+13.7%	Q-Est
2024-12-31	16.2x	+12.4%	Q
2025-03-31	14.6x	-9.9%	Q
2025-06-30	12.6x	-13.8%	Q
2025-09-30	14.7x	+17.1%	Q

Revenue

CTBI generated $0.1B in revenue. Revenue has grown by 28% over the period.

2021-01-31	$0.06B	N/A	Q-Est
2021-04-30	$0.06B	+0.0%	Q-Est
2021-07-31	$0.06B	+0.0%	Q-Est
2021-10-31	$0.06B	+0.0%	Q-Est
2022-01-31	$0.06B	+2.0%	Q-Est
2022-04-30	$0.06B	+0.0%	Q-Est
2022-07-31	$0.06B	+0.0%	Q-Est
2022-10-31	$0.06B	+0.0%	Q-Est
2023-01-31	$0.06B	+1.7%	Q-Est
2023-04-30	$0.06B	+0.0%	Q-Est
2023-07-31	$0.06B	+0.0%	Q-Est
2023-10-31	$0.06B	+0.0%	Q-Est
2024-01-31	$0.06B	+7.6%	Q-Est
2024-04-30	$0.06B	+0.0%	Q-Est
2024-07-31	$0.06B	+0.0%	Q-Est
2024-10-31	$0.06B	+0.0%	Q-Est
2024-12-31	$0.07B	+5.7%	Q
2025-03-31	$0.07B	+0.7%	Q
2025-06-30	$0.07B	+6.1%	Q
2025-09-30	$0.07B	+1.9%	Q

Net Income

CTBI reported $0.0B in net income.

2021-01-31	$0.02B	N/A	Q-Est
2021-04-30	$0.02B	+0.0%	Q-Est
2021-07-31	$0.02B	+0.0%	Q-Est
2021-10-31	$0.02B	+0.0%	Q-Est
2022-01-31	$0.02B	-7.0%	Q-Est
2022-04-30	$0.02B	+0.0%	Q-Est
2022-07-31	$0.02B	+0.0%	Q-Est
2022-10-31	$0.02B	+0.0%	Q-Est
2023-01-31	$0.02B	-4.7%	Q-Est
2023-04-30	$0.02B	+0.0%	Q-Est
2023-07-31	$0.02B	+0.0%	Q-Est
2023-10-31	$0.02B	+0.0%	Q-Est
2024-01-31	$0.02B	+6.2%	Q-Est
2024-04-30	$0.02B	+0.0%	Q-Est
2024-07-31	$0.02B	+0.0%	Q-Est
2024-10-31	$0.02B	+0.0%	Q-Est
2024-12-31	$0.02B	+8.6%	Q
2025-03-31	$0.02B	-2.3%	Q
2025-06-30	$0.02B	+13.3%	Q
2025-09-30	$0.02B	-4.0%	Q

Revenue vs Net Income

CTBI generated $0.1B in revenue with net income of $0.0B, representing a 33.3% net profit margin.

2021-01-31	$0.06B	$0.02B	Q-Est
2021-04-30	$0.06B	$0.02B	Q-Est
2021-07-31	$0.06B	$0.02B	Q-Est
2021-10-31	$0.06B	$0.02B	Q-Est
2022-01-31	$0.06B	$0.02B	Q-Est
2022-04-30	$0.06B	$0.02B	Q-Est
2022-07-31	$0.06B	$0.02B	Q-Est
2022-10-31	$0.06B	$0.02B	Q-Est
2023-01-31	$0.06B	$0.02B	Q-Est
2023-04-30	$0.06B	$0.02B	Q-Est
2023-07-31	$0.06B	$0.02B	Q-Est
2023-10-31	$0.06B	$0.02B	Q-Est
2024-01-31	$0.06B	$0.02B	Q-Est
2024-04-30	$0.06B	$0.02B	Q-Est
2024-07-31	$0.06B	$0.02B	Q-Est
2024-10-31	$0.06B	$0.02B	Q-Est
2024-12-31	$0.07B	$0.02B	Q
2025-03-31	$0.07B	$0.02B	Q
2025-06-30	$0.07B	$0.02B	Q
2025-09-30	$0.07B	$0.02B	Q

Gross Profit

CTBI achieved $0.1B in gross profit, showing revenue after direct production costs.

2021-01-31	$0.04B	N/A	Q-Est
2021-04-30	$0.04B	+1.9%	Q-Est
2021-07-31	$0.04B	-2.6%	Q-Est
2021-10-31	$0.04B	+5.3%	Q-Est
2022-01-31	$0.04B	+0.7%	Q-Est
2022-04-30	$0.04B	-1.5%	Q-Est
2022-07-31	$0.04B	+0.5%	Q-Est
2022-10-31	$0.04B	-3.4%	Q-Est
2023-01-31	$0.05B	+22.0%	Q-Est
2023-04-30	$0.04B	-4.4%	Q-Est
2023-07-31	$0.05B	+7.9%	Q-Est
2023-10-31	$0.05B	-0.1%	Q-Est
2024-01-31	$0.05B	+2.1%	Q-Est
2024-04-30	$0.05B	-1.1%	Q-Est
2024-07-31	$0.05B	+4.6%	Q-Est
2024-10-31	$0.05B	+1.5%	Q-Est
2024-12-31	$0.05B	+8.1%	Q-Est
2025-03-31	$0.05B	-2.6%	Q-Est
2025-06-30	$0.05B	-0.1%	Q-Est
2025-09-30	$0.06B	+6.9%	Q-Est

Operating Income

CTBI generated $0.0B in operating income, representing profit from core business operations.

2021-01-31	$0.02B	N/A	Q-Est
2021-04-30	$0.02B	+0.0%	Q-Est
2021-07-31	$0.02B	+0.0%	Q-Est
2021-10-31	$0.02B	+0.0%	Q-Est
2022-01-31	$0.02B	+2.0%	Q-Est
2022-04-30	$0.02B	+0.0%	Q-Est
2022-07-31	$0.02B	+0.0%	Q-Est
2022-10-31	$0.02B	+0.0%	Q-Est
2023-01-31	$0.02B	+1.7%	Q-Est
2023-04-30	$0.02B	+0.0%	Q-Est
2023-07-31	$0.02B	+0.0%	Q-Est
2023-10-31	$0.02B	+0.0%	Q-Est
2024-01-31	$0.02B	+7.6%	Q-Est
2024-04-30	$0.02B	+0.0%	Q-Est
2024-07-31	$0.02B	+0.0%	Q-Est
2024-10-31	$0.02B	+0.0%	Q-Est
2024-12-31	$0.02B	+5.7%	Q-Est
2025-03-31	$0.02B	+0.7%	Q-Est
2025-06-30	$0.02B	+6.1%	Q-Est
2025-09-30	$0.03B	+1.9%	Q-Est

EBITDA

CTBI generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

2021-01-31	$0.02B	N/A	Q-Est
2021-04-30	$0.02B	+0.0%	Q-Est
2021-07-31	$0.02B	+0.0%	Q-Est
2021-10-31	$0.02B	+0.0%	Q-Est
2022-01-31	$0.02B	+2.0%	Q-Est
2022-04-30	$0.02B	+0.0%	Q-Est
2022-07-31	$0.02B	+0.0%	Q-Est
2022-10-31	$0.02B	+0.0%	Q-Est
2023-01-31	$0.02B	+1.7%	Q-Est
2023-04-30	$0.02B	+0.0%	Q-Est
2023-07-31	$0.02B	+0.0%	Q-Est
2023-10-31	$0.02B	+0.0%	Q-Est
2024-01-31	$0.03B	+7.6%	Q-Est
2024-04-30	$0.03B	+0.0%	Q-Est
2024-07-31	$0.03B	+0.0%	Q-Est
2024-10-31	$0.03B	+0.0%	Q-Est
2024-12-31	$0.03B	+5.7%	Q-Est
2025-03-31	$0.03B	+0.7%	Q-Est
2025-06-30	$0.03B	+6.1%	Q-Est
2025-09-30	$0.03B	+1.9%	Q-Est

Operating Cash Flow

CTBI generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

2021-01-31	$0.03B	N/A	Q-Est
2021-04-30	$0.03B	+0.0%	Q-Est
2021-07-31	$0.03B	+0.0%	Q-Est
2021-10-31	$0.03B	+0.0%	Q-Est
2022-01-31	$0.02B	-7.0%	Q-Est
2022-04-30	$0.02B	+0.0%	Q-Est
2022-07-31	$0.02B	+0.0%	Q-Est
2022-10-31	$0.02B	+0.0%	Q-Est
2023-01-31	$0.02B	-4.7%	Q-Est
2023-04-30	$0.02B	+0.0%	Q-Est
2023-07-31	$0.02B	+0.0%	Q-Est
2023-10-31	$0.02B	+0.0%	Q-Est
2024-01-31	$0.02B	+6.2%	Q-Est
2024-04-30	$0.02B	+0.0%	Q-Est
2024-07-31	$0.02B	+0.0%	Q-Est
2024-10-31	$0.02B	+0.0%	Q-Est
2024-12-31	$0.03B	+8.6%	Q-Est
2025-03-31	$0.03B	-2.3%	Q-Est
2025-06-30	$0.03B	+13.3%	Q-Est
2025-09-30	$0.03B	-4.0%	Q-Est

Free Cash Flow

CTBI generated $0.0B in free cash flow.

2021-01-31	$0.02B	N/A	Q-Est
2021-04-30	$0.02B	+0.0%	Q-Est
2021-07-31	$0.02B	+0.0%	Q-Est
2021-10-31	$0.02B	+0.0%	Q-Est
2022-01-31	$0.02B	-7.7%	Q-Est
2022-04-30	$0.02B	+0.0%	Q-Est
2022-07-31	$0.02B	+0.0%	Q-Est
2022-10-31	$0.02B	+0.0%	Q-Est
2023-01-31	$0.02B	-5.3%	Q-Est
2023-04-30	$0.02B	+0.0%	Q-Est
2023-07-31	$0.02B	+0.0%	Q-Est
2023-10-31	$0.02B	+0.0%	Q-Est
2024-01-31	$0.02B	+6.0%	Q-Est
2024-04-30	$0.02B	+0.0%	Q-Est
2024-07-31	$0.02B	+0.0%	Q-Est
2024-10-31	$0.02B	+0.0%	Q-Est
2024-12-31	$0.02B	+8.9%	Q-Est
2025-03-31	$0.02B	-2.6%	Q-Est
2025-06-30	$0.03B	+14.1%	Q-Est
2025-09-30	$0.02B	-4.5%	Q-Est

Free Cash Flow / Share

CTBI generates $1.38 in free cash flow per share.

2021-01-31	$1.29	N/A	Q-Est
2021-04-30	$1.29	+0.0%	Q-Est
2021-07-31	$1.29	+0.0%	Q-Est
2021-10-31	$1.29	+0.0%	Q-Est
2022-01-31	$1.19	-7.7%	Q-Est
2022-04-30	$1.19	+0.0%	Q-Est
2022-07-31	$1.19	+0.0%	Q-Est
2022-10-31	$1.19	+0.0%	Q-Est
2023-01-31	$1.13	-5.3%	Q-Est
2023-04-30	$1.13	+0.0%	Q-Est
2023-07-31	$1.13	+0.0%	Q-Est
2023-10-31	$1.13	+0.0%	Q-Est
2024-01-31	$1.19	+6.0%	Q-Est
2024-04-30	$1.19	+0.0%	Q-Est
2024-07-31	$1.19	+0.0%	Q-Est
2024-10-31	$1.19	+0.0%	Q-Est
2024-12-31	$1.30	+8.9%	Q-Est
2025-03-31	$1.27	-2.6%	Q-Est
2025-06-30	$1.44	+14.1%	Q-Est
2025-09-30	$1.38	-4.5%	Q-Est

Earnings Per Share (EPS)

CTBI reported $1.32 in earnings per share.

2021-01-31	$1.21	N/A	Q-Est
2021-04-30	$1.21	+0.0%	Q-Est
2021-07-31	$1.21	+0.0%	Q-Est
2021-10-31	$1.21	+0.0%	Q-Est
2022-01-31	$1.13	-7.0%	Q-Est
2022-04-30	$1.13	+0.0%	Q-Est
2022-07-31	$1.13	+0.0%	Q-Est
2022-10-31	$1.13	+0.0%	Q-Est
2023-01-31	$1.08	-4.7%	Q-Est
2023-04-30	$1.08	+0.0%	Q-Est
2023-07-31	$1.08	+0.0%	Q-Est
2023-10-31	$1.08	+0.0%	Q-Est
2024-01-31	$1.14	+6.2%	Q-Est
2024-04-30	$1.14	+0.0%	Q-Est
2024-07-31	$1.14	+0.0%	Q-Est
2024-10-31	$1.14	+0.0%	Q-Est
2024-12-31	$1.24	+8.6%	Q
2025-03-31	$1.21	-2.3%	Q
2025-06-30	$1.37	+13.3%	Q
2025-09-30	$1.32	-4.0%	Q

Return on Equity (ROE)

CTBI delivered a 27.8% return on equity, indicating how effectively the company generates returns for shareholders.

2021-01-31	32.8%	N/A	Q-Est
2021-04-30	32.8%	+0.0%	Q-Est
2021-07-31	32.8%	+0.0%	Q-Est
2021-10-31	32.8%	+0.0%	Q-Est
2022-01-31	29.9%	-8.8%	Q-Est
2022-04-30	29.9%	+0.0%	Q-Est
2022-07-31	29.9%	+0.0%	Q-Est
2022-10-31	29.9%	+0.0%	Q-Est
2023-01-31	28.0%	-6.3%	Q-Est
2023-04-30	28.0%	+0.0%	Q-Est
2023-07-31	28.0%	+0.0%	Q-Est
2023-10-31	28.0%	+0.0%	Q-Est
2024-01-31	27.6%	-1.4%	Q-Est
2024-04-30	27.6%	+0.0%	Q-Est
2024-07-31	27.6%	+0.0%	Q-Est
2024-10-31	27.6%	+0.0%	Q-Est
2024-12-31	28.4%	+2.8%	Q-Est
2025-03-31	27.6%	-3.0%	Q-Est
2025-06-30	29.4%	+6.8%	Q-Est
2025-09-30	27.8%	-5.7%	Q-Est

Return on Assets (ROA)

CTBI achieved a 16.7% return on assets, measuring how efficiently the company uses its assets to generate profit.

2021-01-31	19.7%	N/A	Q-Est
2021-04-30	19.7%	+0.0%	Q-Est
2021-07-31	19.7%	+0.0%	Q-Est
2021-10-31	19.7%	+0.0%	Q-Est
2022-01-31	17.9%	-8.8%	Q-Est
2022-04-30	17.9%	+0.0%	Q-Est
2022-07-31	17.9%	+0.0%	Q-Est
2022-10-31	17.9%	+0.0%	Q-Est
2023-01-31	16.8%	-6.3%	Q-Est
2023-04-30	16.8%	+0.0%	Q-Est
2023-07-31	16.8%	+0.0%	Q-Est
2023-10-31	16.8%	+0.0%	Q-Est
2024-01-31	16.6%	-1.4%	Q-Est
2024-04-30	16.6%	+0.0%	Q-Est
2024-07-31	16.6%	+0.0%	Q-Est
2024-10-31	16.6%	+0.0%	Q-Est
2024-12-31	17.1%	+2.8%	Q-Est
2025-03-31	16.5%	-3.0%	Q-Est
2025-06-30	17.7%	+6.8%	Q-Est
2025-09-30	16.7%	-5.7%	Q-Est

Net Profit Margin

CTBI maintains a 33.3% net profit margin, showing the percentage of revenue retained as profit after all expenses.

2021-01-31	39.3%	N/A	Q-Est
2021-04-30	39.3%	+0.0%	Q-Est
2021-07-31	39.3%	+0.0%	Q-Est
2021-10-31	39.3%	+0.0%	Q-Est
2022-01-31	35.9%	-8.8%	Q-Est
2022-04-30	35.9%	+0.0%	Q-Est
2022-07-31	35.9%	+0.0%	Q-Est
2022-10-31	35.9%	+0.0%	Q-Est
2023-01-31	33.6%	-6.3%	Q-Est
2023-04-30	33.6%	+0.0%	Q-Est
2023-07-31	33.6%	+0.0%	Q-Est
2023-10-31	33.6%	+0.0%	Q-Est
2024-01-31	33.2%	-1.4%	Q-Est
2024-04-30	33.2%	+0.0%	Q-Est
2024-07-31	33.2%	+0.0%	Q-Est
2024-10-31	33.2%	+0.0%	Q-Est
2024-12-31	34.1%	+2.8%	Q
2025-03-31	33.1%	-3.0%	Q
2025-06-30	35.3%	+6.8%	Q
2025-09-30	33.3%	-5.7%	Q

Gross Profit Margin

CTBI operates with a 79.2% gross profit margin, reflecting pricing power and cost efficiency in core operations.

2021-01-31	66.7%	N/A	Q-Est
2021-04-30	67.9%	+1.9%	Q-Est
2021-07-31	66.2%	-2.6%	Q-Est
2021-10-31	69.7%	+5.3%	Q-Est
2022-01-31	68.8%	-1.2%	Q-Est
2022-04-30	67.8%	-1.5%	Q-Est
2022-07-31	68.1%	+0.5%	Q-Est
2022-10-31	65.8%	-3.4%	Q-Est
2023-01-31	78.9%	+19.9%	Q-Est
2023-04-30	75.5%	-4.4%	Q-Est
2023-07-31	81.4%	+7.9%	Q-Est
2023-10-31	81.3%	-0.1%	Q-Est
2024-01-31	77.1%	-5.1%	Q-Est
2024-04-30	76.3%	-1.1%	Q-Est
2024-07-31	79.8%	+4.6%	Q-Est
2024-10-31	81.0%	+1.5%	Q-Est
2024-12-31	82.8%	+2.3%	Q
2025-03-31	80.1%	-3.3%	Q
2025-06-30	75.5%	-5.8%	Q
2025-09-30	79.2%	+4.9%	Q

Cash & Debt

CTBI holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

2021-01-31	$0.01B	$0.00B	$0.01B	Q-Est
2021-04-30	$0.01B	$0.00B	$0.01B	Q-Est
2021-07-31	$0.01B	$0.00B	$0.01B	Q-Est
2021-10-31	$0.01B	$0.00B	$0.01B	Q-Est
2022-01-31	$0.01B	$0.00B	$0.01B	Q-Est
2022-04-30	$0.01B	$0.00B	$0.01B	Q-Est
2022-07-31	$0.01B	$0.00B	$0.01B	Q-Est
2022-10-31	$0.01B	$0.00B	$0.01B	Q-Est
2023-01-31	$0.01B	$0.00B	$0.01B	Q-Est
2023-04-30	$0.01B	$0.00B	$0.01B	Q-Est
2023-07-31	$0.01B	$0.00B	$0.01B	Q-Est
2023-10-31	$0.01B	$0.00B	$0.01B	Q-Est
2024-01-31	$0.01B	$0.00B	$0.01B	Q-Est
2024-04-30	$0.01B	$0.00B	$0.01B	Q-Est
2024-07-31	$0.01B	$0.00B	$0.01B	Q-Est
2024-10-31	$0.01B	$0.00B	$0.01B	Q-Est
2024-12-31	$0.01B	$0.00B	$0.01B	Q-Est
2025-03-31	$0.01B	$0.00B	$0.01B	Q-Est
2025-06-30	$0.01B	$0.00B	$0.01B	Q-Est
2025-09-30	$0.01B	$0.00B	$0.01B	Q-Est

Shares Outstanding

CTBI has 0.0B shares outstanding.

2021-01-31	0.02B	N/A	Q-Est
2021-04-30	0.02B	+0.0%	Q-Est
2021-07-31	0.02B	+0.0%	Q-Est
2021-10-31	0.02B	+0.0%	Q-Est
2022-01-31	0.02B	+0.0%	Q-Est
2022-04-30	0.02B	+0.0%	Q-Est
2022-07-31	0.02B	+0.0%	Q-Est
2022-10-31	0.02B	+0.0%	Q-Est
2023-01-31	0.02B	+0.0%	Q-Est
2023-04-30	0.02B	+0.0%	Q-Est
2023-07-31	0.02B	+0.0%	Q-Est
2023-10-31	0.02B	+0.0%	Q-Est
2024-01-31	0.02B	+0.0%	Q-Est
2024-04-30	0.02B	+0.0%	Q-Est
2024-07-31	0.02B	+0.0%	Q-Est
2024-10-31	0.02B	+0.0%	Q-Est
2024-12-31	0.02B	+0.0%	Q-Est
2025-03-31	0.02B	+0.0%	Q-Est
2025-06-30	0.02B	+0.0%	Q-Est
2025-09-30	0.02B	+0.0%	Q-Est

Stock-Based Comp

CTBI reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 28%.

2021-01-31	$0.00B	N/A	Q-Est
2021-04-30	$0.00B	+0.0%	Q-Est
2021-07-31	$0.00B	+0.0%	Q-Est
2021-10-31	$0.00B	+0.0%	Q-Est
2022-01-31	$0.00B	+2.0%	Q-Est
2022-04-30	$0.00B	+0.0%	Q-Est
2022-07-31	$0.00B	+0.0%	Q-Est
2022-10-31	$0.00B	+0.0%	Q-Est
2023-01-31	$0.00B	+1.7%	Q-Est
2023-04-30	$0.00B	+0.0%	Q-Est
2023-07-31	$0.00B	+0.0%	Q-Est
2023-10-31	$0.00B	+0.0%	Q-Est
2024-01-31	$0.00B	+7.6%	Q-Est
2024-04-30	$0.00B	+0.0%	Q-Est
2024-07-31	$0.00B	+0.0%	Q-Est
2024-10-31	$0.00B	+0.0%	Q-Est
2024-12-31	$0.00B	+5.7%	Q-Est
2025-03-31	$0.00B	+0.7%	Q-Est
2025-06-30	$0.00B	+6.1%	Q-Est
2025-09-30	$0.00B	+1.9%	Q-Est

FCF vs Stock Based Comp

CTBI generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 7% of FCF.

2021-01-31	$0.02B	$0.00B	Q-Est
2021-04-30	$0.02B	$0.00B	Q-Est
2021-07-31	$0.02B	$0.00B	Q-Est
2021-10-31	$0.02B	$0.00B	Q-Est
2022-01-31	$0.02B	$0.00B	Q-Est
2022-04-30	$0.02B	$0.00B	Q-Est
2022-07-31	$0.02B	$0.00B	Q-Est
2022-10-31	$0.02B	$0.00B	Q-Est
2023-01-31	$0.02B	$0.00B	Q-Est
2023-04-30	$0.02B	$0.00B	Q-Est
2023-07-31	$0.02B	$0.00B	Q-Est
2023-10-31	$0.02B	$0.00B	Q-Est
2024-01-31	$0.02B	$0.00B	Q-Est
2024-04-30	$0.02B	$0.00B	Q-Est
2024-07-31	$0.02B	$0.00B	Q-Est
2024-10-31	$0.02B	$0.00B	Q-Est
2024-12-31	$0.02B	$0.00B	Q-Est
2025-03-31	$0.02B	$0.00B	Q-Est
2025-06-30	$0.03B	$0.00B	Q-Est
2025-09-30	$0.02B	$0.00B	Q-Est

FCF vs FCF / Share

CTBI reported $0.0B in free cash flow, translating to $1.38 per share.

2021-01-31	$0.02B	$1.29	Q-Est
2021-04-30	$0.02B	$1.29	Q-Est
2021-07-31	$0.02B	$1.29	Q-Est
2021-10-31	$0.02B	$1.29	Q-Est
2022-01-31	$0.02B	$1.19	Q-Est
2022-04-30	$0.02B	$1.19	Q-Est
2022-07-31	$0.02B	$1.19	Q-Est
2022-10-31	$0.02B	$1.19	Q-Est
2023-01-31	$0.02B	$1.13	Q-Est
2023-04-30	$0.02B	$1.13	Q-Est
2023-07-31	$0.02B	$1.13	Q-Est
2023-10-31	$0.02B	$1.13	Q-Est
2024-01-31	$0.02B	$1.19	Q-Est
2024-04-30	$0.02B	$1.19	Q-Est
2024-07-31	$0.02B	$1.19	Q-Est
2024-10-31	$0.02B	$1.19	Q-Est
2024-12-31	$0.02B	$1.30	Q-Est
2025-03-31	$0.02B	$1.27	Q-Est
2025-06-30	$0.03B	$1.44	Q-Est
2025-09-30	$0.02B	$1.38	Q-Est

Revenue: Actual + Estimates

This chart tracks CTBI revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$0.06B	Actual	Q-Est
2024-01-31	$0.06B	Estimate	Q-Est
2024-04-30	$0.06B	Actual	Q-Est
2024-04-30	$0.06B	Estimate	Q-Est
2024-07-31	$0.06B	Actual	Q-Est
2024-07-31	$0.06B	Estimate	Q-Est
2024-10-31	$0.06B	Actual	Q-Est
2024-10-31	$0.06B	Estimate	Q-Est
2024-12-31	$0.07B	Actual	Q
2024-12-31	$0.06B	Estimate	Q
2025-03-31	$0.07B	Actual	Q
2025-03-31	$0.07B	Estimate	Q
2025-06-30	$0.07B	Actual	Q
2025-06-30	$0.07B	Estimate	Q
2025-09-30	$0.07B	Actual	Q
2025-09-30	$0.07B	Estimate	Q
2025-12-30	$0.07B	Projection	F
2026-03-30	$0.07B	Projection	F
2026-06-30	$0.07B	Projection	F
2026-09-30	$0.08B	Projection	F

EPS: Actual + Estimates

This chart tracks CTBI eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$1.14	Actual	Q-Est
2024-01-31	$1.09	Estimate	Q-Est
2024-04-30	$1.14	Actual	Q-Est
2024-04-30	$1.09	Estimate	Q-Est
2024-07-31	$1.14	Actual	Q-Est
2024-07-31	$1.09	Estimate	Q-Est
2024-10-31	$1.14	Actual	Q-Est
2024-10-31	$1.20	Estimate	Q-Est
2024-12-31	$1.14	Actual	Q-Est
2024-12-31	$1.20	Estimate	Q-Est
2025-03-31	$1.24	Actual	Q
2025-03-31	$1.20	Estimate	Q
2025-06-30	$1.37	Actual	Q
2025-06-30	$1.26	Estimate	Q
2025-09-30	$1.32	Actual	Q
2025-09-30	$1.38	Estimate	Q
2025-12-30	$1.33	Projection	F
2026-03-30	$1.33	Projection	F
2026-06-30	$1.34	Projection	F
2026-09-30	$1.34	Projection	F

Net Income: Actual + Estimates

This chart tracks CTBI net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$0.02B	Actual	Q-Est
2024-01-31	$0.02B	Estimate	Q-Est
2024-04-30	$0.02B	Actual	Q-Est
2024-04-30	$0.02B	Estimate	Q-Est
2024-07-31	$0.02B	Actual	Q-Est
2024-07-31	$0.02B	Estimate	Q-Est
2024-10-31	$0.02B	Actual	Q-Est
2024-10-31	$0.02B	Estimate	Q-Est
2024-12-31	$0.02B	Actual	Q-Est
2024-12-31	$0.02B	Estimate	Q-Est
2025-03-31	$0.02B	Actual	Q
2025-03-31	$0.02B	Estimate	Q
2025-06-30	$0.02B	Actual	Q
2025-06-30	$0.03B	Estimate	Q
2025-09-30	$0.02B	Actual	Q
2025-09-30	$0.03B	Estimate	Q
2025-12-30	$0.03B	Projection	F
2026-03-30	$0.03B	Projection	F
2026-06-30	$0.03B	Projection	F
2026-09-30	$0.03B	Projection	F

EBITDA: Actual + Estimates

This chart tracks CTBI ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$0.03B	Actual	Q-Est
2024-01-31	$0.02B	Estimate	Q-Est
2024-04-30	$0.03B	Actual	Q-Est
2024-04-30	$0.02B	Estimate	Q-Est
2024-07-31	$0.03B	Actual	Q-Est
2024-07-31	$0.02B	Estimate	Q-Est
2024-10-31	$0.03B	Actual	Q-Est
2024-10-31	$0.02B	Estimate	Q-Est
2024-12-31	$0.03B	Actual	Q
2024-12-31	$0.03B	Estimate	Q
2025-03-31	$0.03B	Actual	Q
2025-03-31	$0.03B	Estimate	Q
2025-06-30	$0.03B	Actual	Q
2025-06-30	$0.03B	Estimate	Q
2025-09-30	$0.03B	Actual	Q
2025-09-30	$0.03B	Estimate	Q
2025-12-30	$0.03B	Projection	F
2026-03-30	$0.03B	Projection	F
2026-06-30	$0.03B	Projection	F
2026-09-30	$0.03B	Projection	F

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

CTBI – Dividend Returns, History & Calculator

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