FINV – Dividend Returns, History & Calculator

Dividend Challenger 5 Years

FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile applica

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Company Info

Symbol FINV
Company FinVolution Group
Sector Financial Services
Industry Credit Services
Website Visit
Market Cap $1,667.5M

Price Data

Price $6.58
Price Change -0.02
Price Change % -0.30%
Next Earnings Nov 17, 2025
Low (52W) $5.72
High (52W) $11.08

Dividend Data

Div Yield 420.97%
5Y Avg Yield 486.74%
Current Div $0.277
Payouts/Year 1
Annualized $0.277
Previous Div $0.237
Ex-Date Apr 16, 2025

Growth Rates

Chowder Number 22.4
DGR 1Y 16.9%
DGR 3Y 10.6%
DGR 5Y 18.2%

Total Returns

TTR 1Y - With Specials 21.8%
TTR 3Y - With Specials 18.9%
TTR 1Y - No Specials 21.8%
TTR 3Y - No Specials 18.9%

Fair Value

Fair Value (P/E 10) $5.14
FV (P/E 10) % 28.0%
Fair Value (Peter Lynch) $7.45
FV (Peter Lynch) % -12.0%
Fair Value (Blended) $24.48
FV (Blended) % -73.0%

Financial Metrics

Revenue 1Y 4.1%
NPM 20.3%
CF/Share $15.94
ROE 18.3%
Current R 9.7x
Debt/Capital 6.0%
ROTC 8.2%
P/E 4.4x
P/BV 0.1x
PEG 0.39
📊 Financial data last updated: October 16, 2025 11:05 am

Calculate your FINV Dividend Returns

Quickly and easily calculate FINV dividend yield using our FINV calculator. Adjust the fields below to see how your FINV investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 15, 2025 5:38 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,0001,517$6.59$0.284.20%4.20%$471$4711,771$11,671
2$11,8381,771$6.68$0.294.37%4.44%$570$1,0412,036$13,609
3$13,8042,036$6.78$0.314.55%4.68%$683$1,7242,313$15,687
4$15,9122,313$6.88$0.334.73%4.94%$810$2,5342,606$17,922
5$18,1792,606$6.98$0.344.92%5.21%$954$3,4882,914$20,334
6$20,6262,914$7.08$0.365.12%5.50%$1,118$4,6063,242$22,944
7$23,2733,242$7.18$0.385.33%5.81%$1,305$5,9113,591$25,778
8$26,1483,591$7.28$0.405.55%6.13%$1,517$7,4283,964$28,865
9$29,2793,964$7.39$0.435.77%6.47%$1,759$9,1864,365$32,238
10$32,7014,365$7.49$0.456.00%6.82%$2,035$11,2214,796$35,936

FINV Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
04/16/202504/16/2025$0.27712.95%3.84%$7.21
04/15/202404/15/2024$0.23717.12%4.91%$4.83
04/12/202304/12/2023$0.21518.78%5.69%$3.78
04/12/202204/12/2022$0.20517.84%5.34%$3.84
04/06/202104/06/2021$0.1707.10%2.51%$6.76
04/06/202004/06/2020$0.12018.79%7.27%$1.65
04/04/201904/04/2019$0.1904.69%4.69%$4.05
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FINV 10-yr Total Return ($10,000 invested)

This analysis of FINV demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 16.3% CAGR, representing strong long-term performance. While recent 5-year returns averaged 7.3% annually, the exceptional 10-year performance of 16.3% demonstrates sustained long-term growth. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (FINV)

Over the selected period, investing $10,000 in FINV would grow to $35,160 with DRIP (251.6%), and $28,609 without DRIP (186.1%).

FINV Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in FINV with historic price growth (1.41%) and dividend growth (5.53%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $105,412

Annual Dividend: $9,839

Yield on Cost: 28.94%

Total Dividends: $59,698

No DRIP

Portfolio: $75,283

Total Dividends: $34,315

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $372,249

Annual Dividend: $51,740

Yield on Cost: 112.48%

Total Dividends: $286,867

No DRIP

Portfolio: $151,825

Total Dividends: $91,791

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $19,341 against a total investment of $25,600. At this point, your portfolio is throwing off $3,506 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $6,281, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $59,698 versus $34,000 invested, nearly a 176% recovery of capital purely from income. Yield on cost reaches 28.94%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $21,697 is greater than total contributions to date ($40,000), and cumulative dividends exceed $129,123.

By year 30, the DRIP snowball is in full force. Yearly income reaches $51,740, cumulative dividends total $286,867, and the DRIP portfolio value stands at $372,249, compared with $151,825 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for FINV, price $6.58, dividend per period $0.28 (1×/year), along with historic growth assumptions: price growth 1.41% and dividend growth 5.53% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for FINV

Based on past 10-year performance, here are FINV growth metrics:

Share price CAGR of +0.00%
Dividend CAGR of +0.00%

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

FINV Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
04/16/202504/16/2025$0.27712.95%3.84%$7.21
04/15/202404/15/2024$0.23717.12%4.91%$4.83
04/12/202304/12/2023$0.21518.78%5.69%$3.78
04/12/202204/12/2022$0.20517.84%5.34%$3.84
04/06/202104/06/2021$0.1707.10%2.51%$6.76
04/06/202004/06/2020$0.12018.79%7.27%$1.65
04/04/201904/04/2019$0.1904.69%4.69%$4.05
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

FINV Price

Price to Earnings

FINV trades at a 1.4x price-to-earnings ratio. This moderate valuation may indicate value opportunity or tempered expectations.

Price to Sales

FINV trades at a 0.3x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

FINV generated $0.0B in revenue. Revenue has declined by 100% over the period.

Net Income

FINV reported $0.7B in net income.

Revenue vs Net Income

FINV generated $0.0B in revenue with net income of $0.7B, representing a 0.0% net profit margin.

Gross Profit

FINV achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

FINV generated $0.0B in operating income, representing profit from core business operations.

EBITDA

FINV generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

FINV generated $0.9B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

FINV generated $0.9B in free cash flow. Free cash flow has increased by 34% over the period.

Free Cash Flow / Share

FINV generates $6.13 in free cash flow per share. FCF per share has grown by 34% over the period.

Earnings Per Share (EPS)

FINV reported $5.33 in earnings per share.

Return on Equity (ROE)

FINV delivered a 15.2% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

FINV achieved a 9.1% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

FINV maintains a 18.2% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

FINV operates with a 80.9% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

FINV holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

FINV has 0.1B shares outstanding.

Stock-Based Comp

FINV reported $0.0B in stock-based compensation. Over the period, stock-based compensation has decreased by 100%.

FCF vs Stock Based Comp

FINV generated $0.9B in free cash flow while spending $0.0B on stock-based compensation, representing 0% of FCF.

FCF vs FCF / Share

FINV reported $0.9B in free cash flow, translating to $6.13 per share.

Revenue: Actual + Estimates

This chart tracks FINV revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks FINV eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks FINV net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks FINV ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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