FXNC – Dividend Returns, History & Calculator

Dividend Contender 11 Years

First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia.

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Company Info

Symbol FXNC
Company First National Corporation
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $201.3M

Price Data

Price $22.39
Price Change +0.02
Price Change % +0.09%
Next Earnings Oct 30, 2025
Low (52W) $18.26
High (52W) $26.97

Dividend Data

Div Yield 276.91%
5Y Avg Yield 299.80%
Current Div $0.155
Payouts/Year 4
Annualized $0.620
Previous Div $0.155
Ex-Date Aug 29, 2025

Growth Rates

Chowder Number 10.9
DGR 1Y 3.3%
DGR 3Y 4.7%
DGR 5Y 8.1%
DGR 10Y 20.0%

Total Returns

TTR 1Y - With Specials 25.7%
TTR 3Y - With Specials 20.0%
TTR 1Y - No Specials 25.7%
TTR 3Y - No Specials 20.0%

Fair Value

Fair Value (P/E 10) $17.64
FV (P/E 10) % 27.0%
Fair Value (Peter Lynch) $21.00
FV (Peter Lynch) % 7.0%
Fair Value (Blended) $33.56
FV (Blended) % -33.0%

Financial Metrics

NPM 9.6%
CF/Share $-2.48
ROE 5.4%
Debt/Capital 24.0%
ROTC 3.9%
P/E 26.7x
P/BV 1.2x
PEG 2.02
📊 Financial data last updated: October 16, 2025 10:01 am

Calculate your FXNC Dividend Returns

Quickly and easily calculate FXNC dividend yield using our FXNC calculator. Adjust the fields below to see how your FXNC investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 17, 2025 3:30 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000456$21.91$0.162.83%2.83%$307$307525$11,507
2$12,674525$24.13$0.193.08%3.40%$419$726592$14,293
3$15,742592$26.58$0.223.36%4.08%$561$1,287659$17,503
4$19,278659$29.27$0.273.66%4.89%$743$2,030725$21,222
5$23,374725$32.24$0.323.99%5.87%$977$3,007792$25,550
6$28,141792$35.51$0.394.35%7.05%$1,276$4,284862$30,618
7$33,723862$39.11$0.464.74%8.46%$1,662$5,945935$36,585
8$40,294935$43.08$0.565.16%10.15%$2,160$8,1051,013$43,654
9$48,0811,013$47.45$0.675.62%12.18%$2,805$10,9101,098$52,086
10$57,3671,098$52.26$0.806.13%14.62%$3,644$14,5541,190$62,212

FXNC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/29/202508/29/2025$0.1552.65%2.65%$23.36
05/30/202505/30/2025$0.1553.04%3.07%$20.20
02/28/202502/28/2025$0.1552.49%2.53%$24.53
11/29/202411/29/2024$0.1552.44%2.50%$24.82
08/30/202408/30/2024$0.1503.47%3.47%$17.28
05/23/202405/23/2024$0.1503.87%3.87%$15.51
02/29/202402/29/2024$0.1503.34%3.34%$17.98
11/22/202311/22/2023$0.1503.23%3.23%$18.60
08/24/202308/24/2023$0.1503.40%3.46%$17.35
05/25/202305/25/2023$0.1503.86%4.00%$15.01
02/23/202302/23/2023$0.1503.19%3.35%$17.89
12/01/202212/01/2022$0.1403.06%3.06%$18.30
08/25/202208/25/2022$0.1403.14%3.26%$17.20
05/26/202205/26/2022$0.1402.54%2.73%$20.49
02/24/202202/24/2022$0.1402.34%2.62%$21.38
11/24/202111/24/2021$0.1202.09%2.09%$22.96
08/26/202108/26/2021$0.1202.12%2.17%$22.13
05/27/202105/27/2021$0.1202.53%2.64%$18.15
02/25/202102/25/2021$0.1202.59%2.77%$17.35
12/18/202012/18/2020$0.1102.67%2.67%$16.50
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FXNC 10-yr Total Return ($10,000 invested)

This analysis of FXNC demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 13.5% CAGR, representing strong long-term performance. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (FXNC)

Over the selected period, investing $10,000 in FXNC would grow to $43,647 with DRIP (336.5%), and $39,985 without DRIP (299.9%).

FXNC Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in FXNC with historic price growth (10.14%) and dividend growth (20.02%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $487,637

Annual Dividend: $76,856

Yield on Cost: 226.05%

Total Dividends: $230,969

No DRIP

Portfolio: $244,646

Total Dividends: $102,014

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $11,709,762

Annual Dividend: $4,355,607

Yield on Cost: 9,468.71%

Total Dividends: $8,474,501

No DRIP

Portfolio: $1,104,028

Total Dividends: $709,025

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $32,438 against a total investment of $25,600. At this point, your portfolio is throwing off $9,779 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $30,286, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $230,969 versus $34,000 invested, nearly a 679% recovery of capital purely from income. Yield on cost reaches 226.05%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $462,406 is greater than total contributions to date ($40,000), and cumulative dividends exceed $1,160,756.

By year 30, the DRIP snowball is in full force. Yearly income reaches $4,355,607, cumulative dividends total $8,474,501, and the DRIP portfolio value stands at $11,709,762, compared with $1,104,028 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for FXNC, price $21.91, dividend per period $0.16 (4×/year), along with historic growth assumptions: price growth 10.14% and dividend growth 20.02% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for FXNC

Based on past 10-year performance, here are FXNC growth metrics:

Share price CAGR of +6.94%
Dividend CAGR of +20.02%

Using FXNC CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

FXNC (DRIP)FXNC (No DRIP)
Current Price$21.91$21.91
Start Shares456.41456.41
Start Value$10,000$10,000
After 10 years:
Final Share Count788.50456.41
Dividends Payment$3.84$3.84
Annual Dividends$2,781$1,754
Yield on cost27.81%17.54%
Share Price$42.85$42.85
Total Dividends$11,689$8,823
Final Value$33,786$28,380

Estimated Future Value + Dividends – FXNC

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

FXNC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/29/202508/29/2025$0.1552.65%2.65%$23.36
05/30/202505/30/2025$0.1553.04%3.07%$20.20
02/28/202502/28/2025$0.1552.49%2.53%$24.53
11/29/202411/29/2024$0.1552.44%2.50%$24.82
08/30/202408/30/2024$0.1503.47%3.47%$17.28
05/23/202405/23/2024$0.1503.87%3.87%$15.51
02/29/202402/29/2024$0.1503.34%3.34%$17.98
11/22/202311/22/2023$0.1503.23%3.23%$18.60
08/24/202308/24/2023$0.1503.40%3.46%$17.35
05/25/202305/25/2023$0.1503.86%4.00%$15.01
02/23/202302/23/2023$0.1503.19%3.35%$17.89
12/01/202212/01/2022$0.1403.06%3.06%$18.30
08/25/202208/25/2022$0.1403.14%3.26%$17.20
05/26/202205/26/2022$0.1402.54%2.73%$20.49
02/24/202202/24/2022$0.1402.34%2.62%$21.38
11/24/202111/24/2021$0.1202.09%2.09%$22.96
08/26/202108/26/2021$0.1202.12%2.17%$22.13
05/27/202105/27/2021$0.1202.53%2.64%$18.15
02/25/202102/25/2021$0.1202.59%2.77%$17.35
12/18/202012/18/2020$0.1102.67%2.67%$16.50
09/18/202009/18/2020$0.1102.99%3.14%$14.03
06/19/202006/19/2020$0.1102.67%2.93%$15.00
02/27/202002/27/2020$0.1101.87%2.16%$20.33
11/27/201911/27/2019$0.0901.80%1.80%$20.00
08/29/201908/29/2019$0.0901.56%1.76%$20.50
05/30/201905/30/2019$0.0901.34%1.73%$20.85
02/28/201902/28/2019$0.0901.19%1.78%$20.25
11/29/201811/29/2018$0.0501.04%1.04%$19.25
08/30/201808/30/2018$0.0500.85%0.92%$21.75
05/31/201805/31/2018$0.0500.85%1.00%$19.95
03/01/201803/01/2018$0.0500.84%1.08%$18.50
11/30/201711/30/2017$0.0350.81%0.81%$17.20
08/30/201708/30/2017$0.0350.89%0.92%$15.25
05/31/201705/31/2017$0.0350.93%1.00%$14.00
03/01/201703/01/2017$0.0350.88%0.99%$14.15
11/30/201611/30/2016$0.0300.96%0.96%$12.45
08/31/201608/31/2016$0.0301.06%1.11%$10.83
06/01/201606/01/2016$0.0301.13%1.23%$9.75
03/02/201603/02/2016$0.0301.18%1.35%$8.90
12/02/201512/02/2015$0.0251.18%1.18%$8.51
09/02/201509/02/2015$0.0251.18%1.18%$8.50
06/15/201506/15/2015$0.0251.07%1.07%$9.37
03/04/201503/04/2015$0.0251.05%1.05%$9.50
12/03/201412/03/2014$0.0252.05%1.17%$8.55
09/03/201409/03/2014$0.0253.18%1.27%$7.85
06/04/201406/04/2014$0.0254.68%1.28%$7.80
06/01/201106/01/2011$0.1004.51%3.76%$10.65
03/10/201103/10/2011$0.1005.10%3.93%$10.19
11/23/201011/23/2010$0.1404.23%4.23%$13.25
11/19/201011/19/2010$0.1404.23%4.23%$13.25
08/25/201008/25/2010$0.1404.31%4.31%$13.00
06/02/201006/02/2010$0.1403.64%3.64%$15.40
02/24/201002/24/2010$0.1405.44%5.44%$10.30
11/24/200911/24/2009$0.1405.09%5.09%$11.00
08/26/200908/26/2009$0.1403.77%3.77%$14.85
06/03/200906/03/2009$0.1403.29%3.29%$17.00
02/25/200902/25/2009$0.1404.31%4.31%$13.00
12/01/200812/01/2008$0.1403.29%3.29%$17.00
08/27/200808/27/2008$0.1402.67%2.67%$21.00
06/04/200806/04/2008$0.1402.43%2.47%$22.65
02/27/200802/27/2008$0.1402.43%2.52%$22.25
11/28/200711/28/2007$0.1402.21%2.33%$24.00
08/22/200708/22/2007$0.1302.21%2.21%$23.50
05/30/200705/30/2007$0.1301.95%1.99%$26.10
02/28/200702/28/2007$0.1301.85%1.93%$27.00
11/21/200611/21/2006$0.1301.78%1.89%$27.50
08/21/200608/21/2006$0.1201.79%1.79%$26.88
05/31/200605/31/2006$0.1201.68%1.71%$28.00
02/22/200602/22/2006$0.1201.83%1.91%$25.10
11/22/200511/22/2005$0.1201.70%1.81%$26.50
09/07/200509/07/2005$0.1101.68%1.68%$26.25
06/08/200506/08/2005$0.1101.67%1.71%$25.70
03/09/200503/09/2005$0.1101.91%2.00%$22.00
11/23/200411/23/2004$0.1101.91%2.05%$21.50
09/08/200409/08/2004$0.1002.11%2.11%$19.00
06/09/200406/09/2004$0.1002.08%2.11%$19.00
03/10/200403/10/2004$0.1002.17%2.22%$18.00
11/19/200311/19/2003$0.1002.31%2.40%$16.68
09/26/200309/26/2003$0.0952.76%2.79%$13.61
06/09/200306/09/2003$0.0952.66%2.77%$13.70
03/12/200303/12/2003$0.0953.10%3.32%$11.44
11/20/200211/20/2002$0.0903.54%3.69%$9.75
09/11/200209/11/2002$0.0853.60%3.65%$9.31
06/10/200206/10/2002$0.0853.41%3.52%$9.67
11/20/200111/20/2001$0.0852.97%4.12%$8.25
06/13/200106/13/2001$0.0802.21%4.41%$7.25
03/14/200103/14/2001$0.0801.31%5.22%$6.13
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

FXNC Price

Price to Earnings

FXNC trades at a 34.7x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

FXNC trades at a 7.8x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

FXNC generated $0.0B in revenue.

Net Income

FXNC reported $0.0B in net income. Net income has grown by 95% over the period.

Revenue vs Net Income

FXNC generated $0.0B in revenue with net income of $0.0B, representing a 22.5% net profit margin.

Gross Profit

FXNC achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

FXNC generated $0.0B in operating income, representing profit from core business operations.

EBITDA

FXNC generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

FXNC generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

FXNC generated $0.0B in free cash flow. Free cash flow has increased by 69% over the period.

Free Cash Flow / Share

FXNC generates $0.56 in free cash flow per share. FCF per share has grown by 69% over the period.

Earnings Per Share (EPS)

FXNC reported $0.56 in earnings per share. EPS has grown by 95% over the period.

Return on Equity (ROE)

FXNC delivered a 18.8% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

FXNC achieved a 11.3% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

FXNC maintains a 22.5% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

FXNC operates with a 76.4% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

FXNC holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

FXNC has 0.0B shares outstanding.

Stock-Based Comp

FXNC reported $0.0B in stock-based compensation.

FCF vs Stock Based Comp

FXNC generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 11% of FCF.

FCF vs FCF / Share

FXNC reported $0.0B in free cash flow, translating to $0.56 per share.

Revenue: Actual + Estimates

This chart tracks FXNC revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks FXNC eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks FXNC net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks FXNC ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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