HBCP – Dividend Returns, History & Calculator

Dividend Contender 11 Years

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services in Louisiana, Mississippi, and Texas. It offers deposit products, including interest-bearing and noninterest-bearing

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Company Info

Symbol HBCP
Company Home Bancorp, Inc.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $422.8M

Price Data

Price $54.03
Price Change -0.37
Price Change % -0.68%
Next Earnings Oct 20, 2025
Low (52W) $39.59
High (52W) $61.07

Dividend Data

Div Yield 214.70%
5Y Avg Yield 247.82%
Current Div $0.290
Payouts/Year 4
Annualized $1.160
Previous Div $0.270
Ex-Date Aug 4, 2025

Growth Rates

Chowder Number 6.5
DGR 1Y 9.0%
DGR 3Y 5.8%
DGR 5Y 4.4%
DGR 10Y 14.2%

Total Returns

TTR 1Y - With Specials 26.8%
TTR 3Y - With Specials 13.2%
TTR 1Y - No Specials 26.8%
TTR 3Y - No Specials 13.2%

Fair Value

Fair Value (P/E 10) $37.60
FV (P/E 10) % 44.0%
Fair Value (Peter Lynch) $26.05
FV (Peter Lynch) % 107.0%
Fair Value (Blended) $38.86
FV (Blended) % 39.0%

Financial Metrics

Revenue 1Y -0.4%
NPM 32.6%
CF/Share $5.72
ROE 10.6%
Debt/Capital 15.0%
ROTC 8.0%
P/E 10.4x
P/BV 1.0x
PEG 13.47
📊 Financial data last updated: October 16, 2025 10:02 am

Calculate your HBCP Dividend Returns

Quickly and easily calculate HBCP dividend yield using our HBCP calculator. Adjust the fields below to see how your HBCP investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 7:34 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000196$51.00$0.292.27%2.27%$247$247224$11,447
2$12,253224$54.59$0.332.42%2.59%$317$564252$13,770
3$14,739252$58.43$0.382.57%2.94%$402$965280$16,341
4$17,491280$62.55$0.432.73%3.35%$503$1,468307$19,194
5$20,546307$66.95$0.492.90%3.81%$624$2,092334$22,370
6$23,945334$71.67$0.553.08%4.33%$770$2,862362$25,915
7$27,740362$76.71$0.633.27%4.93%$944$3,806390$29,884
8$31,988390$82.12$0.713.48%5.60%$1,154$4,961418$34,342
9$36,760418$87.90$0.813.70%6.37%$1,406$6,367448$39,367
10$42,139448$94.09$0.923.93%7.25%$1,710$8,077479$45,049

HBCP Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/04/202508/04/2025$0.2902.10%2.24%$51.86
05/05/202505/05/2025$0.2702.11%2.17%$49.78
02/10/202502/10/2025$0.2702.03%2.13%$50.62
10/28/202410/28/2024$0.2602.12%2.19%$47.54
07/29/202407/29/2024$0.2502.34%2.34%$42.81
04/26/202404/26/2024$0.2502.81%2.81%$35.58
02/02/202402/02/2024$0.2502.60%2.60%$38.39
10/27/202310/27/2023$0.2503.02%3.02%$33.16
07/28/202307/28/2023$0.2502.72%2.74%$36.46
04/28/202304/28/2023$0.2503.10%3.19%$31.33
02/03/202302/03/2023$0.2502.37%2.50%$40.02
10/28/202210/28/2022$0.2402.18%2.25%$42.68
08/05/202208/05/2022$0.2302.34%2.34%$39.32
05/06/202205/06/2022$0.2302.61%2.61%$35.24
02/04/202202/04/2022$0.2302.29%2.29%$40.25
11/05/202111/05/2021$0.2302.10%2.12%$43.40
08/06/202108/06/2021$0.2302.43%2.49%$36.97
05/07/202105/07/2021$0.2302.30%2.38%$38.68
02/05/202102/05/2021$0.2202.83%2.83%$31.11
11/06/202011/06/2020$0.2203.40%3.40%$25.90
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HBCP 10-yr Total Return ($10,000 invested)

This analysis of HBCP demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 9.8% CAGR, representing moderate long-term performance. Recent 5-year performance has been particularly strong at 19.8% annually, outpacing the 10-year average. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (HBCP)

Over the selected period, investing $10,000 in HBCP would grow to $31,899 with DRIP (219.0%), and $28,794 without DRIP (187.9%).

HBCP Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in HBCP with historic price growth (7.04%) and dividend growth (13.74%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $182,880

Annual Dividend: $14,017

Yield on Cost: 41.23%

Total Dividends: $64,444

No DRIP

Portfolio: $131,311

Total Dividends: $41,032

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $988,668

Annual Dividend: $139,098

Yield on Cost: 302.39%

Total Dividends: $547,894

No DRIP

Portfolio: $377,247

Total Dividends: $181,729

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $15,412 against a total investment of $25,600. At this point, your portfolio is throwing off $3,507 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $7,646, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $64,444 versus $34,000 invested, nearly a 190% recovery of capital purely from income. Yield on cost reaches 41.23%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $41,338 is greater than total contributions to date ($40,000), and cumulative dividends exceed $180,570.

By year 30, the DRIP snowball is in full force. Yearly income reaches $139,098, cumulative dividends total $547,894, and the DRIP portfolio value stands at $988,668, compared with $377,247 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for HBCP, price $51.00, dividend per period $0.29 (4×/year), along with historic growth assumptions: price growth 7.04% and dividend growth 13.74% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for HBCP

Based on past 10-year performance, here are HBCP growth metrics:

Share price CAGR of +4.11%
Dividend CAGR of +14.16%

Using HBCP CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

HBCP (DRIP)HBCP (No DRIP)
Current Price$51.64$51.64
Start Shares193.65193.65
Start Value$10,000$10,000
After 10 years:
Final Share Count282.69193.65
Dividends Payment$4.36$4.36
Annual Dividends$1,167$844
Yield on cost11.67%8.44%
Share Price$77.24$77.24
Total Dividends$6,020$4,997
Final Value$21,836$19,955

Estimated Future Value + Dividends – HBCP

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

HBCP Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/04/202508/04/2025$0.2902.10%2.24%$51.86
05/05/202505/05/2025$0.2702.11%2.17%$49.78
02/10/202502/10/2025$0.2702.03%2.13%$50.62
10/28/202410/28/2024$0.2602.12%2.19%$47.54
07/29/202407/29/2024$0.2502.34%2.34%$42.81
04/26/202404/26/2024$0.2502.81%2.81%$35.58
02/02/202402/02/2024$0.2502.60%2.60%$38.39
10/27/202310/27/2023$0.2503.02%3.02%$33.16
07/28/202307/28/2023$0.2502.72%2.74%$36.46
04/28/202304/28/2023$0.2503.10%3.19%$31.33
02/03/202302/03/2023$0.2502.37%2.50%$40.02
10/28/202210/28/2022$0.2402.18%2.25%$42.68
08/05/202208/05/2022$0.2302.34%2.34%$39.32
05/06/202205/06/2022$0.2302.61%2.61%$35.24
02/04/202202/04/2022$0.2302.29%2.29%$40.25
11/05/202111/05/2021$0.2302.10%2.12%$43.40
08/06/202108/06/2021$0.2302.43%2.49%$36.97
05/07/202105/07/2021$0.2302.30%2.38%$38.68
02/05/202102/05/2021$0.2202.83%2.83%$31.11
11/06/202011/06/2020$0.2203.40%3.40%$25.90
08/07/202008/07/2020$0.2203.65%3.65%$24.10
05/08/202005/08/2020$0.2203.57%3.61%$24.39
02/07/202002/07/2020$0.2202.37%2.43%$36.26
11/07/201911/07/2019$0.2202.17%2.27%$38.70
08/02/201908/02/2019$0.2102.26%2.31%$36.33
05/03/201905/03/2019$0.2102.18%2.29%$36.74
02/08/201902/08/2019$0.2002.18%2.30%$34.82
11/02/201811/02/2018$0.2001.79%2.01%$39.74
08/03/201808/03/2018$0.1901.42%1.66%$45.85
05/04/201805/04/2018$0.1701.37%1.56%$43.65
02/05/201802/05/2018$0.1501.42%1.50%$40.08
11/03/201711/03/2017$0.1401.34%1.37%$40.97
08/03/201708/03/2017$0.1401.35%1.42%$39.40
05/04/201705/04/2017$0.1401.36%1.55%$36.03
02/02/201702/02/2017$0.1301.27%1.47%$35.32
11/03/201611/03/2016$0.1201.45%1.70%$28.28
08/04/201608/04/2016$0.1001.32%1.42%$28.08
05/05/201605/05/2016$0.1001.24%1.41%$28.34
02/04/201602/04/2016$0.0901.26%1.42%$25.30
11/05/201511/05/2015$0.0801.15%1.23%$25.98
08/06/201508/06/2015$0.0801.18%1.30%$24.55
05/07/201505/07/2015$0.0700.95%1.27%$22.05
02/05/201502/05/2015$0.0700.65%1.29%$21.69
12/04/201412/04/2014$0.0700.30%1.21%$23.08
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

HBCP Price

Price to Earnings

HBCP trades at a 34.8x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

HBCP trades at a 11.8x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

HBCP generated $0.0B in revenue. Revenue has grown by 32% over the period.

Net Income

HBCP reported $0.0B in net income.

Revenue vs Net Income

HBCP generated $0.0B in revenue with net income of $0.0B, representing a 34.0% net profit margin.

Gross Profit

HBCP achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

HBCP generated $0.0B in operating income, representing profit from core business operations.

EBITDA

HBCP generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

HBCP generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

HBCP generated $0.0B in free cash flow.

Free Cash Flow / Share

HBCP generates $1.52 in free cash flow per share.

Earnings Per Share (EPS)

HBCP reported $1.45 in earnings per share.

Return on Equity (ROE)

HBCP delivered a 28.3% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

HBCP achieved a 17.0% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

HBCP maintains a 34.0% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

HBCP operates with a 75.6% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

HBCP holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

HBCP has 0.0B shares outstanding.

Stock-Based Comp

HBCP reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 32%.

FCF vs Stock Based Comp

HBCP generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 7% of FCF.

FCF vs FCF / Share

HBCP reported $0.0B in free cash flow, translating to $1.52 per share.

Revenue: Actual + Estimates

This chart tracks HBCP revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks HBCP eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks HBCP net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks HBCP ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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