MBIN – Dividend Returns, History & Calculator

Dividend Challenger 8 Years

Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking segment engages in the mortgage ban

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Company Info

Symbol MBIN
Company Merchants Bancorp
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $1,465.1M

Price Data

Price $31.93
Price Change -0.62
Price Change % -1.90%
Next Earnings Oct 28, 2025
Low (52W) $27.25
High (52W) $45.96

Dividend Data

Div Yield 125.27%
5Y Avg Yield 98.45%
Current Div $0.100
Payouts/Year 4
Annualized $0.400
Previous Div $0.100
Ex-Date Sep 15, 2025

Growth Rates

Chowder Number 14.8
DGR 1Y 11.4%
DGR 3Y 13.0%
DGR 5Y 13.5%

Total Returns

TTR 1Y - With Specials -26.9%
TTR 3Y - With Specials 12.1%
TTR 1Y - No Specials -26.9%
TTR 3Y - No Specials 12.1%

Fair Value

Fair Value (P/E 10) $24.34
FV (P/E 10) % 31.0%
Fair Value (Peter Lynch) $22.70
FV (Peter Lynch) % 41.0%
Fair Value (Blended) $25.57
FV (Blended) % 25.0%

Financial Metrics

Revenue 1Y 19.2%
NPM 31.2%
CF/Share $-10.37
ROE 12.4%
Debt/Capital 70.0%
ROTC 3.8%
P/E 7.0x
P/BV 0.9x
PEG 0.15
📊 Financial data last updated: October 16, 2025 11:27 am

Calculate your MBIN Dividend Returns

Quickly and easily calculate MBIN dividend yield using our MBIN calculator. Adjust the fields below to see how your MBIN investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 15, 2025 5:05 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000312$32.09$0.101.25%1.25%$135$135353$11,335
2$12,577353$35.61$0.111.28%1.42%$171$306392$13,948
3$15,476392$39.51$0.131.32%1.62%$214$521428$16,891
4$18,741428$43.84$0.151.35%1.85%$265$785461$20,206
5$22,420461$48.64$0.171.39%2.10%$323$1,109492$23,943
6$26,567492$53.97$0.191.43%2.40%$392$1,500522$28,158
7$31,244522$59.88$0.221.47%2.73%$471$1,972550$32,915
8$36,521550$66.44$0.251.51%3.12%$564$2,536576$38,285
9$42,480576$73.72$0.281.55%3.55%$672$3,208602$44,352
10$49,212602$81.80$0.321.59%4.05%$798$4,006626$51,210

MBIN Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/15/202509/15/2025$0.1001.21%1.24%$32.22
06/13/202506/13/2025$0.1001.22%1.28%$31.27
03/14/202503/14/2025$0.1000.98%1.06%$37.90
12/13/202412/13/2024$0.0900.94%0.94%$38.48
09/13/202409/13/2024$0.0900.80%0.82%$43.90
06/14/202406/14/2024$0.0900.87%0.92%$39.06
03/14/202403/14/2024$0.0900.81%0.89%$40.52
12/14/202312/14/2023$0.0800.80%0.80%$39.99
09/14/202309/14/2023$0.0801.09%1.13%$28.35
06/14/202306/14/2023$0.0801.12%1.20%$26.72
03/14/202303/14/2023$0.0801.10%1.21%$26.37
12/14/202212/14/2022$0.0701.13%1.13%$24.85
09/14/202209/14/2022$0.0701.08%1.12%$24.92
06/14/202206/14/2022$0.0701.11%1.20%$23.40
03/14/202203/14/2022$0.0700.89%0.99%$28.18
12/14/202112/14/2021$0.0600.82%0.82%$29.31
09/14/202109/14/2021$0.0600.97%1.00%$24.06
06/14/202106/14/2021$0.0600.83%0.88%$27.33
03/12/202103/12/2021$0.0600.76%0.83%$29.05
12/14/202012/14/2020$0.0531.15%1.15%$18.57
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MBIN 10-yr Total Return ($10,000 invested)

This analysis of MBIN demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 12.8% CAGR, representing strong long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (MBIN)

Over the selected period, investing $10,000 in MBIN would grow to $28,079 with DRIP (180.8%), and $27,110 without DRIP (171.1%).

MBIN Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in MBIN with historic price growth (10.88%) and dividend growth (13.99%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $208,194

Annual Dividend: $4,533

Yield on Cost: 13.33%

Total Dividends: $25,216

No DRIP

Portfolio: $180,293

Total Dividends: $21,057

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $762,737

Annual Dividend: $21,897

Yield on Cost: 47.60%

Total Dividends: $127,926

No DRIP

Portfolio: $558,540

Total Dividends: $90,262

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $7,262 against a total investment of $25,600. At this point, your portfolio is throwing off $1,492 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $2,827, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $25,216 versus $34,000 invested, nearly a 74% recovery of capital purely from income. Yield on cost reaches 13.33%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $9,934 is greater than total contributions to date ($40,000), and cumulative dividends exceed $57,356.

By year 30, the DRIP snowball is in full force. Yearly income reaches $21,897, cumulative dividends total $127,926, and the DRIP portfolio value stands at $762,737, compared with $558,540 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for MBIN, price $31.93, dividend per period $0.10 (4×/year), along with historic growth assumptions: price growth 10.88% and dividend growth 13.99% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for MBIN

Based on past 10-year performance, here are MBIN growth metrics:

Share price CAGR of +0.00%
Dividend CAGR of +0.00%

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

MBIN Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/15/202509/15/2025$0.1001.21%1.24%$32.22
06/13/202506/13/2025$0.1001.22%1.28%$31.27
03/14/202503/14/2025$0.1000.98%1.06%$37.90
12/13/202412/13/2024$0.0900.94%0.94%$38.48
09/13/202409/13/2024$0.0900.80%0.82%$43.90
06/14/202406/14/2024$0.0900.87%0.92%$39.06
03/14/202403/14/2024$0.0900.81%0.89%$40.52
12/14/202312/14/2023$0.0800.80%0.80%$39.99
09/14/202309/14/2023$0.0801.09%1.13%$28.35
06/14/202306/14/2023$0.0801.12%1.20%$26.72
03/14/202303/14/2023$0.0801.10%1.21%$26.37
12/14/202212/14/2022$0.0701.13%1.13%$24.85
09/14/202209/14/2022$0.0701.08%1.12%$24.92
06/14/202206/14/2022$0.0701.11%1.20%$23.40
03/14/202203/14/2022$0.0700.89%0.99%$28.18
12/14/202112/14/2021$0.0600.82%0.82%$29.31
09/14/202109/14/2021$0.0600.97%1.00%$24.06
06/14/202106/14/2021$0.0600.83%0.88%$27.33
03/12/202103/12/2021$0.0600.76%0.83%$29.05
12/14/202012/14/2020$0.0531.15%1.15%$18.57
09/14/202009/14/2020$0.0531.51%1.56%$13.69
06/12/202006/12/2020$0.0531.82%1.94%$11.01
03/12/202003/12/2020$0.0532.04%2.25%$9.49
12/12/201912/12/2019$0.0471.49%1.49%$12.49
09/12/201909/12/2019$0.0471.67%1.74%$10.75
06/13/201906/13/2019$0.0471.57%1.69%$11.03
03/14/201903/14/2019$0.0471.24%1.38%$13.49
12/13/201812/13/2018$0.0401.14%1.14%$13.99
09/13/201809/13/2018$0.0400.83%0.86%$18.51
06/14/201806/14/2018$0.0400.61%0.86%$18.59
03/14/201803/14/2018$0.0400.49%1.08%$14.83
12/14/201712/14/2017$0.0330.24%0.96%$13.86
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

MBIN Price

Price to Earnings

MBIN trades at a 49.8x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

MBIN trades at a 7.7x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

MBIN generated $0.2B in revenue. Revenue has grown by 65% over the period.

Net Income

MBIN reported $0.0B in net income. Net income has declined by 46% over the period.

Revenue vs Net Income

MBIN generated $0.2B in revenue with net income of $0.0B, representing a 15.5% net profit margin.

Gross Profit

MBIN achieved $0.1B in gross profit, showing revenue after direct production costs.

Operating Income

MBIN generated $0.1B in operating income, representing profit from core business operations.

EBITDA

MBIN generated $0.1B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

MBIN generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

MBIN generated $0.0B in free cash flow. Free cash flow has decreased by 54% over the period.

Free Cash Flow / Share

MBIN generates $0.56 in free cash flow per share. FCF per share has declined by 54% over the period.

Earnings Per Share (EPS)

MBIN reported $0.60 in earnings per share. EPS has declined by 46% over the period.

Return on Equity (ROE)

MBIN delivered a 12.9% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

MBIN achieved a 7.7% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

MBIN maintains a 15.5% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

MBIN operates with a 80.4% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

MBIN holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

MBIN has 0.0B shares outstanding.

Stock-Based Comp

MBIN reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 65%.

FCF vs Stock Based Comp

MBIN generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 17% of FCF.

FCF vs FCF / Share

MBIN reported $0.0B in free cash flow, translating to $0.56 per share.

Revenue: Actual + Estimates

This chart tracks MBIN revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks MBIN eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks MBIN net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks MBIN ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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