MBIN – Dividend Returns, History & Calculator
Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking segment engages in the mortgage ban
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Dividend Data
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Total Returns
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Financial Metrics
Calculate your MBIN Dividend Returns
Quickly and easily calculate MBIN dividend yield using our MBIN calculator. Adjust the fields below to see how your MBIN investments snowball over time.
Portfolio Growth Over Time
Data last updated: October 15, 2025 5:05 pm
Year-by-Year Portfolio Growth (Realistic DRIP Scenario)
Year | Start Balance | Start Shares | Share Price | Dividend / Share | Dividend Yield | Yield on Cost | Annual Dividend | Total Dividends | End Shares | End Balance |
---|---|---|---|---|---|---|---|---|---|---|
1 | $10,000 | 312 | $32.09 | $0.10 | 1.25% | 1.25% | $135 | $135 | 353 | $11,335 |
2 | $12,577 | 353 | $35.61 | $0.11 | 1.28% | 1.42% | $171 | $306 | 392 | $13,948 |
3 | $15,476 | 392 | $39.51 | $0.13 | 1.32% | 1.62% | $214 | $521 | 428 | $16,891 |
4 | $18,741 | 428 | $43.84 | $0.15 | 1.35% | 1.85% | $265 | $785 | 461 | $20,206 |
5 | $22,420 | 461 | $48.64 | $0.17 | 1.39% | 2.10% | $323 | $1,109 | 492 | $23,943 |
6 | $26,567 | 492 | $53.97 | $0.19 | 1.43% | 2.40% | $392 | $1,500 | 522 | $28,158 |
7 | $31,244 | 522 | $59.88 | $0.22 | 1.47% | 2.73% | $471 | $1,972 | 550 | $32,915 |
8 | $36,521 | 550 | $66.44 | $0.25 | 1.51% | 3.12% | $564 | $2,536 | 576 | $38,285 |
9 | $42,480 | 576 | $73.72 | $0.28 | 1.55% | 3.55% | $672 | $3,208 | 602 | $44,352 |
10 | $49,212 | 602 | $81.80 | $0.32 | 1.59% | 4.05% | $798 | $4,006 | 626 | $51,210 |
MBIN Dividend History
Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
---|---|---|---|---|---|
09/15/2025 | 09/15/2025 | $0.100 | 1.21% | 1.24% | $32.22 |
06/13/2025 | 06/13/2025 | $0.100 | 1.22% | 1.28% | $31.27 |
03/14/2025 | 03/14/2025 | $0.100 | 0.98% | 1.06% | $37.90 |
12/13/2024 | 12/13/2024 | $0.090 | 0.94% | 0.94% | $38.48 |
09/13/2024 | 09/13/2024 | $0.090 | 0.80% | 0.82% | $43.90 |
06/14/2024 | 06/14/2024 | $0.090 | 0.87% | 0.92% | $39.06 |
03/14/2024 | 03/14/2024 | $0.090 | 0.81% | 0.89% | $40.52 |
12/14/2023 | 12/14/2023 | $0.080 | 0.80% | 0.80% | $39.99 |
09/14/2023 | 09/14/2023 | $0.080 | 1.09% | 1.13% | $28.35 |
06/14/2023 | 06/14/2023 | $0.080 | 1.12% | 1.20% | $26.72 |
03/14/2023 | 03/14/2023 | $0.080 | 1.10% | 1.21% | $26.37 |
12/14/2022 | 12/14/2022 | $0.070 | 1.13% | 1.13% | $24.85 |
09/14/2022 | 09/14/2022 | $0.070 | 1.08% | 1.12% | $24.92 |
06/14/2022 | 06/14/2022 | $0.070 | 1.11% | 1.20% | $23.40 |
03/14/2022 | 03/14/2022 | $0.070 | 0.89% | 0.99% | $28.18 |
12/14/2021 | 12/14/2021 | $0.060 | 0.82% | 0.82% | $29.31 |
09/14/2021 | 09/14/2021 | $0.060 | 0.97% | 1.00% | $24.06 |
06/14/2021 | 06/14/2021 | $0.060 | 0.83% | 0.88% | $27.33 |
03/12/2021 | 03/12/2021 | $0.060 | 0.76% | 0.83% | $29.05 |
12/14/2020 | 12/14/2020 | $0.053 | 1.15% | 1.15% | $18.57 |
MBIN 10-yr Total Return ($10,000 invested)
This analysis of MBIN demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 12.8% CAGR, representing strong long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.
Total Return with and without DRIP (MBIN)
Over the selected period, investing $10,000 in MBIN would grow to $28,079 with DRIP (180.8%), and $27,110 without DRIP (171.1%).
MBIN Dividend Reinvestment Snowball
Investing $10,000 + $100/mo in MBIN with historic price growth (10.88%) and dividend growth (13.99%) produces dramatically different outcomes depending on whether you reinvest dividends.
After 20 Years
Your Investment: $34,000
Portfolio: $208,194
Annual Dividend: $4,533
Yield on Cost: 13.33%
Total Dividends: $25,216
Portfolio: $180,293
Total Dividends: $21,057
After 30 Years
Your Investment: $46,000
Portfolio: $762,737
Annual Dividend: $21,897
Yield on Cost: 47.60%
Total Dividends: $127,926
Portfolio: $558,540
Total Dividends: $90,262
Milestones on the way
By year 13, the compounding really starts to show. Your total dividends collected reach $7,262 against a total investment of $25,600. At this point, your portfolio is throwing off $1,492 per year in dividends alone.
By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $2,827, a powerful “income on autopilot” milestone.
After two decades, cumulative dividends total $25,216 versus $34,000 invested, nearly a 74% recovery of capital purely from income. Yield on cost reaches 13.33%.
At year 25, the income engine takes over. The portfolio’s annual dividend of $9,934 is greater than total contributions to date ($40,000), and cumulative dividends exceed $57,356.
By year 30, the DRIP snowball is in full force. Yearly income reaches $21,897, cumulative dividends total $127,926, and the DRIP portfolio value stands at $762,737, compared with $558,540 if dividends weren’t reinvested.
How we estimate these numbers
We use the latest calculator inputs for MBIN, price $31.93, dividend per period $0.10 (4×/year), along with historic growth assumptions: price growth 10.88% and dividend growth 13.99% annually.
We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.
This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.
Projected Future Returns & Dividends for MBIN
Based on past 10-year performance, here are MBIN growth metrics:
Dividend History: Payments & Yield
Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.
Dividend Growth
Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.
Dividend Payments & Yield
Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.
MBIN Dividend History
Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
---|---|---|---|---|---|
09/15/2025 | 09/15/2025 | $0.100 | 1.21% | 1.24% | $32.22 |
06/13/2025 | 06/13/2025 | $0.100 | 1.22% | 1.28% | $31.27 |
03/14/2025 | 03/14/2025 | $0.100 | 0.98% | 1.06% | $37.90 |
12/13/2024 | 12/13/2024 | $0.090 | 0.94% | 0.94% | $38.48 |
09/13/2024 | 09/13/2024 | $0.090 | 0.80% | 0.82% | $43.90 |
06/14/2024 | 06/14/2024 | $0.090 | 0.87% | 0.92% | $39.06 |
03/14/2024 | 03/14/2024 | $0.090 | 0.81% | 0.89% | $40.52 |
12/14/2023 | 12/14/2023 | $0.080 | 0.80% | 0.80% | $39.99 |
09/14/2023 | 09/14/2023 | $0.080 | 1.09% | 1.13% | $28.35 |
06/14/2023 | 06/14/2023 | $0.080 | 1.12% | 1.20% | $26.72 |
03/14/2023 | 03/14/2023 | $0.080 | 1.10% | 1.21% | $26.37 |
12/14/2022 | 12/14/2022 | $0.070 | 1.13% | 1.13% | $24.85 |
09/14/2022 | 09/14/2022 | $0.070 | 1.08% | 1.12% | $24.92 |
06/14/2022 | 06/14/2022 | $0.070 | 1.11% | 1.20% | $23.40 |
03/14/2022 | 03/14/2022 | $0.070 | 0.89% | 0.99% | $28.18 |
12/14/2021 | 12/14/2021 | $0.060 | 0.82% | 0.82% | $29.31 |
09/14/2021 | 09/14/2021 | $0.060 | 0.97% | 1.00% | $24.06 |
06/14/2021 | 06/14/2021 | $0.060 | 0.83% | 0.88% | $27.33 |
03/12/2021 | 03/12/2021 | $0.060 | 0.76% | 0.83% | $29.05 |
12/14/2020 | 12/14/2020 | $0.053 | 1.15% | 1.15% | $18.57 |
09/14/2020 | 09/14/2020 | $0.053 | 1.51% | 1.56% | $13.69 |
06/12/2020 | 06/12/2020 | $0.053 | 1.82% | 1.94% | $11.01 |
03/12/2020 | 03/12/2020 | $0.053 | 2.04% | 2.25% | $9.49 |
12/12/2019 | 12/12/2019 | $0.047 | 1.49% | 1.49% | $12.49 |
09/12/2019 | 09/12/2019 | $0.047 | 1.67% | 1.74% | $10.75 |
06/13/2019 | 06/13/2019 | $0.047 | 1.57% | 1.69% | $11.03 |
03/14/2019 | 03/14/2019 | $0.047 | 1.24% | 1.38% | $13.49 |
12/13/2018 | 12/13/2018 | $0.040 | 1.14% | 1.14% | $13.99 |
09/13/2018 | 09/13/2018 | $0.040 | 0.83% | 0.86% | $18.51 |
06/14/2018 | 06/14/2018 | $0.040 | 0.61% | 0.86% | $18.59 |
03/14/2018 | 03/14/2018 | $0.040 | 0.49% | 1.08% | $14.83 |
12/14/2017 | 12/14/2017 | $0.033 | 0.24% | 0.96% | $13.86 |
Dividend Payout Ratio
Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.
Dividend to Free Cash Flow Ratio
Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.
Share Price
Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.
Price to Earnings
MBIN trades at a 49.8x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.
Price to Sales
MBIN trades at a 7.7x price-to-sales ratio, providing insight into market valuation relative to revenue generation.
Revenue
MBIN generated $0.2B in revenue. Revenue has grown by 65% over the period.
Net Income
MBIN reported $0.0B in net income. Net income has declined by 46% over the period.
Revenue vs Net Income
MBIN generated $0.2B in revenue with net income of $0.0B, representing a 15.5% net profit margin.
Gross Profit
MBIN achieved $0.1B in gross profit, showing revenue after direct production costs.
Operating Income
MBIN generated $0.1B in operating income, representing profit from core business operations.
EBITDA
MBIN generated $0.1B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.
Operating Cash Flow
MBIN generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.
Free Cash Flow
MBIN generated $0.0B in free cash flow. Free cash flow has decreased by 54% over the period.
Free Cash Flow / Share
MBIN generates $0.56 in free cash flow per share. FCF per share has declined by 54% over the period.
Earnings Per Share (EPS)
MBIN reported $0.60 in earnings per share. EPS has declined by 46% over the period.
Return on Equity (ROE)
MBIN delivered a 12.9% return on equity, indicating how effectively the company generates returns for shareholders.
Return on Assets (ROA)
MBIN achieved a 7.7% return on assets, measuring how efficiently the company uses its assets to generate profit.
Net Profit Margin
MBIN maintains a 15.5% net profit margin, showing the percentage of revenue retained as profit after all expenses.
Gross Profit Margin
MBIN operates with a 80.4% gross profit margin, reflecting pricing power and cost efficiency in core operations.
Cash & Debt
MBIN holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.
Shares Outstanding
MBIN has 0.0B shares outstanding.
Stock-Based Comp
MBIN reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 65%.
FCF vs Stock Based Comp
MBIN generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 17% of FCF.
FCF vs FCF / Share
MBIN reported $0.0B in free cash flow, translating to $0.56 per share.
Revenue: Actual + Estimates
This chart tracks MBIN revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EPS: Actual + Estimates
This chart tracks MBIN eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
Net Income: Actual + Estimates
This chart tracks MBIN net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EBITDA: Actual + Estimates
This chart tracks MBIN ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.