ORI – Dividend Returns, History & Calculator

Dividend Champions 44 Years

Old Republic International Corporation, through its subsidiaries, provides insurance underwriting and related services primarily in the United States and Canada. The company operates in two segments, Specialty Insurance and Title Insurance. The Specialty Insur

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Company Info

Symbol ORI
Company Old Republic International Corp
Sector Financial Services
Industry Insurance - Property & Casualty
Website Visit
Market Cap $10,622.1M

Price Data

Price $42.75
Price Change -0.75
Price Change % -1.72%
Next Earnings Oct 23, 2025
Low (52W) $33.00
High (52W) $44.00

Dividend Data

Div Yield 271.35%
5Y Avg Yield 889.82%
Current Div $0.290
Payouts/Year 4
Annualized $1.160
Previous Div $0.290
Ex-Date Sep 5, 2025

Growth Rates

Chowder Number 33.2
DGR 1Y 201.4%
DGR 3Y 18.0%
DGR 5Y 30.4%
DGR 10Y 15.6%

Total Returns

TTR 1Y - With Specials 39.3%
TTR 3Y - With Specials 33.2%
TTR 1Y - No Specials 33.2%
TTR 3Y - No Specials 31.2%

Fair Value

Fair Value (P/E 10) $24.35
FV (P/E 10) % 76.0%
Fair Value (Peter Lynch) $17.60
FV (Peter Lynch) % 143.0%
Fair Value (Blended) $24.28
FV (Blended) % 76.0%

Financial Metrics

Revenue 1Y 9.6%
NPM 10.4%
CF/Share $4.84
ROE 14.7%
Current R 0.3x
Debt/Capital 20.0%
ROTC 11.6%
P/E 12.1x
P/BV 1.7x
PEG 2.00
📊 Financial data last updated: October 15, 2025 4:24 pm

Calculate your ORI Dividend Returns

Quickly and easily calculate ORI dividend yield using our ORI calculator. Adjust the fields below to see how your ORI investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 15, 2025 4:24 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000234$42.75$0.292.71%2.71%$295$295269$11,495
2$12,634269$46.99$0.302.58%2.84%$349$644302$14,183
3$15,589302$51.65$0.322.46%2.97%$405$1,049333$17,194
4$18,898333$56.76$0.332.34%3.11%$463$1,512362$20,562
5$22,600362$62.39$0.352.23%3.25%$524$2,036390$24,324
6$26,735390$68.58$0.362.12%3.40%$587$2,623416$28,522
7$31,349416$75.37$0.382.02%3.55%$652$3,275440$33,200
8$36,491440$82.84$0.401.92%3.72%$719$3,994464$38,411
9$42,218464$91.06$0.421.83%3.89%$790$4,784486$44,208
10$48,590486$100.08$0.431.74%4.07%$863$5,646506$50,653

ORI Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/05/202509/05/2025$0.2907.10%2.87%$40.45
06/06/202506/06/2025$0.2907.59%3.10%$37.47
03/10/202503/10/2025$0.2907.72%3.18%$36.52
01/03/202501/03/2025$2.008.13%23.27%$34.38
12/06/202412/06/2024$0.2652.82%2.82%$37.63
09/06/202409/06/2024$0.2652.98%3.03%$34.95
06/04/202406/04/2024$0.2653.28%3.41%$31.06
03/08/202403/08/2024$0.2653.45%3.66%$28.95
12/04/202312/04/2023$0.2453.31%3.31%$29.60
09/01/202309/01/2023$0.2453.52%3.57%$27.42
06/02/202306/02/2023$0.2457.90%3.97%$24.69
03/03/202303/03/2023$0.2457.45%3.77%$25.99
12/02/202212/02/2022$0.2307.94%3.80%$24.19
08/31/202208/31/2022$1.238.75%22.53%$21.84
06/02/202206/02/2022$0.2309.24%3.90%$23.60
03/04/202203/04/2022$0.2308.22%3.48%$26.40
12/03/202112/03/2021$0.2209.09%3.71%$23.75
09/14/202109/14/2021$1.509.29%25.80%$23.26
08/31/202108/31/2021$0.2206.38%3.38%$26.00
06/03/202106/03/2021$0.2206.27%3.34%$26.32
Page 1 of 1

ORI 10-yr Total Return ($10,000 invested)

This analysis of ORI demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 16.0% CAGR, representing strong long-term performance. Recent 5-year performance has been particularly strong at 28.3% annually, outpacing the 10-year average. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (ORI)

Over the selected period, investing $10,000 in ORI would grow to $109,702 with DRIP (997.0%), and $59,093 without DRIP (490.9%).

ORI Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in ORI with historic price growth (9.93%) and dividend growth (4.60%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $180,060

Annual Dividend: $1,807

Yield on Cost: 5.31%

Total Dividends: $18,440

No DRIP

Portfolio: $153,422

Total Dividends: $15,299

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $521,910

Annual Dividend: $3,187

Yield on Cost: 6.93%

Total Dividends: $42,365

No DRIP

Portfolio: $408,904

Total Dividends: $33,013

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $8,497 against a total investment of $25,600. At this point, your portfolio is throwing off $1,131 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $1,494, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $18,440 versus $34,000 invested, nearly a 54% recovery of capital purely from income. Yield on cost reaches 5.31%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $2,424 is greater than total contributions to date ($40,000), and cumulative dividends exceed $28,724.

By year 30, the DRIP snowball is in full force. Yearly income reaches $3,187, cumulative dividends total $42,365, and the DRIP portfolio value stands at $521,910, compared with $408,904 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for ORI, price $42.80, dividend per period $0.29 (4×/year), along with historic growth assumptions: price growth 9.93% and dividend growth 4.60% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for ORI

Based on past 10-year performance, here are ORI growth metrics:

Share price CAGR of +13.06%
Dividend CAGR of +14.55%

Using ORI CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

ORI (DRIP)ORI (No DRIP)
Current Price$42.75$42.75
Start Shares233.92233.92
Start Value$10,000$10,000
After 10 years:
Final Share Count311.86233.92
Dividends Payment$4.51$4.51
Annual Dividends$1,365$1,055
Yield on cost13.65%10.55%
Share Price$145.88$145.88
Total Dividends$7,248$6,173
Final Value$45,494$40,296

Estimated Future Value + Dividends – ORI

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

ORI Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/05/202509/05/2025$0.2907.10%2.87%$40.45
06/06/202506/06/2025$0.2907.59%3.10%$37.47
03/10/202503/10/2025$0.2907.72%3.18%$36.52
01/03/202501/03/2025$2.008.13%23.27%$34.38
12/06/202412/06/2024$0.2652.82%2.82%$37.63
09/06/202409/06/2024$0.2652.98%3.03%$34.95
06/04/202406/04/2024$0.2653.28%3.41%$31.06
03/08/202403/08/2024$0.2653.45%3.66%$28.95
12/04/202312/04/2023$0.2453.31%3.31%$29.60
09/01/202309/01/2023$0.2453.52%3.57%$27.42
06/02/202306/02/2023$0.2457.90%3.97%$24.69
03/03/202303/03/2023$0.2457.45%3.77%$25.99
12/02/202212/02/2022$0.2307.94%3.80%$24.19
08/31/202208/31/2022$1.238.75%22.53%$21.84
06/02/202206/02/2022$0.2309.24%3.90%$23.60
03/04/202203/04/2022$0.2308.22%3.48%$26.40
12/03/202112/03/2021$0.2209.09%3.71%$23.75
09/14/202109/14/2021$1.509.29%25.80%$23.26
08/31/202108/31/2021$0.2206.38%3.38%$26.00
06/03/202106/03/2021$0.2206.27%3.34%$26.32
03/08/202103/08/2021$0.2207.70%4.13%$21.30
01/04/202101/04/2021$1.008.91%21.87%$18.29
12/03/202012/03/2020$0.2104.58%4.58%$18.34
09/03/202009/03/2020$0.2105.21%5.27%$15.94
06/04/202006/04/2020$0.21010.76%4.96%$16.92
03/06/202003/06/2020$0.2108.66%4.02%$20.90
12/05/201912/05/2019$0.2008.16%3.63%$22.06
09/05/201909/05/2019$1.208.00%21.38%$22.45
06/03/201906/03/2019$0.2003.58%3.63%$22.05
03/04/201903/04/2019$0.2003.78%3.86%$20.75
12/03/201812/03/2018$0.1953.42%3.42%$22.83
08/31/201808/31/2018$0.1957.15%3.52%$22.18
06/04/201806/04/2018$0.1957.55%3.72%$20.94
03/02/201803/02/2018$0.1957.86%3.89%$20.03
01/09/201801/09/2018$1.007.92%20.18%$19.82
12/04/201712/04/2017$0.1903.66%3.66%$20.76
08/31/201708/31/2017$0.1903.97%3.98%$19.09
06/01/201706/01/2017$0.1903.79%3.81%$19.94
03/02/201703/02/2017$0.1903.66%3.69%$20.61
12/01/201612/01/2016$0.1884.26%4.26%$17.67
08/31/201608/31/2016$0.1883.90%3.91%$19.23
06/01/201606/01/2016$0.1883.92%3.95%$19.05
03/02/201603/02/2016$0.1884.09%4.14%$18.18
12/02/201512/02/2015$0.1853.93%3.93%$18.82
09/02/201509/02/2015$0.1854.84%4.85%$15.25
06/03/201506/03/2015$0.1854.75%4.78%$15.48
03/04/201503/04/2015$0.1854.98%5.02%$14.73
12/03/201412/03/2014$0.1834.92%4.92%$14.88
09/03/201409/03/2014$0.1834.85%4.87%$15.02
06/02/201406/02/2014$0.1834.28%4.31%$16.97
02/28/201402/28/2014$0.1834.65%4.70%$15.56
12/02/201312/02/2013$0.1804.25%4.25%$16.93
09/04/201309/04/2013$0.1805.11%5.14%$14.02
05/31/201305/31/2013$0.1805.25%5.29%$13.61
03/07/201303/07/2013$0.1806.01%6.07%$11.87
11/30/201211/30/2012$0.1776.78%6.75%$10.49
08/30/201208/30/2012$0.1788.02%8.05%$8.84
06/01/201206/01/2012$0.1787.33%7.39%$9.63
03/08/201203/08/2012$0.1786.46%6.54%$10.89
12/01/201112/01/2011$0.1758.67%8.67%$8.07
09/01/201109/01/2011$0.1757.39%7.42%$9.44
06/01/201106/01/2011$0.1755.78%5.81%$12.04
03/02/201103/02/2011$0.1755.92%5.97%$11.73
12/02/201012/02/2010$0.1735.34%5.34%$12.96
09/01/201009/01/2010$0.1735.33%5.36%$12.92
06/02/201006/02/2010$0.1735.01%5.05%$13.70
03/03/201003/03/2010$0.1735.87%5.95%$11.64
12/02/200912/02/2009$0.1706.34%6.34%$10.73
09/02/200909/02/2009$0.1705.96%5.96%$11.40
06/03/200906/03/2009$0.1706.53%6.53%$10.41
03/02/200903/02/2009$0.1707.87%7.87%$8.64
12/03/200812/03/2008$0.1706.98%7.08%$9.60
09/03/200809/03/2008$0.1706.00%6.18%$11.00
06/03/200806/03/2008$0.1704.34%4.54%$14.99
03/03/200803/03/2008$0.1604.77%4.77%$13.41
12/03/200712/03/2007$0.1604.26%4.32%$14.80
08/31/200708/31/2007$0.1603.41%3.52%$18.19
06/01/200706/01/2007$0.1602.76%2.90%$22.08
03/02/200703/02/2007$0.1502.72%2.72%$22.08
12/01/200612/01/2006$0.1502.66%2.71%$22.17
08/31/200608/31/2006$0.1505.93%2.87%$20.90
06/01/200606/01/2006$0.1505.76%2.82%$21.30
03/02/200603/02/2006$0.1405.66%2.62%$21.40
12/16/200512/16/2005$0.8005.69%15.07%$21.24
11/30/200511/30/2005$0.1362.41%2.56%$21.29
08/31/200508/31/2005$0.1362.38%2.70%$20.14
06/01/200506/01/2005$0.1362.24%2.72%$20.00
03/02/200503/02/2005$0.1042.17%2.17%$19.14
12/08/200412/08/2004$0.1042.04%2.11%$19.70
09/01/200409/01/2004$0.1044.47%2.24%$18.60
06/02/200406/02/2004$0.1044.43%2.25%$18.48
03/03/200403/03/2004$0.0904.10%1.84%$19.62
12/11/200312/11/2003$0.5333.97%10.50%$20.31
12/03/200312/03/2003$0.0911.80%1.83%$19.82
09/03/200309/03/2003$0.0911.95%2.01%$18.04
06/04/200306/04/2003$0.0911.90%1.99%$18.26
03/05/200303/05/2003$0.0852.41%2.41%$14.14
12/04/200212/04/2002$0.0852.15%2.19%$15.60
09/04/200209/04/2002$0.0851.94%2.00%$17.08
06/05/200206/05/2002$0.0851.87%1.96%$17.39
03/01/200203/01/2002$0.0801.85%1.88%$17.03
12/05/200112/05/2001$0.0802.15%2.23%$14.36
06/01/200106/01/2001$0.0802.05%2.15%$14.86
03/01/200103/01/2001$0.0752.04%2.04%$14.67
12/01/200012/01/2000$0.0752.04%2.08%$14.37
08/31/200008/31/2000$0.0752.26%2.34%$12.77
06/01/200006/01/2000$0.0752.90%3.07%$9.73
03/01/200003/01/2000$0.0694.73%4.73%$5.87
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

ORI Price

Price to Earnings

ORI trades at a 45.7x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

ORI trades at a 4.2x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

ORI generated $2.2B in revenue.

Net Income

ORI reported $0.2B in net income. Net income has declined by 47% over the period.

Revenue vs Net Income

ORI generated $2.2B in revenue with net income of $0.2B, representing a 9.3% net profit margin.

Gross Profit

ORI achieved $1.7B in gross profit, showing revenue after direct production costs.

Operating Income

ORI generated $0.8B in operating income, representing profit from core business operations.

EBITDA

ORI generated $0.9B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

ORI generated $0.2B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

ORI generated $0.2B in free cash flow. Free cash flow has decreased by 56% over the period.

Free Cash Flow / Share

ORI generates $0.63 in free cash flow per share. FCF per share has declined by 56% over the period.

Earnings Per Share (EPS)

ORI reported $0.82 in earnings per share. EPS has declined by 47% over the period.

Return on Equity (ROE)

ORI delivered a 7.7% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

ORI achieved a 4.6% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

ORI maintains a 9.3% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

ORI operates with a 75.6% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

ORI holds $0.3B in cash against $0.1B in debt, resulting in a net cash position of $0.2B.

Shares Outstanding

ORI has 0.2B shares outstanding.

Stock-Based Comp

ORI reported $0.1B in stock-based compensation.

FCF vs Stock Based Comp

ORI generated $0.2B in free cash flow while spending $0.1B on stock-based compensation, representing 35% of FCF.

FCF vs FCF / Share

ORI reported $0.2B in free cash flow, translating to $0.63 per share.

Revenue: Actual + Estimates

This chart tracks ORI revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks ORI eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks ORI net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks ORI ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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