PCB – Dividend Returns, History & Calculator
PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals. The company offers demand, savings, money market, time deposits, and certificates of deposi
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Dividend Data
Growth Rates
Total Returns
Fair Value
Financial Metrics
Calculate your PCB Dividend Returns
Quickly and easily calculate PCB dividend yield using our PCB calculator. Adjust the fields below to see how your PCB investments snowball over time.
Portfolio Growth Over Time
Data last updated: November 27, 2025 10:01 pm
Year-by-Year Portfolio Growth (Realistic DRIP Scenario)
| Year | Start Balance | Start Shares | Share Price | Dividend / Share | Dividend Yield | Yield on Cost | Annual Dividend | Total Dividends | End Shares | End Balance |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | $10,000 | 453 | $22.07 | $0.20 | 3.62% | 3.62% | $395 | $395 | 525 | $11,595 |
| 2 | $12,112 | 525 | $23.05 | $0.26 | 4.55% | 4.75% | $595 | $990 | 603 | $13,907 |
| 3 | $14,527 | 603 | $24.08 | $0.34 | 5.71% | 6.23% | $891 | $1,881 | 690 | $16,618 |
| 4 | $17,359 | 690 | $25.16 | $0.45 | 7.17% | 8.17% | $1,333 | $3,215 | 791 | $19,893 |
| 5 | $20,780 | 791 | $26.28 | $0.59 | 9.00% | 10.72% | $2,004 | $5,218 | 913 | $23,984 |
| 6 | $25,053 | 913 | $27.45 | $0.78 | 11.30% | 14.05% | $3,040 | $8,258 | 1,067 | $29,293 |
| 7 | $30,600 | 1,067 | $28.67 | $1.02 | 14.18% | 18.43% | $4,687 | $12,945 | 1,272 | $36,487 |
| 8 | $38,114 | 1,272 | $29.95 | $1.33 | 17.81% | 24.17% | $7,393 | $20,338 | 1,559 | $46,707 |
| 9 | $48,789 | 1,559 | $31.29 | $1.75 | 22.35% | 31.69% | $12,031 | $32,370 | 1,982 | $62,021 |
| 10 | $64,786 | 1,982 | $32.68 | $2.29 | 28.06% | 41.55% | $20,408 | $52,778 | 2,643 | $86,395 |
PCB Dividend History
| Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 11/07/2025 | 11/07/2025 | $0.200 | 3.70% | 3.70% | $21.63 |
| 08/08/2025 | 08/08/2025 | $0.200 | 3.74% | 3.84% | $20.83 |
| 05/09/2025 | 05/09/2025 | $0.200 | 3.82% | 4.02% | $19.92 |
| 02/14/2025 | 02/14/2025 | $0.200 | 3.67% | 3.97% | $20.15 |
| 11/08/2024 | 11/08/2024 | $0.180 | 3.49% | 3.49% | $20.64 |
| 08/09/2024 | 08/09/2024 | $0.180 | 4.16% | 4.16% | $17.31 |
| 05/09/2024 | 05/09/2024 | $0.180 | 4.62% | 4.62% | $15.60 |
| 02/08/2024 | 02/08/2024 | $0.180 | 4.55% | 4.55% | $15.81 |
| 11/08/2023 | 11/08/2023 | $0.180 | 4.52% | 4.72% | $15.26 |
| 08/10/2023 | 08/10/2023 | $0.180 | 4.12% | 4.49% | $16.02 |
| 05/11/2023 | 05/11/2023 | $0.180 | 4.70% | 5.37% | $13.40 |
| 02/09/2023 | 02/09/2023 | $0.150 | 3.24% | 3.24% | $18.50 |
| 11/09/2022 | 11/09/2022 | $0.150 | 3.32% | 3.32% | $18.09 |
| 08/11/2022 | 08/11/2022 | $0.150 | 2.89% | 3.04% | $19.75 |
| 05/12/2022 | 05/12/2022 | $0.150 | 2.68% | 2.98% | $20.12 |
| 02/10/2022 | 02/10/2022 | $0.150 | 2.02% | 2.47% | $24.26 |
| 11/10/2021 | 11/10/2021 | $0.120 | 1.93% | 2.10% | $22.82 |
| 08/05/2021 | 08/05/2021 | $0.120 | 2.21% | 2.52% | $19.03 |
| 05/06/2021 | 05/06/2021 | $0.100 | 2.53% | 2.53% | $15.81 |
| 02/09/2021 | 02/09/2021 | $0.100 | 2.91% | 2.91% | $13.76 |
PCB 10-yr Total Return ($10,000 invested)
This analysis of PCB demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 4.8% CAGR, representing modest long-term performance. Recent 5-year performance has been particularly strong at 14.2% annually, outpacing the 10-year average. The DRIP strategy provided 21% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.
Total Return with and without DRIP (PCB)
Over the selected period, investing $10,000 in PCB would grow to $18,248 with DRIP (82.5%), and $16,575 without DRIP (65.8%).
PCB Dividend Reinvestment Snowball
Investing $10,000 + $100/mo in PCB with historic price growth (4.46%) and dividend growth (31.13%) produces dramatically different outcomes depending on whether you reinvest dividends.
After 20 Years
Your Investment: $34,000
Portfolio: $2,811,228,993
Annual Dividend: $9,622,094,745
Yield on Cost: 28,300,278.66%
Total Dividends: $2,753,932,238
Portfolio: $690,388
Total Dividends: $628,073
After 30 Years
Your Investment: $46,000
Portfolio: $18,934,338,753,475,634,360,171,649,564,672
Annual Dividend: $629,747,459,891,350,745,968,454,555,140,096
Yield on Cost: 1,369,016,217,155,110,197,389,911,130,112.00%
Total Dividends: $18,833,574,810,259,947,399,368,864,169,984
Portfolio: $11,471,135
Total Dividends: $11,359,667
Milestones on the way
By year 13, the compounding really starts to show. Your total dividends collected reach $292,785 against a total investment of $25,600. At this point, your portfolio is throwing off $247,583 per year in dividends alone.
By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $24,679,571, a powerful “income on autopilot” milestone.
After two decades, cumulative dividends total $2,753,932,238 versus $34,000 invested, nearly a 8,099,801% recovery of capital purely from income. Yield on cost reaches 28,300,278.66%.
At year 25, the income engine takes over. The portfolio’s annual dividend of $954,053,356,935,219,968 is greater than total contributions to date ($40,000), and cumulative dividends exceed $88,624,113,039,677,952.
By year 30, the DRIP snowball is in full force. Yearly income reaches $629,747,459,891,350,745,968,454,555,140,096, cumulative dividends total $18,833,574,810,259,947,399,368,864,169,984, and the DRIP portfolio value stands at $18,934,338,753,475,634,360,171,649,564,672, compared with $11,471,135 if dividends weren’t reinvested.
How we estimate these numbers
We use the latest calculator inputs for PCB, price $22.07, dividend per period $0.20 (4x/year), along with historic growth assumptions: price growth 4.46% and dividend growth 31.13% annually.
We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.
This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.
Projected Future Returns & Dividends for PCB
Based on past 10-year performance, here are PCB growth metrics:
Dividend History: Payments & Yield
Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.
Dividend Growth
Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.
Dividend Payments & Yield
Quarterly dividends with TTM yield and a 5âyear rolling average overlay. Helps compare current yield versus recent history across different ranges.
PCB Dividend History
| Ex-Date | Payment Date | Amount | TTM Yield | Forward Yield | Price on Ex-Date |
|---|---|---|---|---|---|
| 11/07/2025 | 11/07/2025 | $0.200 | 3.70% | 3.70% | $21.63 |
| 08/08/2025 | 08/08/2025 | $0.200 | 3.74% | 3.84% | $20.83 |
| 05/09/2025 | 05/09/2025 | $0.200 | 3.82% | 4.02% | $19.92 |
| 02/14/2025 | 02/14/2025 | $0.200 | 3.67% | 3.97% | $20.15 |
| 11/08/2024 | 11/08/2024 | $0.180 | 3.49% | 3.49% | $20.64 |
| 08/09/2024 | 08/09/2024 | $0.180 | 4.16% | 4.16% | $17.31 |
| 05/09/2024 | 05/09/2024 | $0.180 | 4.62% | 4.62% | $15.60 |
| 02/08/2024 | 02/08/2024 | $0.180 | 4.55% | 4.55% | $15.81 |
| 11/08/2023 | 11/08/2023 | $0.180 | 4.52% | 4.72% | $15.26 |
| 08/10/2023 | 08/10/2023 | $0.180 | 4.12% | 4.49% | $16.02 |
| 05/11/2023 | 05/11/2023 | $0.180 | 4.70% | 5.37% | $13.40 |
| 02/09/2023 | 02/09/2023 | $0.150 | 3.24% | 3.24% | $18.50 |
| 11/09/2022 | 11/09/2022 | $0.150 | 3.32% | 3.32% | $18.09 |
| 08/11/2022 | 08/11/2022 | $0.150 | 2.89% | 3.04% | $19.75 |
| 05/12/2022 | 05/12/2022 | $0.150 | 2.68% | 2.98% | $20.12 |
| 02/10/2022 | 02/10/2022 | $0.150 | 2.02% | 2.47% | $24.26 |
| 11/10/2021 | 11/10/2021 | $0.120 | 1.93% | 2.10% | $22.82 |
| 08/05/2021 | 08/05/2021 | $0.120 | 2.21% | 2.52% | $19.03 |
| 05/06/2021 | 05/06/2021 | $0.100 | 2.53% | 2.53% | $15.81 |
| 02/09/2021 | 02/09/2021 | $0.100 | 2.91% | 2.91% | $13.76 |
| 11/03/2020 | 11/03/2020 | $0.100 | 4.01% | 4.01% | $9.98 |
| 08/28/2020 | 08/28/2020 | $0.100 | 3.93% | 4.13% | $9.68 |
| 05/28/2020 | 05/28/2020 | $0.100 | 3.60% | 4.24% | $9.44 |
| 02/27/2020 | 02/27/2020 | $0.100 | 2.19% | 2.92% | $13.72 |
| 11/27/2019 | 11/27/2019 | $0.080 | 1.46% | 1.87% | $17.09 |
| 08/29/2019 | 08/29/2019 | $0.060 | 1.22% | 1.47% | $16.38 |
| 05/30/2019 | 05/30/2019 | $0.060 | 1.01% | 1.43% | $16.82 |
| 02/27/2019 | 02/27/2019 | $0.050 | 0.65% | 1.18% | $16.92 |
| 11/29/2018 | 11/29/2018 | $0.030 | 0.37% | 0.73% | $16.40 |
| 08/30/2018 | 08/30/2018 | $0.030 | 0.15% | 0.62% | $19.50 |
Dividend Payout Ratio
Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.
Dividend to Free Cash Flow Ratio
Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.
Share Price
Historical closing price with range controls. Table view includes quarterâoverâquarter and yearâoverâyear changes for additional context.
Price to Earnings
PCB trades at a 27.8x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.
Price to Sales
PCB trades at a 10.4x price-to-sales ratio, providing insight into market valuation relative to revenue generation.
Revenue
PCB generated $0.0B in revenue. Revenue has grown by 27% over the period.
Net Income
PCB reported $0.0B in net income.
Revenue vs Net Income
PCB generated $0.0B in revenue with net income of $0.0B, representing a 37.3% net profit margin.
Gross Profit
PCB achieved $0.0B in gross profit, showing revenue after direct production costs.
Operating Income
PCB generated $0.0B in operating income, representing profit from core business operations.
EBITDA
PCB generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.
Operating Cash Flow
PCB generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.
Free Cash Flow
PCB generated $0.0B in free cash flow.
Free Cash Flow / Share
PCB generates $0.84 in free cash flow per share. FCF per share has grown by 12% over the period.
Earnings Per Share (EPS)
PCB reported $0.79 in earnings per share.
Return on Equity (ROE)
PCB delivered a 31.1% return on equity, indicating how effectively the company generates returns for shareholders.
Return on Assets (ROA)
PCB achieved a 18.6% return on assets, measuring how efficiently the company uses its assets to generate profit.
Net Profit Margin
PCB maintains a 37.3% net profit margin, showing the percentage of revenue retained as profit after all expenses.
Gross Profit Margin
PCB operates with a 79.6% gross profit margin, reflecting pricing power and cost efficiency in core operations.
Cash & Debt
PCB holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.
Shares Outstanding
PCB has 0.0B shares outstanding.
Stock-Based Comp
PCB reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 27%.
FCF vs Stock Based Comp
PCB generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 6% of FCF.
FCF vs FCF / Share
PCB reported $0.0B in free cash flow, translating to $0.84 per share.
Revenue: Actual + Estimates
This chart tracks PCB revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EPS: Actual + Estimates
This chart tracks PCB eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
Net Income: Actual + Estimates
This chart tracks PCB net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
EBITDA: Actual + Estimates
This chart tracks PCB ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.
