PRI – Dividend Returns, History & Calculator

Dividend Contender 15 Years

Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. The company operates in three segments: Term Life Insurance; Investment and Savings Products; Senior Health;

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Company Info

Symbol PRI
Company Primerica, Inc.
Sector Financial Services
Industry Insurance - Life
Website Visit
Market Cap $8,522.2M

Price Data

Price $263.10
Price Change +2.57
Price Change % +0.99%
Next Earnings Report Nov 5, 2025
Low (52W) $230.98
High (52W) $307.91

Dividend Data

Div Yield 1.58%
5Y Avg Yield 1.46%
Current Div $1.040
Payouts/Year 4
Annualized $4.160
Previous Div $1.040
Ex-date Nov 21, 2025
Dividend Pay Date Dec 15, 2025

Growth Rates

Chowder Number 22.6
DGR 1Y 26.1%
DGR 3Y 23.7%
DGR 5Y 21.1%
DGR 10Y 20.6%

Total Returns

TTR 1Y - With Specials -10.0%
TTR 3Y - With Specials 24.4%
TTR 1Y - No Specials -10.0%
TTR 3Y - No Specials 24.4%

Fair Value

Fair Value (P/E 10) $147.85
FV (P/E 10) % 78.0%
Fair Value (Peter Lynch) $544.50
FV (Peter Lynch) % -52.0%
Fair Value (Blended) $155.02
FV (Blended) % 70.0%

Financial Metrics

Revenue 1Y 9.7%
NPM 22.4%
CF/Share $26.12
ROE 34.0%
Current R 3.6x
Debt/Capital 45.0%
ROTC 17.2%
P/E 12.1x
P/BV 3.7x
PEG 1.68
📊 Financial data last updated: November 24, 2025 1:38 pm

Calculate your PRI Dividend Returns

Quickly and easily calculate PRI dividend yield using our PRI calculator. Adjust the fields below to see how your PRI investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: November 28, 2025 2:45 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,00039$258.17$1.041.61%1.61%$174$17444$11,374
2$13,37144$303.49$1.251.64%1.93%$233$40849$14,804
3$17,40349$356.77$1.491.68%2.31%$306$71453$18,909
4$22,22953$419.40$1.791.71%2.77%$395$1,10957$23,824
5$28,00657$493.03$2.151.74%3.33%$504$1,61260$29,710
6$34,92660$579.58$2.571.78%3.99%$638$2,25063$36,763
7$43,21763$681.33$3.081.81%4.78%$801$3,05166$45,218
8$53,15666$800.93$3.701.85%5.73%$1,002$4,05369$55,358
9$65,07669$941.54$4.431.88%6.86%$1,247$5,30072$67,523
10$79,37772$1,106.83$5.311.92%8.22%$1,548$6,84874$82,125

PRI Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
11/21/202511/21/2025$1.041.58%1.58%$263.10
08/22/202508/22/2025$1.041.49%1.54%$269.85
05/22/202505/22/2025$1.041.44%1.55%$268.58
02/21/202502/21/2025$1.041.31%1.52%$273.40
11/21/202411/21/2024$0.9001.11%1.21%$296.87
08/21/202408/21/2024$0.9001.18%1.39%$259.44
05/20/202405/20/2024$0.7501.23%1.32%$228.11
02/20/202402/20/2024$0.7501.10%1.22%$246.04
11/20/202311/20/2023$0.6501.25%1.25%$207.89
08/18/202308/18/2023$0.6501.24%1.29%$202.14
05/19/202305/19/2023$0.6501.31%1.41%$183.81
02/17/202302/17/2023$0.6501.35%1.52%$170.66
11/21/202211/21/2022$0.5501.53%1.53%$143.79
08/19/202208/19/2022$0.5501.58%1.64%$134.25
05/19/202205/19/2022$0.5501.70%1.83%$119.98
02/18/202202/18/2022$0.5501.45%1.63%$135.20
11/19/202111/19/2021$0.4701.21%1.21%$155.91
08/19/202108/19/2021$0.4701.23%1.28%$146.94
05/20/202105/20/2021$0.4701.09%1.18%$159.19
02/19/202102/19/2021$0.4701.16%1.30%$144.50
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PRI 10-yr Total Return ($10,000 invested)

This analysis of PRI demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 22.0% CAGR, representing exceptional long-term performance. While recent 5-year returns averaged 15.1% annually, the exceptional 10-year performance of 22.0% demonstrates sustained long-term growth. The DRIP strategy provided 18% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (PRI)

Over the selected period, investing $10,000 in PRI would grow to $79,379 with DRIP (693.8%), and $74,551 without DRIP (645.5%).

PRI Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in PRI with historic price growth (17.56%) and dividend growth (19.86%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $602,923

Annual Dividend: $14,315

Yield on Cost: 42.10%

Total Dividends: $61,991

No DRIP

Portfolio: $485,259

Total Dividends: $49,006

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $3,887,490

Annual Dividend: $112,037

Yield on Cost: 243.56%

Total Dividends: $492,884

No DRIP

Portfolio: $2,547,597

Total Dividends: $318,785

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $13,550 against a total investment of $25,600. At this point, your portfolio is throwing off $3,400 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $7,746, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $61,991 versus $34,000 invested, nearly a 182% recovery of capital purely from income. Yield on cost reaches 42.10%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $39,898 is greater than total contributions to date ($40,000), and cumulative dividends exceed $175,465.

By year 30, the DRIP snowball is in full force. Yearly income reaches $112,037, cumulative dividends total $492,884, and the DRIP portfolio value stands at $3,887,490, compared with $2,547,597 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for PRI, price $258.17, dividend per period $1.04 (4x/year), along with historic growth assumptions: price growth 17.56% and dividend growth 19.86% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for PRI

Based on past 10-year performance, here are PRI growth metrics:

Share price CAGR of +10.92%
Dividend CAGR of +20.17%

Using PRI CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

PRI (DRIP)PRI (No DRIP)
Current Price$258.49$258.49
Start Shares38.6938.69
Start Value$10,000$10,000
After 10 years:
Final Share Count49.8438.69
Dividends Payment$26.13$26.13
Annual Dividends$1,257$1,011
Yield on cost12.57%10.11%
Share Price$728.58$728.58
Total Dividends$5,797$5,063
Final Value$36,312$33,249

Estimated Future Value + Dividends – PRI

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

PRI Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
11/21/202511/21/2025$1.041.58%1.58%$263.10
08/22/202508/22/2025$1.041.49%1.54%$269.85
05/22/202505/22/2025$1.041.44%1.55%$268.58
02/21/202502/21/2025$1.041.31%1.52%$273.40
11/21/202411/21/2024$0.9001.11%1.21%$296.87
08/21/202408/21/2024$0.9001.18%1.39%$259.44
05/20/202405/20/2024$0.7501.23%1.32%$228.11
02/20/202402/20/2024$0.7501.10%1.22%$246.04
11/20/202311/20/2023$0.6501.25%1.25%$207.89
08/18/202308/18/2023$0.6501.24%1.29%$202.14
05/19/202305/19/2023$0.6501.31%1.41%$183.81
02/17/202302/17/2023$0.6501.35%1.52%$170.66
11/21/202211/21/2022$0.5501.53%1.53%$143.79
08/19/202208/19/2022$0.5501.58%1.64%$134.25
05/19/202205/19/2022$0.5501.70%1.83%$119.98
02/18/202202/18/2022$0.5501.45%1.63%$135.20
11/19/202111/19/2021$0.4701.21%1.21%$155.91
08/19/202108/19/2021$0.4701.23%1.28%$146.94
05/20/202105/20/2021$0.4701.09%1.18%$159.19
02/19/202102/19/2021$0.4701.16%1.30%$144.50
11/19/202011/19/2020$0.4001.23%1.23%$129.96
08/20/202008/20/2020$0.4001.19%1.24%$129.02
05/21/202005/21/2020$0.4001.36%1.47%$109.18
02/21/202002/21/2020$0.4001.07%1.21%$132.33
11/19/201911/19/2019$0.3401.03%1.03%$131.64
08/20/201908/20/2019$0.3401.08%1.15%$118.07
05/21/201905/21/2019$0.3400.95%1.10%$123.72
02/19/201902/19/2019$0.3400.91%1.14%$119.50
11/19/201811/19/2018$0.2500.86%0.86%$116.37
08/20/201808/20/2018$0.2500.80%0.84%$118.80
05/21/201805/21/2018$0.2500.91%1.01%$98.60
02/14/201802/14/2018$0.2500.85%1.01%$99.20
11/16/201711/16/2017$0.2000.79%0.81%$98.20
08/16/201708/16/2017$0.2000.95%1.00%$79.70
05/17/201705/17/2017$0.1900.95%0.98%$77.85
02/15/201702/15/2017$0.1900.90%0.94%$80.45
11/16/201611/16/2016$0.1801.02%1.05%$68.80
08/22/201608/22/2016$0.1801.23%1.30%$55.38
05/18/201605/18/2016$0.1701.26%1.29%$52.59
02/17/201602/17/2016$0.1701.52%1.59%$42.85
11/18/201511/18/2015$0.1601.26%1.26%$50.89
08/18/201508/18/2015$0.1601.35%1.44%$44.37
05/18/201505/18/2015$0.1601.21%1.38%$46.25
02/18/201502/18/2015$0.1600.96%1.18%$54.03
11/18/201411/18/2014$0.1200.93%0.93%$51.48
08/18/201408/18/2014$0.1200.96%0.98%$48.88
05/16/201405/16/2014$0.1201.06%1.10%$43.45
02/18/201402/18/2014$0.1201.02%1.08%$44.29
11/20/201311/20/2013$0.1101.05%1.05%$42.05
08/21/201308/21/2013$0.1101.10%1.16%$38.07
05/22/201305/22/2013$0.1101.11%1.29%$34.11
02/20/201302/20/2013$0.1100.99%1.37%$32.19
11/20/201211/20/2012$0.0900.86%1.30%$27.75
08/22/201208/22/2012$0.0700.61%0.95%$29.35
05/24/201205/24/2012$0.0500.59%0.84%$23.84
02/22/201202/22/2012$0.0300.47%0.47%$25.50
11/23/201111/23/2011$0.0300.46%0.55%$21.90
08/23/201108/23/2011$0.0300.39%0.59%$20.47
05/25/201105/25/2011$0.0300.29%0.57%$20.91
02/23/201102/23/2011$0.0100.12%0.16%$25.18
11/22/201011/22/2010$0.0100.09%0.18%$22.26
08/23/201008/23/2010$0.0100.05%0.19%$21.01
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

PRI Price

Price to Earnings

PRI trades at a 41.6x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

PRI trades at a 10.2x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

PRI generated $0.8B in revenue. Revenue has grown by 24% over the period.

Net Income

PRI reported $0.2B in net income. Net income has grown by 122% over the period.

Revenue vs Net Income

PRI generated $0.8B in revenue with net income of $0.2B, representing a 24.6% net profit margin.

Gross Profit

PRI achieved $0.7B in gross profit, showing revenue after direct production costs.

Operating Income

PRI generated $0.3B in operating income, representing profit from core business operations.

EBITDA

PRI generated $0.3B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

PRI generated $0.2B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

PRI generated $0.2B in free cash flow. Free cash flow has increased by 149% over the period.

Free Cash Flow / Share

PRI generates $6.53 in free cash flow per share. FCF per share has grown by 149% over the period.

Earnings Per Share (EPS)

PRI reported $6.48 in earnings per share. EPS has grown by 122% over the period.

Return on Equity (ROE)

PRI delivered a 20.5% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

PRI achieved a 12.3% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

PRI maintains a 24.6% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

PRI operates with a 80.0% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

PRI holds $0.1B in cash against $0.0B in debt, resulting in a net cash position of $0.1B.

Shares Outstanding

PRI has 0.0B shares outstanding.

Stock-Based Comp

PRI reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 24%.

FCF vs Stock Based Comp

PRI generated $0.2B in free cash flow while spending $0.0B on stock-based compensation, representing 10% of FCF.

FCF vs FCF / Share

PRI reported $0.2B in free cash flow, translating to $6.53 per share.

Revenue: Actual + Estimates

This chart tracks PRI revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks PRI eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks PRI net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks PRI ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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