UNM – Dividend Returns, History & Calculator

Dividend Contender 17 Years

Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segment. The company offers group

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Company Info

Symbol UNM
Company Unum Group
Sector Financial Services
Industry Insurance - Life
Website Visit
Market Cap $13,427.5M

Price Data

Price $78.84
Price Change -0.21
Price Change % -0.27%
Next Earnings Report Feb 3, 2026
Low (52W) $66.81
High (52W) $84.48

Dividend Data

Div Yield 2.33%
5Y Avg Yield 3.55%
Current Div $0.460
Payouts/Year 4
Annualized $1.840
Previous Div $0.460
Ex-date Oct 24, 2025
Dividend Pay Date Nov 14, 2025

Growth Rates

Chowder Number 11.4
DGR 1Y 12.1%
DGR 3Y 11.8%
DGR 5Y 9.1%
DGR 10Y 9.7%

Total Returns

TTR 1Y - With Specials 12.7%
TTR 3Y - With Specials 28.6%
TTR 1Y - No Specials 12.7%
TTR 3Y - No Specials 28.6%

Fair Value

Fair Value (P/E 10) $42.14
FV (P/E 10) % 87.0%
Fair Value (Peter Lynch) $25.85
FV (Peter Lynch) % 205.0%
Fair Value (Blended) $58.39
FV (Blended) % 35.0%

Financial Metrics

Revenue 1Y 4.0%
NPM 6.9%
CF/Share $4.87
ROE 8.4%
Current R 15.5x
Debt/Capital 24.0%
ROTC 6.3%
P/E 15.3x
P/BV 1.2x
PEG 1.50
📊 Financial data last updated: December 29, 2025 1:47 pm (Data may be stale)

Calculate your UNM Dividend Returns

Quickly and easily calculate UNM dividend yield using our UNM calculator. Adjust the fields below to see how your UNM investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

UNM Dividend History

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UNM 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of UNM with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for UNM

Based on past 10-year performance, here are UNM growth metrics:

Share price CAGR of +5.86%
Dividend CAGR of +9.66%

Using UNM CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

UNM (DRIP)UNM (No DRIP)
Current Price$74.30$74.30
Start Shares134.59134.59
Start Value$10,000$10,000
After 10 years:
Final Share Count181.24134.59
Dividends Payment$4.63$4.63
Annual Dividends$810$623
Yield on cost8.10%6.23%
Share Price$131.37$131.37
Total Dividends$4,951$4,258
Final Value$23,809$21,939

Estimated Future Value + Dividends – UNM

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

UNM Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

UNM Price

Price to Earnings

This chart displays UNM price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays UNM price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays UNM revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays UNM net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays UNM revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays UNM gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays UNM operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays UNM ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays UNM operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays UNM free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays UNM free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays UNM earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays UNM return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays UNM return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays UNM net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays UNM gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays UNM cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays UNM shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays UNM stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays UNM fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays UNM fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays UNM revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays UNM eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays UNM net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays UNM ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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