WTFC – Dividend Returns, History & Calculator

Dividend Contender 12 Years

Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Commu

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Company Info

Symbol WTFC

Company Wintrust Financial Corporation

Sector Financial Services

Industry Banks - Regional

Website Visit

Market Cap $8,790.6M

Price Data

Price $131.26

Price Change +3.35

Price Change % +2.62%

Next Earnings Report Jan 21, 2026

Low (52W) $89.10

High (52W) $142.04

Dividend Data

Div Yield 1.52%

5Y Avg Yield 1.75%

Current Div $0.500

Payouts/Year 4

Annualized $2.000

Previous Div $0.500

Ex-date Nov 6, 2025

Dividend Pay Date Nov 20, 2025

Growth Rates

Chowder Number 13.8

DGR 1Y 11.1%

DGR 3Y 13.7%

DGR 5Y 12.3%

DGR 10Y 16.3%

Total Returns

TTR 1Y - With Specials -1.2%

TTR 3Y - With Specials 16.6%

TTR 1Y - No Specials -1.2%

TTR 3Y - No Specials 16.6%

Fair Value

Fair Value (P/E 10) $80.69

FV (P/E 10) % 63.0%

Fair Value (Peter Lynch) $272.25

FV (Peter Lynch) % -52.0%

Fair Value (Blended) $84.12

FV (Blended) % 56.0%

Financial Metrics

Revenue 1Y 7.9%

NPM 27.8%

CF/Share $17.16

ROE 11.7%

Debt/Capital 39.0%

ROTC 7.0%

P/E 12.1x

P/BV 1.3x

PEG 3.06

📊 Financial data last updated: November 24, 2025 1:56 pm

Calculate your WTFC Dividend Returns

Quickly and easily calculate WTFC dividend yield using our WTFC calculator. Adjust the fields below to see how your WTFC investments snowball over time.

Initial Investment: The lump sum you’re investing on day 1. Share Price: The current market price of one share. Dividend Amount (per payout): Enter the dividend paid per share each payout (e.g., quarterly for many ETFs). Annual yield is computed from this and the selected frequency. Dividend Frequency: How often you receive dividends (e.g. quarterly). Dividend Growth Rate: The yearly increase in dividend payouts (as a percentage). Share Price Growth: Expected annual increase in share price over time. Extra Investment: The amount you invest regularly (e.g. each month). Extra Invest Frequency: How often your extra investment is made (e.g. monthly). Length of Investment: How long you plan to keep investing and compounding.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: November 27, 2025 8:24 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

Year	Start Balance	Start Shares	Share Price	Dividend / Share	Dividend Yield	Yield on Cost	Annual Dividend	Total Dividends	End Shares	End Balance
1	$10,000	74	$134.70	$0.50	1.48%	1.48%	$160	$160	84	$11,360
2	$12,487	84	$148.06	$0.58	1.56%	1.71%	$207	$368	94	$13,895
3	$15,272	94	$162.74	$0.67	1.63%	1.98%	$264	$631	103	$16,736
4	$18,396	103	$178.88	$0.77	1.72%	2.28%	$331	$962	111	$19,926
5	$21,902	111	$196.62	$0.88	1.80%	2.63%	$411	$1,373	120	$23,513
6	$25,845	120	$216.12	$1.02	1.89%	3.03%	$506	$1,878	127	$27,551
7	$30,283	127	$237.55	$1.18	1.98%	3.50%	$620	$2,498	135	$32,102
8	$35,286	135	$261.11	$1.36	2.08%	4.03%	$755	$3,253	143	$37,241
9	$40,935	143	$287.00	$1.57	2.18%	4.65%	$917	$4,171	150	$43,052
10	$47,321	150	$315.47	$1.81	2.29%	5.36%	$1,110	$5,281	157	$49,632

WTFC Dividend History

Ex-Date	Payment Date	Amount	TTM Yield	Forward Yield	Price on Ex-Date
11/06/2025	11/06/2025	$0.500	1.55%	1.55%	$128.68
08/07/2025	08/07/2025	$0.500	1.59%	1.63%	$122.80
05/08/2025	05/08/2025	$0.500	1.62%	1.71%	$117.03
02/06/2025	02/06/2025	$0.500	1.41%	1.52%	$131.19
11/07/2024	11/07/2024	$0.450	1.42%	1.42%	$127.13
08/08/2024	08/08/2024	$0.450	1.78%	1.83%	$98.14
05/08/2024	05/08/2024	$0.450	1.69%	1.79%	$100.74
02/07/2024	02/07/2024	$0.450	1.80%	1.97%	$91.42
11/08/2023	11/08/2023	$0.400	2.02%	2.02%	$79.04
08/09/2023	08/09/2023	$0.400	1.86%	1.93%	$82.75
05/10/2023	05/10/2023	$0.400	2.38%	2.58%	$62.11
02/08/2023	02/08/2023	$0.400	1.50%	1.69%	$94.41
11/09/2022	11/09/2022	$0.340	1.45%	1.45%	$93.68
08/10/2022	08/10/2022	$0.340	1.54%	1.57%	$86.58
05/11/2022	05/11/2022	$0.340	1.55%	1.62%	$83.82
02/09/2022	02/09/2022	$0.340	1.24%	1.33%	$102.41
11/09/2021	11/09/2021	$0.310	1.35%	1.35%	$92.06
08/04/2021	08/04/2021	$0.310	1.72%	1.76%	$70.41
05/05/2021	05/05/2021	$0.310	1.50%	1.58%	$78.64
02/10/2021	02/10/2021	$0.310	1.69%	1.82%	$68.02

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WTFC 10-yr Total Return ($10,000 invested)

This analysis of WTFC demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 14.5% CAGR, representing strong long-term performance. Recent 5-year performance has been particularly strong at 21.3% annually, outpacing the 10-year average. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Date	With DRIP	No DRIP	DRIP Advantage	Dividend
2016-02-09	$10,030	$10,030	$0	$0.120
2016-05-10	$12,851	$12,842	$8	$0.120
2016-08-09	$13,698	$13,685	$13	$0.120
2016-11-08	$13,635	$13,623	$13	$0.120
2017-02-07	$18,175	$18,118	$57	$0.140
2017-05-09	$18,249	$18,191	$58	$0.140
2017-08-08	$19,289	$19,217	$72	$0.140
2017-11-08	$19,898	$19,817	$81	$0.140
2018-02-07	$21,164	$21,061	$103	$0.190
2018-05-09	$23,881	$23,726	$156	$0.190
2018-08-08	$23,107	$22,968	$139	$0.190
2018-11-07	$20,037	$19,970	$67	$0.190
2019-02-06	$18,659	$18,628	$31	$0.250
2019-05-08	$19,396	$19,343	$53	$0.250
2019-08-07	$17,077	$17,100	$-22	$0.250
2019-11-06	$17,632	$17,634	$-2	$0.250
2020-02-05	$17,342	$17,356	$-14	$0.280
2020-05-06	$9,448	$9,807	$-359	$0.280
2020-08-05	$11,409	$11,668	$-259	$0.280
2020-11-10	$14,366	$14,456	$-89	$0.280
2021-02-10	$18,280	$18,126	$154	$0.310
2021-05-05	$21,218	$20,868	$350	$0.310
2021-08-04	$19,081	$18,881	$200	$0.310
2021-11-09	$25,032	$24,390	$642	$0.310
2022-02-09	$27,939	$27,072	$866	$0.340
2022-05-11	$22,960	$22,494	$466	$0.340
2022-08-10	$23,809	$23,271	$537	$0.340
2022-11-09	$25,855	$25,138	$717	$0.340
2023-02-08	$26,167	$25,421	$745	$0.400
2023-05-10	$17,325	$17,418	$-93	$0.400
2023-08-09	$23,194	$22,697	$497	$0.400
2023-11-08	$22,267	$21,867	$400	$0.400
2024-02-07	$25,881	$25,085	$796	$0.450
2024-05-08	$28,647	$27,536	$1,110	$0.450
2024-08-08	$28,035	$26,997	$1,038	$0.450
2024-11-07	$36,445	$34,383	$2,063	$0.450
2025-02-06	$37,753	$35,527	$2,226	$0.500
2025-05-08	$33,822	$32,100	$1,722	$0.500
2025-08-07	$35,634	$33,673	$1,961	$0.500
2025-11-06	$37,485	$35,273	$2,212	$0.500

Total Return with and without DRIP (WTFC)

Over the selected period, investing $10,000 in WTFC would grow to $43,884 with DRIP (338.8%), and $40,828 without DRIP (308.3%).

WTFC Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in WTFC with historic price growth (9.92%) and dividend growth (15.34%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $206,057

Annual Dividend: $8,015

Yield on Cost: 23.57%

Total Dividends: $39,268

No DRIP

Portfolio: $168,114

Total Dividends: $30,157

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $867,962

Annual Dividend: $54,649

Yield on Cost: 118.80%

Total Dividends: $260,775

No DRIP

Portfolio: $520,502

Total Dividends: $145,310

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $9,948 against a total investment of $25,600. At this point, your portfolio is throwing off $2,227 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $4,623, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $39,268 versus $34,000 invested, nearly a 115% recovery of capital purely from income. Yield on cost reaches 23.57%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $20,473 is greater than total contributions to date ($40,000), and cumulative dividends exceed $100,600.

By year 30, the DRIP snowball is in full force. Yearly income reaches $54,649, cumulative dividends total $260,775, and the DRIP portfolio value stands at $867,962, compared with $520,502 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for WTFC, price $134.70, dividend per period $0.50 (4x/year), along with historic growth assumptions: price growth 9.92% and dividend growth 15.34% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for WTFC

Based on past 10-year performance, here are WTFC growth metrics:

Share price CAGR of +11.38%

Dividend CAGR of +16.35%

Using WTFC CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

	WTFC (DRIP)	WTFC (No DRIP)
Current Price	$127.77	$127.77
Start Shares	78.27	78.27
Start Value	$10,000	$10,000
After 10 years:
Final Share Count	95.45	78.27
Dividends Payment	$9.09	$9.09
Annual Dividends	$847	$712
Yield on cost	8.47%	7.12%
Share Price	$375.44	$375.44
Total Dividends	$4,397	$3,950
Final Value	$35,837	$33,334

Estimated Future Value + Dividends – WTFC

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Date	Dividend	Share Price	Yield %	TTM Dividend	TTM Yield %
2016-02-09	$0.1200	$39.86	0.30%	$0.4500	1.13%
2016-05-10	$0.1200	$50.95	0.24%	$0.4600	0.90%
2016-08-09	$0.1200	$54.19	0.22%	$0.4700	0.87%
2016-11-08	$0.1200	$53.82	0.22%	$0.4800	0.89%
2017-02-07	$0.1400	$71.60	0.20%	$0.5000	0.70%
2017-05-09	$0.1400	$71.75	0.20%	$0.5200	0.72%
2017-08-08	$0.1400	$75.70	0.18%	$0.5400	0.71%
2017-11-08	$0.1400	$77.95	0.18%	$0.5600	0.72%
2018-02-07	$0.1900	$82.72	0.23%	$0.6100	0.74%
2018-05-09	$0.1900	$93.15	0.20%	$0.6600	0.71%
2018-08-08	$0.1900	$89.94	0.21%	$0.7100	0.79%
2018-11-07	$0.1900	$77.80	0.24%	$0.7600	0.98%
2019-02-06	$0.2500	$72.20	0.35%	$0.8200	1.14%
2019-05-08	$0.2500	$74.80	0.33%	$0.8800	1.18%
2019-08-07	$0.2500	$65.61	0.38%	$0.9400	1.43%
2019-11-06	$0.2500	$67.49	0.37%	$1.0000	1.48%
2020-02-05	$0.2800	$66.10	0.42%	$1.0300	1.56%
2020-05-06	$0.2800	$35.73	0.78%	$1.0600	2.97%
2020-08-05	$0.2800	$42.87	0.65%	$1.0900	2.54%
2020-11-10	$0.2800	$53.70	0.52%	$1.1200	2.09%
2021-02-10	$0.3100	$68.02	0.46%	$1.1500	1.69%
2021-05-05	$0.3100	$78.64	0.39%	$1.1800	1.50%
2021-08-04	$0.3100	$70.41	0.44%	$1.2100	1.72%
2021-11-09	$0.3100	$92.06	0.34%	$1.2400	1.35%
2022-02-09	$0.3400	$102.41	0.33%	$1.2700	1.24%
2022-05-11	$0.3400	$83.82	0.41%	$1.3000	1.55%
2022-08-10	$0.3400	$86.58	0.39%	$1.3300	1.54%
2022-11-09	$0.3400	$93.68	0.36%	$1.3600	1.45%
2023-02-08	$0.4000	$94.41	0.42%	$1.4200	1.50%
2023-05-10	$0.4000	$62.11	0.64%	$1.4800	2.38%
2023-08-09	$0.4000	$82.75	0.48%	$1.5400	1.86%
2023-11-08	$0.4000	$79.04	0.51%	$1.6000	2.02%
2024-02-07	$0.4500	$91.42	0.49%	$1.6500	1.80%
2024-05-08	$0.4500	$100.74	0.45%	$1.7000	1.69%
2024-08-08	$0.4500	$98.14	0.46%	$1.7500	1.78%
2024-11-07	$0.4500	$127.13	0.35%	$1.8000	1.42%
2025-02-06	$0.5000	$131.19	0.38%	$1.8500	1.41%
2025-05-08	$0.5000	$117.03	0.43%	$1.9000	1.62%
2025-08-07	$0.5000	$122.80	0.41%	$1.9500	1.59%
2025-11-06	$0.5000	$128.68	0.39%	$2.0000	1.55%

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Date	Dividend	Share Price	Yield %	QoQ Change
2016-02-09	$0.1200	$39.86	0.30%	N/A
2016-05-10	$0.1200	$50.95	0.24%	+0.0%
2016-08-09	$0.1200	$54.19	0.22%	+0.0%
2016-11-08	$0.1200	$53.82	0.22%	+0.0%
2017-02-07	$0.1400	$71.60	0.20%	+16.7%
2017-05-09	$0.1400	$71.75	0.20%	+0.0%
2017-08-08	$0.1400	$75.70	0.18%	+0.0%
2017-11-08	$0.1400	$77.95	0.18%	+0.0%
2018-02-07	$0.1900	$82.72	0.23%	+35.7%
2018-05-09	$0.1900	$93.15	0.20%	+0.0%
2018-08-08	$0.1900	$89.94	0.21%	+0.0%
2018-11-07	$0.1900	$77.80	0.24%	+0.0%
2019-02-06	$0.2500	$72.20	0.35%	+31.6%
2019-05-08	$0.2500	$74.80	0.33%	+0.0%
2019-08-07	$0.2500	$65.61	0.38%	+0.0%
2019-11-06	$0.2500	$67.49	0.37%	+0.0%
2020-02-05	$0.2800	$66.10	0.42%	+12.0%
2020-05-06	$0.2800	$35.73	0.78%	+0.0%
2020-08-05	$0.2800	$42.87	0.65%	+0.0%
2020-11-10	$0.2800	$53.70	0.52%	+0.0%
2021-02-10	$0.3100	$68.02	0.46%	+10.7%
2021-05-05	$0.3100	$78.64	0.39%	+0.0%
2021-08-04	$0.3100	$70.41	0.44%	+0.0%
2021-11-09	$0.3100	$92.06	0.34%	+0.0%
2022-02-09	$0.3400	$102.41	0.33%	+9.7%
2022-05-11	$0.3400	$83.82	0.41%	+0.0%
2022-08-10	$0.3400	$86.58	0.39%	+0.0%
2022-11-09	$0.3400	$93.68	0.36%	+0.0%
2023-02-08	$0.4000	$94.41	0.42%	+17.6%
2023-05-10	$0.4000	$62.11	0.64%	+0.0%
2023-08-09	$0.4000	$82.75	0.48%	+0.0%
2023-11-08	$0.4000	$79.04	0.51%	+0.0%
2024-02-07	$0.4500	$91.42	0.49%	+12.5%
2024-05-08	$0.4500	$100.74	0.45%	+0.0%
2024-08-08	$0.4500	$98.14	0.46%	+0.0%
2024-11-07	$0.4500	$127.13	0.35%	+0.0%
2025-02-06	$0.5000	$131.19	0.38%	+11.1%
2025-05-08	$0.5000	$117.03	0.43%	+0.0%
2025-08-07	$0.5000	$122.80	0.41%	+0.0%
2025-11-06	$0.5000	$128.68	0.39%	+0.0%

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5âyear rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

Date	Dividend	TTM Yield	5-yr Avg Yield	YoY Change
2016-02-09	$0.1200	1.13%	1.13%	N/A
2016-05-10	$0.1200	0.90%	1.02%	N/A
2016-08-09	$0.1200	0.87%	0.97%	N/A
2016-11-08	$0.1200	0.89%	0.95%	N/A
2017-02-07	$0.1400	0.70%	0.90%	11.1%
2017-05-09	$0.1400	0.72%	0.87%	13.0%
2017-08-08	$0.1400	0.71%	0.85%	14.9%
2017-11-08	$0.1400	0.72%	0.83%	16.7%
2018-02-07	$0.1900	0.74%	0.82%	22.0%
2018-05-09	$0.1900	0.71%	0.81%	26.9%
2018-08-08	$0.1900	0.79%	0.81%	31.5%
2018-11-07	$0.1900	0.98%	0.82%	35.7%
2019-02-06	$0.2500	1.14%	0.85%	34.4%
2019-05-08	$0.2500	1.18%	0.87%	33.3%
2019-08-07	$0.2500	1.43%	0.91%	32.4%
2019-11-06	$0.2500	1.48%	0.94%	31.6%
2020-02-05	$0.2800	1.56%	0.98%	25.6%
2020-05-06	$0.2800	2.97%	1.09%	20.5%
2020-08-05	$0.2800	2.54%	1.17%	16.0%
2020-11-10	$0.2800	2.09%	1.21%	12.0%
2021-02-10	$0.3100	1.69%	1.24%	11.7%
2021-05-05	$0.3100	1.50%	1.27%	11.3%
2021-08-04	$0.3100	1.72%	1.31%	11.0%
2021-11-09	$0.3100	1.35%	1.34%	10.7%
2022-02-09	$0.3400	1.24%	1.36%	10.4%
2022-05-11	$0.3400	1.55%	1.40%	10.2%
2022-08-10	$0.3400	1.54%	1.44%	9.9%
2022-11-09	$0.3400	1.45%	1.48%	9.7%
2023-02-08	$0.4000	1.50%	1.52%	11.8%
2023-05-10	$0.4000	2.38%	1.60%	13.9%
2023-08-09	$0.4000	1.86%	1.66%	15.8%
2023-11-08	$0.4000	2.02%	1.71%	17.7%
2024-02-07	$0.4500	1.80%	1.74%	16.2%
2024-05-08	$0.4500	1.69%	1.77%	14.9%
2024-08-08	$0.4500	1.78%	1.79%	13.6%
2024-11-07	$0.4500	1.42%	1.78%	12.5%
2025-02-06	$0.5000	1.41%	1.78%	12.1%
2025-05-08	$0.5000	1.62%	1.71%	11.8%
2025-08-07	$0.5000	1.59%	1.66%	11.4%
2025-11-06	$0.5000	1.55%	1.63%	11.1%

WTFC Dividend History

Ex-Date	Payment Date	Amount	TTM Yield	Forward Yield	Price on Ex-Date
11/06/2025	11/06/2025	$0.500	1.55%	1.55%	$128.68
08/07/2025	08/07/2025	$0.500	1.59%	1.63%	$122.80
05/08/2025	05/08/2025	$0.500	1.62%	1.71%	$117.03
02/06/2025	02/06/2025	$0.500	1.41%	1.52%	$131.19
11/07/2024	11/07/2024	$0.450	1.42%	1.42%	$127.13
08/08/2024	08/08/2024	$0.450	1.78%	1.83%	$98.14
05/08/2024	05/08/2024	$0.450	1.69%	1.79%	$100.74
02/07/2024	02/07/2024	$0.450	1.80%	1.97%	$91.42
11/08/2023	11/08/2023	$0.400	2.02%	2.02%	$79.04
08/09/2023	08/09/2023	$0.400	1.86%	1.93%	$82.75
05/10/2023	05/10/2023	$0.400	2.38%	2.58%	$62.11
02/08/2023	02/08/2023	$0.400	1.50%	1.69%	$94.41
11/09/2022	11/09/2022	$0.340	1.45%	1.45%	$93.68
08/10/2022	08/10/2022	$0.340	1.54%	1.57%	$86.58
05/11/2022	05/11/2022	$0.340	1.55%	1.62%	$83.82
02/09/2022	02/09/2022	$0.340	1.24%	1.33%	$102.41
11/09/2021	11/09/2021	$0.310	1.35%	1.35%	$92.06
08/04/2021	08/04/2021	$0.310	1.72%	1.76%	$70.41
05/05/2021	05/05/2021	$0.310	1.50%	1.58%	$78.64
02/10/2021	02/10/2021	$0.310	1.69%	1.82%	$68.02
11/10/2020	11/10/2020	$0.280	2.09%	2.09%	$53.70
08/05/2020	08/05/2020	$0.280	2.54%	2.61%	$42.87
05/06/2020	05/06/2020	$0.280	2.97%	3.13%	$35.73
02/05/2020	02/05/2020	$0.280	1.56%	1.69%	$66.10
11/06/2019	11/06/2019	$0.250	1.48%	1.48%	$67.49
08/07/2019	08/07/2019	$0.250	1.43%	1.52%	$65.61
05/08/2019	05/08/2019	$0.250	1.18%	1.34%	$74.80
02/06/2019	02/06/2019	$0.250	1.14%	1.39%	$72.20
11/07/2018	11/07/2018	$0.190	0.98%	0.98%	$77.80
08/08/2018	08/08/2018	$0.190	0.79%	0.85%	$89.94
05/09/2018	05/09/2018	$0.190	0.71%	0.82%	$93.15
02/07/2018	02/07/2018	$0.190	0.74%	0.92%	$82.72
11/08/2017	11/08/2017	$0.140	0.72%	0.72%	$77.95
08/08/2017	08/08/2017	$0.140	0.71%	0.74%	$75.70
05/09/2017	05/09/2017	$0.140	0.72%	0.78%	$71.75
02/07/2017	02/07/2017	$0.140	0.70%	0.78%	$71.60
11/08/2016	11/08/2016	$0.120	0.89%	0.89%	$53.82
08/09/2016	08/09/2016	$0.120	0.87%	0.89%	$54.19
05/10/2016	05/10/2016	$0.120	0.90%	0.94%	$50.95
02/09/2016	02/09/2016	$0.120	1.13%	1.20%	$39.86
11/09/2015	11/09/2015	$0.110	0.83%	0.83%	$53.00
08/04/2015	08/04/2015	$0.110	0.80%	0.82%	$53.75
05/05/2015	05/05/2015	$0.110	0.86%	0.90%	$48.82
02/03/2015	02/03/2015	$0.110	0.90%	0.97%	$45.47
11/04/2014	11/04/2014	$0.100	0.87%	0.87%	$46.14
08/05/2014	08/05/2014	$0.100	0.86%	0.88%	$45.26
05/06/2014	05/06/2014	$0.100	0.86%	0.91%	$44.11
02/04/2014	02/04/2014	$0.100	0.86%	0.93%	$43.15
08/06/2013	08/06/2013	$0.090	0.87%	0.87%	$41.47
02/05/2013	02/05/2013	$0.090	0.97%	0.97%	$37.17
08/07/2012	08/07/2012	$0.090	0.98%	0.98%	$36.80
02/07/2012	02/07/2012	$0.090	1.13%	1.13%	$31.83
08/09/2011	08/09/2011	$0.090	1.23%	1.23%	$29.25
02/08/2011	02/08/2011	$0.090	1.08%	1.08%	$33.24
08/10/2010	08/10/2010	$0.090	1.47%	1.18%	$30.57
02/09/2010	02/09/2010	$0.090	1.71%	1.14%	$31.56
08/11/2009	08/11/2009	$0.090	2.33%	1.33%	$27.06
02/10/2009	02/10/2009	$0.180	5.43%	5.58%	$12.90
08/05/2008	08/05/2008	$0.180	3.03%	3.21%	$22.41
02/05/2008	02/05/2008	$0.180	1.79%	2.02%	$35.66
08/07/2007	08/07/2007	$0.160	1.51%	1.61%	$39.66
02/06/2007	02/06/2007	$0.160	1.19%	1.36%	$47.02
08/08/2006	08/08/2006	$0.140	1.08%	1.16%	$48.30
02/07/2006	02/07/2006	$0.140	0.92%	1.07%	$52.36
08/05/2005	08/05/2005	$0.120	0.86%	0.94%	$51.26
02/04/2005	02/04/2005	$0.120	0.73%	0.88%	$54.56
08/06/2004	08/06/2004	$0.100	0.70%	0.78%	$51.60
02/03/2004	02/03/2004	$0.100	0.68%	0.85%	$46.86
08/01/2003	08/01/2003	$0.080	0.81%	0.92%	$34.66
02/04/2003	02/04/2003	$0.080	0.83%	1.07%	$29.84
08/02/2002	08/02/2002	$0.060	0.67%	0.75%	$32.00
02/01/2002	02/01/2002	$0.060	0.92%	1.18%	$20.37
08/07/2001	08/07/2001	$0.047	0.67%	0.87%	$21.37
02/06/2001	02/06/2001	$0.047	0.77%	1.49%	$12.54
08/08/2000	08/08/2000	$0.033	0.44%	1.18%	$11.33
02/08/2000	02/08/2000	$0.017	0.16%	0.63%	$10.54

Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Date	Payout Ratio	QoQ Change	YoY Change
2021-10-31	18.5%	N/A	N/A
2022-01-31	18.5%	+0.2%	N/A
2022-04-30	18.5%	+0.1%	N/A
2022-07-31	18.5%	-0.1%	N/A
2022-10-31	18.5%	-0.2%	0.0%
2023-01-31	17.9%	-3.0%	-3.2%
2023-04-30	17.8%	-0.9%	-4.1%
2023-07-31	17.6%	-1.2%	-5.2%
2023-10-31	17.3%	-1.3%	-6.2%
2024-01-31	17.5%	+1.1%	-2.3%
2024-04-30	17.6%	+0.3%	-1.2%
2024-07-31	17.6%	+0.0%	+0.1%
2024-10-31	17.6%	-0.1%	+1.3%
2025-09-30	10.4%	-40.6%	-40.5%

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Date	Dividend/FCF Ratio	QoQ Change	YoY Change
2021-01-31	213.8%	N/A	N/A
2021-04-30	191.5%	-10.4%	N/A
2021-07-31	174.3%	-9.0%	N/A
2021-10-31	160.5%	-7.9%	N/A
2022-01-31	207.1%	+29.0%	-3.2%
2022-04-30	185.0%	-10.7%	-3.4%
2022-07-31	167.9%	-9.2%	-3.6%
2022-10-31	154.3%	-8.1%	-3.9%
2023-01-31	195.6%	+26.7%	-5.6%
2023-04-30	178.1%	-8.9%	-3.7%
2023-07-31	164.6%	-7.6%	-2.0%
2023-10-31	153.9%	-6.5%	-0.3%
2024-01-31	213.3%	+38.6%	+9.1%
2024-04-30	191.9%	-10.0%	+7.7%
2024-07-31	175.3%	-8.6%	+6.5%
2024-10-31	162.1%	-7.5%	+5.3%
2025-09-30	13.4%	-91.8%	-93.7%
2025-11-27	13.7%	+2.6%	-92.9%

Share Price

Historical closing price with range controls. Table view includes quarterâoverâquarter and yearâoverâyear changes for additional context.

WTFC Price

Date	Share Price	Price Change	QoQ Change	YoY Change
2016-02-09	$39.86	N/A	N/A	N/A
2016-05-10	$50.95	+$11.09	0.0%	N/A
2016-08-09	$54.19	+$3.24	0.0%	N/A
2016-11-08	$53.82	$-0.37	0.0%	N/A
2017-02-07	$71.60	+$17.78	16.7%	16.7%
2017-05-09	$71.75	+$0.15	0.0%	16.7%
2017-08-08	$75.70	+$3.95	0.0%	16.7%
2017-11-08	$77.95	+$2.25	0.0%	16.7%
2018-02-07	$82.72	+$4.77	35.7%	35.7%
2018-05-09	$93.15	+$10.43	0.0%	35.7%
2018-08-08	$89.94	$-3.21	0.0%	35.7%
2018-11-07	$77.80	$-12.14	0.0%	35.7%
2019-02-06	$72.20	$-5.60	31.6%	31.6%
2019-05-08	$74.80	+$2.60	0.0%	31.6%
2019-08-07	$65.61	$-9.19	0.0%	31.6%
2019-11-06	$67.49	+$1.88	0.0%	31.6%
2020-02-05	$66.10	$-1.39	12.0%	12.0%
2020-05-06	$35.73	$-30.37	0.0%	12.0%
2020-08-05	$42.87	+$7.14	0.0%	12.0%
2020-11-10	$53.70	+$10.83	0.0%	12.0%
2021-02-10	$68.02	+$14.32	10.7%	10.7%
2021-05-05	$78.64	+$10.62	0.0%	10.7%
2021-08-04	$70.41	$-8.23	0.0%	10.7%
2021-11-09	$92.06	+$21.65	0.0%	10.7%
2022-02-09	$102.41	+$10.35	9.7%	9.7%
2022-05-11	$83.82	$-18.59	0.0%	9.7%
2022-08-10	$86.58	+$2.76	0.0%	9.7%
2022-11-09	$93.68	+$7.10	0.0%	9.7%
2023-02-08	$94.41	+$0.73	17.7%	17.7%
2023-05-10	$62.11	$-32.30	0.0%	17.7%
2023-08-09	$82.75	+$20.64	0.0%	17.7%
2023-11-08	$79.04	$-3.71	0.0%	17.7%
2024-02-07	$91.42	+$12.38	12.5%	12.5%
2024-05-08	$100.74	+$9.32	0.0%	12.5%
2024-08-08	$98.14	$-2.60	0.0%	12.5%
2024-11-07	$127.13	+$28.99	0.0%	12.5%
2025-02-06	$131.19	+$4.06	11.1%	11.1%
2025-05-08	$117.03	$-14.16	0.0%	11.1%
2025-08-07	$122.80	+$5.77	0.0%	11.1%
2025-11-06	$128.68	+$5.88	0.0%	11.1%

Price to Earnings

WTFC trades at a 48.7x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

2021-01-31	37.3x	N/A	Q-Est
2021-04-30	45.0x	+20.6%	Q-Est
2021-07-31	46.2x	+2.7%	Q-Est
2021-10-31	49.1x	+6.3%	Q-Est
2022-01-31	50.5x	+2.8%	Q-Est
2022-04-30	55.3x	+9.4%	Q-Est
2022-07-31	44.6x	-19.3%	Q-Est
2022-10-31	45.4x	+1.7%	Q-Est
2023-01-31	38.1x	-16.0%	Q-Est
2023-04-30	41.5x	+9.0%	Q-Est
2023-07-31	32.7x	-21.2%	Q-Est
2023-10-31	34.0x	+4.0%	Q-Est
2024-01-31	37.2x	+9.5%	Q-Est
2024-04-30	38.7x	+3.9%	Q-Est
2024-07-31	39.6x	+2.3%	Q-Est
2024-10-31	43.6x	+10.1%	Q-Est
2024-12-31	51.8x	+18.9%	Q
2025-03-31	48.1x	-7.1%	Q
2025-06-30	39.5x	-17.9%	Q
2025-09-30	48.7x	+23.2%	Q

Price to Sales

WTFC trades at a 13.2x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

2021-01-31	9.6x	N/A	Q-Est
2021-04-30	11.5x	+20.6%	Q-Est
2021-07-31	11.8x	+2.7%	Q-Est
2021-10-31	12.6x	+6.3%	Q-Est
2022-01-31	12.4x	-1.2%	Q-Est
2022-04-30	13.6x	+9.4%	Q-Est
2022-07-31	11.0x	-19.3%	Q-Est
2022-10-31	11.2x	+1.7%	Q-Est
2023-01-31	10.0x	-10.8%	Q-Est
2023-04-30	10.9x	+9.0%	Q-Est
2023-07-31	8.6x	-21.2%	Q-Est
2023-10-31	8.9x	+4.0%	Q-Est
2024-01-31	10.1x	+13.9%	Q-Est
2024-04-30	10.5x	+3.9%	Q-Est
2024-07-31	10.8x	+2.3%	Q-Est
2024-10-31	11.9x	+10.1%	Q-Est
2024-12-31	14.5x	+22.0%	Q
2025-03-31	13.6x	-5.9%	Q
2025-06-30	11.1x	-18.5%	Q
2025-09-30	13.2x	+18.7%	Q

Revenue

WTFC generated $0.7B in revenue. Revenue has grown by 63% over the period.

2021-01-31	$0.43B	N/A	Q-Est
2021-04-30	$0.43B	+0.0%	Q-Est
2021-07-31	$0.43B	+0.0%	Q-Est
2021-10-31	$0.43B	+0.0%	Q-Est
2022-01-31	$0.49B	+14.3%	Q-Est
2022-04-30	$0.49B	+0.0%	Q-Est
2022-07-31	$0.49B	+0.0%	Q-Est
2022-10-31	$0.49B	+0.0%	Q-Est
2023-01-31	$0.57B	+16.1%	Q-Est
2023-04-30	$0.57B	+0.0%	Q-Est
2023-07-31	$0.57B	+0.0%	Q-Est
2023-10-31	$0.57B	+0.0%	Q-Est
2024-01-31	$0.61B	+7.9%	Q-Est
2024-04-30	$0.61B	+0.0%	Q-Est
2024-07-31	$0.61B	+0.0%	Q-Est
2024-10-31	$0.61B	+0.0%	Q-Est
2024-12-31	$0.64B	+4.2%	Q
2025-03-31	$0.64B	+0.7%	Q
2025-06-30	$0.67B	+4.3%	Q
2025-09-30	$0.70B	+4.0%	Q

Net Income

WTFC reported $0.2B in net income. Net income has grown by 72% over the period.

2021-01-31	$0.11B	N/A	Q-Est
2021-04-30	$0.11B	+0.0%	Q-Est
2021-07-31	$0.11B	+0.0%	Q-Est
2021-10-31	$0.11B	+0.0%	Q-Est
2022-01-31	$0.12B	+9.9%	Q-Est
2022-04-30	$0.12B	+0.0%	Q-Est
2022-07-31	$0.12B	+0.0%	Q-Est
2022-10-31	$0.12B	+0.0%	Q-Est
2023-01-31	$0.15B	+23.4%	Q-Est
2023-04-30	$0.15B	+0.0%	Q-Est
2023-07-31	$0.15B	+0.0%	Q-Est
2023-10-31	$0.15B	+0.0%	Q-Est
2024-01-31	$0.17B	+12.2%	Q-Est
2024-04-30	$0.17B	+0.0%	Q-Est
2024-07-31	$0.17B	+0.0%	Q-Est
2024-10-31	$0.17B	+0.0%	Q-Est
2024-12-31	$0.18B	+7.0%	Q
2025-03-31	$0.18B	+2.1%	Q
2025-06-30	$0.19B	+3.6%	Q
2025-09-30	$0.19B	+0.2%	Q

Revenue vs Net Income

WTFC generated $0.7B in revenue with net income of $0.2B, representing a 27.1% net profit margin.

2021-01-31	$0.43B	$0.11B	Q-Est
2021-04-30	$0.43B	$0.11B	Q-Est
2021-07-31	$0.43B	$0.11B	Q-Est
2021-10-31	$0.43B	$0.11B	Q-Est
2022-01-31	$0.49B	$0.12B	Q-Est
2022-04-30	$0.49B	$0.12B	Q-Est
2022-07-31	$0.49B	$0.12B	Q-Est
2022-10-31	$0.49B	$0.12B	Q-Est
2023-01-31	$0.57B	$0.15B	Q-Est
2023-04-30	$0.57B	$0.15B	Q-Est
2023-07-31	$0.57B	$0.15B	Q-Est
2023-10-31	$0.57B	$0.15B	Q-Est
2024-01-31	$0.61B	$0.17B	Q-Est
2024-04-30	$0.61B	$0.17B	Q-Est
2024-07-31	$0.61B	$0.17B	Q-Est
2024-10-31	$0.61B	$0.17B	Q-Est
2024-12-31	$0.64B	$0.18B	Q
2025-03-31	$0.64B	$0.18B	Q
2025-06-30	$0.67B	$0.19B	Q
2025-09-30	$0.70B	$0.19B	Q

Gross Profit

WTFC achieved $0.6B in gross profit, showing revenue after direct production costs.

2021-01-31	$0.30B	N/A	Q-Est
2021-04-30	$0.29B	-1.7%	Q-Est
2021-07-31	$0.29B	-0.1%	Q-Est
2021-10-31	$0.30B	+3.2%	Q-Est
2022-01-31	$0.36B	+17.3%	Q-Est
2022-04-30	$0.33B	-6.8%	Q-Est
2022-07-31	$0.33B	+0.1%	Q-Est
2022-10-31	$0.32B	-2.6%	Q-Est
2023-01-31	$0.46B	+43.0%	Q-Est
2023-04-30	$0.47B	+1.0%	Q-Est
2023-07-31	$0.44B	-6.2%	Q-Est
2023-10-31	$0.43B	-2.3%	Q-Est
2024-01-31	$0.48B	+13.1%	Q-Est
2024-04-30	$0.51B	+4.5%	Q-Est
2024-07-31	$0.50B	-0.9%	Q-Est
2024-10-31	$0.47B	-5.8%	Q-Est
2024-12-31	$0.50B	+7.1%	Q-Est
2025-03-31	$0.49B	-2.6%	Q-Est
2025-06-30	$0.53B	+7.9%	Q-Est
2025-09-30	$0.55B	+4.0%	Q-Est

Operating Income

WTFC generated $0.2B in operating income, representing profit from core business operations.

2021-01-31	$0.15B	N/A	Q-Est
2021-04-30	$0.15B	+0.0%	Q-Est
2021-07-31	$0.15B	+0.0%	Q-Est
2021-10-31	$0.15B	+0.0%	Q-Est
2022-01-31	$0.17B	+14.3%	Q-Est
2022-04-30	$0.17B	+0.0%	Q-Est
2022-07-31	$0.17B	+0.0%	Q-Est
2022-10-31	$0.17B	+0.0%	Q-Est
2023-01-31	$0.20B	+16.1%	Q-Est
2023-04-30	$0.20B	+0.0%	Q-Est
2023-07-31	$0.20B	+0.0%	Q-Est
2023-10-31	$0.20B	+0.0%	Q-Est
2024-01-31	$0.21B	+7.9%	Q-Est
2024-04-30	$0.21B	+0.0%	Q-Est
2024-07-31	$0.21B	+0.0%	Q-Est
2024-10-31	$0.21B	+0.0%	Q-Est
2024-12-31	$0.22B	+4.2%	Q-Est
2025-03-31	$0.23B	+0.7%	Q-Est
2025-06-30	$0.23B	+4.3%	Q-Est
2025-09-30	$0.24B	+4.0%	Q-Est

EBITDA

WTFC generated $0.3B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

2021-01-31	$0.17B	N/A	Q-Est
2021-04-30	$0.17B	+0.0%	Q-Est
2021-07-31	$0.17B	+0.0%	Q-Est
2021-10-31	$0.17B	+0.0%	Q-Est
2022-01-31	$0.20B	+14.3%	Q-Est
2022-04-30	$0.20B	+0.0%	Q-Est
2022-07-31	$0.20B	+0.0%	Q-Est
2022-10-31	$0.20B	+0.0%	Q-Est
2023-01-31	$0.23B	+16.1%	Q-Est
2023-04-30	$0.23B	+0.0%	Q-Est
2023-07-31	$0.23B	+0.0%	Q-Est
2023-10-31	$0.23B	+0.0%	Q-Est
2024-01-31	$0.25B	+7.9%	Q-Est
2024-04-30	$0.25B	+0.0%	Q-Est
2024-07-31	$0.25B	+0.0%	Q-Est
2024-10-31	$0.25B	+0.0%	Q-Est
2024-12-31	$0.26B	+4.2%	Q-Est
2025-03-31	$0.26B	+0.7%	Q-Est
2025-06-30	$0.27B	+4.3%	Q-Est
2025-09-30	$0.28B	+4.0%	Q-Est

Operating Cash Flow

WTFC generated $0.2B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

2021-01-31	$0.13B	N/A	Q-Est
2021-04-30	$0.13B	+0.0%	Q-Est
2021-07-31	$0.13B	+0.0%	Q-Est
2021-10-31	$0.13B	+0.0%	Q-Est
2022-01-31	$0.14B	+9.9%	Q-Est
2022-04-30	$0.14B	+0.0%	Q-Est
2022-07-31	$0.14B	+0.0%	Q-Est
2022-10-31	$0.14B	+0.0%	Q-Est
2023-01-31	$0.17B	+23.4%	Q-Est
2023-04-30	$0.17B	+0.0%	Q-Est
2023-07-31	$0.17B	+0.0%	Q-Est
2023-10-31	$0.17B	+0.0%	Q-Est
2024-01-31	$0.19B	+12.2%	Q-Est
2024-04-30	$0.19B	+0.0%	Q-Est
2024-07-31	$0.19B	+0.0%	Q-Est
2024-10-31	$0.19B	+0.0%	Q-Est
2024-12-31	$0.21B	+7.0%	Q-Est
2025-03-31	$0.21B	+2.1%	Q-Est
2025-06-30	$0.22B	+3.6%	Q-Est
2025-09-30	$0.22B	+0.2%	Q-Est

Free Cash Flow

WTFC generated $0.2B in free cash flow. Free cash flow has increased by 74% over the period.

2021-01-31	$0.11B	N/A	Q-Est
2021-04-30	$0.11B	+0.0%	Q-Est
2021-07-31	$0.11B	+0.0%	Q-Est
2021-10-31	$0.11B	+0.0%	Q-Est
2022-01-31	$0.12B	+9.3%	Q-Est
2022-04-30	$0.12B	+0.0%	Q-Est
2022-07-31	$0.12B	+0.0%	Q-Est
2022-10-31	$0.12B	+0.0%	Q-Est
2023-01-31	$0.15B	+24.5%	Q-Est
2023-04-30	$0.15B	+0.0%	Q-Est
2023-07-31	$0.15B	+0.0%	Q-Est
2023-10-31	$0.15B	+0.0%	Q-Est
2024-01-31	$0.17B	+12.7%	Q-Est
2024-04-30	$0.17B	+0.0%	Q-Est
2024-07-31	$0.17B	+0.0%	Q-Est
2024-10-31	$0.17B	+0.0%	Q-Est
2024-12-31	$0.18B	+7.3%	Q-Est
2025-03-31	$0.19B	+2.2%	Q-Est
2025-06-30	$0.19B	+3.5%	Q-Est
2025-09-30	$0.19B	-0.3%	Q-Est

Free Cash Flow / Share

WTFC generates $2.88 in free cash flow per share. FCF per share has grown by 74% over the period.

2021-01-31	$1.66	N/A	Q-Est
2021-04-30	$1.66	+0.0%	Q-Est
2021-07-31	$1.66	+0.0%	Q-Est
2021-10-31	$1.66	+0.0%	Q-Est
2022-01-31	$1.81	+9.3%	Q-Est
2022-04-30	$1.81	+0.0%	Q-Est
2022-07-31	$1.81	+0.0%	Q-Est
2022-10-31	$1.81	+0.0%	Q-Est
2023-01-31	$2.26	+24.5%	Q-Est
2023-04-30	$2.26	+0.0%	Q-Est
2023-07-31	$2.26	+0.0%	Q-Est
2023-10-31	$2.26	+0.0%	Q-Est
2024-01-31	$2.54	+12.7%	Q-Est
2024-04-30	$2.54	+0.0%	Q-Est
2024-07-31	$2.54	+0.0%	Q-Est
2024-10-31	$2.54	+0.0%	Q-Est
2024-12-31	$2.73	+7.3%	Q-Est
2025-03-31	$2.79	+2.2%	Q-Est
2025-06-30	$2.89	+3.5%	Q-Est
2025-09-30	$2.88	-0.3%	Q-Est

Earnings Per Share (EPS)

WTFC reported $2.82 in earnings per share. EPS has grown by 72% over the period.

2021-01-31	$1.64	N/A	Q-Est
2021-04-30	$1.64	+0.0%	Q-Est
2021-07-31	$1.64	+0.0%	Q-Est
2021-10-31	$1.64	+0.0%	Q-Est
2022-01-31	$1.80	+9.9%	Q-Est
2022-04-30	$1.80	+0.0%	Q-Est
2022-07-31	$1.80	+0.0%	Q-Est
2022-10-31	$1.80	+0.0%	Q-Est
2023-01-31	$2.22	+23.4%	Q-Est
2023-04-30	$2.22	+0.0%	Q-Est
2023-07-31	$2.22	+0.0%	Q-Est
2023-10-31	$2.22	+0.0%	Q-Est
2024-01-31	$2.49	+12.2%	Q-Est
2024-04-30	$2.49	+0.0%	Q-Est
2024-07-31	$2.49	+0.0%	Q-Est
2024-10-31	$2.49	+0.0%	Q-Est
2024-12-31	$2.66	+7.0%	Q
2025-03-31	$2.72	+2.1%	Q
2025-06-30	$2.82	+3.6%	Q
2025-09-30	$2.82	+0.2%	Q

Return on Equity (ROE)

WTFC delivered a 22.6% return on equity, indicating how effectively the company generates returns for shareholders.

2021-01-31	21.3%	N/A	Q-Est
2021-04-30	21.3%	+0.0%	Q-Est
2021-07-31	21.3%	+0.0%	Q-Est
2021-10-31	21.3%	+0.0%	Q-Est
2022-01-31	20.5%	-3.8%	Q-Est
2022-04-30	20.5%	+0.0%	Q-Est
2022-07-31	20.5%	+0.0%	Q-Est
2022-10-31	20.5%	+0.0%	Q-Est
2023-01-31	21.8%	+6.3%	Q-Est
2023-04-30	21.8%	+0.0%	Q-Est
2023-07-31	21.8%	+0.0%	Q-Est
2023-10-31	21.8%	+0.0%	Q-Est
2024-01-31	22.7%	+4.0%	Q-Est
2024-04-30	22.7%	+0.0%	Q-Est
2024-07-31	22.7%	+0.0%	Q-Est
2024-10-31	22.7%	+0.0%	Q-Est
2024-12-31	23.3%	+2.6%	Q-Est
2025-03-31	23.6%	+1.3%	Q-Est
2025-06-30	23.4%	-0.7%	Q-Est
2025-09-30	22.6%	-3.7%	Q-Est

Return on Assets (ROA)

WTFC achieved a 13.5% return on assets, measuring how efficiently the company uses its assets to generate profit.

2021-01-31	12.8%	N/A	Q-Est
2021-04-30	12.8%	+0.0%	Q-Est
2021-07-31	12.8%	+0.0%	Q-Est
2021-10-31	12.8%	+0.0%	Q-Est
2022-01-31	12.3%	-3.8%	Q-Est
2022-04-30	12.3%	+0.0%	Q-Est
2022-07-31	12.3%	+0.0%	Q-Est
2022-10-31	12.3%	+0.0%	Q-Est
2023-01-31	13.1%	+6.3%	Q-Est
2023-04-30	13.1%	+0.0%	Q-Est
2023-07-31	13.1%	+0.0%	Q-Est
2023-10-31	13.1%	+0.0%	Q-Est
2024-01-31	13.6%	+4.0%	Q-Est
2024-04-30	13.6%	+0.0%	Q-Est
2024-07-31	13.6%	+0.0%	Q-Est
2024-10-31	13.6%	+0.0%	Q-Est
2024-12-31	14.0%	+2.6%	Q-Est
2025-03-31	14.2%	+1.3%	Q-Est
2025-06-30	14.1%	-0.7%	Q-Est
2025-09-30	13.5%	-3.6%	Q-Est

Net Profit Margin

WTFC maintains a 27.1% net profit margin, showing the percentage of revenue retained as profit after all expenses.

2021-01-31	25.6%	N/A	Q-Est
2021-04-30	25.6%	+0.0%	Q-Est
2021-07-31	25.6%	+0.0%	Q-Est
2021-10-31	25.6%	+0.0%	Q-Est
2022-01-31	24.6%	-3.9%	Q-Est
2022-04-30	24.6%	+0.0%	Q-Est
2022-07-31	24.6%	+0.0%	Q-Est
2022-10-31	24.6%	+0.0%	Q-Est
2023-01-31	26.2%	+6.3%	Q-Est
2023-04-30	26.2%	+0.0%	Q-Est
2023-07-31	26.2%	+0.0%	Q-Est
2023-10-31	26.2%	+0.0%	Q-Est
2024-01-31	27.2%	+4.0%	Q-Est
2024-04-30	27.2%	+0.0%	Q-Est
2024-07-31	27.2%	+0.0%	Q-Est
2024-10-31	27.2%	+0.0%	Q-Est
2024-12-31	27.9%	+2.6%	Q
2025-03-31	28.3%	+1.3%	Q
2025-06-30	28.1%	-0.7%	Q
2025-09-30	27.1%	-3.7%	Q

Gross Profit Margin

WTFC operates with a 79.1% gross profit margin, reflecting pricing power and cost efficiency in core operations.

2021-01-31	70.0%	N/A	Q-Est
2021-04-30	68.8%	-1.7%	Q-Est
2021-07-31	68.7%	-0.1%	Q-Est
2021-10-31	70.9%	+3.2%	Q-Est
2022-01-31	72.7%	+2.6%	Q-Est
2022-04-30	67.7%	-6.8%	Q-Est
2022-07-31	67.8%	+0.1%	Q-Est
2022-10-31	66.0%	-2.6%	Q-Est
2023-01-31	81.2%	+23.1%	Q-Est
2023-04-30	82.1%	+1.0%	Q-Est
2023-07-31	77.0%	-6.2%	Q-Est
2023-10-31	75.2%	-2.3%	Q-Est
2024-01-31	78.9%	+4.9%	Q-Est
2024-04-30	82.5%	+4.5%	Q-Est
2024-07-31	81.7%	-0.9%	Q-Est
2024-10-31	77.0%	-5.8%	Q-Est
2024-12-31	79.1%	+2.7%	Q
2025-03-31	76.5%	-3.2%	Q
2025-06-30	79.1%	+3.5%	Q
2025-09-30	79.1%	0.0%	Q

Cash & Debt

WTFC holds $0.1B in cash against $0.0B in debt, resulting in a net cash position of $0.1B.

2021-01-31	$0.06B	$0.02B	$0.04B	Q-Est
2021-04-30	$0.06B	$0.02B	$0.04B	Q-Est
2021-07-31	$0.06B	$0.02B	$0.04B	Q-Est
2021-10-31	$0.06B	$0.02B	$0.04B	Q-Est
2022-01-31	$0.07B	$0.02B	$0.05B	Q-Est
2022-04-30	$0.07B	$0.02B	$0.05B	Q-Est
2022-07-31	$0.07B	$0.02B	$0.05B	Q-Est
2022-10-31	$0.07B	$0.02B	$0.05B	Q-Est
2023-01-31	$0.09B	$0.03B	$0.06B	Q-Est
2023-04-30	$0.09B	$0.03B	$0.06B	Q-Est
2023-07-31	$0.09B	$0.03B	$0.06B	Q-Est
2023-10-31	$0.09B	$0.03B	$0.06B	Q-Est
2024-01-31	$0.09B	$0.03B	$0.06B	Q-Est
2024-04-30	$0.09B	$0.03B	$0.06B	Q-Est
2024-07-31	$0.09B	$0.03B	$0.06B	Q-Est
2024-10-31	$0.09B	$0.03B	$0.06B	Q-Est
2024-12-31	$0.10B	$0.03B	$0.06B	Q-Est
2025-03-31	$0.10B	$0.03B	$0.06B	Q-Est
2025-06-30	$0.10B	$0.03B	$0.07B	Q-Est
2025-09-30	$0.10B	$0.03B	$0.07B	Q-Est

Shares Outstanding

WTFC has 0.1B shares outstanding.

2021-01-31	0.07B	N/A	Q-Est
2021-04-30	0.07B	+0.0%	Q-Est
2021-07-31	0.07B	+0.0%	Q-Est
2021-10-31	0.07B	+0.0%	Q-Est
2022-01-31	0.07B	+0.0%	Q-Est
2022-04-30	0.07B	+0.0%	Q-Est
2022-07-31	0.07B	+0.0%	Q-Est
2022-10-31	0.07B	+0.0%	Q-Est
2023-01-31	0.07B	+0.0%	Q-Est
2023-04-30	0.07B	+0.0%	Q-Est
2023-07-31	0.07B	+0.0%	Q-Est
2023-10-31	0.07B	+0.0%	Q-Est
2024-01-31	0.07B	+0.0%	Q-Est
2024-04-30	0.07B	+0.0%	Q-Est
2024-07-31	0.07B	+0.0%	Q-Est
2024-10-31	0.07B	+0.0%	Q-Est
2024-12-31	0.07B	+0.0%	Q-Est
2025-03-31	0.07B	+0.0%	Q-Est
2025-06-30	0.07B	+0.0%	Q-Est
2025-09-30	0.07B	+0.0%	Q-Est

Stock-Based Comp

WTFC reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 63%.

2021-01-31	$0.01B	N/A	Q-Est
2021-04-30	$0.01B	+0.0%	Q-Est
2021-07-31	$0.01B	+0.0%	Q-Est
2021-10-31	$0.01B	+0.0%	Q-Est
2022-01-31	$0.01B	+14.3%	Q-Est
2022-04-30	$0.01B	+0.0%	Q-Est
2022-07-31	$0.01B	+0.0%	Q-Est
2022-10-31	$0.01B	+0.0%	Q-Est
2023-01-31	$0.01B	+16.1%	Q-Est
2023-04-30	$0.01B	+0.0%	Q-Est
2023-07-31	$0.01B	+0.0%	Q-Est
2023-10-31	$0.01B	+0.0%	Q-Est
2024-01-31	$0.02B	+7.9%	Q-Est
2024-04-30	$0.02B	+0.0%	Q-Est
2024-07-31	$0.02B	+0.0%	Q-Est
2024-10-31	$0.02B	+0.0%	Q-Est
2024-12-31	$0.02B	+4.2%	Q-Est
2025-03-31	$0.02B	+0.7%	Q-Est
2025-06-30	$0.02B	+4.3%	Q-Est
2025-09-30	$0.02B	+4.0%	Q-Est

FCF vs Stock Based Comp

WTFC generated $0.2B in free cash flow while spending $0.0B on stock-based compensation, representing 9% of FCF.

2021-01-31	$0.11B	$0.01B	Q-Est
2021-04-30	$0.11B	$0.01B	Q-Est
2021-07-31	$0.11B	$0.01B	Q-Est
2021-10-31	$0.11B	$0.01B	Q-Est
2022-01-31	$0.12B	$0.01B	Q-Est
2022-04-30	$0.12B	$0.01B	Q-Est
2022-07-31	$0.12B	$0.01B	Q-Est
2022-10-31	$0.12B	$0.01B	Q-Est
2023-01-31	$0.15B	$0.01B	Q-Est
2023-04-30	$0.15B	$0.01B	Q-Est
2023-07-31	$0.15B	$0.01B	Q-Est
2023-10-31	$0.15B	$0.01B	Q-Est
2024-01-31	$0.17B	$0.02B	Q-Est
2024-04-30	$0.17B	$0.02B	Q-Est
2024-07-31	$0.17B	$0.02B	Q-Est
2024-10-31	$0.17B	$0.02B	Q-Est
2024-12-31	$0.18B	$0.02B	Q-Est
2025-03-31	$0.19B	$0.02B	Q-Est
2025-06-30	$0.19B	$0.02B	Q-Est
2025-09-30	$0.19B	$0.02B	Q-Est

FCF vs FCF / Share

WTFC reported $0.2B in free cash flow, translating to $2.88 per share.

2021-01-31	$0.11B	$1.66	Q-Est
2021-04-30	$0.11B	$1.66	Q-Est
2021-07-31	$0.11B	$1.66	Q-Est
2021-10-31	$0.11B	$1.66	Q-Est
2022-01-31	$0.12B	$1.81	Q-Est
2022-04-30	$0.12B	$1.81	Q-Est
2022-07-31	$0.12B	$1.81	Q-Est
2022-10-31	$0.12B	$1.81	Q-Est
2023-01-31	$0.15B	$2.26	Q-Est
2023-04-30	$0.15B	$2.26	Q-Est
2023-07-31	$0.15B	$2.26	Q-Est
2023-10-31	$0.15B	$2.26	Q-Est
2024-01-31	$0.17B	$2.54	Q-Est
2024-04-30	$0.17B	$2.54	Q-Est
2024-07-31	$0.17B	$2.54	Q-Est
2024-10-31	$0.17B	$2.54	Q-Est
2024-12-31	$0.18B	$2.73	Q-Est
2025-03-31	$0.19B	$2.79	Q-Est
2025-06-30	$0.19B	$2.89	Q-Est
2025-09-30	$0.19B	$2.88	Q-Est

Revenue: Actual + Estimates

This chart tracks WTFC revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$0.61B	Actual	Q-Est
2024-01-31	$0.60B	Estimate	Q-Est
2024-04-30	$0.61B	Actual	Q-Est
2024-04-30	$0.60B	Estimate	Q-Est
2024-07-31	$0.61B	Actual	Q-Est
2024-07-31	$0.60B	Estimate	Q-Est
2024-10-31	$0.61B	Actual	Q-Est
2024-10-31	$0.60B	Estimate	Q-Est
2024-12-31	$0.64B	Actual	Q
2024-12-31	$0.63B	Estimate	Q
2025-03-31	$0.64B	Actual	Q
2025-03-31	$0.63B	Estimate	Q
2025-06-30	$0.67B	Actual	Q
2025-06-30	$0.66B	Estimate	Q
2025-09-30	$0.70B	Actual	Q
2025-09-30	$0.68B	Estimate	Q
2025-12-30	$0.72B	Projection	F
2026-03-30	$0.74B	Projection	F
2026-06-30	$0.76B	Projection	F
2026-09-30	$0.78B	Projection	F

EPS: Actual + Estimates

This chart tracks WTFC eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$2.49	Actual	Q-Est
2024-01-31	$2.37	Estimate	Q-Est
2024-04-30	$2.49	Actual	Q-Est
2024-04-30	$2.37	Estimate	Q-Est
2024-07-31	$2.49	Actual	Q-Est
2024-07-31	$2.37	Estimate	Q-Est
2024-10-31	$2.49	Actual	Q-Est
2024-10-31	$2.47	Estimate	Q-Est
2024-12-31	$2.49	Actual	Q-Est
2024-12-31	$2.47	Estimate	Q-Est
2025-03-31	$2.66	Actual	Q
2025-03-31	$2.47	Estimate	Q
2025-06-30	$2.82	Actual	Q
2025-06-30	$2.62	Estimate	Q
2025-09-30	$2.82	Actual	Q
2025-09-30	$2.71	Estimate	Q
2025-12-30	$2.91	Projection	F
2026-03-30	$3.00	Projection	F
2026-06-30	$3.09	Projection	F
2026-09-30	$3.19	Projection	F

Net Income: Actual + Estimates

This chart tracks WTFC net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$0.17B	Actual	Q-Est
2024-01-31	$0.17B	Estimate	Q-Est
2024-04-30	$0.17B	Actual	Q-Est
2024-04-30	$0.17B	Estimate	Q-Est
2024-07-31	$0.17B	Actual	Q-Est
2024-07-31	$0.17B	Estimate	Q-Est
2024-10-31	$0.17B	Actual	Q-Est
2024-10-31	$0.17B	Estimate	Q-Est
2024-12-31	$0.17B	Actual	Q-Est
2024-12-31	$0.17B	Estimate	Q-Est
2025-03-31	$0.18B	Actual	Q
2025-03-31	$0.17B	Estimate	Q
2025-06-30	$0.19B	Actual	Q
2025-06-30	$0.18B	Estimate	Q
2025-09-30	$0.19B	Actual	Q
2025-09-30	$0.19B	Estimate	Q
2025-12-30	$0.20B	Projection	F
2026-03-30	$0.21B	Projection	F
2026-06-30	$0.22B	Projection	F
2026-09-30	$0.22B	Projection	F

EBITDA: Actual + Estimates

This chart tracks WTFC ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

2024-01-31	$0.25B	Actual	Q-Est
2024-01-31	$0.24B	Estimate	Q-Est
2024-04-30	$0.25B	Actual	Q-Est
2024-04-30	$0.24B	Estimate	Q-Est
2024-07-31	$0.25B	Actual	Q-Est
2024-07-31	$0.24B	Estimate	Q-Est
2024-10-31	$0.25B	Actual	Q-Est
2024-10-31	$0.24B	Estimate	Q-Est
2024-12-31	$0.25B	Actual	Q
2024-12-31	$0.25B	Estimate	Q
2025-03-31	$0.26B	Actual	Q
2025-03-31	$0.25B	Estimate	Q
2025-06-30	$0.27B	Actual	Q
2025-06-30	$0.26B	Estimate	Q
2025-09-30	$0.28B	Actual	Q
2025-09-30	$0.28B	Estimate	Q
2025-12-30	$0.29B	Projection	F
2026-03-30	$0.30B	Projection	F
2026-06-30	$0.30B	Projection	F
2026-09-30	$0.31B	Projection	F

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

WTFC – Dividend Returns, History & Calculator

Company Info

Price Data

Dividend Data

Growth Rates

Total Returns

Fair Value

Financial Metrics

Calculate your WTFC Dividend Returns

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

WTFC Dividend History

WTFC 10-yr Total Return ($10,000 invested)

Total Return with and without DRIP (WTFC)

WTFC Dividend Reinvestment Snowball

After 20 Years

After 30 Years

Milestones on the way

How we estimate these numbers

Projected Future Returns & Dividends for WTFC

Estimated Future Value + Dividends – WTFC

Dividend History: Payments & Yield

Dividend Growth

Dividend Payments & Yield

WTFC Dividend History

Dividend Payout Ratio

Dividend to Free Cash Flow Ratio

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Price to Earnings

Price to Sales

Revenue

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Revenue vs Net Income

Gross Profit

Operating Income

EBITDA

Operating Cash Flow

Free Cash Flow

Free Cash Flow / Share

Earnings Per Share (EPS)

Return on Equity (ROE)

Return on Assets (ROA)

Net Profit Margin

Gross Profit Margin

Cash & Debt

Shares Outstanding

Stock-Based Comp

FCF vs Stock Based Comp

FCF vs FCF / Share

Revenue: Actual + Estimates

EPS: Actual + Estimates

Net Income: Actual + Estimates

EBITDA: Actual + Estimates

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