UNP – Dividend Returns, History & Calculator

Dividend Contender 19 Years

Union Pacific Corporation, through its subsidiary, Union Pacific Railroad Company, operates in the railroad business in the United States. It offers transportation services for grain and grain products, fertilizers, food and refrigerated products, and coal and

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Company Info

Symbol UNP
Company Union Pacific Corporation
Sector Industrials
Industry Railroads
Website Visit
Market Cap $132,681.2M

Price Data

Price $223.68
Price Change -2.54
Price Change % -1.12%
Next Earnings Report Jan 22, 2026
Low (52W) $204.66
High (52W) $256.84

Dividend Data

Div Yield 2.47%
5Y Avg Yield 2.21%
Current Div $1.380
Payouts/Year 4
Annualized $5.520
Previous Div $1.340
Ex-date Dec 5, 2025
Dividend Pay Date Dec 30, 2025

Growth Rates

Chowder Number 9.3
DGR 1Y 3.1%
DGR 3Y 2.9%
DGR 5Y 6.8%
DGR 10Y 9.6%

Total Returns

TTR 1Y - With Specials -3.2%
TTR 3Y - With Specials 5.0%
TTR 1Y - No Specials -3.2%
TTR 3Y - No Specials 5.0%

Fair Value

Fair Value (P/E 10) $181.12
FV (P/E 10) % 23.0%
Fair Value (Peter Lynch) $294.75
FV (Peter Lynch) % -24.0%
Fair Value (Blended) $187.67
FV (Blended) % 19.0%

Financial Metrics

Revenue 1Y 0.5%
NPM 28.7%
CF/Share $16.40
ROE 41.6%
Current R 0.8x
Debt/Capital 64.0%
ROTC 14.8%
P/E 19.0x
P/BV 7.7x
PEG 2.33
📊 Financial data last updated: November 24, 2025 3:21 pm

Calculate your UNP Dividend Returns

Quickly and easily calculate UNP dividend yield using our UNP calculator. Adjust the fields below to see how your UNP investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: November 27, 2025 7:42 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,00043$230.66$1.382.39%2.39%$260$26050$11,460
2$12,67150$255.04$1.512.37%2.62%$321$58156$14,192
3$15,69256$281.99$1.662.35%2.88%$390$97161$17,282
4$19,10961$311.80$1.822.33%3.15%$467$1,43867$20,776
5$22,97267$344.75$1.992.31%3.46%$553$1,99272$24,725
6$27,33972$381.19$2.192.29%3.79%$650$2,64277$29,189
7$32,27477$421.48$2.402.27%4.16%$757$3,39981$34,231
8$37,84981$466.03$2.632.26%4.56%$878$4,27786$39,927
9$44,14786$515.28$2.882.24%5.00%$1,012$5,28990$46,359
10$51,25990$569.74$3.162.22%5.48%$1,163$6,45294$53,622

UNP Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/29/202508/29/2025$1.382.42%2.47%$223.57
05/30/202505/30/2025$1.342.42%2.42%$221.66
02/28/202502/28/2025$1.342.16%2.17%$246.69
12/09/202412/09/2024$1.342.26%2.30%$233.54
08/30/202408/30/2024$1.342.05%2.09%$256.09
05/31/202405/31/2024$1.302.23%2.23%$232.82
02/28/202402/28/2024$1.302.05%2.05%$253.99
12/07/202312/07/2023$1.302.25%2.25%$231.49
08/30/202308/30/2023$1.302.33%2.33%$222.89
05/30/202305/30/2023$1.302.68%2.68%$194.20
02/27/202302/27/2023$1.302.45%2.45%$212.17
12/16/202212/16/2022$1.302.42%2.47%$210.21
08/30/202208/30/2022$1.302.20%2.31%$225.24
05/27/202205/27/2022$1.302.13%2.34%$222.50
02/25/202202/25/2022$1.181.83%1.92%$246.41
12/17/202112/17/2021$1.181.77%1.94%$242.69
08/30/202108/30/2021$1.071.86%1.95%$219.08
05/27/202105/27/2021$1.071.78%1.91%$223.90
02/25/202102/25/2021$0.9701.86%1.86%$208.67
11/27/202011/27/2020$0.9701.89%1.89%$205.64
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Invest in UNP with Interactive Brokers

UNP 10-yr Total Return ($10,000 invested)

This analysis of UNP demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 14.1% CAGR, representing strong long-term performance. While recent 5-year returns averaged 4.2% annually, the exceptional 10-year performance of 14.1% demonstrates sustained long-term growth. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (UNP)

Over the selected period, investing $10,000 in UNP would grow to $44,326 with DRIP (343.3%), and $40,933 without DRIP (309.3%).

UNP Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in UNP with historic price growth (10.57%) and dividend growth (9.64%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $215,516

Annual Dividend: $4,353

Yield on Cost: 12.80%

Total Dividends: $30,466

No DRIP

Portfolio: $176,004

Total Dividends: $23,945

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $730,548

Annual Dividend: $13,556

Yield on Cost: 29.47%

Total Dividends: $107,997

No DRIP

Portfolio: $509,704

Total Dividends: $73,649

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $10,758 against a total investment of $25,600. At this point, your portfolio is throwing off $1,869 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $3,053, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $30,466 versus $34,000 invested, nearly a 90% recovery of capital purely from income. Yield on cost reaches 12.80%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $7,734 is greater than total contributions to date ($40,000), and cumulative dividends exceed $58,532.

By year 30, the DRIP snowball is in full force. Yearly income reaches $13,556, cumulative dividends total $107,997, and the DRIP portfolio value stands at $730,548, compared with $509,704 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for UNP, price $230.66, dividend per period $1.38 (4x/year), along with historic growth assumptions: price growth 10.57% and dividend growth 9.64% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for UNP

Based on past 10-year performance, here are UNP growth metrics:

Share price CAGR of +14.53%
Dividend CAGR of +9.65%

Using UNP CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

UNP (DRIP)UNP (No DRIP)
Current Price$221.21$221.21
Start Shares45.2145.21
Start Value$10,000$10,000
After 10 years:
Final Share Count54.9945.21
Dividends Payment$13.86$13.86
Annual Dividends$750$627
Yield on cost7.50%6.27%
Share Price$858.81$858.81
Total Dividends$4,793$4,287
Final Value$47,228$43,111

Estimated Future Value + Dividends – UNP

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

UNP Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
08/29/202508/29/2025$1.382.42%2.47%$223.57
05/30/202505/30/2025$1.342.42%2.42%$221.66
02/28/202502/28/2025$1.342.16%2.17%$246.69
12/09/202412/09/2024$1.342.26%2.30%$233.54
08/30/202408/30/2024$1.342.05%2.09%$256.09
05/31/202405/31/2024$1.302.23%2.23%$232.82
02/28/202402/28/2024$1.302.05%2.05%$253.99
12/07/202312/07/2023$1.302.25%2.25%$231.49
08/30/202308/30/2023$1.302.33%2.33%$222.89
05/30/202305/30/2023$1.302.68%2.68%$194.20
02/27/202302/27/2023$1.302.45%2.45%$212.17
12/16/202212/16/2022$1.302.42%2.47%$210.21
08/30/202208/30/2022$1.302.20%2.31%$225.24
05/27/202205/27/2022$1.302.13%2.34%$222.50
02/25/202202/25/2022$1.181.83%1.92%$246.41
12/17/202112/17/2021$1.181.77%1.94%$242.69
08/30/202108/30/2021$1.071.86%1.95%$219.08
05/27/202105/27/2021$1.071.78%1.91%$223.90
02/25/202102/25/2021$0.9701.86%1.86%$208.67
11/27/202011/27/2020$0.9701.89%1.89%$205.64
08/28/202008/28/2020$0.9701.99%1.99%$195.13
05/28/202005/28/2020$0.9702.28%2.28%$170.51
02/27/202002/27/2020$0.9702.37%2.43%$159.62
11/27/201911/27/2019$0.9702.09%2.19%$177.19
08/29/201908/29/2019$0.9702.18%2.40%$161.73
05/30/201905/30/2019$0.8801.98%2.08%$169.48
02/27/201902/27/2019$0.8801.90%2.08%$169.06
11/29/201811/29/2018$0.8002.03%2.13%$150.48
08/30/201808/30/2018$0.8001.95%2.14%$149.72
05/30/201805/30/2018$0.7301.87%2.00%$146.14
02/27/201802/27/2018$0.7301.95%2.18%$133.74
11/29/201711/29/2017$0.6652.02%2.16%$122.94
08/29/201708/29/2017$0.6052.31%2.31%$104.97
05/26/201705/26/2017$0.6052.14%2.19%$110.57
02/24/201702/24/2017$0.6052.14%2.25%$107.74
11/28/201611/28/2016$0.6052.24%2.40%$100.69
08/29/201608/29/2016$0.5502.29%2.29%$96.06
05/26/201605/26/2016$0.5502.67%2.67%$82.34
02/25/201602/25/2016$0.5502.77%2.77%$79.32
11/25/201511/25/2015$0.5502.60%2.60%$84.63
08/27/201508/27/2015$0.5502.49%2.55%$86.28
05/27/201505/27/2015$0.5502.05%2.14%$102.62
02/25/201502/25/2015$0.5501.64%1.80%$122.42
11/28/201411/28/2014$0.5001.64%1.71%$116.77
08/27/201408/27/2014$0.5001.71%1.90%$105.30
06/12/201406/12/2014$0.4551.69%1.81%$100.67
02/26/201402/26/2014$0.4551.79%2.05%$88.61
11/29/201311/29/2013$0.3951.83%1.95%$81.02
08/28/201308/28/2013$0.3951.86%2.05%$77.00
05/29/201305/29/2013$0.3451.71%1.77%$78.07
02/26/201302/26/2013$0.3451.93%2.06%$66.97
11/28/201211/28/2012$0.3452.03%2.25%$61.40
08/29/201208/29/2012$0.3001.95%1.95%$61.39
05/29/201205/29/2012$0.3002.02%2.13%$56.30
02/27/201202/27/2012$0.3001.91%2.13%$56.37
11/28/201111/28/2011$0.3001.96%2.44%$49.27
08/29/201108/29/2011$0.2381.88%2.09%$45.42
05/26/201105/26/2011$0.2381.52%1.84%$51.62
02/24/201102/24/2011$0.1901.52%1.62%$46.86
11/26/201011/26/2010$0.1901.45%1.69%$45.05
08/27/201008/27/2010$0.1651.63%1.79%$36.85
05/26/201005/26/2010$0.1651.63%1.88%$35.06
02/24/201002/24/2010$0.1351.61%1.61%$33.44
11/25/200911/25/2009$0.1351.67%1.67%$32.25
08/27/200908/27/2009$0.1351.78%1.78%$30.28
05/27/200905/27/2009$0.1352.38%2.38%$22.66
02/25/200902/25/2009$0.1352.66%2.79%$19.37
11/26/200811/26/2008$0.1351.93%2.13%$25.37
08/27/200808/27/2008$0.1351.13%1.31%$41.09
06/04/200806/04/2008$0.1101.05%1.11%$39.82
03/10/200803/10/2008$0.1101.33%1.48%$29.69
11/27/200711/27/2007$0.1101.20%1.41%$31.10
08/28/200708/28/2007$0.0881.26%1.31%$26.71
05/25/200705/25/2007$0.0881.10%1.19%$29.49
02/26/200702/26/2007$0.0881.23%1.38%$25.43
11/28/200611/28/2006$0.0751.34%1.34%$22.39
08/29/200608/29/2006$0.0751.50%1.50%$20.02
05/26/200605/26/2006$0.0751.30%1.30%$23.17
03/06/200603/06/2006$0.0751.36%1.36%$22.10
12/12/200512/12/2005$0.0751.59%1.59%$18.88
09/12/200509/12/2005$0.0751.77%1.77%$16.98
06/06/200506/06/2005$0.0751.82%1.82%$16.50
03/07/200503/07/2005$0.0751.82%1.82%$16.51
12/06/200412/06/2004$0.0751.89%1.89%$15.84
09/03/200409/03/2004$0.0752.10%2.10%$14.31
06/07/200406/07/2004$0.0751.88%2.00%$15.01
03/08/200403/08/2004$0.0751.71%1.94%$15.46
12/08/200312/08/2003$0.0751.52%1.84%$16.34
09/08/200309/08/2003$0.0581.51%1.51%$15.20
06/09/200306/09/2003$0.0581.48%1.53%$15.08
03/10/200303/10/2003$0.0581.63%1.74%$13.19
12/09/200212/09/2002$0.0581.40%1.55%$14.84
09/09/200209/09/2002$0.0501.35%1.35%$14.86
06/10/200206/10/2002$0.0501.27%1.27%$15.77
03/11/200203/11/2002$0.0501.29%1.29%$15.46
12/10/200112/10/2001$0.0501.45%1.45%$13.81
09/10/200109/10/2001$0.0501.53%1.53%$13.06
06/11/200106/11/2001$0.0501.44%1.44%$13.93
03/12/200103/12/2001$0.0501.42%1.42%$14.04
12/11/200012/11/2000$0.0501.71%1.71%$11.72
09/11/200009/11/2000$0.0502.09%2.09%$9.55
06/12/200006/12/2000$0.0501.88%1.88%$10.66
03/13/200003/13/2000$0.0502.27%2.27%$8.81
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

UNP Price

Price to Earnings

UNP trades at a 74.2x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

UNP trades at a 21.2x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

UNP generated $6.2B in revenue.

Net Income

UNP reported $1.8B in net income.

Revenue vs Net Income

UNP generated $6.2B in revenue with net income of $1.8B, representing a 28.6% net profit margin.

Gross Profit

UNP achieved $5.2B in gross profit, showing revenue after direct production costs.

Operating Income

UNP generated $2.2B in operating income, representing profit from core business operations.

EBITDA

UNP generated $2.5B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

UNP generated $2.1B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

UNP generated $1.8B in free cash flow.

Free Cash Flow / Share

UNP generates $3.10 in free cash flow per share.

Earnings Per Share (EPS)

UNP reported $3.01 in earnings per share.

Return on Equity (ROE)

UNP delivered a 23.9% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

UNP achieved a 14.3% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

UNP maintains a 28.6% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

UNP operates with a 82.7% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

UNP holds $0.9B in cash against $0.3B in debt, resulting in a net cash position of $0.6B.

Shares Outstanding

UNP has 0.6B shares outstanding.

Stock-Based Comp

UNP reported $0.2B in stock-based compensation. Over the period, stock-based compensation has increased by 15%.

FCF vs Stock Based Comp

UNP generated $1.8B in free cash flow while spending $0.2B on stock-based compensation, representing 8% of FCF.

FCF vs FCF / Share

UNP reported $1.8B in free cash flow, translating to $3.10 per share.

Revenue: Actual + Estimates

This chart tracks UNP revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks UNP eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks UNP net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks UNP ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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