CNO – Dividend Returns, History & Calculator

Dividend Contender 13 Years

CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, insurance products, and financial services for middle-income pre-retiree and retired Americans in the United States. I

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Company Info

Symbol CNO
Company CNO Financial Group, Inc.
Sector Financial Services
Industry Insurance - Life
Website Visit
Market Cap $3,824.0M

Price Data

Price $39.45
Price Change -0.62
Price Change % -1.55%
Next Earnings Nov 3, 2025
Low (52W) $34.10
High (52W) $43.20

Dividend Data

Div Yield 172.37%
5Y Avg Yield 220.23%
Current Div $0.170
Payouts/Year 4
Annualized $0.680
Previous Div $0.170
Ex-Date Sep 10, 2025

Growth Rates

Chowder Number 9.2
DGR 1Y 6.5%
DGR 3Y 6.9%
DGR 5Y 7.5%
DGR 10Y 9.8%

Total Returns

TTR 1Y - With Specials 12.5%
TTR 3Y - With Specials 30.2%
TTR 1Y - No Specials 12.5%
TTR 3Y - No Specials 30.2%

Fair Value

Fair Value (P/E 10) $23.21
FV (P/E 10) % 70.0%
Fair Value (Peter Lynch) $13.85
FV (Peter Lynch) % 185.0%
Fair Value (Blended) $29.43
FV (Blended) % 34.0%

Financial Metrics

Revenue 1Y 7.3%
NPM 6.4%
CF/Share $7.27
ROE 11.7%
Current R 2.5x
Debt/Capital 62.0%
ROTC 4.1%
P/E 14.2x
P/BV 1.5x
PEG 1.10
📊 Financial data last updated: October 16, 2025 9:56 am

Calculate your CNO Dividend Returns

Quickly and easily calculate CNO dividend yield using our CNO calculator. Adjust the fields below to see how your CNO investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 3:50 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000258$38.72$0.171.76%1.76%$190$190294$11,390
2$12,216294$41.53$0.191.79%1.92%$234$424329$13,650
3$14,640329$44.54$0.201.82%2.10%$282$706362$16,122
4$17,292362$47.77$0.221.86%2.29%$337$1,043394$18,829
5$20,195394$51.24$0.241.89%2.50%$399$1,443425$21,794
6$23,375425$54.95$0.261.93%2.74%$469$1,911456$25,044
7$26,861456$58.94$0.291.96%2.99%$546$2,458485$28,607
8$30,682485$63.22$0.322.00%3.27%$634$3,092514$32,516
9$34,875514$67.80$0.352.04%3.57%$732$3,824543$36,807
10$39,477543$72.72$0.382.08%3.90%$842$4,666571$41,520

CNO Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/10/202509/10/2025$0.1701.68%1.73%$39.23
06/10/202506/10/2025$0.1701.71%1.79%$37.91
03/10/202503/10/2025$0.1601.66%1.66%$38.61
12/10/202412/10/2024$0.1601.67%1.69%$37.80
09/10/202409/10/2024$0.1601.91%1.97%$32.43
06/10/202406/10/2024$0.1602.24%2.35%$27.18
03/07/202403/07/2024$0.1502.25%2.25%$26.68
12/07/202312/07/2023$0.1502.24%2.28%$26.34
09/07/202309/07/2023$0.1502.51%2.59%$23.15
06/08/202306/08/2023$0.1502.43%2.56%$23.43
03/09/202303/09/2023$0.1402.37%2.37%$23.64
12/08/202212/08/2022$0.1402.43%2.47%$22.66
09/08/202209/08/2022$0.1402.90%3.01%$18.62
06/09/202206/09/2022$0.1402.71%2.86%$19.59
03/09/202203/09/2022$0.1302.22%2.22%$23.39
12/09/202112/09/2021$0.1302.15%2.19%$23.73
09/09/202109/09/2021$0.1302.15%2.24%$23.22
06/09/202106/09/2021$0.1301.94%2.06%$25.23
03/09/202103/09/2021$0.1201.90%1.90%$25.24
12/09/202012/09/2020$0.1202.01%2.05%$23.40
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CNO 10-yr Total Return ($10,000 invested)

This analysis of CNO demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 9.7% CAGR, representing moderate long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (CNO)

Over the selected period, investing $10,000 in CNO would grow to $31,337 with DRIP (213.4%), and $27,681 without DRIP (176.8%).

CNO Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in CNO with historic price growth (7.25%) and dividend growth (9.28%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $129,597

Annual Dividend: $3,308

Yield on Cost: 9.73%

Total Dividends: $22,650

No DRIP

Portfolio: $111,383

Total Dividends: $18,260

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $361,345

Annual Dividend: $11,121

Yield on Cost: 24.18%

Total Dividends: $84,138

No DRIP

Portfolio: $262,054

Total Dividends: $57,039

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $7,863 against a total investment of $25,600. At this point, your portfolio is throwing off $1,376 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $2,286, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $22,650 versus $34,000 invested, nearly a 67% recovery of capital purely from income. Yield on cost reaches 9.73%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $6,072 is greater than total contributions to date ($40,000), and cumulative dividends exceed $44,371.

By year 30, the DRIP snowball is in full force. Yearly income reaches $11,121, cumulative dividends total $84,138, and the DRIP portfolio value stands at $361,345, compared with $262,054 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for CNO, price $38.72, dividend per period $0.17 (4×/year), along with historic growth assumptions: price growth 7.25% and dividend growth 9.28% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for CNO

Based on past 10-year performance, here are CNO growth metrics:

Share price CAGR of +8.06%
Dividend CAGR of +9.76%

Using CNO CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

CNO (DRIP)CNO (No DRIP)
Current Price$38.53$38.53
Start Shares259.54259.54
Start Value$10,000$10,000
After 10 years:
Final Share Count314.08259.54
Dividends Payment$1.73$1.73
Annual Dividends$531$448
Yield on cost5.31%4.48%
Share Price$83.62$83.62
Total Dividends$3,371$3,053
Final Value$26,262$24,754

Estimated Future Value + Dividends – CNO

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

CNO Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/10/202509/10/2025$0.1701.68%1.73%$39.23
06/10/202506/10/2025$0.1701.71%1.79%$37.91
03/10/202503/10/2025$0.1601.66%1.66%$38.61
12/10/202412/10/2024$0.1601.67%1.69%$37.80
09/10/202409/10/2024$0.1601.91%1.97%$32.43
06/10/202406/10/2024$0.1602.24%2.35%$27.18
03/07/202403/07/2024$0.1502.25%2.25%$26.68
12/07/202312/07/2023$0.1502.24%2.28%$26.34
09/07/202309/07/2023$0.1502.51%2.59%$23.15
06/08/202306/08/2023$0.1502.43%2.56%$23.43
03/09/202303/09/2023$0.1402.37%2.37%$23.64
12/08/202212/08/2022$0.1402.43%2.47%$22.66
09/08/202209/08/2022$0.1402.90%3.01%$18.62
06/09/202206/09/2022$0.1402.71%2.86%$19.59
03/09/202203/09/2022$0.1302.22%2.22%$23.39
12/09/202112/09/2021$0.1302.15%2.19%$23.73
09/09/202109/09/2021$0.1302.15%2.24%$23.22
06/09/202106/09/2021$0.1301.94%2.06%$25.23
03/09/202103/09/2021$0.1201.90%1.90%$25.24
12/09/202012/09/2020$0.1202.01%2.05%$23.40
09/09/202009/09/2020$0.1202.75%2.87%$16.74
06/09/202006/09/2020$0.1202.69%2.87%$16.70
03/09/202003/09/2020$0.1103.12%3.12%$14.12
12/09/201912/09/2019$0.1102.43%2.48%$17.71
09/09/201909/09/2019$0.1102.77%2.90%$15.15
06/07/201906/07/2019$0.1102.53%2.72%$16.18
03/08/201903/08/2019$0.1002.44%2.44%$16.37
12/07/201812/07/2018$0.1002.36%2.42%$16.54
09/07/201809/07/2018$0.1001.79%1.88%$21.24
06/08/201806/08/2018$0.1001.87%2.02%$19.79
03/08/201803/08/2018$0.0901.63%1.63%$22.02
12/08/201712/08/2017$0.0901.38%1.42%$25.41
09/08/201709/08/2017$0.0901.57%1.67%$21.60
06/07/201706/07/2017$0.0901.65%1.80%$20.02
03/08/201703/08/2017$0.0801.57%1.57%$20.40
12/07/201612/07/2016$0.0801.68%1.73%$18.50
09/07/201609/07/2016$0.0801.88%2.00%$15.99
06/08/201606/08/2016$0.0801.46%1.61%$19.86
03/08/201603/08/2016$0.0701.57%1.57%$17.81
12/08/201512/08/2015$0.0701.37%1.43%$19.64
09/08/201509/08/2015$0.0701.45%1.56%$17.92
06/08/201506/08/2015$0.0701.39%1.56%$17.99
03/06/201503/06/2015$0.0601.42%1.42%$16.93
12/08/201412/08/2014$0.0601.41%1.41%$17.03
09/08/201409/08/2014$0.0601.20%1.38%$17.45
06/06/201406/06/2014$0.0601.07%1.42%$16.86
03/12/201403/12/2014$0.0600.80%1.28%$18.69
12/06/201312/06/2013$0.0300.66%0.72%$16.67
09/06/201309/06/2013$0.0300.69%0.82%$14.57
06/06/201306/06/2013$0.0300.72%0.96%$12.45
03/07/201303/07/2013$0.0200.72%0.72%$11.16
12/06/201212/06/2012$0.0200.65%0.86%$9.28
09/06/201209/06/2012$0.0200.41%0.83%$9.67
06/07/201206/07/2012$0.0200.30%1.19%$6.72
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

CNO Price

Price to Earnings

CNO trades at a 40.1x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

CNO trades at a 3.2x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

CNO generated $1.2B in revenue.

Net Income

CNO reported $0.1B in net income.

Revenue vs Net Income

CNO generated $1.2B in revenue with net income of $0.1B, representing a 8.0% net profit margin.

Gross Profit

CNO achieved $0.9B in gross profit, showing revenue after direct production costs.

Operating Income

CNO generated $0.4B in operating income, representing profit from core business operations.

EBITDA

CNO generated $0.5B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

CNO generated $0.1B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

CNO generated $0.1B in free cash flow. Free cash flow has decreased by 28% over the period.

Free Cash Flow / Share

CNO generates $0.67 in free cash flow per share. FCF per share has declined by 28% over the period.

Earnings Per Share (EPS)

CNO reported $0.95 in earnings per share.

Return on Equity (ROE)

CNO delivered a 6.6% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

CNO achieved a 4.0% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

CNO maintains a 8.0% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

CNO operates with a 76.0% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

CNO holds $0.2B in cash against $0.1B in debt, resulting in a net cash position of $0.1B.

Shares Outstanding

CNO has 0.1B shares outstanding.

Stock-Based Comp

CNO reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 12%.

FCF vs Stock Based Comp

CNO generated $0.1B in free cash flow while spending $0.0B on stock-based compensation, representing 44% of FCF.

FCF vs FCF / Share

CNO reported $0.1B in free cash flow, translating to $0.67 per share.

Revenue: Actual + Estimates

This chart tracks CNO revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks CNO eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks CNO net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks CNO ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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