IBOC – Dividend Returns, History & Calculator

Dividend Contender 16 Years

Dividend Data

Div Yield 2.05%
5Y Avg Yield 2.31%
Current Div $0.730
Payouts/Year 2
Annualized $1.460
Previous Div $0.700
Ex-date Feb 13, 2026
Dividend Pay Date Feb 27, 2026

Price Data

Price $71.31
Price Change -0.96
Price Change % -1.33%
Next Earnings Report May 4, 2026
Low (52W) $59.81
High (52W) $75.44

Growth Rates

Chowder Number 7.4
DGR 1Y 5.1%
DGR 3Y 5.2%
DGR 5Y 5.4%
DGR 10Y 9.4%

Total Returns

TTR 1Y - With Specials 21.5%
TTR 3Y - With Specials 22.8%
TTR 1Y - No Specials 21.5%
TTR 3Y - No Specials 22.8%

Fair Value

Financial Metrics

Debt/Capital 4.0%
ROTC 5.8%
P/E 10.8x
P/BV 1.4x
PEG 0.98

Company Info

Symbol IBOC
Company International Bancshares Corpor
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $4,434.1M
📊 Financial data last updated: April 27, 2026 1:07 pm (Data may be stale)

Calculate your IBOC Dividend Returns

Quickly and easily calculate IBOC dividend yield using our IBOC calculator. Adjust the fields below to see how your IBOC investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: May 6, 2026 4:15 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000138$72.63$0.732.01%2.01%$220$220157$11,420
2$12,675157$80.60$0.801.97%2.19%$269$489175$14,144
3$15,697175$89.46$0.871.94%2.39%$323$812193$17,220
4$19,112193$99.28$0.941.90%2.60%$382$1,195208$20,694
5$22,967208$110.19$1.031.87%2.83%$448$1,642223$24,615
6$27,318223$122.29$1.121.83%3.08%$519$2,162237$29,038
7$32,227237$135.72$1.221.80%3.36%$598$2,760251$34,026
8$37,763251$150.63$1.331.77%3.66%$686$3,445263$39,649
9$44,004263$167.18$1.451.73%3.99%$781$4,227275$45,985
10$51,036275$185.54$1.581.70%4.35%$887$5,114286$53,123

IBOC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
02/13/202602/13/2026$0.7303.87%2.03%$72.07
08/15/202508/15/2025$0.7003.98%2.05%$68.28
02/14/202502/14/2025$0.7004.09%2.16%$64.74
08/14/202408/14/2024$0.6604.46%2.28%$57.83
02/14/202402/14/2024$0.6604.83%2.53%$52.22
08/10/202308/10/2023$0.6305.33%2.73%$46.19
02/14/202302/14/2023$0.6305.27%2.73%$46.11
08/15/202208/15/2022$0.6005.18%2.64%$45.39
02/14/202202/14/2022$0.6005.47%2.86%$42.02
08/19/202108/19/2021$0.6005.49%2.93%$41.02
02/04/202102/04/2021$0.5505.53%2.77%$39.75
09/18/202009/18/2020$0.5507.50%3.84%$28.65
03/31/202003/31/2020$0.5507.51%4.09%$26.88
09/27/201909/27/2019$0.5504.64%2.84%$38.79
03/29/201903/29/2019$0.5004.15%2.63%$38.03
10/05/201810/05/2018$0.4203.22%1.92%$43.76
03/29/201803/29/2018$0.3303.34%1.70%$38.90
09/28/201709/28/2017$0.3303.11%1.63%$40.50
03/30/201703/30/2017$0.3303.41%1.85%$35.75
09/28/201609/28/2016$0.3103.97%2.09%$29.73
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Invest in IBOC with Interactive Brokers

IBOC 10-yr Total Return ($10,000 invested)

This analysis of IBOC demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 12.9% CAGR, representing strong long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (IBOC)

Over the selected period, investing $10,000 in IBOC would grow to $40,891 with DRIP (308.9%), and $35,532 without DRIP (255.3%).

IBOC Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in IBOC with historic price growth (10.98%) and dividend growth (8.94%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $210,302

Annual Dividend: $2,916

Yield on Cost: 8.58%

Total Dividends: $22,052

No DRIP

Portfolio: $180,207

Total Dividends: $18,409

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $694,320

Annual Dividend: $7,996

Yield on Cost: 17.38%

Total Dividends: $70,419

No DRIP

Portfolio: $533,445

Total Dividends: $53,465

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $8,306 against a total investment of $25,600. At this point, your portfolio is throwing off $1,362 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $2,122, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $22,052 versus $34,000 invested, nearly a 65% recovery of capital purely from income. Yield on cost reaches 8.58%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $4,866 is greater than total contributions to date ($40,000), and cumulative dividends exceed $40,278.

By year 30, the DRIP snowball is in full force. Yearly income reaches $7,996, cumulative dividends total $70,419, and the DRIP portfolio value stands at $694,320, compared with $533,445 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for IBOC, price $72.63, dividend per period $0.73 (2x/year), along with historic growth assumptions: price growth 10.98% and dividend growth 8.94% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for IBOC

Based on past 10-year performance, here are IBOC growth metrics:

Share price CAGR of +10.08%
Dividend CAGR of +9.36%

Using IBOC CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

IBOC (DRIP)IBOC (No DRIP)
Current Price$71.16$71.16
Start Shares140.53140.53
Start Value$10,000$10,000
After 10 years:
Final Share Count170.96140.53
Dividends Payment$3.57$3.57
Annual Dividends$599$502
Yield on cost5.99%5.02%
Share Price$185.88$185.88
Total Dividends$3,853$3,469
Final Value$31,779$29,590

Estimated Future Value + Dividends – IBOC

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

IBOC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
02/13/202602/13/2026$0.7303.87%2.03%$72.07
08/15/202508/15/2025$0.7003.98%2.05%$68.28
02/14/202502/14/2025$0.7004.09%2.16%$64.74
08/14/202408/14/2024$0.6604.46%2.28%$57.83
02/14/202402/14/2024$0.6604.83%2.53%$52.22
08/10/202308/10/2023$0.6305.33%2.73%$46.19
02/14/202302/14/2023$0.6305.27%2.73%$46.11
08/15/202208/15/2022$0.6005.18%2.64%$45.39
02/14/202202/14/2022$0.6005.47%2.86%$42.02
08/19/202108/19/2021$0.6005.49%2.93%$41.02
02/04/202102/04/2021$0.5505.53%2.77%$39.75
09/18/202009/18/2020$0.5507.50%3.84%$28.65
03/31/202003/31/2020$0.5507.51%4.09%$26.88
09/27/201909/27/2019$0.5504.64%2.84%$38.79
03/29/201903/29/2019$0.5004.15%2.63%$38.03
10/05/201810/05/2018$0.4203.22%1.92%$43.76
03/29/201803/29/2018$0.3303.34%1.70%$38.90
09/28/201709/28/2017$0.3303.11%1.63%$40.50
03/30/201703/30/2017$0.3303.41%1.85%$35.75
09/28/201609/28/2016$0.3103.97%2.09%$29.73
03/30/201603/30/2016$0.2904.62%2.35%$24.65
09/28/201509/28/2015$0.2904.53%2.39%$24.27
03/30/201503/30/2015$0.2904.05%2.26%$25.66
09/26/201409/26/2014$0.2703.80%2.16%$25.03
03/28/201403/28/2014$0.2503.61%2.05%$24.35
09/26/201309/26/2013$0.2303.81%2.11%$21.81
03/27/201303/27/2013$0.2003.81%1.93%$20.75
09/26/201209/26/2012$0.2004.05%2.08%$19.26
03/29/201203/29/2012$0.2003.59%1.86%$21.47
09/28/201109/28/2011$0.1905.68%2.92%$13.02
03/24/201103/24/2011$0.1904.08%2.16%$17.63
09/28/201009/28/2010$0.1904.17%2.27%$16.77
03/30/201003/30/2010$0.1703.64%1.47%$23.07
10/15/200910/15/2009$0.1705.98%2.03%$16.72
04/23/200904/23/2009$0.17010.21%2.99%$11.36
09/26/200809/26/2008$0.3304.70%2.37%$27.84
03/27/200803/27/2008$0.3305.65%2.88%$22.95
10/11/200710/11/2007$0.3305.62%2.89%$22.87
04/12/200704/12/2007$0.3184.67%2.39%$26.68
10/12/200610/12/2006$0.3184.45%2.33%$27.35
04/12/200604/12/2006$0.3184.63%2.48%$25.71
04/13/200504/13/2005$0.2914.61%2.31%$25.24
10/13/200410/13/2004$0.2914.14%2.25%$25.91
04/13/200404/13/2004$0.2913.03%1.85%$31.45
09/26/200309/26/2003$0.2913.34%2.39%$24.34
03/27/200303/27/2003$0.2003.55%2.12%$18.88
09/25/200209/25/2002$0.1723.36%1.87%$18.40
03/26/200203/26/2002$0.1493.63%1.81%$16.41
09/26/200109/26/2001$0.1494.31%2.17%$13.70
03/28/200103/28/2001$0.1495.24%2.79%$10.69
09/27/200009/27/2000$0.1494.97%3.16%$9.42
03/29/200003/29/2000$0.1433.30%2.95%$9.68
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

IBOC Price

Price to Earnings

IBOC trades at a 41.5x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

Revenue

IBOC generated $0.0B in revenue. Revenue has declined by 100% over the period.

Net Income

IBOC reported $0.1B in net income. Net income has grown by 371% over the period.

Revenue vs Net Income

IBOC generated $0.0B in revenue with net income of $0.1B, representing a 0.0% net profit margin.

Gross Profit

IBOC achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

IBOC generated $0.0B in operating income, representing profit from core business operations.

EBITDA

IBOC generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

IBOC generated $0.1B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

IBOC generated $0.1B in free cash flow. Free cash flow has increased by 543% over the period.

Free Cash Flow / Share

IBOC generates $1.91 in free cash flow per share. FCF per share has grown by 543% over the period.

Earnings Per Share (EPS)

IBOC reported $1.66 in earnings per share. EPS has grown by 371% over the period.

Return on Equity (ROE)

IBOC delivered a 19.2% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

IBOC achieved a 11.5% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

IBOC maintains a 23.0% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

IBOC operates with a 58.3% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

IBOC holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

IBOC has 0.1B shares outstanding.

Stock-Based Comp

IBOC reported $0.0B in stock-based compensation. Over the period, stock-based compensation has decreased by 100%.

FCF vs Stock Based Comp

IBOC generated $0.1B in free cash flow while spending $0.0B on stock-based compensation, representing 0% of FCF.

FCF vs FCF / Share

IBOC reported $0.1B in free cash flow, translating to $1.91 per share.

Revenue: Actual + Estimates

This chart tracks IBOC revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks IBOC eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks IBOC net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks IBOC ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

About International Bancshares Corpor

International Bancshares Corporation, a multibank financial holding company, engages in the provision of commercial and retail banking services in Texas and the State of Oklahoma. The company accepts checking and saving deposits; and offers commercial, real es

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Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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