HWBK – Dividend Returns, History & Calculator

Dividend Contender 14 Years

Hawthorn Bancshares, Inc. operates as the bank holding company for Hawthorn Bank that provides various banking products and services to families and businesses. It offers checking and savings accounts, and certificates of deposit. The company also provides com

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Company Info

Symbol HWBK
Company Hawthorn Bancshares, Inc.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $234.8M

Price Data

Price $34.00
Price Change +0.45
Price Change % +1.34%
Next Earnings Report Jan 28, 2026
Low (52W) $25.21
High (52W) $35.95

Dividend Data

Div Yield 2.35%
5Y Avg Yield 2.97%
Current Div $0.200
Payouts/Year 4
Annualized $0.800
Previous Div $0.200
Ex-date Dec 15, 2025
Dividend Pay Date Jan 1, 2026

Growth Rates

Chowder Number 14.3
DGR 1Y 8.3%
DGR 3Y 8.9%
DGR 5Y 11.9%
DGR 10Y 16.1%

Total Returns

TTR 1Y - With Specials 10.2%
TTR 3Y - With Specials 22.8%
TTR 1Y - No Specials 10.2%
TTR 3Y - No Specials 22.8%

Fair Value

Fair Value (P/E 10) $20.88
FV (P/E 10) % 63.0%
Fair Value (Peter Lynch) $79.75
FV (Peter Lynch) % -57.0%

Financial Metrics

Revenue 1Y -3.1%
NPM 0.0%
CF/Share $1.99
ROE 14.3%
Debt/Capital 58.0%
ROTC 0.0%
P/E 10.7x
P/BV 1.4x
📊 Financial data last updated: December 1, 2025 12:57 pm

Calculate your HWBK Dividend Returns

Quickly and easily calculate HWBK dividend yield using our HWBK calculator. Adjust the fields below to see how your HWBK investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: December 5, 2025 6:19 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000285$35.09$0.202.28%2.28%$247$247326$11,447
2$12,571326$38.54$0.232.41%2.65%$324$571366$14,096
3$15,480366$42.32$0.272.55%3.08%$418$990404$17,098
4$18,778404$46.48$0.312.70%3.58%$533$1,523441$20,511
5$22,525441$51.04$0.372.86%4.16%$673$2,196478$24,398
6$26,794478$56.05$0.423.03%4.84%$843$3,039514$28,837
7$31,669514$61.56$0.493.20%5.62%$1,051$4,090551$33,920
8$37,252551$67.60$0.573.39%6.53%$1,305$5,395588$39,757
9$43,661588$74.24$0.673.59%7.59%$1,615$7,011626$46,476
10$51,041626$81.54$0.773.80%8.83%$1,995$9,006665$54,236

HWBK Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/15/202509/15/2025$0.2002.48%2.55%$31.40
06/13/202506/13/2025$0.2002.70%2.80%$28.56
03/14/202503/14/2025$0.1902.67%2.67%$28.51
12/13/202412/13/2024$0.1902.34%2.41%$31.60
09/13/202409/13/2024$0.1902.96%3.12%$24.35
06/14/202406/14/2024$0.1903.56%3.86%$19.69
03/14/202403/14/2024$0.1703.62%3.62%$18.76
12/14/202312/14/2023$0.1703.13%3.16%$21.49
09/14/202309/14/2023$0.1703.83%3.90%$17.42
06/14/202306/14/2023$0.1703.66%3.77%$18.04
03/14/202303/14/2023$0.1643.15%3.15%$20.75
12/14/202212/14/2022$0.1642.73%2.83%$23.08
09/14/202209/14/2022$0.1642.76%2.98%$21.93
06/14/202206/14/2022$0.1642.47%2.78%$23.50
03/14/202203/14/2022$0.1392.33%2.33%$23.84
12/14/202112/14/2021$0.1392.41%2.50%$22.22
09/14/202109/14/2021$0.1392.49%2.67%$20.80
06/14/202106/14/2021$0.1392.33%2.63%$21.07
03/12/202103/12/2021$0.1202.26%2.35%$20.47
12/14/202012/14/2020$0.1202.27%2.41%$19.93
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Invest in HWBK with Interactive Brokers

HWBK 10-yr Total Return ($10,000 invested)

This analysis of HWBK demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 11.7% CAGR, representing strong long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (HWBK)

Over the selected period, investing $10,000 in HWBK would grow to $38,224 with DRIP (282.2%), and $34,071 without DRIP (240.7%).

HWBK Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in HWBK with historic price growth (9.82%) and dividend growth (16.23%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $269,918

Annual Dividend: $19,132

Yield on Cost: 56.27%

Total Dividends: $81,497

No DRIP

Portfolio: $187,801

Total Dividends: $51,804

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $1,682,444

Annual Dividend: $210,270

Yield on Cost: 457.11%

Total Dividends: $786,445

No DRIP

Portfolio: $635,057

Total Dividends: $268,062

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $17,742 against a total investment of $25,600. At this point, your portfolio is throwing off $4,329 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $10,009, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $81,497 versus $34,000 invested, nearly a 240% recovery of capital purely from income. Yield on cost reaches 56.27%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $59,959 is greater than total contributions to date ($40,000), and cumulative dividends exceed $244,317.

By year 30, the DRIP snowball is in full force. Yearly income reaches $210,270, cumulative dividends total $786,445, and the DRIP portfolio value stands at $1,682,444, compared with $635,057 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for HWBK, price $35.09, dividend per period $0.20 (4x/year), along with historic growth assumptions: price growth 9.82% and dividend growth 16.23% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for HWBK

Based on past 10-year performance, here are HWBK growth metrics:

Share price CAGR of +6.27%
Dividend CAGR of +16.05%

Using HWBK CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

HWBK (DRIP)HWBK (No DRIP)
Current Price$34.83$34.83
Start Shares287.11287.11
Start Value$10,000$10,000
After 10 years:
Final Share Count418.66287.11
Dividends Payment$3.55$3.55
Annual Dividends$1,406$1,018
Yield on cost14.06%10.18%
Share Price$63.98$63.98
Total Dividends$6,900$5,698
Final Value$26,784$24,066

Estimated Future Value + Dividends – HWBK

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

HWBK Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/15/202509/15/2025$0.2002.48%2.55%$31.40
06/13/202506/13/2025$0.2002.70%2.80%$28.56
03/14/202503/14/2025$0.1902.67%2.67%$28.51
12/13/202412/13/2024$0.1902.34%2.41%$31.60
09/13/202409/13/2024$0.1902.96%3.12%$24.35
06/14/202406/14/2024$0.1903.56%3.86%$19.69
03/14/202403/14/2024$0.1703.62%3.62%$18.76
12/14/202312/14/2023$0.1703.13%3.16%$21.49
09/14/202309/14/2023$0.1703.83%3.90%$17.42
06/14/202306/14/2023$0.1703.66%3.77%$18.04
03/14/202303/14/2023$0.1643.15%3.15%$20.75
12/14/202212/14/2022$0.1642.73%2.83%$23.08
09/14/202209/14/2022$0.1642.76%2.98%$21.93
06/14/202206/14/2022$0.1642.47%2.78%$23.50
03/14/202203/14/2022$0.1392.33%2.33%$23.84
12/14/202112/14/2021$0.1392.41%2.50%$22.22
09/14/202109/14/2021$0.1392.49%2.67%$20.80
06/14/202106/14/2021$0.1392.33%2.63%$21.07
03/12/202103/12/2021$0.1202.26%2.35%$20.47
12/14/202012/14/2020$0.1202.27%2.41%$19.93
09/14/202009/14/2020$0.1112.47%2.47%$17.94
06/12/202006/12/2020$0.1112.56%2.56%$17.34
03/12/202003/12/2020$0.1112.68%2.68%$16.59
12/12/201912/12/2019$0.1111.89%1.97%$22.50
09/12/201909/12/2019$0.1111.86%2.03%$21.82
06/13/201906/13/2019$0.1111.60%1.83%$24.22
03/14/201903/14/2019$0.0931.75%1.75%$21.08
12/13/201812/13/2018$0.0931.58%1.72%$21.55
09/13/201809/13/2018$0.0931.44%1.72%$21.45
06/14/201806/14/2018$0.0931.36%1.80%$20.53
03/14/201803/14/2018$0.0621.37%1.37%$18.22
12/14/201712/14/2017$0.0621.33%1.38%$18.10
09/14/201709/14/2017$0.0621.27%1.37%$18.14
06/13/201706/13/2017$0.0621.14%1.33%$18.67
03/13/201703/13/2017$0.0531.11%1.21%$17.69
12/13/201612/13/2016$0.0531.22%1.39%$15.34
09/13/201609/13/2016$0.0451.39%1.39%$12.82
06/13/201606/13/2016$0.0451.42%1.42%$12.51
03/11/201603/11/2016$0.0451.38%1.39%$12.77
12/11/201512/11/2015$0.0451.32%1.33%$13.37
09/11/201509/11/2015$0.0451.45%1.46%$12.16
06/11/201506/11/2015$0.0431.44%1.39%$12.24
03/11/201503/11/2015$0.0451.45%1.47%$12.13
12/11/201412/11/2014$0.0451.37%1.40%$12.69
09/11/201409/11/2014$0.0451.47%1.51%$11.76
06/11/201406/11/2014$0.0431.44%1.44%$11.89
03/12/201403/12/2014$0.0431.54%1.56%$10.98
12/11/201312/11/2013$0.0431.50%1.53%$11.20
09/11/201309/11/2013$0.0431.42%1.46%$11.69
06/12/201306/12/2013$0.0411.63%1.63%$10.09
03/13/201303/13/2013$0.0411.72%1.74%$9.46
12/12/201212/12/2012$0.0412.72%2.78%$5.92
09/12/201209/12/2012$0.0412.13%2.20%$7.48
06/13/201206/13/2012$0.0402.02%2.02%$7.81
03/13/201203/13/2012$0.0402.55%2.57%$6.14
12/13/201112/13/2011$0.0403.35%3.42%$4.62
09/13/201109/13/2011$0.0402.74%2.82%$5.60
06/13/201106/13/2011$0.0382.63%2.62%$5.79
03/11/201103/11/2011$0.0382.19%2.21%$6.88
12/13/201012/13/2010$0.0382.90%2.29%$6.65
09/13/201009/13/2010$0.0383.17%2.05%$7.43
06/11/201006/11/2010$0.0373.10%1.63%$8.95
03/11/201003/11/2010$0.0803.44%3.47%$9.27
12/11/200912/11/2009$0.0805.39%4.49%$7.16
09/11/200909/11/2009$0.0806.20%4.40%$7.31
06/11/200906/11/2009$0.0786.41%3.82%$8.11
03/11/200903/11/2009$0.1487.69%7.69%$7.67
12/11/200812/11/2008$0.1485.08%5.08%$11.62
09/11/200809/11/2008$0.1483.82%3.82%$15.46
06/12/200806/12/2008$0.1483.17%3.17%$18.62
03/12/200803/12/2008$0.1483.08%3.08%$19.15
12/12/200712/12/2007$0.1483.14%3.14%$18.79
09/12/200709/12/2007$0.1482.71%2.71%$21.77
06/13/200706/13/2007$0.1482.61%2.61%$22.64
03/13/200703/13/2007$0.1482.50%2.50%$23.57
12/13/200612/13/2006$0.1482.70%2.70%$21.87
09/13/200609/13/2006$0.1482.80%2.80%$21.09
06/13/200606/13/2006$0.1482.49%2.90%$20.35
03/13/200603/13/2006$0.1482.26%2.76%$21.41
12/13/200512/13/2005$0.1482.22%2.82%$20.90
11/10/200511/10/2005$0.0632.17%1.24%$20.38
09/13/200509/13/2005$0.1272.53%2.53%$19.97
06/13/200506/13/2005$0.1272.21%2.52%$20.06
03/11/200503/11/2005$0.1272.15%2.46%$20.55
12/13/200412/13/2004$0.1272.19%2.50%$20.26
11/10/200411/10/2004$0.0632.23%1.27%$19.89
09/13/200409/13/2004$0.1272.42%2.42%$20.94
06/14/200406/14/2004$0.1272.13%2.44%$20.73
03/11/200403/11/2004$0.1271.84%2.11%$24.03
12/11/200312/11/2003$0.1271.76%2.02%$25.08
11/12/200311/12/2003$0.0631.62%1.00%$25.22
09/11/200309/11/2003$0.1271.72%1.97%$25.64
06/12/200306/12/2003$0.1271.46%2.05%$24.72
03/12/200303/12/2003$0.0941.76%2.01%$18.67
12/11/200212/11/2002$0.0942.07%2.37%$15.82
11/13/200211/13/2002$0.0472.19%1.27%$14.75
09/11/200209/11/2002$0.0942.67%2.74%$13.70
06/12/200206/12/2002$0.0942.24%2.67%$14.02
03/13/200203/13/2002$0.0892.32%2.67%$13.33
12/12/200112/12/2001$0.0892.54%2.93%$12.15
11/13/200111/13/2001$0.0422.40%1.31%$12.86
06/13/200106/13/2001$0.0893.03%3.48%$10.22
03/13/200103/13/2001$0.0892.85%3.29%$10.83
12/13/200012/13/2000$0.0892.64%3.04%$11.71
11/13/200011/13/2000$0.0422.66%1.46%$11.53
09/13/200009/13/2000$0.0893.14%3.18%$11.18
06/13/200006/13/2000$0.0892.16%2.55%$13.96
03/13/200003/13/2000$0.0872.14%2.48%$13.96
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

HWBK Price

Price to Earnings

Price to Sales

Revenue

HWBK generated $0.0B in revenue.

Net Income

HWBK reported $0.0B in net income.

Revenue vs Net Income

HWBK generated $0.0B in revenue with net income of $0.0B, representing a 0.0% net profit margin.

Gross Profit

HWBK achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

HWBK generated $0.0B in operating income, representing profit from core business operations.

EBITDA

HWBK generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

HWBK generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

HWBK generated $0.0B in free cash flow.

Free Cash Flow / Share

HWBK generates $-0.07 in free cash flow per share.

Earnings Per Share (EPS)

HWBK reported $0.00 in earnings per share.

Return on Equity (ROE)

HWBK delivered a 0.0% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

HWBK achieved a 0.0% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

HWBK maintains a 0.0% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

HWBK operates with a 58.3% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

HWBK holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

HWBK has 0.0B shares outstanding.

Stock-Based Comp

HWBK reported $0.0B in stock-based compensation.

FCF vs Stock Based Comp

HWBK generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing -71% of FCF.

FCF vs FCF / Share

HWBK reported $0.0B in free cash flow, translating to $-0.07 per share.

Revenue: Actual + Estimates

This chart tracks HWBK revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks HWBK eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks HWBK net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks HWBK ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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