SFBS – Dividend Returns, History & Calculator

Dividend Contender 11 Years

ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers. It accepts demand, time, savings, and other deposits; checking, money market, and IRA accounts;

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Company Info

Symbol SFBS
Company ServisFirst Bancshares, Inc.
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $4,364.2M

Price Data

Price $79.90
Price Change -1.06
Price Change % -1.31%
Next Earnings Oct 20, 2025
Low (52W) $66.48
High (52W) $101.37

Dividend Data

Div Yield 125.78%
5Y Avg Yield 153.73%
Current Div $0.335
Payouts/Year 3
Annualized $1.005
Previous Div $0.335
Ex-Date Oct 1, 2025

Growth Rates

Chowder Number 15.1
DGR 1Y 11.7%
DGR 3Y 13.4%
DGR 5Y 13.9%
DGR 10Y 27.8%

Total Returns

TTR 1Y - With Specials -5.7%
TTR 3Y - With Specials 0.1%
TTR 1Y - No Specials -5.7%
TTR 3Y - No Specials 0.1%

Fair Value

Fair Value (P/E 10) $52.78
FV (P/E 10) % 51.0%
Fair Value (Peter Lynch) $22.85
FV (Peter Lynch) % 250.0%
Fair Value (Blended) $62.00
FV (Blended) % 29.0%

Financial Metrics

Revenue 1Y 9.1%
NPM 48.1%
CF/Share $4.88
ROE 15.5%
Debt/Capital 4.0%
ROTC 14.6%
P/E 17.5x
P/BV 2.5x
PEG 0.83
📊 Financial data last updated: October 16, 2025 10:49 am

Calculate your SFBS Dividend Returns

Quickly and easily calculate SFBS dividend yield using our SFBS calculator. Adjust the fields below to see how your SFBS investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 10:15 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000134$74.79$0.341.34%1.34%$146$146152$11,346
2$12,957152$85.41$0.431.50%1.71%$207$353168$14,364
3$16,404168$97.54$0.541.67%2.18%$289$642183$17,893
4$20,434183$111.40$0.691.86%2.77%$398$1,039198$22,032
5$25,161198$127.22$0.882.07%3.53%$542$1,581211$26,903
6$30,724211$145.29$1.122.31%4.49%$734$2,316225$32,658
7$37,297225$165.92$1.422.58%5.72%$990$3,305238$39,487
8$45,095238$189.49$1.812.87%7.28%$1,331$4,636251$47,625
9$54,389251$216.40$2.313.20%9.26%$1,785$6,421265$57,375
10$65,523265$247.13$2.943.57%11.79%$2,394$8,816280$69,117

SFBS Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
10/01/202510/01/2025$0.3351.67%1.25%$80.37
07/01/202507/01/2025$0.3351.63%1.25%$80.13
04/01/202504/01/2025$0.3351.57%1.24%$80.93
01/02/202501/02/2025$0.3351.48%1.20%$83.59
10/01/202410/01/2024$0.3001.55%1.16%$77.34
07/01/202407/01/2024$0.3001.89%1.44%$62.56
03/28/202403/28/2024$0.3001.75%1.36%$66.36
12/29/202312/29/2023$0.3001.71%1.35%$66.63
09/29/202309/29/2023$0.2802.15%1.61%$52.17
06/30/202306/30/2023$0.2802.61%2.05%$40.92
03/31/202303/31/2023$0.2801.87%1.54%$54.63
12/30/202212/30/2022$0.2801.41%1.22%$68.91
09/30/202209/30/2022$0.2301.15%0.86%$80.00
06/30/202206/30/2022$0.2301.13%0.87%$78.92
03/31/202203/31/2022$0.2300.90%0.72%$95.29
12/30/202112/30/2021$0.2300.97%0.81%$85.47
09/30/202109/30/2021$0.2001.03%0.77%$77.80
06/30/202106/30/2021$0.2001.14%0.88%$67.98
03/31/202103/31/2021$0.2001.22%0.98%$61.33
12/30/202012/30/2020$0.2001.81%1.50%$40.04
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SFBS 10-yr Total Return ($10,000 invested)

This analysis of SFBS demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 15.6% CAGR, representing strong long-term performance. The DRIP strategy provided 19% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (SFBS)

Over the selected period, investing $10,000 in SFBS would grow to $47,667 with DRIP (376.7%), and $44,834 without DRIP (348.3%).

SFBS Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in SFBS with historic price growth (14.40%) and dividend growth (27.29%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $573,156

Annual Dividend: $63,967

Yield on Cost: 188.14%

Total Dividends: $175,087

No DRIP

Portfolio: $377,173

Total Dividends: $106,343

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $12,083,802

Annual Dividend: $3,920,942

Yield on Cost: 8,523.79%

Total Dividends: $7,263,836

No DRIP

Portfolio: $2,319,846

Total Dividends: $1,254,180

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $20,800 against a total investment of $25,600. At this point, your portfolio is throwing off $7,087 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $23,991, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $175,087 versus $34,000 invested, nearly a 515% recovery of capital purely from income. Yield on cost reaches 188.14%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $404,836 is greater than total contributions to date ($40,000), and cumulative dividends exceed $953,165.

By year 30, the DRIP snowball is in full force. Yearly income reaches $3,920,942, cumulative dividends total $7,263,836, and the DRIP portfolio value stands at $12,083,802, compared with $2,319,846 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for SFBS, price $76.12, dividend per period $0.34 (3×/year), along with historic growth assumptions: price growth 14.40% and dividend growth 27.29% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for SFBS

Based on past 10-year performance, here are SFBS growth metrics:

Share price CAGR of +7.27%
Dividend CAGR of +27.83%

Using SFBS CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

SFBS (DRIP)SFBS (No DRIP)
Current Price$76.12$76.12
Start Shares131.37131.37
Start Value$10,000$10,000
After 10 years:
Final Share Count192.62131.37
Dividends Payment$11.71$11.71
Annual Dividends$2,096$1,538
Yield on cost20.96%15.38%
Share Price$153.63$153.63
Total Dividends$7,819$6,459
Final Value$29,592$26,641

Estimated Future Value + Dividends – SFBS

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

SFBS Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
10/01/202510/01/2025$0.3351.67%1.25%$80.37
07/01/202507/01/2025$0.3351.63%1.25%$80.13
04/01/202504/01/2025$0.3351.57%1.24%$80.93
01/02/202501/02/2025$0.3351.48%1.20%$83.59
10/01/202410/01/2024$0.3001.55%1.16%$77.34
07/01/202407/01/2024$0.3001.89%1.44%$62.56
03/28/202403/28/2024$0.3001.75%1.36%$66.36
12/29/202312/29/2023$0.3001.71%1.35%$66.63
09/29/202309/29/2023$0.2802.15%1.61%$52.17
06/30/202306/30/2023$0.2802.61%2.05%$40.92
03/31/202303/31/2023$0.2801.87%1.54%$54.63
12/30/202212/30/2022$0.2801.41%1.22%$68.91
09/30/202209/30/2022$0.2301.15%0.86%$80.00
06/30/202206/30/2022$0.2301.13%0.87%$78.92
03/31/202203/31/2022$0.2300.90%0.72%$95.29
12/30/202112/30/2021$0.2300.97%0.81%$85.47
09/30/202109/30/2021$0.2001.03%0.77%$77.80
06/30/202106/30/2021$0.2001.14%0.88%$67.98
03/31/202103/31/2021$0.2001.22%0.98%$61.33
12/30/202012/30/2020$0.2001.81%1.50%$40.04
09/30/202009/30/2020$0.1752.06%1.54%$34.03
06/30/202006/30/2020$0.1751.89%1.47%$35.76
03/31/202003/31/2020$0.1752.22%1.79%$29.32
12/31/201912/31/2019$0.1751.66%1.39%$37.68
09/30/201909/30/2019$0.1501.81%1.36%$33.15
06/28/201906/28/2019$0.1501.63%1.31%$34.26
03/29/201903/29/2019$0.1501.54%1.33%$33.76
12/31/201812/31/2018$0.1501.51%1.41%$31.87
09/28/201809/28/2018$0.1100.97%0.84%$39.15
06/29/201806/29/2018$0.1100.77%0.79%$41.73
03/29/201803/29/2018$0.1100.64%0.81%$40.82
12/29/201712/29/2017$0.0500.48%0.36%$41.50
09/29/201709/29/2017$0.0500.49%0.39%$38.85
06/29/201706/29/2017$0.0500.49%0.41%$36.91
03/31/201703/31/2017$0.0500.47%0.41%$36.38
12/29/201612/29/2016$0.0400.43%0.32%$37.21
09/30/201609/30/2016$0.0400.58%0.46%$25.96
07/06/201607/06/2016$0.0400.59%0.50%$23.77
04/07/201604/07/2016$0.0400.60%0.55%$21.77
01/06/201601/06/2016$0.0300.53%0.40%$22.48
10/06/201510/06/2015$0.0300.59%0.46%$19.57
07/06/201507/06/2015$0.0300.56%0.46%$19.49
04/06/201504/06/2015$0.0300.63%0.54%$16.76
01/06/201501/06/2015$0.0250.48%0.48%$15.67
10/06/201410/06/2014$0.0250.34%0.51%$14.58
07/03/201407/03/2014$0.0250.17%0.52%$14.43
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

SFBS Price

Price to Earnings

SFBS trades at a 63.4x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

SFBS trades at a 29.4x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

SFBS generated $0.1B in revenue. Revenue has grown by 26% over the period.

Net Income

SFBS reported $0.1B in net income.

Revenue vs Net Income

SFBS generated $0.1B in revenue with net income of $0.1B, representing a 46.5% net profit margin.

Gross Profit

SFBS achieved $0.1B in gross profit, showing revenue after direct production costs.

Operating Income

SFBS generated $0.0B in operating income, representing profit from core business operations.

EBITDA

SFBS generated $0.1B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

SFBS generated $0.1B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

SFBS generated $0.1B in free cash flow. Free cash flow has increased by 18% over the period.

Free Cash Flow / Share

SFBS generates $1.21 in free cash flow per share. FCF per share has grown by 18% over the period.

Earnings Per Share (EPS)

SFBS reported $1.12 in earnings per share.

Return on Equity (ROE)

SFBS delivered a 38.7% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

SFBS achieved a 23.2% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

SFBS maintains a 46.5% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

SFBS operates with a 77.6% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

SFBS holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

SFBS has 0.1B shares outstanding.

Stock-Based Comp

SFBS reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 26%.

FCF vs Stock Based Comp

SFBS generated $0.1B in free cash flow while spending $0.0B on stock-based compensation, representing 5% of FCF.

FCF vs FCF / Share

SFBS reported $0.1B in free cash flow, translating to $1.21 per share.

Revenue: Actual + Estimates

This chart tracks SFBS revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks SFBS eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks SFBS net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks SFBS ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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