PFIS – Dividend Returns, History & Calculator

Dividend Challenger 9 Years

Peoples Financial Services Corp. provides commercial and retail banking services. The company accepts money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residenti

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Company Info

Symbol PFIS
Company Peoples Financial Services Corp
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $495.3M

Price Data

Price $49.56
Price Change -0.42
Price Change % -0.83%
Next Earnings Report Nov 10, 2025
Low (52W) $38.90
High (52W) $54.20

Dividend Data

Div Yield 4.99%
5Y Avg Yield 4.31%
Current Div $0.618
Payouts/Year 4
Annualized $2.472
Previous Div $0.618
Ex-date Nov 28, 2025
Dividend Pay Date Dec 15, 2025

Growth Rates

Chowder Number 16.4
DGR 1Y 20.2%
DGR 3Y 16.1%
DGR 5Y 11.4%
DGR 10Y 7.1%

Total Returns

TTR 1Y - With Specials 7.0%
TTR 3Y - With Specials 4.6%
TTR 1Y - No Specials 7.0%
TTR 3Y - No Specials 4.6%

Fair Value

Fair Value (P/E 10) $44.61
FV (P/E 10) % 11.0%
Fair Value (Peter Lynch) $134.50
FV (Peter Lynch) % -63.0%
Fair Value (Blended) $48.48
FV (Blended) % 2.0%

Financial Metrics

Revenue 1Y 33.1%
NPM 28.8%
CF/Share $4.53
ROE 10.8%
Debt/Capital 31.0%
ROTC 8.1%
P/E 9.2x
P/BV 1.0x
PEG 6.02
📊 Financial data last updated: December 29, 2025 2:30 pm (Data may be stale)

Calculate your PFIS Dividend Returns

Quickly and easily calculate PFIS dividend yield using our PFIS calculator. Adjust the fields below to see how your PFIS investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

PFIS Dividend History

Invest in PFIS with Interactive Brokers

PFIS 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of PFIS with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for PFIS

Based on past 10-year performance, here are PFIS growth metrics:

Share price CAGR of +7.16%
Dividend CAGR of +7.14%

Using PFIS CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

PFIS (DRIP)PFIS (No DRIP)
Current Price$51.07$51.07
Start Shares195.81195.81
Start Value$10,000$10,000
After 10 years:
Final Share Count314.00195.81
Dividends Payment$4.93$4.93
Annual Dividends$1,476$965
Yield on cost14.76%9.65%
Share Price$101.99$101.99
Total Dividends$9,245$7,214
Final Value$32,024$27,184

Estimated Future Value + Dividends – PFIS

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

PFIS Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

PFIS Price

Price to Earnings

This chart displays PFIS price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays PFIS price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays PFIS revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays PFIS net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays PFIS revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays PFIS gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays PFIS operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays PFIS ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays PFIS operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays PFIS free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays PFIS free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays PFIS earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays PFIS return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays PFIS return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays PFIS net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays PFIS gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays PFIS cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays PFIS shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays PFIS stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays PFIS fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays PFIS fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays PFIS revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays PFIS eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays PFIS net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays PFIS ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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