STC – Dividend Returns, History & Calculator

Dividend Challenger 5 Years

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company is involved in searching, examining, closing, and insuring the condi

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Company Info

Symbol STC
Company Stewart Information Services Co
Sector Financial Services
Industry Insurance - Property & Casualty
Website Visit
Market Cap $2,071.0M

Price Data

Price $73.90
Price Change -0.68
Price Change % -0.91%
Next Earnings Report Oct 22, 2025
Low (52W) $56.39
High (52W) $78.44

Dividend Data

Div Yield 2.84%
5Y Avg Yield 3.12%
Current Div $0.525
Payouts/Year 4
Annualized $2.100
Previous Div $0.500
Ex-date Sep 16, 2025
Dividend Pay Date Sep 30, 2025

Growth Rates

Chowder Number 13.9
DGR 1Y 5.2%
DGR 3Y 8.7%
DGR 5Y 11.0%
DGR 10Y 12.9%

Total Returns

TTR 1Y - With Specials 4.7%
TTR 3Y - With Specials 26.4%
TTR 1Y - No Specials 4.7%
TTR 3Y - No Specials 26.4%

Fair Value

Fair Value (P/E 10) $49.91
FV (P/E 10) % 48.0%
Fair Value (Peter Lynch) $90.00
FV (Peter Lynch) % -18.0%
Fair Value (Blended) $70.70
FV (Blended) % 5.0%

Financial Metrics

Revenue 1Y 10.3%
NPM 2.1%
CF/Share $6.57
ROE 8.0%
Current R 1.6x
Debt/Capital 28.0%
ROTC 2.9%
P/E 20.5x
P/BV 1.4x
PEG 0.46
📊 Financial data last updated: November 24, 2025 2:40 pm

Calculate your STC Dividend Returns

Quickly and easily calculate STC dividend yield using our STC calculator. Adjust the fields below to see how your STC investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: November 27, 2025 8:28 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000131$76.40$0.532.75%2.75%$298$298151$11,498
2$12,170151$80.86$0.562.75%2.91%$358$657170$13,729
3$14,531170$85.59$0.592.74%3.07%$424$1,081189$16,155
4$17,098189$90.59$0.622.74%3.25%$494$1,575207$18,793
5$19,891207$95.88$0.662.74%3.44%$571$2,146226$21,662
6$22,928226$101.49$0.692.74%3.64%$655$2,801244$24,783
7$26,231244$107.42$0.732.74%3.85%$745$3,546262$28,176
8$29,823262$113.69$0.782.73%4.07%$844$4,390280$31,867
9$33,729280$120.34$0.822.73%4.30%$951$5,342298$35,880
10$37,976298$127.37$0.872.73%4.55%$1,067$6,409316$40,244

STC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/16/202509/16/2025$0.5252.79%2.90%$72.54
06/16/202506/16/2025$0.5003.27%3.27%$61.14
03/17/202503/17/2025$0.5002.77%2.80%$71.41
12/16/202412/16/2024$0.5002.62%2.69%$74.42
09/16/202409/16/2024$0.5002.57%2.67%$75.00
06/17/202406/17/2024$0.4753.08%3.08%$61.65
03/14/202403/14/2024$0.4753.13%3.18%$59.84
12/14/202312/14/2023$0.4753.24%3.33%$57.04
09/14/202309/14/2023$0.4753.97%4.13%$45.98
06/14/202306/14/2023$0.4504.29%4.29%$41.98
03/14/202303/14/2023$0.4504.51%4.70%$38.26
12/14/202212/14/2022$0.4503.73%4.07%$44.20
09/14/202209/14/2022$0.4503.27%3.74%$48.16
06/14/202206/14/2022$0.3752.94%3.03%$49.48
03/14/202203/14/2022$0.3752.15%2.29%$65.49
12/14/202112/14/2021$0.3751.83%2.01%$74.78
09/14/202109/14/2021$0.3302.15%2.20%$60.06
06/14/202106/14/2021$0.3302.14%2.24%$58.91
03/12/202103/12/2021$0.3302.27%2.44%$54.17
12/14/202012/14/2020$0.3002.53%2.53%$47.44
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STC 10-yr Total Return ($10,000 invested)

This analysis of STC demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 9.5% CAGR, representing moderate long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (STC)

Over the selected period, investing $10,000 in STC would grow to $34,319 with DRIP (243.2%), and $28,961 without DRIP (189.6%).

STC Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in STC with historic price growth (5.84%) and dividend growth (5.76%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $114,749

Annual Dividend: $3,102

Yield on Cost: 9.12%

Total Dividends: $25,639

No DRIP

Portfolio: $95,463

Total Dividends: $19,561

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $281,478

Annual Dividend: $7,548

Yield on Cost: 16.41%

Total Dividends: $74,382

No DRIP

Portfolio: $198,381

Total Dividends: $48,256

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $10,255 against a total investment of $25,600. At this point, your portfolio is throwing off $1,571 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $2,338, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $25,639 versus $34,000 invested, nearly a 75% recovery of capital purely from income. Yield on cost reaches 9.12%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $4,877 is greater than total contributions to date ($40,000), and cumulative dividends exceed $44,699.

By year 30, the DRIP snowball is in full force. Yearly income reaches $7,548, cumulative dividends total $74,382, and the DRIP portfolio value stands at $281,478, compared with $198,381 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for STC, price $76.40, dividend per period $0.53 (4x/year), along with historic growth assumptions: price growth 5.84% and dividend growth 5.76% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for STC

Based on past 10-year performance, here are STC growth metrics:

Share price CAGR of +8.78%
Dividend CAGR of +11.21%

Using STC CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

STC (DRIP)STC (No DRIP)
Current Price$76.40$76.40
Start Shares130.89130.89
Start Value$10,000$10,000
After 10 years:
Final Share Count177.77130.89
Dividends Payment$6.08$6.08
Annual Dividends$1,044$795
Yield on cost10.44%7.95%
Share Price$177.33$177.33
Total Dividends$6,071$5,163
Final Value$31,523$28,373

Estimated Future Value + Dividends – STC

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

STC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/16/202509/16/2025$0.5252.79%2.90%$72.54
06/16/202506/16/2025$0.5003.27%3.27%$61.14
03/17/202503/17/2025$0.5002.77%2.80%$71.41
12/16/202412/16/2024$0.5002.62%2.69%$74.42
09/16/202409/16/2024$0.5002.57%2.67%$75.00
06/17/202406/17/2024$0.4753.08%3.08%$61.65
03/14/202403/14/2024$0.4753.13%3.18%$59.84
12/14/202312/14/2023$0.4753.24%3.33%$57.04
09/14/202309/14/2023$0.4753.97%4.13%$45.98
06/14/202306/14/2023$0.4504.29%4.29%$41.98
03/14/202303/14/2023$0.4504.51%4.70%$38.26
12/14/202212/14/2022$0.4503.73%4.07%$44.20
09/14/202209/14/2022$0.4503.27%3.74%$48.16
06/14/202206/14/2022$0.3752.94%3.03%$49.48
03/14/202203/14/2022$0.3752.15%2.29%$65.49
12/14/202112/14/2021$0.3751.83%2.01%$74.78
09/14/202109/14/2021$0.3302.15%2.20%$60.06
06/14/202106/14/2021$0.3302.14%2.24%$58.91
03/12/202103/12/2021$0.3302.27%2.44%$54.17
12/14/202012/14/2020$0.3002.53%2.53%$47.44
09/14/202009/14/2020$0.3002.72%2.72%$44.16
06/12/202006/12/2020$0.3003.76%3.76%$31.92
03/13/202003/13/2020$0.3003.62%3.62%$33.12
12/12/201912/12/2019$0.3002.88%2.88%$41.65
09/13/201909/13/2019$0.3003.43%3.43%$35.02
06/13/201906/13/2019$0.3002.92%2.92%$41.15
03/14/201903/14/2019$0.3002.82%2.82%$42.50
12/12/201812/12/2018$0.3002.90%2.90%$41.34
09/13/201809/13/2018$0.3002.67%2.67%$44.92
06/14/201806/14/2018$0.3002.74%2.74%$43.77
03/14/201803/14/2018$0.3002.92%2.92%$41.08
12/14/201712/14/2017$0.3002.88%2.88%$41.64
09/14/201709/14/2017$0.3003.33%3.33%$35.99
06/13/201706/13/2017$0.3002.67%2.67%$44.89
03/13/201703/13/2017$0.3002.81%2.81%$42.68
12/13/201612/13/2016$0.3002.85%2.85%$42.06
09/13/201609/13/2016$0.3002.66%2.66%$45.05
06/09/201606/09/2016$0.3003.02%3.15%$38.09
03/09/201603/09/2016$0.3003.38%3.68%$32.57
12/09/201512/09/2015$0.3002.22%2.96%$40.55
09/09/201509/09/2015$0.2501.82%2.60%$38.52
06/10/201506/10/2015$0.2501.45%2.63%$38.05
12/10/201412/10/2014$0.1000.98%1.13%$35.54
12/05/201312/05/2013$0.1000.97%1.30%$30.85
12/12/201212/12/2012$0.1000.93%1.49%$26.91
12/13/201112/13/2011$0.0502.30%1.84%$10.87
12/14/201012/14/2010$0.0508.38%1.76%$11.34
12/22/200912/22/2009$0.05015.82%1.92%$10.43
12/04/200812/04/2008$0.10017.03%2.90%$13.80
12/05/200712/05/2007$0.75010.09%11.17%$26.86
12/04/200612/04/2006$0.7506.28%7.78%$38.55
12/02/200512/02/2005$0.7503.33%5.84%$51.41
12/02/200412/02/2004$0.4602.25%4.14%$44.48
12/03/200312/03/2003$0.4601.52%4.82%$38.17
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

STC Price

Price to Earnings

STC trades at a 57.5x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

STC trades at a 2.6x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

STC generated $0.8B in revenue.

Net Income

STC reported $0.0B in net income. Net income has declined by 100% over the period.

Revenue vs Net Income

STC generated $0.8B in revenue with net income of $0.0B, representing a 0.0% net profit margin.

Gross Profit

STC achieved $0.7B in gross profit, showing revenue after direct production costs.

Operating Income

STC generated $0.3B in operating income, representing profit from core business operations.

EBITDA

STC generated $0.3B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

STC generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

STC generated $0.0B in free cash flow. Free cash flow has decreased by 144% over the period.

Free Cash Flow / Share

STC generates $-1.00 in free cash flow per share. FCF per share has declined by 144% over the period.

Earnings Per Share (EPS)

STC reported $0.00 in earnings per share. EPS has declined by 100% over the period.

Return on Equity (ROE)

STC delivered a 0.0% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

STC achieved a 0.0% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

STC maintains a 0.0% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

STC operates with a 81.9% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

STC holds $0.1B in cash against $0.0B in debt, resulting in a net cash position of $0.1B.

Shares Outstanding

STC has 0.0B shares outstanding.

Stock-Based Comp

STC reported $0.0B in stock-based compensation.

FCF vs Stock Based Comp

STC generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing -71% of FCF.

FCF vs FCF / Share

STC reported $0.0B in free cash flow, translating to $-1.00 per share.

Revenue: Actual + Estimates

This chart tracks STC revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks STC eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks STC net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks STC ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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