- Southside Bancshares confirmed its next quarterly dividend of 36 cents per share with payment scheduled for 4 December 2025.
- The bank maintains a nearly 5 percent forward yield supported by stable financial fundamentals.
- Dorwth remains modest as the dividend stays unchanged and recent increases have slowed.
Dividend Snapshot Steady Not Growing
Southside Bancshares confirmed its latest quarterly dividend of 36 cents per share following the ex dividend date on 20 November 2025. Investors who held shares before that date will receive payment on 4 December 2025.
The bank continues its long pattern of maintaining the payout at this level, resulting in an annualized dividend of 1.44 dollars per share and a forward yield near 4.99 percent based on a share price of 28.84 dollars.
The yield remains competitive within the regional banking sector, though the lack of recent increases reflects slower growth momentum. The one year dividend growth rate is slightly negative, while the 5 year compound annual rate stands at a modest 2.5 percent.
Over a 10 year span, the dividend growth rate rises to about 4.1 percent, showing incremental improvement over long cycles. The stock’s Chowder number sits near 7.5, placing it just below the typical threshold income investors often seek in bank stocks.
Valuation and Fundamentals
Southside Bancshares trades at a trailing price to earnings ratio of 12.5 and a price to book ratio slightly above 1. These metrics remain consistent with stable regional banks and indicate a valuation aligned with recent fair value models.
The bank maintains solid profitability, including a 25 percent net margin and free cash flow of 3.62 dollars per share. This comfortably covers the annual dividend commitment of 1.44 dollars per share.
Debt levels are well controlled with a debt to capital ratio of 27 percent. While revenue and earnings growth are flat, the company continues to show the financial strength needed to sustain its dividend.
Long term investors may also note that the bank has paid more than 20 dollars per share in cumulative dividends over its public history, reinforcing its commitment to returning capital to shareholders.
Trading Dynamics Around the Ex Dividend Date
The stock typically adjusts lower by roughly the dividend amount on the ex dividend date. This expected movement is mechanical and not tied to any shift in business performance.
Short term traders may notice the fluctuation, but long term dividend investors generally view it as routine. Tax treatment will vary by location, as this payout is classified as a standard cash dividend.
Is Southside Bancshares a Buy for Dividend Investors Today
The nearly 5 percent yield remains appealing for investors seeking stable income from a conservative regional bank. The valuation appears reasonable and dividend coverage is strong, giving income focused investors confidence in the payout’s security.
However, those seeking faster dividend growth may be underwhelmed by the recent stagnation. The next earnings update on 28 January 2026 may offer insight into whether management plans to resume increases.
Southside Bancshares continues to position itself as a steady income holding with dependable payments and moderate long term prospects. For investors prioritizing reliability and yield, the latest dividend confirms that the company remains on stable footing.
