AIZ – Dividend Returns, History & Calculator

Dividend Contender 21 Years

Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates in two segments, Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile

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Company Info

Symbol AIZ
Company Assurant, Inc.
Sector Financial Services
Industry Insurance - Property & Casualty
Website Visit
Market Cap $10,841.2M

Price Data

Price $214.85
Price Change -6.96
Price Change % -3.14%
Next Earnings Nov 4, 2025
Low (52W) $174.97
High (52W) $230.55

Dividend Data

Div Yield 148.94%
5Y Avg Yield 170.44%
Current Div $0.800
Payouts/Year 4
Annualized $3.200
Previous Div $0.800
Ex-Date Sep 2, 2025

Growth Rates

Chowder Number 6.4
DGR 1Y 11.1%
DGR 3Y 5.6%
DGR 5Y 4.9%
DGR 10Y 10.9%

Total Returns

TTR 1Y - With Specials 12.4%
TTR 3Y - With Specials 16.0%
TTR 1Y - No Specials 12.4%
TTR 3Y - No Specials 16.0%

Fair Value

Fair Value (P/E 10) $133.86
FV (P/E 10) % 60.0%
Fair Value (Peter Lynch) $68.95
FV (Peter Lynch) % 212.0%
Fair Value (Blended) $165.33
FV (Blended) % 30.0%

Financial Metrics

Revenue 1Y 6.7%
NPM 5.8%
CF/Share $23.73
ROE 13.7%
Current R 0.4x
Debt/Capital 26.0%
ROTC 9.9%
P/E 15.6x
P/BV 2.0x
PEG 1.10
📊 Financial data last updated: October 16, 2025 9:50 am

Calculate your AIZ Dividend Returns

Quickly and easily calculate AIZ dividend yield using our AIZ calculator. Adjust the fields below to see how your AIZ investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 16, 2025 7:13 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,00048$209.69$0.801.53%1.53%$165$16554$11,365
2$12,51154$230.83$0.841.45%1.60%$194$35960$13,904
3$15,30660$254.10$0.881.38%1.68%$223$58266$16,729
4$18,41666$279.71$0.921.32%1.76%$254$83671$19,869
5$21,87271$307.91$0.971.25%1.84%$285$1,12176$23,357
6$25,71276$338.95$1.011.19%1.93%$317$1,43880$27,229
7$29,97480$373.12$1.061.14%2.02%$351$1,78984$31,525
8$34,70384$410.73$1.111.08%2.12%$385$2,17488$36,289
9$39,94788$452.13$1.171.03%2.22%$421$2,59592$41,568
10$45,75892$497.71$1.220.98%2.33%$458$3,05495$47,416

AIZ Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/02/202509/02/2025$0.8001.49%1.49%$214.57
06/09/202506/09/2025$0.8001.57%1.61%$198.68
02/03/202502/03/2025$0.8001.43%1.51%$212.44
12/09/202412/09/2024$0.8001.35%1.46%$218.63
09/03/202409/03/2024$0.7201.46%1.46%$196.79
06/10/202406/10/2024$0.7201.66%1.67%$172.58
02/02/202402/02/2024$0.7201.70%1.73%$166.86
11/24/202311/24/2023$0.7201.70%1.74%$165.80
08/25/202308/25/2023$0.7002.02%2.02%$138.73
05/26/202305/26/2023$0.7002.23%2.24%$124.78
02/24/202302/24/2023$0.7002.16%2.19%$127.98
11/25/202211/25/2022$0.7002.13%2.18%$128.49
08/26/202208/26/2022$0.6801.68%1.68%$161.55
05/27/202205/27/2022$0.6801.49%1.50%$181.41
02/25/202202/25/2022$0.6801.59%1.62%$168.41
11/26/202111/26/2021$0.6801.69%1.73%$157.31
08/27/202108/27/2021$0.6601.56%1.56%$169.36
05/28/202105/28/2021$0.6601.62%1.64%$161.15
02/19/202102/19/2021$0.6602.09%2.14%$123.31
11/27/202011/27/2020$0.6601.91%1.97%$133.79
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AIZ 10-yr Total Return ($10,000 invested)

This analysis of AIZ demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 12.2% CAGR, representing strong long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (AIZ)

Over the selected period, investing $10,000 in AIZ would grow to $38,402 with DRIP (284.0%), and $34,422 without DRIP (244.2%).

AIZ Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in AIZ with historic price growth (10.08%) and dividend growth (4.81%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $164,149

Annual Dividend: $939

Yield on Cost: 2.76%

Total Dividends: $9,772

No DRIP

Portfolio: $150,162

Total Dividends: $8,798

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $468,912

Annual Dividend: $1,643

Yield on Cost: 3.57%

Total Dividends: $22,133

No DRIP

Portfolio: $408,824

Total Dividends: $19,231

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $4,573 against a total investment of $25,600. At this point, your portfolio is throwing off $597 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $781, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $9,772 versus $34,000 invested, nearly a 29% recovery of capital purely from income. Yield on cost reaches 2.76%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $1,253 is greater than total contributions to date ($40,000), and cumulative dividends exceed $15,098.

By year 30, the DRIP snowball is in full force. Yearly income reaches $1,643, cumulative dividends total $22,133, and the DRIP portfolio value stands at $468,912, compared with $408,824 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for AIZ, price $209.69, dividend per period $0.80 (4×/year), along with historic growth assumptions: price growth 10.08% and dividend growth 4.81% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No‑DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for AIZ

Based on past 10-year performance, here are AIZ growth metrics:

Share price CAGR of +10.19%
Dividend CAGR of +10.87%

Using AIZ CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

AIZ (DRIP)AIZ (No DRIP)
Current Price$209.69$209.69
Start Shares47.6947.69
Start Value$10,000$10,000
After 10 years:
Final Share Count55.7847.69
Dividends Payment$8.98$8.98
Annual Dividends$493$428
Yield on cost4.93%4.28%
Share Price$553.35$553.35
Total Dividends$3,058$2,812
Final Value$30,865$29,201

Estimated Future Value + Dividends – AIZ

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

AIZ Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/02/202509/02/2025$0.8001.49%1.49%$214.57
06/09/202506/09/2025$0.8001.57%1.61%$198.68
02/03/202502/03/2025$0.8001.43%1.51%$212.44
12/09/202412/09/2024$0.8001.35%1.46%$218.63
09/03/202409/03/2024$0.7201.46%1.46%$196.79
06/10/202406/10/2024$0.7201.66%1.67%$172.58
02/02/202402/02/2024$0.7201.70%1.73%$166.86
11/24/202311/24/2023$0.7201.70%1.74%$165.80
08/25/202308/25/2023$0.7002.02%2.02%$138.73
05/26/202305/26/2023$0.7002.23%2.24%$124.78
02/24/202302/24/2023$0.7002.16%2.19%$127.98
11/25/202211/25/2022$0.7002.13%2.18%$128.49
08/26/202208/26/2022$0.6801.68%1.68%$161.55
05/27/202205/27/2022$0.6801.49%1.50%$181.41
02/25/202202/25/2022$0.6801.59%1.62%$168.41
11/26/202111/26/2021$0.6801.69%1.73%$157.31
08/27/202108/27/2021$0.6601.56%1.56%$169.36
05/28/202105/28/2021$0.6601.62%1.64%$161.15
02/19/202102/19/2021$0.6602.09%2.14%$123.31
11/27/202011/27/2020$0.6601.91%1.97%$133.79
08/28/202008/28/2020$0.6302.05%2.05%$122.68
05/22/202005/22/2020$0.6302.46%2.49%$101.37
02/21/202002/21/2020$0.6301.76%1.80%$140.10
11/22/201911/22/2019$0.6301.84%1.91%$131.82
08/23/201908/23/2019$0.6002.01%2.01%$119.43
05/24/201905/24/2019$0.6002.34%2.38%$100.85
02/22/201902/22/2019$0.6002.36%2.44%$98.34
11/23/201811/23/2018$0.6002.34%2.47%$97.34
08/24/201808/24/2018$0.5602.14%2.14%$104.63
05/25/201805/25/2018$0.5602.29%2.32%$96.50
02/23/201802/23/2018$0.5602.46%2.53%$88.56
11/24/201711/24/2017$0.5602.20%2.29%$97.86
08/24/201708/24/2017$0.5302.16%2.16%$98.22
05/25/201705/25/2017$0.5302.08%2.11%$100.45
02/23/201702/23/2017$0.5302.08%2.14%$98.84
11/23/201611/23/2016$0.5302.36%2.46%$86.19
08/25/201608/25/2016$0.5002.28%2.28%$87.64
05/26/201605/26/2016$0.5002.08%2.31%$86.60
02/25/201602/25/2016$0.5002.21%2.76%$72.47
11/25/201511/25/2015$0.5001.62%2.36%$84.81
08/27/201508/27/2015$0.3001.52%1.60%$75.10
05/21/201505/21/2015$0.3001.67%1.81%$66.46
02/19/201502/19/2015$0.2701.78%1.78%$60.83
11/26/201411/26/2014$0.2701.57%1.60%$67.59
08/21/201408/21/2014$0.2701.58%1.64%$65.78
05/22/201405/22/2014$0.2701.53%1.62%$66.54
02/20/201402/20/2014$0.2501.57%1.57%$63.86
11/27/201311/27/2013$0.2501.48%1.54%$64.78
08/22/201308/22/2013$0.2501.66%1.80%$55.58
05/23/201305/23/2013$0.2501.76%2.00%$50.05
02/21/201302/21/2013$0.2102.05%2.05%$41.01
11/21/201211/21/2012$0.2102.38%2.47%$33.98
08/23/201208/23/2012$0.2102.30%2.48%$33.89
05/24/201205/24/2012$0.2102.22%2.48%$33.86
02/23/201202/23/2012$0.1801.67%1.67%$43.09
11/23/201111/23/2011$0.1801.95%2.00%$35.99
08/25/201108/25/2011$0.1802.06%2.18%$33.07
05/19/201105/19/2011$0.1801.73%1.89%$38.14
02/24/201102/24/2011$0.1601.61%1.61%$39.70
11/24/201011/24/2010$0.1601.78%1.81%$35.37
08/26/201008/26/2010$0.1601.73%1.79%$35.82
05/20/201005/20/2010$0.1601.80%1.89%$33.83
02/18/201002/18/2010$0.1501.96%1.96%$30.65
11/25/200911/25/2009$0.1501.89%1.93%$31.15
08/27/200908/27/2009$0.1501.97%2.03%$29.50
05/21/200905/21/2009$0.1502.59%2.73%$22.00
02/19/200902/19/2009$0.1402.54%2.54%$22.07
11/20/200811/20/2008$0.1404.23%4.39%$12.77
08/21/200808/21/2008$0.1400.91%0.98%$57.10
05/22/200805/22/2008$0.1400.75%0.84%$66.84
02/21/200802/21/2008$0.1200.78%0.78%$61.79
11/21/200711/21/2007$0.1200.69%0.73%$66.20
08/23/200708/23/2007$0.1200.84%0.92%$52.35
05/24/200705/24/2007$0.1200.72%0.82%$58.69
02/22/200702/22/2007$0.1000.74%0.74%$54.30
11/22/200611/22/2006$0.1000.69%0.73%$55.08
08/24/200608/24/2006$0.1000.72%0.80%$50.13
05/25/200605/25/2006$0.1000.69%0.82%$48.98
02/16/200602/16/2006$0.0800.71%0.71%$45.00
11/23/200511/23/2005$0.0800.70%0.72%$44.25
08/19/200508/19/2005$0.0800.80%0.85%$37.48
05/19/200505/19/2005$0.0800.85%0.94%$33.99
02/24/200502/24/2005$0.0700.82%0.82%$34.00
11/18/200411/18/2004$0.0700.72%0.95%$29.36
08/19/200408/19/2004$0.0700.54%1.09%$25.80
05/20/200405/20/2004$0.0700.28%1.12%$25.00
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

AIZ Price

Price to Earnings

AIZ trades at a 41.3x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

AIZ trades at a 3.1x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

AIZ generated $3.2B in revenue. Revenue has grown by 24% over the period.

Net Income

AIZ reported $0.2B in net income. Net income has grown by 53% over the period.

Revenue vs Net Income

AIZ generated $3.2B in revenue with net income of $0.2B, representing a 7.4% net profit margin.

Gross Profit

AIZ achieved $2.4B in gross profit, showing revenue after direct production costs.

Operating Income

AIZ generated $1.1B in operating income, representing profit from core business operations.

EBITDA

AIZ generated $1.3B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

AIZ generated $0.3B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

AIZ generated $0.2B in free cash flow. Free cash flow has increased by 83% over the period.

Free Cash Flow / Share

AIZ generates $3.17 in free cash flow per share. FCF per share has grown by 83% over the period.

Earnings Per Share (EPS)

AIZ reported $4.66 in earnings per share. EPS has grown by 53% over the period.

Return on Equity (ROE)

AIZ delivered a 6.2% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

AIZ achieved a 3.7% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

AIZ maintains a 7.4% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

AIZ operates with a 75.3% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

AIZ holds $0.5B in cash against $0.2B in debt, resulting in a net cash position of $0.3B.

Shares Outstanding

AIZ has 0.1B shares outstanding.

Stock-Based Comp

AIZ reported $0.1B in stock-based compensation. Over the period, stock-based compensation has increased by 24%.

FCF vs Stock Based Comp

AIZ generated $0.2B in free cash flow while spending $0.1B on stock-based compensation, representing 49% of FCF.

FCF vs FCF / Share

AIZ reported $0.2B in free cash flow, translating to $3.17 per share.

Revenue: Actual + Estimates

This chart tracks AIZ revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks AIZ eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks AIZ net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks AIZ ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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