AROW – Dividend Returns, History & Calculator

Dividend Champion 32 Years

Arrow Financial Corporation, a bank holding company, provides various commercial and consumer banking, and financial products and services in the Unites States. The company's deposit products include demand deposits, interest-bearing checking accounts, savings

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Company Info

Symbol AROW
Company Arrow Financial Corporation
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $518.3M

Price Data

Price $31.47
Price Change -0.16
Price Change % -0.51%
Next Earnings Report Jan 29, 2026
Low (52W) $22.72
High (52W) $33.56

Dividend Data

Div Yield 3.69%
5Y Avg Yield 4.22%
Current Div $0.290
Payouts/Year 4
Annualized $1.160
Previous Div $0.290
Ex-date Nov 12, 2025
Dividend Pay Date Nov 24, 2025

Growth Rates

Chowder Number 6.1
DGR 1Y 4.6%
DGR 3Y 2.6%
DGR 5Y 2.5%
DGR 10Y 2.7%

Total Returns

TTR 1Y - With Specials 19.3%
TTR 3Y - With Specials 2.9%
TTR 1Y - No Specials 19.3%
TTR 3Y - No Specials 2.9%

Fair Value

Fair Value (P/E 10) $29.59
FV (P/E 10) % 6.0%
Fair Value (Peter Lynch) $51.50
FV (Peter Lynch) % -39.0%
Fair Value (Blended) $39.22
FV (Blended) % -20.0%

Financial Metrics

Revenue 1Y 7.1%
NPM 21.6%
CF/Share $2.49
ROE 8.5%
Debt/Capital 7.0%
ROTC 7.8%
P/E 15.3x
P/BV 1.2x
PEG 0.59
📊 Financial data last updated: December 29, 2025 12:18 pm (Data may be stale)

Calculate your AROW Dividend Returns

Quickly and easily calculate AROW dividend yield using our AROW calculator. Adjust the fields below to see how your AROW investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000200$50.00$1.028.16%8.16%$904$904242$12,104
2$12,709242$52.50$1.078.16%8.57%$1,132$2,035286$15,041
3$15,793286$55.13$1.128.16%9.00%$1,391$3,427333$18,384
4$19,303333$57.88$1.188.16%9.45%$1,686$5,113383$22,189
5$23,299383$60.78$1.248.16%9.92%$2,023$7,136436$26,522
6$27,848436$63.81$1.308.16%10.41%$2,405$9,541493$31,453
7$33,026493$67.00$1.378.16%10.94%$2,841$12,382553$37,066
8$38,920553$70.36$1.448.16%11.48%$3,337$15,719618$43,457
9$45,629618$73.87$1.518.16%12.06%$3,901$19,620687$50,731
10$53,267687$77.57$1.588.16%12.66%$4,544$24,164761$59,011

AROW Dividend History

Invest in AROW with Interactive Brokers

AROW 10-yr Total Return ($10,000 invested)

This chart compares the 10-year total return performance of AROW with and without dividend reinvestment (DRIP). The analysis demonstrates how reinvesting dividends can significantly enhance long-term investment returns through the power of compounding, showing the difference between collecting dividends as cash versus automatically purchasing additional shares.

With DRIP No DRIP

Projected Future Returns & Dividends for AROW

Based on past 10-year performance, here are AROW growth metrics:

Share price CAGR of +8.76%
Dividend CAGR of +2.68%

Using AROW CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

AROW (DRIP)AROW (No DRIP)
Current Price$31.93$31.93
Start Shares313.19313.19
Start Value$10,000$10,000
After 10 years:
Final Share Count408.08313.19
Dividends Payment$1.51$1.51
Annual Dividends$604$473
Yield on cost6.04%4.73%
Share Price$73.96$73.96
Total Dividends$4,848$4,213
Final Value$30,181$27,376

Estimated Future Value + Dividends – AROW

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

AROW Dividend History

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

AROW Price

Price to Earnings

This chart displays AROW price to earnings data over time, helping analyze the company’s financial performance and operational trends.

Price to Sales

This chart displays AROW price to sales data over time, helping analyze the company’s financial performance and operational trends.

Revenue

This chart displays AROW revenue data over time, helping analyze the company’s financial performance and operational trends.

Net Income

This chart displays AROW net income data over time, helping analyze the company’s financial performance and operational trends.

Revenue vs Net Income

This chart displays AROW revenue vs net income data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit

This chart displays AROW gross profit data over time, helping analyze the company’s financial performance and operational trends.

Operating Income

This chart displays AROW operating income data over time, helping analyze the company’s financial performance and operational trends.

EBITDA

This chart displays AROW ebitda data over time, helping analyze the company’s financial performance and operational trends.

Operating Cash Flow

This chart displays AROW operating cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow

This chart displays AROW free cash flow data over time, helping analyze the company’s financial performance and operational trends.

Free Cash Flow / Share

This chart displays AROW free cash flow / share data over time, helping analyze the company’s financial performance and operational trends.

Earnings Per Share (EPS)

This chart displays AROW earnings per share (eps) data over time, helping analyze the company’s financial performance and operational trends.

Return on Equity (ROE)

This chart displays AROW return on equity (roe) data over time, helping analyze the company’s financial performance and operational trends.

Return on Assets (ROA)

This chart displays AROW return on assets (roa) data over time, helping analyze the company’s financial performance and operational trends.

Net Profit Margin

This chart displays AROW net profit margin data over time, helping analyze the company’s financial performance and operational trends.

Gross Profit Margin

This chart displays AROW gross profit margin data over time, helping analyze the company’s financial performance and operational trends.

Cash & Debt

This chart displays AROW cash & debt data over time, helping analyze the company’s financial performance and operational trends.

Shares Outstanding

This chart displays AROW shares outstanding data over time, helping analyze the company’s financial performance and operational trends.

Stock-Based Comp

This chart displays AROW stock-based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs Stock Based Comp

This chart displays AROW fcf vs stock based comp data over time, helping analyze the company’s financial performance and operational trends.

FCF vs FCF / Share

This chart displays AROW fcf vs fcf / share data over time, helping analyze the company’s financial performance and operational trends.

Revenue: Actual + Estimates

This chart displays AROW revenue: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EPS: Actual + Estimates

This chart displays AROW eps: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Net Income: Actual + Estimates

This chart displays AROW net income: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

EBITDA: Actual + Estimates

This chart displays AROW ebitda: actual + estimates data over time, helping analyze the company’s financial performance and operational trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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