BFC – Dividend Returns, History & Calculator

Dividend Contender 12 Years

Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin. It offers checking, savings, money market, cash management, retirement

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Company Info

Symbol BFC
Company Bank First Corporation
Sector Financial Services
Industry Banks - Regional
Website Visit
Market Cap $1,264.7M

Price Data

Price $128.60
Price Change -3.59
Price Change % -2.72%
Next Earnings Report Jan 20, 2026
Low (52W) $90.01
High (52W) $135.72

Dividend Data

Div Yield 1.40%
5Y Avg Yield 2.15%
Current Div $0.450
Payouts/Year 4
Annualized $1.800
Previous Div $0.450
Ex-date Dec 24, 2025
Dividend Pay Date Oct 8, 2025

Growth Rates

Chowder Number 47.4
DGR 1Y 278.6%
DGR 3Y 79.9%
DGR 5Y 46.0%
DGR 10Y 26.6%

Total Returns

TTR 1Y - With Specials 52.9%
TTR 3Y - With Specials 21.1%
TTR 1Y - No Specials 48.9%
TTR 3Y - No Specials 20.0%

Fair Value

Fair Value (P/E 10) $66.53
FV (P/E 10) % 93.0%
Fair Value (Peter Lynch) $35.55
FV (Peter Lynch) % 262.0%
Fair Value (Blended) $74.15
FV (Blended) % 73.0%

Financial Metrics

Revenue 1Y -17.8%
NPM 41.8%
ROE 11.2%
Debt/Capital 17.0%
ROTC 9.1%
P/E 18.1x
P/BV 2.0x
PEG 0.83
📊 Financial data last updated: October 24, 2025 12:53 pm

Calculate your BFC Dividend Returns

Quickly and easily calculate BFC dividend yield using our BFC calculator. Adjust the fields below to see how your BFC investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: October 24, 2025 11:15 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,00076$131.40$0.451.37%1.37%$148$14886$11,348
2$13,46186$155.87$0.511.31%1.55%$187$33595$14,848
3$17,61395$184.90$0.581.25%1.76%$230$565103$19,043
4$22,589103$219.33$0.651.19%1.99%$279$844110$24,069
5$28,551110$260.17$0.741.14%2.25%$335$1,179116$30,085
6$35,688116$308.62$0.841.09%2.55%$397$1,576121$37,285
7$44,228121$366.09$0.951.04%2.89%$468$2,043125$45,895
8$54,442125$434.26$1.070.99%3.27%$548$2,591129$56,190
9$66,653129$515.13$1.220.94%3.70%$638$3,229133$68,492
10$81,246133$611.06$1.380.90%4.19%$741$3,970136$83,187

BFC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/24/202509/24/2025$0.4503.90%1.45%$124.31
06/25/202506/25/2025$0.4504.25%1.58%$114.02
05/09/202505/09/2025$3.504.27%12.47%$112.30
03/26/202503/26/2025$0.4501.59%1.74%$103.52
12/23/202412/23/2024$0.4501.56%1.81%$99.62
09/25/202409/25/2024$0.4001.59%1.82%$87.98
06/26/202406/26/2024$0.3501.64%1.76%$79.50
03/26/202403/26/2024$0.3501.54%1.72%$81.30
12/26/202312/26/2023$0.3001.28%1.34%$89.60
09/19/202309/19/2023$0.3001.42%1.55%$77.61
06/20/202306/20/2023$0.3001.21%1.38%$86.70
03/21/202303/21/2023$0.2501.29%1.33%$74.98
12/20/202212/20/2022$0.2501.02%1.09%$91.77
09/20/202209/20/2022$0.2501.13%1.24%$80.74
06/21/202206/21/2022$0.2201.56%1.18%$74.48
03/22/202203/22/2022$0.2201.59%1.22%$72.28
12/21/202112/21/2021$0.2201.63%1.26%$69.91
09/21/202109/21/2021$0.5001.66%2.93%$68.20
06/22/202106/22/2021$0.2101.18%1.19%$70.58
03/23/202103/23/2021$0.2101.16%1.19%$70.72
Page 1 of 1

BFC 10-yr Total Return ($10,000 invested)

This analysis of BFC demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 20.1% CAGR, representing exceptional long-term performance. The DRIP strategy provided 18% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (BFC)

Over the selected period, investing $10,000 in BFC would grow to $72,666 with DRIP (626.7%), and $65,787 without DRIP (557.9%).

BFC Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in BFC with historic price growth (18.62%) and dividend growth (13.22%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $592,772

Annual Dividend: $3,197

Yield on Cost: 9.40%

Total Dividends: $20,414

No DRIP

Portfolio: $530,851

Total Dividends: $18,271

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $3,437,021

Annual Dividend: $11,634

Yield on Cost: 25.29%

Total Dividends: $81,906

No DRIP

Portfolio: $2,929,719

Total Dividends: $70,178

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $6,734 against a total investment of $25,600. At this point, your portfolio is throwing off $1,250 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $2,150, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $20,414 versus $34,000 invested, nearly a 60% recovery of capital purely from income. Yield on cost reaches 9.40%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $6,125 is greater than total contributions to date ($40,000), and cumulative dividends exceed $41,575.

By year 30, the DRIP snowball is in full force. Yearly income reaches $11,634, cumulative dividends total $81,906, and the DRIP portfolio value stands at $3,437,021, compared with $2,929,719 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for BFC, price $131.40, dividend per period $0.45 (4x/year), along with historic growth assumptions: price growth 18.62% and dividend growth 13.22% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for BFC

Based on past 10-year performance, here are BFC growth metrics:

Share price CAGR of +10.97%
Dividend CAGR of +25.51%

Using BFC CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

BFC (DRIP)BFC (No DRIP)
Current Price$131.40$131.40
Start Shares76.1076.10
Start Value$10,000$10,000
After 10 years:
Final Share Count100.9276.10
Dividends Payment$17.46$17.46
Annual Dividends$1,683$1,329
Yield on cost16.83%13.29%
Share Price$372.23$372.23
Total Dividends$6,804$5,864
Final Value$37,565$34,191

Estimated Future Value + Dividends – BFC

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

BFC Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/24/202509/24/2025$0.4503.90%1.45%$124.31
06/25/202506/25/2025$0.4504.25%1.58%$114.02
05/09/202505/09/2025$3.504.27%12.47%$112.30
03/26/202503/26/2025$0.4501.59%1.74%$103.52
12/23/202412/23/2024$0.4501.56%1.81%$99.62
09/25/202409/25/2024$0.4001.59%1.82%$87.98
06/26/202406/26/2024$0.3501.64%1.76%$79.50
03/26/202403/26/2024$0.3501.54%1.72%$81.30
12/26/202312/26/2023$0.3001.28%1.34%$89.60
09/19/202309/19/2023$0.3001.42%1.55%$77.61
06/20/202306/20/2023$0.3001.21%1.38%$86.70
03/21/202303/21/2023$0.2501.29%1.33%$74.98
12/20/202212/20/2022$0.2501.02%1.09%$91.77
09/20/202209/20/2022$0.2501.13%1.24%$80.74
06/21/202206/21/2022$0.2201.56%1.18%$74.48
03/22/202203/22/2022$0.2201.59%1.22%$72.28
12/21/202112/21/2021$0.2201.63%1.26%$69.91
09/21/202109/21/2021$0.5001.66%2.93%$68.20
06/22/202106/22/2021$0.2101.18%1.19%$70.58
03/23/202103/23/2021$0.2101.16%1.19%$70.72
12/22/202012/22/2020$0.2101.19%1.23%$68.22
09/22/202009/22/2020$0.2001.39%1.39%$57.60
06/22/202006/22/2020$0.2001.23%1.23%$64.78
03/20/202003/20/2020$0.2001.59%1.59%$50.45
12/20/201912/20/2019$0.2001.15%1.15%$69.70
09/23/201909/23/2019$0.2001.19%1.19%$67.15
06/21/201906/21/2019$0.2001.08%1.14%$70.21
03/22/201903/22/2019$0.2001.22%1.36%$58.88
12/20/201812/20/2018$0.2001.48%1.74%$45.91
09/20/201809/20/2018$0.1601.20%1.20%$53.33
06/28/201806/28/2018$0.1601.19%1.19%$53.75
03/27/201803/27/2018$0.1601.41%1.41%$45.25
12/27/201712/27/2017$0.1601.43%1.43%$44.70
09/25/201709/25/2017$0.1601.66%1.66%$38.50
06/27/201706/27/2017$0.1601.74%1.77%$36.25
03/24/201703/24/2017$0.1601.72%1.80%$35.50
12/23/201612/23/2016$0.1601.81%1.96%$32.60
09/26/201609/26/2016$0.1501.87%2.00%$30.00
06/27/201606/27/2016$0.1401.93%2.00%$28.00
03/21/201603/21/2016$0.1401.99%2.11%$26.60
12/21/201512/21/2015$0.1302.04%2.08%$25.00
09/16/201509/16/2015$0.1302.07%2.16%$24.10
06/17/201506/17/2015$0.1302.00%2.12%$24.50
03/18/201503/18/2015$0.1202.02%2.06%$23.25
01/07/201501/07/2015$0.1202.04%2.13%$22.50
09/17/201409/17/2014$0.1202.16%2.31%$20.80
06/18/201406/18/2014$0.1102.10%2.10%$20.95
03/19/201403/19/2014$0.1102.29%2.29%$19.25
12/18/201312/18/2013$0.1102.38%2.38%$18.50
09/18/201309/18/2013$0.1102.67%2.67%$16.45
12/05/201212/05/2012$0.1102.81%2.81%$15.65
09/05/201209/05/2012$0.1102.95%2.98%$14.75
05/30/201205/30/2012$0.1102.97%3.03%$14.50
02/29/201202/29/2012$0.1103.04%3.14%$14.00
11/22/201111/22/2011$0.1053.01%3.01%$13.95
09/09/201109/09/2011$0.1053.11%3.11%$13.50
05/25/201105/25/2011$0.1052.11%2.81%$14.95
02/23/201102/23/2011$0.1051.50%3.00%$14.00
11/24/201011/24/2010$0.1050.88%3.50%$12.00
Page 1 of 1

Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

BFC Price

Price to Earnings

BFC trades at a 71.0x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

BFC trades at a 28.9x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

BFC generated $0.0B in revenue. Revenue has grown by 56% over the period.

Net Income

BFC reported $0.0B in net income. Net income has grown by 58% over the period.

Revenue vs Net Income

BFC generated $0.0B in revenue with net income of $0.0B, representing a 40.7% net profit margin.

Gross Profit

BFC achieved $0.0B in gross profit, showing revenue after direct production costs.

Operating Income

BFC generated $0.0B in operating income, representing profit from core business operations.

EBITDA

BFC generated $0.0B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

BFC generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

BFC generated $0.0B in free cash flow. Free cash flow has increased by 59% over the period.

Free Cash Flow / Share

BFC generates $1.95 in free cash flow per share. FCF per share has grown by 59% over the period.

Earnings Per Share (EPS)

BFC reported $1.83 in earnings per share. EPS has grown by 58% over the period.

Return on Equity (ROE)

BFC delivered a 33.9% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

BFC achieved a 20.4% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

BFC maintains a 40.7% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

BFC operates with a 80.3% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

BFC holds $0.0B in cash against $0.0B in debt, resulting in a net cash position of $0.0B.

Shares Outstanding

BFC has 0.0B shares outstanding.

Stock-Based Comp

BFC reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 56%.

FCF vs Stock Based Comp

BFC generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing 6% of FCF.

FCF vs FCF / Share

BFC reported $0.0B in free cash flow, translating to $1.95 per share.

Revenue: Actual + Estimates

This chart tracks BFC revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks BFC eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks BFC net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks BFC ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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