BRO – Dividend Returns, History & Calculator

Dividend Champion 31 Years

Brown & Brown, Inc. markets and sells insurance products and services in the United States, Canada, Ireland, the United Kingdom, and internationally. It operates through four segments: Retail, Programs, Wholesale Brokerage, and Services. The Retail segment pro

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Company Info

Symbol BRO
Company Brown & Brown, Inc.
Sector Financial Services
Industry Insurance Brokers
Website Visit
Market Cap $27,422.9M

Price Data

Price $80.32
Price Change +0.70
Price Change % +0.88%
Next Earnings Report Jan 26, 2026
Low (52W) $76.17
High (52W) $125.68

Dividend Data

Div Yield 0.82%
5Y Avg Yield 0.68%
Current Div $0.165
Payouts/Year 4
Annualized $0.660
Previous Div $0.150
Ex-date Nov 5, 2025
Dividend Pay Date Nov 12, 2025

Growth Rates

Chowder Number 12.9
DGR 1Y 13.9%
DGR 3Y 13.2%
DGR 5Y 12.1%
DGR 10Y 10.5%

Total Returns

TTR 1Y - With Specials -27.3%
TTR 3Y - With Specials 12.1%
TTR 1Y - No Specials -27.3%
TTR 3Y - No Specials 12.1%

Fair Value

Fair Value (P/E 10) $52.20
FV (P/E 10) % 54.0%
Fair Value (Peter Lynch) $82.50
FV (Peter Lynch) % -3.0%
Fair Value (Blended) $62.98
FV (Blended) % 28.0%

Financial Metrics

Revenue 1Y 12.9%
NPM 18.2%
CF/Share $4.00
ROE 10.7%
Current R 1.2x
Debt/Capital 39.0%
ROTC 6.6%
P/E 24.3x
P/BV 2.2x
PEG 2.55
📊 Financial data last updated: November 24, 2025 12:22 pm

Calculate your BRO Dividend Returns

Quickly and easily calculate BRO dividend yield using our BRO calculator. Adjust the fields below to see how your BRO investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: November 27, 2025 12:24 pm

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000124$80.45$0.170.82%0.82%$88$88140$11,288
2$13,249140$94.42$0.180.77%0.91%$108$197154$14,557
3$17,086154$110.82$0.200.73%1.00%$130$327166$18,416
4$21,614166$130.07$0.220.68%1.10%$153$479177$22,967
5$26,956177$152.66$0.240.64%1.22%$178$658186$28,335
6$33,256186$179.18$0.270.60%1.34%$206$863193$34,662
7$40,682193$210.30$0.300.57%1.48%$236$1,099200$42,117
8$49,433200$246.83$0.330.53%1.64%$268$1,367206$50,901
9$59,742206$289.70$0.360.50%1.81%$304$1,671211$61,246
10$71,884211$340.02$0.400.47%1.99%$343$2,015216$73,427

BRO Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
11/05/202511/05/2025$0.1650.79%0.85%$77.84
08/13/202508/13/2025$0.1500.63%0.63%$95.91
05/12/202505/12/2025$0.1500.52%0.54%$110.76
02/05/202502/05/2025$0.1500.52%0.56%$106.79
11/06/202411/06/2024$0.1500.49%0.54%$110.81
08/07/202408/07/2024$0.1300.53%0.53%$98.79
05/03/202405/03/2024$0.1300.60%0.62%$83.50
02/01/202402/01/2024$0.1300.63%0.67%$77.79
10/31/202310/31/2023$0.1300.68%0.75%$69.42
08/08/202308/08/2023$0.1150.65%0.65%$70.24
05/05/202305/05/2023$0.1150.69%0.70%$65.31
02/02/202302/02/2023$0.1150.74%0.78%$58.66
11/01/202211/01/2022$0.1150.72%0.78%$58.65
08/09/202208/09/2022$0.1030.63%0.63%$65.52
05/06/202205/06/2022$0.1030.69%0.71%$58.24
02/03/202202/03/2022$0.1030.59%0.62%$66.64
11/02/202111/02/2021$0.1030.61%0.66%$62.73
08/10/202108/10/2021$0.0930.68%0.68%$54.87
05/07/202105/07/2021$0.0930.68%0.69%$53.69
02/04/202102/04/2021$0.0930.81%0.85%$43.91
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Invest in BRO with Interactive Brokers

BRO 10-yr Total Return ($10,000 invested)

This analysis of BRO demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 19.3% CAGR, representing strong long-term performance. While recent 5-year returns averaged 13.6% annually, the exceptional 10-year performance of 19.3% demonstrates sustained long-term growth. The DRIP strategy provided 18% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (BRO)

Over the selected period, investing $10,000 in BRO would grow to $61,118 with DRIP (511.2%), and $58,490 without DRIP (484.9%).

BRO Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in BRO with historic price growth (17.37%) and dividend growth (10.37%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $457,758

Annual Dividend: $1,099

Yield on Cost: 3.23%

Total Dividends: $8,408

No DRIP

Portfolio: $432,074

Total Dividends: $7,935

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $2,339,754

Annual Dividend: $3,037

Yield on Cost: 6.60%

Total Dividends: $26,588

No DRIP

Portfolio: $2,158,460

Total Dividends: $24,617

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $3,229 against a total investment of $25,600. At this point, your portfolio is throwing off $521 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $803, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $8,408 versus $34,000 invested, nearly a 25% recovery of capital purely from income. Yield on cost reaches 3.23%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $1,833 is greater than total contributions to date ($40,000), and cumulative dividends exceed $15,239.

By year 30, the DRIP snowball is in full force. Yearly income reaches $3,037, cumulative dividends total $26,588, and the DRIP portfolio value stands at $2,339,754, compared with $2,158,460 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for BRO, price $80.45, dividend per period $0.17 (4x/year), along with historic growth assumptions: price growth 17.37% and dividend growth 10.37% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for BRO

Based on past 10-year performance, here are BRO growth metrics:

Share price CAGR of +15.70%
Dividend CAGR of +10.50%

Using BRO CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

BRO (DRIP)BRO (No DRIP)
Current Price$79.93$79.93
Start Shares125.11125.11
Start Value$10,000$10,000
After 10 years:
Final Share Count133.44125.11
Dividends Payment$1.79$1.79
Annual Dividends$238$224
Yield on cost2.38%2.24%
Share Price$343.69$343.69
Total Dividends$1,546$1,490
Final Value$45,863$44,489

Estimated Future Value + Dividends – BRO

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

BRO Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
11/05/202511/05/2025$0.1650.79%0.85%$77.84
08/13/202508/13/2025$0.1500.63%0.63%$95.91
05/12/202505/12/2025$0.1500.52%0.54%$110.76
02/05/202502/05/2025$0.1500.52%0.56%$106.79
11/06/202411/06/2024$0.1500.49%0.54%$110.81
08/07/202408/07/2024$0.1300.53%0.53%$98.79
05/03/202405/03/2024$0.1300.60%0.62%$83.50
02/01/202402/01/2024$0.1300.63%0.67%$77.79
10/31/202310/31/2023$0.1300.68%0.75%$69.42
08/08/202308/08/2023$0.1150.65%0.65%$70.24
05/05/202305/05/2023$0.1150.69%0.70%$65.31
02/02/202302/02/2023$0.1150.74%0.78%$58.66
11/01/202211/01/2022$0.1150.72%0.78%$58.65
08/09/202208/09/2022$0.1030.63%0.63%$65.52
05/06/202205/06/2022$0.1030.69%0.71%$58.24
02/03/202202/03/2022$0.1030.59%0.62%$66.64
11/02/202111/02/2021$0.1030.61%0.66%$62.73
08/10/202108/10/2021$0.0930.68%0.68%$54.87
05/07/202105/07/2021$0.0930.68%0.69%$53.69
02/04/202102/04/2021$0.0930.81%0.85%$43.91
11/03/202011/03/2020$0.0930.79%0.84%$44.32
08/04/202008/04/2020$0.0850.75%0.75%$45.46
05/08/202005/08/2020$0.0850.89%0.90%$37.60
02/04/202002/04/2020$0.0850.71%0.74%$46.17
11/07/201911/07/2019$0.0850.86%0.90%$37.64
08/06/201908/06/2019$0.0800.89%0.89%$35.99
05/07/201905/07/2019$0.0800.98%1.00%$32.04
02/05/201902/05/2019$0.0801.11%1.14%$28.05
10/25/201810/25/2018$0.0801.09%1.14%$28.08
08/07/201808/07/2018$0.0751.01%1.01%$29.57
05/08/201805/08/2018$0.0751.07%1.09%$27.40
02/01/201802/01/2018$0.0751.07%1.13%$26.60
10/26/201710/26/2017$0.0751.12%1.22%$24.69
08/07/201708/07/2017$0.0681.23%1.23%$21.95
05/04/201705/04/2017$0.0681.23%1.26%$21.51
02/01/201702/01/2017$0.0681.23%1.29%$20.98
10/26/201610/26/2016$0.0681.37%1.47%$18.36
08/05/201608/05/2016$0.0621.34%1.34%$18.43
05/05/201605/05/2016$0.0621.36%1.40%$17.57
02/01/201602/01/2016$0.0621.53%1.61%$15.24
11/02/201511/02/2015$0.0621.40%1.52%$16.20
08/05/201508/05/2015$0.0551.31%1.31%$16.81
04/30/201504/30/2015$0.0551.35%1.38%$15.98
02/02/201502/02/2015$0.0551.33%1.40%$15.74
10/29/201410/29/2014$0.0551.30%1.39%$15.79
08/06/201408/06/2014$0.0501.31%1.31%$15.25
05/02/201405/02/2014$0.0501.31%1.35%$14.83
02/03/201402/03/2014$0.0501.24%1.30%$15.34
10/28/201310/28/2013$0.0501.13%1.22%$16.35
08/05/201308/05/2013$0.0451.07%1.07%$16.76
04/29/201304/29/2013$0.0451.16%1.17%$15.35
01/28/201301/28/2013$0.0451.29%1.33%$13.57
11/05/201211/05/2012$0.0451.33%1.39%$12.95
08/06/201208/06/2012$0.0431.34%1.34%$12.73
05/02/201205/02/2012$0.0431.24%1.26%$13.47
01/30/201201/30/2012$0.0431.45%1.49%$11.42
10/31/201110/31/2011$0.0431.47%1.54%$11.04
08/08/201108/08/2011$0.0401.74%1.74%$9.19
05/02/201105/02/2011$0.0401.25%1.26%$12.74
01/31/201101/31/2011$0.0401.28%1.29%$12.38
11/01/201011/01/2010$0.0401.41%1.44%$11.12
08/02/201008/02/2010$0.0391.55%1.55%$10.06
05/03/201005/03/2010$0.0391.53%1.55%$10.08
02/01/201002/01/2010$0.0391.74%1.77%$8.81
11/02/200911/02/2009$0.0391.66%1.71%$9.14
08/10/200908/10/2009$0.0381.54%1.54%$9.77
05/04/200905/04/2009$0.0381.59%1.61%$9.29
02/02/200902/02/2009$0.0381.48%1.53%$9.83
11/03/200811/03/2008$0.0381.33%1.40%$10.71
08/04/200808/04/2008$0.0351.60%1.60%$8.76
05/12/200805/12/2008$0.0351.40%1.45%$9.65
02/04/200802/04/2008$0.0351.12%1.21%$11.62
11/05/200711/05/2007$0.0351.03%1.15%$12.18
08/06/200708/06/2007$0.0300.90%0.90%$13.37
05/07/200705/07/2007$0.0300.88%0.92%$13.11
02/05/200702/05/2007$0.0300.77%0.84%$14.35
11/06/200611/06/2006$0.0300.72%0.83%$14.50
08/07/200608/07/2006$0.0250.65%0.65%$15.50
05/12/200605/12/2006$0.0250.61%0.64%$15.62
02/06/200602/06/2006$0.0250.63%0.70%$14.19
10/31/200510/31/2005$0.0250.63%0.74%$13.58
08/01/200508/01/2005$0.0200.74%0.74%$10.81
05/03/200505/03/2005$0.0200.70%0.72%$11.08
01/31/200501/31/2005$0.0200.69%0.74%$10.82
11/01/200411/01/2004$0.0200.69%0.76%$10.51
08/02/200408/02/2004$0.0180.66%0.66%$10.62
05/04/200405/04/2004$0.0180.67%0.70%$9.95
02/02/200402/02/2004$0.0180.73%0.80%$8.75
11/03/200311/03/2003$0.0180.80%0.91%$7.66
08/04/200308/04/2003$0.0150.76%0.76%$7.64
05/06/200305/06/2003$0.0150.63%0.66%$8.85
02/03/200302/03/2003$0.0150.71%0.77%$7.51
11/04/200211/04/2002$0.0150.71%0.81%$7.14
08/05/200208/05/2002$0.0120.73%0.73%$6.53
05/07/200205/07/2002$0.0120.50%0.53%$9.00
02/04/200202/04/2002$0.0120.50%0.57%$8.50
11/05/200111/05/2001$0.0120.53%0.63%$7.50
08/06/200108/06/2001$0.0090.62%0.62%$6.05
05/02/200105/02/2001$0.0090.65%0.67%$5.56
02/05/200102/05/2001$0.0090.81%0.86%$4.35
11/06/200011/06/2000$0.0090.80%0.89%$4.22
08/07/200008/07/2000$0.0081.03%1.03%$3.16
05/03/200005/03/2000$0.0081.24%1.29%$2.52
02/07/200002/07/2000$0.0081.22%1.32%$2.47
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

BRO Price

Price to Earnings

BRO trades at a 145.8x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

BRO trades at a 20.6x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

BRO generated $1.6B in revenue. Revenue has grown by 111% over the period.

Net Income

BRO reported $0.2B in net income. Net income has grown by 55% over the period.

Revenue vs Net Income

BRO generated $1.6B in revenue with net income of $0.2B, representing a 14.1% net profit margin.

Gross Profit

BRO achieved $1.3B in gross profit, showing revenue after direct production costs.

Operating Income

BRO generated $0.6B in operating income, representing profit from core business operations.

EBITDA

BRO generated $0.6B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

BRO generated $0.3B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

BRO generated $0.2B in free cash flow. Free cash flow has increased by 44% over the period.

Free Cash Flow / Share

BRO generates $0.60 in free cash flow per share. FCF per share has grown by 44% over the period.

Earnings Per Share (EPS)

BRO reported $0.66 in earnings per share. EPS has grown by 55% over the period.

Return on Equity (ROE)

BRO delivered a 11.8% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

BRO achieved a 7.1% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

BRO maintains a 14.1% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

BRO operates with a 79.4% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

BRO holds $0.2B in cash against $0.1B in debt, resulting in a net cash position of $0.2B.

Shares Outstanding

BRO has 0.3B shares outstanding.

Stock-Based Comp

BRO reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 111%.

FCF vs Stock Based Comp

BRO generated $0.2B in free cash flow while spending $0.0B on stock-based compensation, representing 20% of FCF.

FCF vs FCF / Share

BRO reported $0.2B in free cash flow, translating to $0.60 per share.

Revenue: Actual + Estimates

This chart tracks BRO revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks BRO eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks BRO net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks BRO ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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