CNO – Dividend Returns, History & Calculator

Dividend Contender 13 Years

CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, insurance products, and financial services for middle-income pre-retiree and retired Americans in the United States. I

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Company Info

Symbol CNO
Company CNO Financial Group, Inc.
Sector Financial Services
Industry Insurance - Life
Website Visit
Market Cap $3,920.9M

Price Data

Price $40.45
Price Change +0.68
Price Change % +1.71%
Next Earnings Report Nov 3, 2025
Low (52W) $34.63
High (52W) $43.20

Dividend Data

Div Yield 1.68%
5Y Avg Yield 2.20%
Current Div $0.170
Payouts/Year 4
Annualized $0.680
Previous Div $0.170
Ex-date Dec 10, 2025
Dividend Pay Date Dec 23, 2025

Growth Rates

Chowder Number 9.2
DGR 1Y 6.5%
DGR 3Y 6.9%
DGR 5Y 7.5%
DGR 10Y 9.8%

Total Returns

TTR 1Y - With Specials 4.8%
TTR 3Y - With Specials 23.9%
TTR 1Y - No Specials 4.8%
TTR 3Y - No Specials 23.9%

Fair Value

Fair Value (P/E 10) $23.39
FV (P/E 10) % 73.0%
Fair Value (Peter Lynch) $14.60
FV (Peter Lynch) % 177.0%
Fair Value (Blended) $29.06
FV (Blended) % 39.0%

Financial Metrics

Revenue 1Y 7.3%
NPM 6.6%
CF/Share $7.04
ROE 11.4%
Current R 2.9x
Debt/Capital 61.0%
ROTC 4.3%
P/E 13.9x
P/BV 1.5x
PEG 1.83
📊 Financial data last updated: November 24, 2025 1:01 pm

Calculate your CNO Dividend Returns

Quickly and easily calculate CNO dividend yield using our CNO calculator. Adjust the fields below to see how your CNO investments snowball over time.

Show Idealized Scenario (Assumes all future extra investments and dividends are made on Day 1 and reinvested instantly — this creates a best-case scenario for compounding growth.)

Portfolio Growth Over Time

Data last updated: December 1, 2025 1:57 am

Year-by-Year Portfolio Growth (Realistic DRIP Scenario)

YearStart BalanceStart SharesShare PriceDividend / ShareDividend YieldYield on CostAnnual DividendTotal DividendsEnd SharesEnd Balance
1$10,000244$40.93$0.171.66%1.66%$180$180278$11,380
2$12,209278$43.91$0.191.69%1.82%$221$400310$13,630
3$14,624310$47.12$0.201.72%1.98%$267$667342$16,091
4$17,264342$50.55$0.221.76%2.17%$318$985372$18,782
5$20,152372$54.24$0.241.79%2.37%$376$1,361401$21,728
6$23,312401$58.19$0.261.82%2.59%$441$1,803429$24,953
7$26,773429$62.44$0.291.85%2.83%$514$2,317456$28,487
8$30,564456$66.99$0.321.89%3.09%$596$2,912483$32,360
9$34,719483$71.87$0.351.92%3.38%$687$3,600509$36,607
10$39,276509$77.11$0.381.96%3.69%$790$4,390535$41,266

CNO Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/10/202509/10/2025$0.1701.68%1.73%$39.23
06/10/202506/10/2025$0.1701.71%1.79%$37.91
03/10/202503/10/2025$0.1601.66%1.66%$38.61
12/10/202412/10/2024$0.1601.67%1.69%$37.80
09/10/202409/10/2024$0.1601.91%1.97%$32.43
06/10/202406/10/2024$0.1602.24%2.35%$27.18
03/07/202403/07/2024$0.1502.25%2.25%$26.68
12/07/202312/07/2023$0.1502.24%2.28%$26.34
09/07/202309/07/2023$0.1502.51%2.59%$23.15
06/08/202306/08/2023$0.1502.43%2.56%$23.43
03/09/202303/09/2023$0.1402.37%2.37%$23.64
12/08/202212/08/2022$0.1402.43%2.47%$22.66
09/08/202209/08/2022$0.1402.90%3.01%$18.62
06/09/202206/09/2022$0.1402.71%2.86%$19.59
03/09/202203/09/2022$0.1302.22%2.22%$23.39
12/09/202112/09/2021$0.1302.15%2.19%$23.73
09/09/202109/09/2021$0.1302.15%2.24%$23.22
06/09/202106/09/2021$0.1301.94%2.06%$25.23
03/09/202103/09/2021$0.1201.90%1.90%$25.24
12/09/202012/09/2020$0.1202.01%2.05%$23.40
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Invest in CNO with Interactive Brokers

CNO 10-yr Total Return ($10,000 invested)

This analysis of CNO demonstrates the power of dividend reinvestment over a 10-year period with a $10,000 initial investment. The dividend reinvestment strategy delivered a 9.7% CAGR, representing moderate long-term performance. The DRIP strategy provided 20% more total return compared to collecting dividends as cash, highlighting the compounding effect of reinvestment.

With DRIP No DRIP

Total Return with and without DRIP (CNO)

Over the selected period, investing $10,000 in CNO would grow to $31,337 with DRIP (213.4%), and $27,681 without DRIP (176.8%).

CNO Dividend Reinvestment Snowball

Investing $10,000 + $100/mo in CNO with historic price growth (7.29%) and dividend growth (9.28%) produces dramatically different outcomes depending on whether you reinvest dividends.

After 20 Years

Your Investment: $34,000

With DRIP

Portfolio: $127,837

Annual Dividend: $3,066

Yield on Cost: 9.02%

Total Dividends: $21,139

No DRIP

Portfolio: $110,893

Total Dividends: $17,256

After 30 Years

Your Investment: $46,000

With DRIP

Portfolio: $352,185

Annual Dividend: $10,146

Yield on Cost: 22.06%

Total Dividends: $77,622

No DRIP

Portfolio: $260,621

Total Dividends: $53,872

Milestones on the way

By year 13, the compounding really starts to show. Your total dividends collected reach $7,382 against a total investment of $25,600. At this point, your portfolio is throwing off $1,286 per year in dividends alone.

By year 17, the annual dividend climbs to around your initial contribution. For a starting investment of $10,000, the yearly dividend now sits at approximately $2,126, a powerful “income on autopilot” milestone.

After two decades, cumulative dividends total $21,139 versus $34,000 invested, nearly a 62% recovery of capital purely from income. Yield on cost reaches 9.02%.

At year 25, the income engine takes over. The portfolio’s annual dividend of $5,586 is greater than total contributions to date ($40,000), and cumulative dividends exceed $41,193.

By year 30, the DRIP snowball is in full force. Yearly income reaches $10,146, cumulative dividends total $77,622, and the DRIP portfolio value stands at $352,185, compared with $260,621 if dividends weren’t reinvested.

How we estimate these numbers

We use the latest calculator inputs for CNO, price $40.93, dividend per period $0.17 (4x/year), along with historic growth assumptions: price growth 7.29% and dividend growth 9.28% annually.

We simulate month by month for 30 years. Every month, a $100 contribution is added and converted to shares at that month’s price. Dividends are paid roughly evenly across the year based on the dividend frequency; in the DRIP path, each payout immediately buys additional shares at the then-current price. In the No-DRIP path, dividends accrue as cash. Prices grow using a monthly rate derived from the annual price growth. Dividends per share increase once per year at the annual dividend growth rate.

This model isn’t investment advice; it’s a simple, transparent framework that illustrates how reinvesting dividends can accelerate both income and total return over time.

Projected Future Returns & Dividends for CNO

Based on past 10-year performance, here are CNO growth metrics:

Share price CAGR of +8.19%
Dividend CAGR of +9.76%

Using CNO CAGR metrics, we can estimate that your initial $10,000 investment, over the next 10 years, should grow as follows:

CNO (DRIP)CNO (No DRIP)
Current Price$40.11$40.11
Start Shares249.31249.31
Start Value$10,000$10,000
After 10 years:
Final Share Count299.08249.31
Dividends Payment$1.73$1.73
Annual Dividends$506$430
Yield on cost5.06%4.30%
Share Price$88.16$88.16
Total Dividends$3,224$2,932
Final Value$26,367$24,912

Estimated Future Value + Dividends – CNO

Dividend History: Payments & Yield

Shows quarterly dividend payments with trailing yield and a 5-year rolling average overlay. Use the range pills to switch the visible period.

Yield Dividend

Dividend Growth

Lifetime quarterly dividend amounts, with range controls for 1Y/2Y/5Y/10Y. Useful to visualize the cadence and pace of dividend increases over time.

Dividend

Dividend Payments & Yield

Quarterly dividends with TTM yield and a 5‑year rolling average overlay. Helps compare current yield versus recent history across different ranges.

Dividend 5-yr Rolling AVG Yield

CNO Dividend History

Ex-Date Payment Date Amount TTM Yield Forward Yield Price on Ex-Date
09/10/202509/10/2025$0.1701.68%1.73%$39.23
06/10/202506/10/2025$0.1701.71%1.79%$37.91
03/10/202503/10/2025$0.1601.66%1.66%$38.61
12/10/202412/10/2024$0.1601.67%1.69%$37.80
09/10/202409/10/2024$0.1601.91%1.97%$32.43
06/10/202406/10/2024$0.1602.24%2.35%$27.18
03/07/202403/07/2024$0.1502.25%2.25%$26.68
12/07/202312/07/2023$0.1502.24%2.28%$26.34
09/07/202309/07/2023$0.1502.51%2.59%$23.15
06/08/202306/08/2023$0.1502.43%2.56%$23.43
03/09/202303/09/2023$0.1402.37%2.37%$23.64
12/08/202212/08/2022$0.1402.43%2.47%$22.66
09/08/202209/08/2022$0.1402.90%3.01%$18.62
06/09/202206/09/2022$0.1402.71%2.86%$19.59
03/09/202203/09/2022$0.1302.22%2.22%$23.39
12/09/202112/09/2021$0.1302.15%2.19%$23.73
09/09/202109/09/2021$0.1302.15%2.24%$23.22
06/09/202106/09/2021$0.1301.94%2.06%$25.23
03/09/202103/09/2021$0.1201.90%1.90%$25.24
12/09/202012/09/2020$0.1202.01%2.05%$23.40
09/09/202009/09/2020$0.1202.75%2.87%$16.74
06/09/202006/09/2020$0.1202.69%2.87%$16.70
03/09/202003/09/2020$0.1103.12%3.12%$14.12
12/09/201912/09/2019$0.1102.43%2.48%$17.71
09/09/201909/09/2019$0.1102.77%2.90%$15.15
06/07/201906/07/2019$0.1102.53%2.72%$16.18
03/08/201903/08/2019$0.1002.44%2.44%$16.37
12/07/201812/07/2018$0.1002.36%2.42%$16.54
09/07/201809/07/2018$0.1001.79%1.88%$21.24
06/08/201806/08/2018$0.1001.87%2.02%$19.79
03/08/201803/08/2018$0.0901.63%1.63%$22.02
12/08/201712/08/2017$0.0901.38%1.42%$25.41
09/08/201709/08/2017$0.0901.57%1.67%$21.60
06/07/201706/07/2017$0.0901.65%1.80%$20.02
03/08/201703/08/2017$0.0801.57%1.57%$20.40
12/07/201612/07/2016$0.0801.68%1.73%$18.50
09/07/201609/07/2016$0.0801.88%2.00%$15.99
06/08/201606/08/2016$0.0801.46%1.61%$19.86
03/08/201603/08/2016$0.0701.57%1.57%$17.81
12/08/201512/08/2015$0.0701.37%1.43%$19.64
09/08/201509/08/2015$0.0701.45%1.56%$17.92
06/08/201506/08/2015$0.0701.39%1.56%$17.99
03/06/201503/06/2015$0.0601.42%1.42%$16.93
12/08/201412/08/2014$0.0601.41%1.41%$17.03
09/08/201409/08/2014$0.0601.20%1.38%$17.45
06/06/201406/06/2014$0.0601.07%1.42%$16.86
03/12/201403/12/2014$0.0600.80%1.28%$18.69
12/06/201312/06/2013$0.0300.66%0.72%$16.67
09/06/201309/06/2013$0.0300.69%0.82%$14.57
06/06/201306/06/2013$0.0300.72%0.96%$12.45
03/07/201303/07/2013$0.0200.72%0.72%$11.16
12/06/201212/06/2012$0.0200.65%0.86%$9.28
09/06/201209/06/2012$0.0200.41%0.83%$9.67
06/07/201206/07/2012$0.0200.30%1.19%$6.72
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Dividend Payout Ratio

Tracks the percentage of earnings paid out as dividends each quarter. Lower and stable ratios often indicate safer, more sustainable payouts.

Payout Ratio

Dividend to Free Cash Flow Ratio

Shows dividends as a percentage of free cash flow. Consistently high values may signal limited reinvestment capacity or potential dividend risk.

Dividend/FCF Ratio

Share Price

Historical closing price with range controls. Table view includes quarter‑over‑quarter and year‑over‑year changes for additional context.

CNO Price

Price to Earnings

CNO trades at a 162.9x price-to-earnings ratio. This elevated valuation suggests investors expect strong future growth.

Price to Sales

CNO trades at a 3.2x price-to-sales ratio, providing insight into market valuation relative to revenue generation.

Revenue

CNO generated $1.2B in revenue. Revenue has grown by 15% over the period.

Net Income

CNO reported $0.0B in net income. Net income has declined by 79% over the period.

Revenue vs Net Income

CNO generated $1.2B in revenue with net income of $0.0B, representing a 1.9% net profit margin.

Gross Profit

CNO achieved $1.0B in gross profit, showing revenue after direct production costs.

Operating Income

CNO generated $0.4B in operating income, representing profit from core business operations.

EBITDA

CNO generated $0.5B in EBITDA, measuring operational profitability before interest, taxes, depreciation, and amortization.

Operating Cash Flow

CNO generated $0.0B in operating cash flow, demonstrating the company’s ability to convert earnings into cash.

Free Cash Flow

CNO generated $0.0B in free cash flow. Free cash flow has decreased by 117% over the period.

Free Cash Flow / Share

CNO generates $-0.16 in free cash flow per share. FCF per share has declined by 117% over the period.

Earnings Per Share (EPS)

CNO reported $0.24 in earnings per share. EPS has declined by 79% over the period.

Return on Equity (ROE)

CNO delivered a 1.6% return on equity, indicating how effectively the company generates returns for shareholders.

Return on Assets (ROA)

CNO achieved a 1.0% return on assets, measuring how efficiently the company uses its assets to generate profit.

Net Profit Margin

CNO maintains a 1.9% net profit margin, showing the percentage of revenue retained as profit after all expenses.

Gross Profit Margin

CNO operates with a 81.1% gross profit margin, reflecting pricing power and cost efficiency in core operations.

Cash & Debt

CNO holds $0.2B in cash against $0.1B in debt, resulting in a net cash position of $0.1B.

Shares Outstanding

CNO has 0.1B shares outstanding.

Stock-Based Comp

CNO reported $0.0B in stock-based compensation. Over the period, stock-based compensation has increased by 15%.

FCF vs Stock Based Comp

CNO generated $0.0B in free cash flow while spending $0.0B on stock-based compensation, representing -198% of FCF.

FCF vs FCF / Share

CNO reported $0.0B in free cash flow, translating to $-0.16 per share.

Revenue: Actual + Estimates

This chart tracks CNO revenue: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EPS: Actual + Estimates

This chart tracks CNO eps: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Net Income: Actual + Estimates

This chart tracks CNO net income: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

EBITDA: Actual + Estimates

This chart tracks CNO ebitda: actual + estimates metrics over time, providing insights into the company’s financial performance and trends.

Disclaimer: The information on this page is for educational and entertainment purposes only and does not constitute financial advice. Do your own research and consult a qualified financial advisor before making investment decisions. Data sources include Yahoo Finance and other third-party providers and may contain errors or delays.

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